Can we talk about Obamacare for a second

When is this shit getting repealed? my premium jumped over double what it was last year, it complicates my taxes, and it'll nail you at the end of the year if any of your estimated numbers are off as a self employed person. so growth of my business means I get handed a steaming pile of shit at the end of the year. I still couldn't afford any serious care with these shitty plans if I needed it and it's a drain every month for a service I am not likely to use.

then, if I opt out of these shitty plans and shitty service I get a massive penalty at the end of the year. up to 2.5k I think this year. I DON'T NEED IT, I NEED THE MONEY FOR OTHER THINGS, I DON'T WANT IT.

so, in this thread we will discuss when obamacare will be trashed and what we think it should be replaced with. I don't really care what it's replaced with so long as I can opt out without being forced to pay under pain of serious consequences that are the same as if i don't pay my taxes.

...

>we will discuss

Fuck off normie.

Will not sage this, instead I will bump.

Don't worry, once it's repealed, your premiums will still keep rising (assuming you're even still covered)! It's the American way!

I had a teacher today who said Obamacare was necessary because of there are people who's lives are dependent on it.

fuck off french fry. you don't have to deal with this shit.

I worked for Obama care, when tax season hits call the IRS tell them you were unable to pay insurance because you were a victim of domestic violence. They can waive part of the fine. Domestic violence requires no proof. There are like 11 conditions that will waive the tax fee, domestic violence (being victim of) is the only one that doesn't require proof.

Tldr : if you opted out of Obama care and are getting fucked by IRS call the IRS tell them you couldn't pay for insurance because of hostile home environment/ domestic abuse.

I'm a male. domestic violence doesn't happen to us guys right? no one is going to believe that. taxes are already going to fuck me this year. and because I made more in 2016 than 2015 when my taxable income made me eligible for obamacare payment help, I also have to pay back almost all the credits. it's like 1.2-1.5k. so that means that I'm going into debt to the federal government this year when my business already went into debt because of the regulations and taxes of the federal government and is not in a position to provide me with the extra income needed to pay for the extra debt I owe the government. so then I have to make enough next year to pay this years taxes plus next years taxes which isn't going to happen cause growth is flat in this sector of the economy right now because of fucking illegals.... so I'll go further in debt to the federal government and end up having to just get a shit job where I am not making jobs or producing something for the economy because it makes my taxes and the regulations go away to just collect a paycheck.

fuck obongo, fuck obongo care, fuck the federal government. I'm joining a militia.

I stopped paying taxes in 2008 when Obama was elected.

I dunno. I got laid off and lost my healthcare. I'm on unemplpyment and don't wanna go on Obamacare because I can't afford it. I really hope I don't get penalized. Fuck this stupid law.

They have no choice to believe it you don't need proof. They can't request proof. All you have to say is "I was in a hostile home environment I was a victim of domestic abuse" they are waivers, there are a bunch of different waivers like homelessness , expensive medical bills, etc. But everything other than domestic violence needs proof. They don't care if you are male.

Implying....Just watching the British elections shows that this issue doesn't go away once you Nationalize healthcare.

>Muh NHS

Was talked about more than the human bombs raping children

> catastrophic plans will still be illegal

Hello plebbit

I hate Obama care, I don't mind the laws offered with it (prexisting conditions, adults on parents health care) but it's way too penalizing for people using it and not penalizing for the insurance companies involved.

True story before Obama care I worked for a hospital paying 25$ a week for amazing insurance offered through my work . After Obama care the hospital made us get Obama care I was paying 250$ every two weeks for "bronze plan" my deductible went through the roof. I was mad but never went to the doctor more than once a year so it was whatever.

Then I got pregnant, my doctors were chosen for me, there were waiting lists and my insurance company went out of business (I only found out after giving the receptionist my insurance card). I didn't get good prenatal care until my second trimester. I didn't get better health care until I decided to pick my.own doctor and let them bill me. $30k out of my own pocket later and I'm not even upset because it was better than having to deal with Obama care. I'd much rather pay stupid high hospital bills then be forced into paying as much a month for shitty Obama care.

Obama care was too rushed it's a half-assed commie health care. We shouldn't be penalized for not having it because there is enough penalty with medical bills from not having insurance. The only ones who should be fined out the ass are the insurance companies for raising their premiums. It's not affordable when they charge as much as rent and then continue to hike the price.

Anything would be better than Obama care.


Tldr: When I need the doctor now I just let them bill me, I get better service and am paying less upfront than I would paying overtime for Obama care.

OP is gay. The max penalty is $2k and you should be penalized if you dont have health insurance...someone has to pay when you cannot cover your medical bills...might as well be the people that can afford coverage but choose not to have it.

obamacare is so awesome.

our monthly premium of 358 last year has jumped to 669 this year. we only had a couple of doctor's visits with a couple of monthly prescriptions on it.

What would your premium be without Obamacare?

