How do we solve the student debt problem?

How do we solve the student debt problem?

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stop going to jew-run young adult daycare

Obama out is a good start.

>don't go to college unless it's necessary for your profession
>don't go to "college" if it's a "general college"
problems solved

Get rid of the shitty 'Mickey Mouse' degrees like gender studies and the crap that doesn't help with actually getting a job. Make apprenceships more appealing, getting skills necessary to get a job.

How is it a problem? People buy something they can't afford, they incur debt, voila!

Did you know that most jobs don't require a degree?

Stop telling kids that college is necessary, especially if it's at a liberal school

Realistically, it's to completely stop all government grants to schools. That's why they're liberal factories.

Free easy government money = jack up tuition = more money to spend on bullshit humanities

If federal grants and scholarships were completely cut within a few years libarts would be cease to exist and every college would be STEM or technical

ban humanities and post-science social science.

>Make apprenceships more appealing

You're getting PAID to learn ON THE JOB by professionals already IN THE FIELD who usually hire full-time, or give you a stellar recommendation, once your apprenticeship ends. It's already appealing enough. Blame the millenials who are too good to work with their hands or outside

Precisely the point.

Vote in Hilla--oh wait ya blew it. Enjoy owing the Jew for the rest of your life!

Minimum wage jobs for 15 years.
Please also take 1/3 of my pay for Tyrone and his 5 kids.

Stop giving government loans for worthless degrees
Cut federal funding to universities by 25%, that'll get them to drop or severely cut back most of their retarded degree programs

Cut financial aid to schools that charge exorbitant fees.

Encourage students to go to local universities, you only get 5 figure student debt when you go to school out of state.

People don't realize how big of a problem this really is. It's not just people who can't pay it, but those who can as well

>Joe Blow graduates and wants to start his own business or has a great new idea he wants to sell.
Good luck doing any of that and bettering yourself, your area and community while paying your loans. Time to take a job and make someone else money then maybe do that in 10 years if you are lucky.

nobody would turn down an apprenticeship in this economy, the issue is difficulty in finding them. that said im a city fag, so theres way more of a mad scramble for jobs that dont exist.

High schools don't exactly give tours of workshops and encourage people to become apprentices

And if they did, the trades would be overrun with what colleges deal with now; the labor supply would be enormous and many would be unemployed just as now, while the few smart ones went off to an ironically very cheap college.

>r/pol wants to solve student debt
>doesn't think education should be free

Make it illegal to give loans to people under the age of 25. By the time they are that age they will have an idea of what kind of job is sustainable and what are pipe dreams.

>Study for SATs
>Get 2100 on my SATs
>Ask my dad to pay for my college
>My dad says GTFO nerd
>Feel cucked, being half German completely expected
>Fast forward a couple of years
>Have comfy student life, going to switch main study subject for the 4th time next year
>Realize that I kinda hate American pussy rugby, thus there is no reason to study in the US
>0$ college debt
Feelsgoodman

By free, instead of 1/3 of my paycheck to taxes lets' do 3/5's.

Here's a solution. Let the smart people go to university. Let employers hire based on an IQ and aptitude and provide specific training instead a bullshit piece of paper.

That's probably the idea behind student loans in the first place. Powerful multinationals don't want any upstarts undercutting them, so they lobby the government to make it as difficult as possible for that to happen

So much for the American dream. The irony is that student loan systems make it easier to start a business in socialist European countries

Government guaranteed student loans is just a green light for universities to continue increasing costs. There's no reason for them not too. It's socially unacceptable for kids to not go to college now and its against the law to refuse student loans, and because government stepped in and made it illegal for banks to refuse student loans they have to guarantee that they will get paid back. The only way to fix this is to get the government out of the loan business and force universities to compete with each other.

Hiding the costs in taxes like Bernie does with his "free college" will only make the problem worse because under that system where is the incentive for universities to charge less?

fpbp

Teach children viable skills in high school that can get them jobs instead of baby sitting teenagers

I did 2 years at jr college to get my breadth requirements and 3 years at a university to get my CS degree. It cost around 40k.

How about finances and foreign language classes being necessary to graduate?

It's easier to leave college without any loan debt coming from a family making less than 60k.

