63 PERCENT OF AMERICANS CANT AFFORD A 500 DOLLAR EMERGENCY EXPENSE

cbsnews.com/news/most-americans-cant-afford-a-500-emergency-expense/

Solution?

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learn how to save and sage.

Zuckerberg and a mere seven other men own as much wealth as half of the rest of the 7.5 billion people on earth. 'Nuff said.

>500-emergency-expense just for a ride on ambulance
>scam

Their called niggers

I've always wondered why a $30 ambulance ride costs $500.

Similarly, why does a $150 MRI cost $5000?

Why indeed.

Because the insurance companies pay for it.

Try an experiment. Visit your local down town, one with sky scrapers and stuff. Which names are on the buildings? Oh, wow, mainly banks and insurance companies can afford to have sky scrapers with their names on them. So that's who has the money. He who holds the money makes the rules.

Kek, good thing I'm not in that 63%. Stay salty, poorfags.

Stop buying shit you can't afford

Im a drop out and I can. I will survive.

Insurance on the ambulance, insurance on treatment, medical supplies, cost of EMS personnel. Paying for others who call the ambulance because they have a 20/10 headache. It's more like a $150 ride that you get charged $500 for.

How is that possible I made $33,000 last year and I always have at least $800 in the bank?

Ive been living off 7k a year. People are niggers with their money.

if you could afford it you wouldn't need insurance goy.

>Tfw yuropoor
>Tfw student with no job income (yet)
>Tfw I have al ready a net worth of 200k € in managed assets

wow your so cool

Insurance and people who don't pay both inflate Healthcare costs

>I can't save $500
>Give me $500 so I can save it

Collectivisim. Not even once.

This, rich people are rich because they're jewish with their shekels. Compare that to people who buy too much things they don't need.

Stop your pseudo-socialism, abolish the Fed, have an actual free market and let the unproductive low-IQ members of society die out. Literally the only possible solution.

I am unironically following dave ramseys 7 baby steps.

daveramsey.com/baby-steps

I am on step 4 and it took me 2 years to get there. I legit have a feeling of financial security and it is amazing.

>5 $ fuel
>3 medics a 40 $ hour = 120
>Ambulance car write off 80 $

I could understand 200 $ for the ride.

they are "dying out", it's just slow and painful, and an expensive "dying out" m8.

Lol net worth

Are you Sizilian by chance? Italians are all thieves anyway.

It's okay. The orange peasant will save them just like he promised...

Lol

I have the perfect solution. Make being poor a crime or at least a mental illness. It should be based on income as a percentage though. I know guys making 30k/yr doing well and some making 3x that and living paycheck to paycheck.

I make less than 30,000 a year, and have 30,000 in the bank. People just make poor decisions.

seems the point of this article is that people cant AFFORD to make poor decisions, let alone good ones....

No, northerner.
Yeah, having an income is so much better, sadly italians are a fucking breed of jews with the obsession of ammassing wealth.

>cbsnews.com/news/most-americans-cant-afford-a-500-emergency-expense/
Most Americans also live paycheck to paycheck so it makes sense

seems the point of your post is that youre a nigger.

Do they buy brand products ?
Do they own anything apple ?
Do they eat anything but cooked raw food instead of overpriced precooked shit ?
Do they pay rent instead of owning their land ?
Do they ingest unneeded substances like alcohol/tobacco/others drugs ?
Do they buy only what they actually need and use ?
Do they impulse buy like niggers ?

Now answer me this : if they didn't do any of this, why wouldn't they be able to save up money ?

>peasant
>billionaire
>peasant
i dont think you know anything about anything

thanks jews

Marginal propensity to consume is 0.96 or such in america, italian one is close to 0.81. It's a cultural thing.

What does owning a proper phone have to do with anything?

I have 50k and I own an iPhone, it's called being a responsible adult. Androids are for manchildren who need to emulate video games on their phone.

For all of the jews' manipulation on the governmental level, which is indeed out of the control of the average retard, your personal expenses are entirely up to you.

You can't excuse being in the red or living paycheck to paycheck on the kikes, fatso.

>let's just ignore this until obama leaves office then blame Trump for it

...

Kek, I've had three MRIs and never walked out without it taking at least an hour. How much do you think the MRI tech and the radiologist make During that time?

