Can we have a best Goy contest here? My credit score is 798

Can we have a best Goy contest here? My credit score is 798

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I take all my meds like the good doctor tells me.
What, is that wrong? I mean he IS the doctor.

Danny Devito lost weight

I pay for everything with credit card, cash is so obsolete

The last several women I've dated have had kids already. I never call into work, never been arrested, and work for the corporate overlords.

Mine is only 659 im what you would call a bad goy

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i donate money to AIPAC

>not understanding how credit scores work and how they are meaning less
kek

Why burgers are so obsessed with credit score? We dont even have a number for that

>Be a good goy for some time
>When you can get a huge loan take it
>Screw all the banks and invest it in a 3rd world country
>Live like a king

>not understanding the point of a best goy contest
I bet you don't even get regular physicals either.

My state is cucking to Jewish supremacists.

Cucks stand up to defend Jewish extortionists.

820 before i got my 30 year mortgage from wells fargo.

>706 credit score
My parents refused to put me on their credit account.

I pre-order all the DLC.

i own an xbox one and have installed origin and paid for photoshop

>30 year mortgage

You think you're hot shit? I paid for my WinRAR license and reported my own brother for using his expired version of the program!

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I work as a personal assistant for a jewish businessman. I'm literally a shabbos goy

I worked in the kitchen of a jewish nursing home working 80 hours a week. You move, fellow goys

>best goy contest
>uses kike's credit rating as a measuring stick

to be fair, the rent in my area is horrendous and i will have it paid off in 12 years. my monthly payment, without extra principal, is half the rent for a one bedroom.

not sure how that affects my goy level.

lmao

Is 'goy' literally just a Jew saying 'guy', or do they actually have a language?

I'm a security guard that works 60+ hours a week.
I usually skip my breaks and try to be the best employee possible at my garbage job.
When I'm at work, people even think I enjoy being there.

No. Jews have no language they're a religion, nothing more my fellow goy

nope, goy. no language at all. and goyim is definitely not the plural of goy

Goy and gentile are the Jewish words for non-jews. Goy also means cattle

There's too many candles. It's supposed to have 3 things off it, not 4. (think of ((())) )

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>Oy Vey there's more Shoah now than during the Holocaust!

>do they actually have a language
In the last 12 hours I've talked to an American who didn't know the differences between UK, Britain and England, an American who didn't know what would happen if Trump and Pence were both killed (as in, line of succession), and an American who hasn't heard of fucking Hebrew. Are we really this bad?

I'm not 100% on UK, Britain, and England differences. So sue me.

>England - Main Island
>Britain - England plus scotland?
>UK - Britain plus Ireland and such?

fuck you

How long is 12 hours in freedom units?

3 TSA search patdowns

England is the nation of cucks with the capital in London. Britain is the Island Scotland and the cucks England and Whales are on.

The UK is a nation like the USA made up of Scotland, North Ireland, the Falklands, England, Gebralter, Whales, and some islands

>thinking credit wise or credit karma are accurate

I believe Britain is the main island that includes England Wales and Scotland
England is just the biggest "state" (for lack of a better word) in their union which is called the united kingdom

The time it would take to cook 150 burgers

So I was essentially right. Left out falklands

it means "a non-jew"

I am an American.

/Thread

780's.

TIME TO BUY A HOUSE THANK YOU MR. MERCHANT

:dddd

0.00040423095 FU (freedom units). 1 hour = 1/29,686, where 29,686 is the amount of days the creator of McDonalds was alive.

>taking a 30 year mortgage

You don't deserve those hitler doubles

816. Only one credit card that would be never missed payments on for 15 years. . Never carry a balance.

This is a /biz/ thread

or i could get a mortgage, pay it off in less than half the term, and pay $488, before extra principle, a month.

have my own place live my own life.

work within the system to escape the system. move to area with cheap taxes. escape the grind with decades left to enjoy living and not existing for assholes making millions off my back.

How do i calculate my credit score without signing up to some shit?

>Britain is the name of the island
Shit, I didn't know that. Wtf is "Great Britain"?

Get out

>Goy also means cattle

it means 'nation'

You can't really. Just sign up and cancel right away.

>Not knowing what best goy means

I date brown girls since they're easier.

What the fuck is a credit score?

Bloody yank shit.

No fuck that shit, I'll have to proxy up as well. I should have highest raiting anyway

Just use Credit Karma. It's free.

MOAR

I WANNA SHOOT MY BEANS TO THAT WHORE

Great Britain and Britain mean the same thing. They both refer to the big island in the British Isles.