That wouldn't address the issue of employers wanting a college degree even for desk jobs you could probably teach a 16 year old to do in less than a week.

Allow bankruptcy protections on student loans again.

>Have comfy student life, going to switch main study subject for the 4th time next year

Why are you doing this? Are you indecisive?
Do you want to prolong being a child?

No one under the age of 40 is going to these manual labor job sites that required trade certs anymore.

Highschool kids would rather go to college, major in some shit with an unemployment rate of 12% and a starting wage of 32k than learn how to weld.

On top of that, they've deluded themselves into thinking that we'll just hire them with a college degree & nothing else. That their college experience is remotely similar to what the jobsite is like. They think they're worth 6 figures with a piece of paper in their hand and nothing else.

It could, depending on the student's experience.
For jobs like that, a degree just shows that you're smart enough to do the necessary work and have the commitment to stick with something

Stop sending kids to college that shouldn't go to college in the first place.

>Highschool kids would rather go to college, major in some shit with an unemployment rate of 12% and a starting wage of 32k than learn how to weld.

Well, that's probably because they think the robots will take all the welding jobs soon enough.

Ironically low-energy Jeb had probably the best idea I've heard: give every American a $50,000 line of credit to use towards college. After graduation your loan payment is 1% of whatever your income is for every $10,000 you borrowed. You can pay more than that if you want, but your minimum payment will never exceed 5% of your income. Nobody can get more than $50,000 from the government, if your education costs exceed 50k you need to secure private funding, which most people under 25 won't be able to do. It basically forces kids to give serious thought to whether or not that $600,000 gender studies degree from Harvard is really worth it. It also forces colleges to stop jacking up tuition prices on meaningless bullshit degrees in the first place, since the only reason they are able to do this is because of the government's current policy of handing blank checks to 18 year olds who have no concept of money management.

A lot of student loan defaults would cause a sell off in public colleges, tax payer funded bailouts, and skyrocketing interest rates on people that didn't default on their student loans.

I do like that actually.

Ranjeep will take all the IT work decades before robots take all the Welding. Most Welding is "outdoors," i.e. not in factories or controlled environments. The best robot to do that sort of work is a flesh and blood human.

They won't. You have a better chance of poo in loos taking your job than full automation of every job becoming a remote possibility.

Automation requires a large market trend and massive R&D + upfront cost to be cost effective.

Having automation for shit like putting boxes in other boxes + packing peanuts is doable because every industry does this. However automating shit like pipe fitting isn't going to happen, every job site & task is unique.

Any place a robot can easily do the job and its profitable then they are there.

Not all welding positions are in an assembly line you fucktard.

Make it known that formal education isn't the only path to success

>tell every kid they'll be trash if they don't go to college
>record numbers of students
>higher demand leads to higher tuition cost
>leads to higher debt
>record students means record graduates
>labor market gets swamped with inexperienced, highly educated manchildren
>labor prices drop
>graduates tell the government to force wages up
>increased minimum wage makes it harder for younger people to start a low-end job early and work up
>forcing kids to go to college to stay even a little competitive
>repeat until society collapses

Stop telling kids college leads to success, tell them that HARD WORK leads to success

Actually make college difficult to get into, so only the people that belong there are there. Remove government from the loan process. College got expensive the day the government basically guaranteed loan payments. It was a free pass for colleges to charge whatever they wanted, get guaranteed payment. It also led them to admit basically anyone because it meant cash.

That and get rid of the stupid race positions that make $100k per year to fill out government diversity surveys. I shit you not a local university near me was hiring this position to fill out one diversity audit annually. That was the only job the position required. And as expected it was highly suggested that a minority would get it.

Yeah just make this massive financial investment into affirmative action recruitments and directionless idiots pursuing degrees in gender studies and Mongolian crocheting history. Maybe if we cut the stupid shit out first and realized that college was primarily a vocational skill-acquiring mechanism and that its only other purpose is scientific, mathematical, philosophical, legal/etc. research then we could actually solve the problem and pay for it

Introducing,

College tuition now 100k per year!

You give colleges a steady income and they'll find new & idiotic ways to spend it.

sounds good to me.