>not including overhead costs

$150 my ass

donald trump got elected president. why are you surprised? they couldn;t even afford a plane ticket to his inauguration. all the wealthy americans(liberals) showed up to protest against him though.

>Sample size of 1000 adults

No doubt including students.

H-how? I have 10k saved but I live with my folks. If I'm kicked out, I don't see that lasting me more than 6 months tops.

When I started out I always made sure I had $1000 in reserve at all times. Now I have $10,000 in reserve and I still feel like that isn't enough. I can't imagine having a family on a day that everything goes wrong and not being able to pay for anything over 500 burgers. Your car fucking up or one trip to the ER can be multiple times that amount even with insurance.

People are shit at savings. Also on the flip side it is easy to save if you are leeching off your parents and working at the same time.

It's a lot harder if you have bills and real responsibilities. That being said there is no reason not to have at least a thousand dollars in your savings not even including the thousands you should have to cover expenses in case of job loss.

>american problems

Americas problems are YOUR problems #globalism

>63 PERCENT OF AMERICANS CANT AFFORD A 500 DOLLAR EMERGENCY EXPENSE

At $50 a blowjob, a person could earn that in an afternoon no problem.

People are so lazy and unmotivated.

I'm a full time college student with a part time job and I have $2,800 in a rainy day fund. Probably have around $450 in checking right now.

A lot of people are just really fucking stupid with their money.

Having at one time been living week to week it feels pretty amazing now to have enough money saved up (and other supplies etc.) to not be up shit creek if I were to lose my job tomorrow. It's pretty huge not having to think whether or not you can afford to take your friends out for a nice dinner or something.

It'd be huge for confidence and economic activity if more people were spending money freely rather than creating more debt out of nowhere to be sent in most cases ultimately out of the country.

You forget medic malpractice insurance,ambulance insurance,have a lawyer on retainer if they sue you.

>The leaf literally doesn't think his country isn't sinking into a hole due to social welfare

kek

@108517414

yea, and what of the people who dont have money to spend freely?

>>@108517414

wut

An environment condusive to needing to hire people to do things. I'm pretty glad I got out of school and into the work force before the housing bubble and the university bubble became so onerous.

If people with the money to hire workers don't want to spend it freely, then you have people out of work resorting to some combination of slave to a megacorporation or slave to the state.

whats your debt

you could give the same people a million dollars each and they'd be back in the same position within a couple of years

I know I lol'd

@108518834

i like that you used the word "slave" in your sentence, because it seems like we live in a "slave vs master" system, only instead of slaves we have lower class/mid class workers, and instead of masters, we have rich elites/CEO's. I don't see how any other outcome is possible without massive systemic changes.

@108519581

That's an unfounded hunch about future outcomes....

There's a concept, which in addition to learning how to use Sup Forums instead of hording up (You)s like some kind of a Jew, called "Economic Slavery"

If enough independent parties are not out to take risks on their own then we arrive at very much the kind of things we so frequently attempt to reject like Indians on the reservation, niggers on the plantation, or endentured servitude.

So the question is, how do you get people comfortable enough that they're willing to take risks? Any banker could tell you if nobody takes risks then the system freezes up and you get a deflationary collapse. But dumping money into banks only postpones the inevitable.

1) Mark Zuckerberg is fighting the Hawaiian people for his 700 acre property rights. The property was bought for 100 million dollars.
2) around 60 people own more wealth than 50 percent of the population.
3) President Trump's Net Worth 3.7 BILLION dollars.
4) 63% of Americans couldn't cover a 500 dollar expense.

...need i continue?

These aren't problems like "feminism" and "racism," these are massive economic blights on our system that will continue to haunt everyone, even the people who claim to be "above it" with their sustainable lives. It's going to eventually burst and make everyone suffer even more. This is an attempt by a few to control many, and live GOD LIKE lives for the rest of their family bloodlines.

Right, but what changes should we make so that those of us who aren't lucky enough to be rich fucks (most people will never win that lottery) can live comfortably?