It's doubtful your credit rating is very high if you haven't checked it much.

You need 7-10 different lines of credit, 2-5% utilization, an average account history of 5-7 years, and perfect payment history to get over 750.

It's free, but it's not really accurate. It'll give you a ballpark idea, but it's known to be off by 40-70 points. It also only checks Experian.

Credit Karma literally aggregates directly from TransUnion and Equifax and states scores respective of each

yeah mortgages are sort of like credit card debt you are a tard if you only pay the minimum amount due

which is why i pay more than that. but if for any reason i need to make a large purchase, i have a small amount to pay while i put some aside until i can make up the difference and get back to the schedule that gets me paid off in less than half the term.

it sucks, but it's the first step towards escaping the grind before almost every single one of you poor sons of bitches will.

i'm not letting them steal the only thing that matters from me. time.

It doesnt work that way in denmark, it mostly based on calculations of your finansiel situation. Also unlike America if you fail to honor your payments in denmark nothing you own is sacred. Creditors can even get prevail on you monthly salary

GJ user. I inherited my grandmas 300k house when she died based grammy saving me from worrying about mortgages

HAHA, my credit's in the shitter. 588.

I got it mixed up with Credit Wise, which pulls from Equifax.

Credit Karma doesn't pull straight from either. It often uses inaccurate information and calculates what it believes is your credit score based on their estimation of what the reporting agencies use as a formula.

creditkarma.com/question/why-is-creditkarma-inaccurate

>England - South of the mainland - the wart that is Wales
>Great Britain - Main Island
>UK - GB + Ireland and some misc islands.

Imo the title sugest that all subjects to the crown should be a part of the united kingdom so Aus, NZ, Canada etc. This is not the case

almost 600 is not shitter tier user my bro works at a bank and he has seen nigs and spics with payday loans have scores in the 400s

congratulations on the free escape.

seriously.

if you aren't full of shit, congratulations. every one of us that escapes is another fuck you to the scum bags who laze off the spent lives of others.

if you are full of shit. start working towards freedom. or don't.

Good to know. I don't even pull out loans or use credit cards anymore. The reason my score got so low is because when I was young and stupid I didn't realize you had to pay your credit card back month to month I thought you had until the next year to pay it. So I essentially went 5 months without paying my credit card and now I've been trying to get my credit score higher ever since.

My CS is 399
kill me

Credit score of 868 here

its cool senpai lots of people pay for dumb mistakes they made from a missed payment they made when they were 18

just learn from it and dont get into fuck huge suburban house wife tier debt

>kill me

the winter will take care of this sometime in the future when your shitty economic situation leaves you out in the cold on a particularly windy night.

>868/850
wut

CS of 745, it was higher before taking on a 350k mortgage.

Why not just take out a 15 year fixed since you're already paying more than a 30 year? Then pay that off aggressively.

Check the flag.

>300
goldstien & goldstien can fuck off

You get a lower rate on a 30 year and the extra that you pay every month goes straight to the principal.

>implying a low score hurts them

Have fun paying 40% interest on your credit cards and (((renting))) for the rest of your life.

>credit cards and (((renting)))
I do have neither of these

>have high credit score
>pay banks less when you borrow
>able to finance your own personal success at a cheaper rate, increasing your own wealth and standard of living at their expense

But g-goy, you're still paying them!
>Borrow at low rate
>expand wealth at a higher rate using their money
>an opportunity cost loss for the lender, who could have made more if they weren't lending cheaply to you

but kept it in all the right places if you know what I mean

what this guy said

i pay towards the principal. also, little things like getting a zero interest cash back card for gas and groceries, and paying it back in full every month. save up that money for the length of the term or as long as i can find cards like that.

i need to buy the shit anyway, i might as well get a few thousand dollars at the end of ten years and maybe buy myself an extra year of freedom for no extra work at all.

like i have been saying this entire thread: you need to exploit the system to escape it. buy a small house, don't waste money heating a bunch of rooms you will never use.

>wearing a normal bra under a sports bra

Why do they do this, pol?

I was 804, down to 796 now. You win this round, goy

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I always donate to charities helping poor Israelis

722 at 22 yo just got a loan for 5k to invest in btc

I only go to jewish doctors and never pay for my visits. I simply ignore the collection letters.

me too because of cash back

why would americans need mortages and credit cards? they all earn over $100k per year from their html programming jobs

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I'm mestizo dating a blonde petite.

Shit is cash but yeah, sucks for you guys.

K