More sensible than the current system, but it doesn't address the greater problem of degrees being handed out like candy, making them essentially worthless.

Abolishing federal student aid is the only way to go.

that would be true if HR didn't exist

Guess I'm a #Jebhead now.

Don't go to college unless you are (A) rich and can afford it, or (B) are smart in a field that can pay for a degree. That's it, really.

In the past college really was only for the relatively well-off. The policy of telling everyone they are a special snowflake and their degree in SJW Studies is totally worth $40K of debt has been a disaster.

Our company used that option for some of our programming and report writing in sql.

After 6 months we stopped it because the code was so bad we had to scrap everything and slowly rewrite it.

It doesnt help we dont have a real department head for either our database or programming side (any side really but those 2 suffer the most).

Pretty much this.

Have standards and stop giving out six gorillion dollar loans for sociology degrees.

As someone who interviews I always get a good laugh when the entry level kid was told he could get $70k straight out of school. Lucky to be at $30k. Hard to explain to these genius's that the guy making $70k has been doing it for 12 years.

This. You could also major in something useful.

>Actually make college difficult to get into
The hilarious thing going on in the college system right now is schools known for X study having a 70% student body majoring in Y.

For example, my school topped the charts in Medical Science, Nanotech, Electrical Engineering, and Computer Science.

Only 15% of the student body had a major in those fields. 60% of the student body majored in HUMANITIES.

So our tuition was constantly increasing to house all of these unemployable chucklefucks that were just seen as useful idiots that would gladly give their money to major in HUMANITIES at a fucking Technical College.

That shit still blows my mind to this day.

It is disgusting the shit that they allow in.

What are you hiring for?

There is a lot of degrees that can pay upward to 50k out the gate easily, more if we're talking graduate level.

Did you know most people would rather do STEM than a trade? STEM will make most (not all) tradesmen redundant through automation and innovation

Don't go to an expensive university and get a bullshit degree that you will never make money with

Fucking god yes this, and stop offering courses that are just feel good bullshit as credit courses.

Make it difficult to get into university again.

Do 4 years in the Air Force and learn a trade then get out and use your GI Bill and work part time with the knowledge you learned.

It's what I did, anyways.

stop telling kids that university is the only path

>tfw senior artfag
>tfw 90% chance I won't find a job

There's always the military I guess.

Statistics grad degree = 80k starting

citation needed though. did jeb actually propose that?

Why do liberal arts degrees even exist? Why do people take them? What jobs do they tell people they can get with a liberal arts degree?

Remove bullshit "electives" that have literally zero relevance to most majors and exist solely to keep people there for a semester or two longer.

Automation is great until the system goes down. Also someone has to build the systems in the first place

>You haven't even proven to us that you can show up to work on time, why in god's name would we pay you as well as a senior engineer?

I've never had to deal with outsourced devs because of the line of work I'm in. However, I've heard horror stories from friends working in other parts of the industry where that is common.

It's interesting that managers with little to no engineering experience are finally seeing that hiring 6 Pajeets to write code that's non-functioning/riddled with exploits & bugs... that you later have to hire 4 US senior engineers that demand up to 5 times as much as the Pajeets to fix their broken code is a bad idea. They're finally starting to see that it's wiser/cheaper to hire 1 Senior lead and 4 hardworking new grads.

The fucking federal government needs to stop poking it's ass into EVERYTHING!
we only have a student loan problem because of guaranteed federal student loans to every asshole that decides not to work after high school. It should be the responsibility of the degree earner to either pay for the degree or prove to a financial institution that they deserve money for the degree because of its eventual ability to produced increased income.

When the federal government gives loans to EVERYONE then there is no barrier to racking up insane debt for meme degrees and then complaining that "boomers had it easier." Boomers didn't get degrees in lesbian dance therapy! Get a useful degree that will eventually earn back it's cost or get a job after high school. People cannot be expected to turn down free loans from the government even if the free loans ruin their lives. The solution is for the Fed to stick to its fucking job, which is NOT giving us fucking loans.

FUCK!
REEEEEEEE

might as well flip burgers for 30k

It's supposed to be a major for rich kids to get into college that are dumb as a brick.