Its going to be hilarious when Obamacare is repealed and nearly everyone on this board loses their insurance...but somehow they will still blame Obama

our premium was rising about 20 dollars per year before obamacare. these last three years have been at least 100+ raise per month per year. the last year before obamacare, for about this same level of insurance, we were paying about 175/mo.

*20.00/month per year

this time is absolutely ridiculous. almost doubled.

>someone has to pay when you cannot cover your medical bills
but i can afford my medical bills, when I'm not paying thousands a year for something that I don't use regularly. I could be putting thousands a year into savings but instead it is being taxed to give people that can't pay for shit plans that they too will likely not use because they are being taxed to pay for obese people and the druggies and alcoholics having problems and the very small number of people with legitimate issues.

not to mention the insurance system is why healthcare is so expensive. it's welfare for the medical industry so they charge more and more and more like how niggers want more and more and more welfare.

you're a faggot user, kys.

>I DON'T NEED IT, I NEED THE MONEY FOR OTHER THINGS, I DON'T WANT IT.

I get that sentiment. Problem is when people who say this get sick or get in an accident while uninsured and leave the rest of us with the bill.

The individual mandate is incredibly unpopular, but it's also completely necessary for the entire system to work. I'd be really skeptical of anyone in congress or the white house who says they'll somehow be able to keep the popular parts of the law and ditch the bad parts.

oh, and we originally had a 2000 dollar deductible. it's currently at 4000. for those paying for private insurance, and not on the government teat, it's fucking horrible.

but the leftist democrats keep sucking his dick about it, claiming it's just the best thing ever

even the people on the dole who get obamabucks for their insurance, they've got a payment they couldn't afford in the first place. and fuck using it. with a 10k deductible, it might as well be 100k for their ability to pay it, which is nil.

The Republican congress will replace Obamacare with legislation that manages to even further remove health insurance from anything resembling a free market, at the expense of the middle class. Drug prices and premiums will continue to rise and everyone who isn't rich will have fewer options. Shoehorned into this legislation will be expansions of intellectual property protections so that it's easier to shut down those who would produce drugs at lower prices.

This will be championed for the simple fact that it deposes Obamacare. Many Democrats in congress will also support it because they are spineless and answer to the same corporations.

I am going to go into debt with the federal government to the tune of 5k this year on a gross income of 35k. a large part of that is this overcomplicated piece of shit healthcare law and the rest of it is a draconian business tax structure that ultimately means that even though one of my biggest clients last year royally fucked me and then didn't pay his final installment, meaning my business is in the red on the order of 10, I'm still going to owe the government tax dollars on negative profit.

as near as makes no difference 15% of my income is my debt to the government after taxes. so all told lets just call it a 50% tax rate.

I'm joining a fucking militia. day of the rope when.

>I'm a male. domestic violence doesn't happen to us guys right?

Why? Because only a man could serve the beating? Tell them you're gay if they ask. I don't think they'll ask for proof.

I was in the same boat. You should qualify for Medicare, which covers the tax requirement.

It's not obamacare it's the AFFORDABLE HEALTH ACT

got me troll

> $20,000 minimum wage yearly, no benefits at 2 part time jobs cause Obama (he didn't increase minimum wage against cost of living)
> $2k penalty because Insurance is expensive cause Obama
> or
> 5k deductible with insurance $16k max OOP, 80% premium increase cause Obama
> someone has to pay the bill cause self-responsibility is a conservative agenda
> people that can afford should cover your needs (SNAPS, Unemployment, Govt. Housing) only goes to those not working but not underemployed like the $20,000 annual guy.

Keep trollin trollin trollin
Penalized with insurance, penalized without insurance.

But your YEARLY premium should be under $2k if you make that little, meanwhile your penalty for not having insurance would be $500...cant tell if youre trolling or retarded

>AFFORDABLE
>If I say it enough times, it might come true.

>I'm still going to owe the government tax dollars on negative profit

How? Businesses are taxed on profit, not revenue.

>Self-employment tax
>you have to pay a quarter ahead based on what you "usually" make or get a penalty
>yes, even if it's obvious you won't make anything that coming quarter
>and you pay both halves of the Socialist Security tax too

I no op, i pay $200 a month for 2 people and a $6,500 deductible and then they only pay 70%. Max outta pocket is like 13-15$?

Same plan was $90 last year, and it payed 80%. The year before that it was like 70$.

I hate insurance b.s.

Is there even a reason to do this when you can just set up an LLC?

I was told that since my company offers insurance, i am not eligible for obamacare with subsidies. I pay $200 monthly, $6500 deductible then they pay 70% max outta pocket is $15 or so. Same plan was $100 last year....

This is what happens when lobbyists from the insurance companies are allowed to influence the writing of the law.

Youve been told wrong

The inability to deny coverage is why all the insurers had to raise premiums. You are subsidizing people with expensive chronic, usually self inflicted diseases. It's socialized medicine but without single payer bargaining and with more middlemen

>inability to deny coverage is why all the insurers had to raise premiums
True. But folks dobt seem to realize that we had to subsidize hospitals before Obamacare for these folks that dobt have health ibsurance and cant cover their bills...it was just in the form of the cost of treatment. These folks were not denied treatment, they just went bankrupt and then the hospitals had to charge a little more for everyone else to make up the difference.

We should just convert fatties to fuel, problem solved

Can someone explain to me what is the obama care, how it works and why it sucks?

So here in murrica, its not politically feasible to have a single governement provided healthcare system. Because muh freedoms. But lots of folks were getting totally btfo because they couldnt afford health insurance but needed health care. They would go bankrupt basically because they got cancer or heart disease or got hit by a bus or something. So obamacare was a compromise...it was supposed to make health insurance affordable for everyone via government subsidies for poor folks. And meanwhile, it penalizes people that didnt buy health insurance. Its not perfect, not even close. Premiums have increased dramatically because many of the healthiest people choose to opt out and just pay the penalty, which is much cheaper than actual insurance for most people. So mostly the sick people joined, and they are getting the care they need, its just expensive for everyone. The obvious fix is to increase the penalty for not joining; but again that is politically unfeasible. So we will probably go back to the old way soon now that Republicans are in power...which is fine so long as you are rich and/or not sick.

Did you forget the part where it was ramrodded through Congress with ZERO Republican votes because the Dems had such a big majority?

exactly this shit.
you have to do this if you set up an LLC, what are you talking about?

>The obvious fix is to increase the penalty for not joining

If the penalty was $1 trillion and/or lifetime in prison, the monthly price of healthcare would continue to go up. The problem isn't that people don't want to be in the healthcare system, it's that the insurance/healthcare system is filled with crooks. Yes, yes, it's capitalism, I know, but an aspirin doesn't cost $100 and a visit to the ER shouldn't be $50,000.

When you say "because muh freedoms", i understand is as "too expensive, people wont accept such a large new tax".

This reminds me of that "everyone need car insurance" policy, which is pretty fucking stupid and abusive if you ask me.

No one does or ever did pay the hospital's initial bill you fucking meme lord. That's strictly there to bargain with insurance companies. People who can't pay just didn't, and the hospitals wrote off the loss.

just like how republicans ramrodded repealing slavery with ZERO democratic votes?

Do US have something like "philanthropic hospitals"?

The hospital itself dont try to make a profit and try to charge the least possible to keep working. It dont mean it is falling apart the doctor work for free, it still pretty expensive for maintenance. Im not even sure if they receive any penny less than a normal hospital doctor, it is just the administration and executives arent getting as much cash.

Some of the best hospitals on hueland are philanthropic.

Im not even sure if the doctors*

...

People with no money just go to the emergency room and skip out on the bill, so the rest of us end up paying.

They're fucked if they need pharmaceuticals though.

>No one does or ever did pay the hospital's initial bill you fucking meme lord.

Do this with any other industry and tell me how that works out for you. That it happens in the first place is bullshit, just like you.

>the monthly price of healthcare would continue to go up
Yes, as the price of medicine increases so does the cost of insurance. But if you have the healthier people in the insurance pool along with the sick ones, the average cost (and therefore the average price) is lower. Obamacare costs are high because many of the healthier folks opt out abd can just join if/when they get sick. If the pebalty were increased (and monthly enrollment was eliminated), this issue would go away.

Hypothetically, maybe. But as long as there's a profit to be squeezed out sick people the system (e.g. ACA) will be abused. Pic related is UHC's DJIA since 2010. We're getting fucked and they're making record profits.

i was looking at the deductibles for the obamacare nonsense and then did a quick google search for average emergency room bill and figured out immediately why they were what they were.

it was basically catastrophic incident insurance.

You should compare that stock chart to an index like the dow jones or s&p 500 before jumping to conclusions. As far as i can tell, the health insurance companies make very little from 'marketplace' plans

If they make very little from marketplace plans, they why are we discussing the merits of ACA in the first place? It seems its universally bad.

25 y/o, turn 26 at the end of August. Actually really kind of worried about being kicked off mommies plan because I have a renal disease from my moms side of the family that requires constant medication (as I got a transplant) and constant check ups.

I work full time but my companies insurance sucks, I don't plan on staying here forever anyway. should I start panicking now to get coverage? Thinking about just paying out of pocket for the same insurance I have now through mommy, but on my own.

>universally bad
Compared to what tho? A system where many cant afford coverage and get bankrupted when they get sick? Seems that system was broken too? Of course ACA needs some fixing if it is to continue...but what is the better alternative? Repeal and replace with what?

Literally the best solution would be public single payer healthcare but with only white people being eligible for it. I'm not even going to debate that, it's just so fucking obvious.

Obamacare is literally the worst from both the market system (you pay out of your ass so some insurance kike gets to line his pockets) and the socialist system (you MUST be subscribed to some kind of insurance). It's fucking travesty.