For some reason a bunch of middle class kids think they belong in that club. They think that since they aren't smart enough for majors that actually pay well they shouldn't just realize they're not cut out for college.

I don't get it.

a more minimal college curriculum probably wouldn't hurt. i should not have been required to take as many unrelated, distracting, non-STEM classes, the content of which i have forgotten entirely by now.

bullshit, im a millennial, i i know countless others who are all constantly looking to get into blue collar work. its just not the fucking 60s anymore, you got 500 mexicans who are willing to accept less than minimum wage. i know people looking into cheap ways to learn portuguese so they can pretend to be an illegal argentinian immigrants.

Stop making student loans government backed. Colleges can jack the prices up for any reason and they are protected and students can get them without question or risk. Make them private loans and kids won't jump Headfirst into massive debt

Also, remove all the bullshit scam majors that are financial black holes like women's studies, humanities, art, etc.

>Not wanting to take out a loan to pay off your last quarter filled with Mexican History and Humanities classes before you graduate in EE.

People used to be able to drop out of school after grade 10 and get jobs that paid well enough to buy a house with. What happened?

1. Inflation
2. student loans for everybody degraded the value of education
3. a million different taxes were created
4. a million different regulations were passed
5. the low skill jobs that paid well got ruined by environmentalists and unions
6. the great recession

You're full of shit. They have hiring requirements to prove citizenship of new hires.

If you're competing with illegals you're going to companies that are doing shady shit that'll probably have you wind up in the ER anyway.

You just didn't work hard enough.

every company hired those motherfuckers, those laws arent enforced for shit.

Let's not forget
7. Companies go multinational and move all investments and manufacturing to shithole countries with no concept of humanity

Again, if you live around a bunch of illegals or looking at shady companies.. yeah that might be true.

Look into companies that do work on military bases. They'll want people that can pass a background check before they let them do construction on base.

the worst part is that it takes focus off of what you're there to learn. it's hard to concentrate when you're trying to think about too many things at once.

Nationalist Socialism

Sieg Heil!!!

>Hasn't mastered bullshitting in Humanities classes

Get the teacher's point of view & opinion on the topic. Parrot that point of view in your paper.

Piecing together a convincing argument is difficult, especially when they'll expect it to be flawless if it disagrees with their world view. Just repeat whatever garbage they think on paper.

Remember to only show up for first classes, midterms & finals. If the humanities teacher can recognize you by your face, you're doing it wrong.

stop giving faggots loans to get useless liberal arts degrees, fix the liberal art degree bullshit and colleges regain prestige and student loan debt problems go away

too late for that. i did manage to get the hang of it, but that's not the point.

Problem is liberal arts degrees are an endless source of money for colleges.

If you remove humanities & other bullshit majors from admissions, every college in the US will shrink its student body by 70% +. That's a shit ton of money for students that require very little to no special equipment or facilities. Whatever happens to them after they graduate is of no consequence to the university.

you nazi turd. dont you understand you need to be poor so thirdworlders can get a bowl of rice a day?
businessinsider.com/deutsche-bank-asset-management-threat-to-globalization-populism-brexit-trump-2016-12

people that can't get scholarships shouldn't be in college in the first place.

Lmao. Enjoy getting stuck with some shit MOS because that's what's gonna happen if you go in with an art degree

Also, more and more women entering the workforce giving a seller reason to believe there will be double income from the family.

And do what instead?

>inb4 muh trades

Yeah and join the 50 year old conservadad club. How am I supposed to meet women as a plumbing apprentice? Say what you want about uni being adult daycare, but they're the pimp and they have all the white women so I'm stuck kissing the ring.

>Took journalism class
>Asked to write Op Ed on article about the Middle Eastern conflict
>Quote the Koran to show that Muslims are inherently violent
>Mention that the Middle East was on the path to becoming westernized before US intervention in the 70s as an argument for non-intervention
>Get A on Op Ed

I wonder if I could have gotten away with it if I found some sort of link between the US intervention and Israel. No doubt there was one, but I didn't have the time to dig it up

Stop taking loans you cant pay back

asian girls in stem

>Do you want to prolong being a child?

>you're a child if you manipulate a broken system
>votes for Trump