Honestly I don't give a shit that Trump is rich and smug and gets to fly around in his own TRUMP plane and doesn't give a fuck. Sounds like something I'd do. But at least he can afford it unlike the sucker down the road who just went in to $70k of debt to pimp an Escalade at the grocery store parking lot buying soda and smokes on EBT.

we should try n dig up the FDR administration to the best of our ability. He was the ONLY president to serve for 4 terms. He gave everyone jobs, we had a strong minimum income (that would apparently equal to people making 300k a year now,) we had a MAXIMUM income that was 100 percent taxation on what you made. The Republicans got mad about that and talked it down to 94 percent taxation. We had social security for the first time, and strong unions, etc. Whatever we can do to get back to that kind of system, we need to do.

You're a fucking idiot. You could give everyone in america ten thousand dollars cash and almost all of them would spend all of it and be back living paycheck to paycheck in a year. The vast majority of people with no savings have no savings because any money they do get burns a hole in their pocket.

...

gr8 argument calling me an idiot, shows your intellect, what's your solution besides business as usual? I assume that entails calling people with antithetical views of your own "idiots", and hoping all the problems of the world silently go away so you no longer need to hear from "the idiots"

Sorry, I don't waste time being butthurt over people who have money than me.. Too busy trying to improve my own life instead of whining for someone to make it better for me

Will you please quote properly? I want my damn (You)s.

What I would like to see in particular from that period of time (which would include TR as well as FDR) is antitrust legislation. And if we're going to have a stimulus program then how about those works programs for infrastructure? There's a decrepit but beautiful old bit of stonework in a local park here. It's stamped "CCC." What a nice world it would be if stimulus resulted in stonework for the people to enjoy rather than a global banker takeover.

Jews and retards who don't take care of their health

Right, so obviously part of the equation has to include a cultural shift toward people understanding how to manage money and their own lives rather than emphasizing bling and consumerism based on empty infinite credit.

You have to create the conditions that will support the outcomes you want and not support the outcomes you don't.

@108523277

yea, all the poor people of the world are "butthurt" because they can't afford a living, absolutely. ANd they should be, whenever one man can buy their adequate lifestyle 10000 times over. I fail to see why they shouldn't be butthurt.

>what changes should we make to subsidize the dumb and lazy

none

i am part of the other 37 percent. get your shit together faggots

@108523485

yea i agree, lifestyle is a big part of this, probably the central part. THe lifestyle culture would be seen arbitrary once the economics were sustained.

I agree completely

There will always be rich people and poor people. That doesn't make all rich people wrong and all poor people right.

The determining factor is if the rich have caused some injury to the poor. That's what laws are for. And if you want to say that we need a lot better enforcement of the law, I say right on my brother. I have for years been an outspoken proponent of firing up those treason and war crimes laws. That's where the day of the rope meme comes from.

>CBS

yeah, okay.

@108523686

believe it or not, not every poor person is dumb and lazy, in fact, that's a very dumb and lazy assumption you made. And it's one that will perpetuate inequality. Not every rich person is intelligent and hardworking, some o them just got their way and are now thumbing the poor, regardless of their character and intellect.

Lel it's like 60 to ride the ambulance here and I didn't even pay my bill

im pretty sure the reason for this in 99% of the cases is that people can't handle money

@108524124

lifestyle and base morality alone make me very critical of wealthy people. I don't have much sympathy for a man who claims since he "worked hard" he deserves a yacht, and several homes, while people in the same area he lives have no home or vehicle. And I doubt anyone could make an argument that dismisses all those people as "failures, crackheads, idiots, etc". It's an idiotic argument to make.

nigger what are you doing

108524645 ▶

whatever i want lol free internet

I make very little money and live with roomates, I spend all of my money on consumables (weed cigs, food, alcohol) and live pay check to paycheck. I had to go the the hospital for heart shit (i'm 22 and had no insurance at the time) I would've been homeless if my dad didn't cover it.

This thread is red-pilling me to spend more wisely, but the general cloud of apathy that exists makes saving hard.

Can you please learn how to use Sup Forums before posting? no one gives a shit about your opinions.

Companies promote expensive lifestyle. People go into debt or near close living above their standard for this lifestyle. Forces them to be slaves working at these companies.

Deserves? I don't think anybody really deserves much of anything outside of a fair chance.

I'm tall and my dick is longer than average. Am I the next target? I didn't work for those things, or even ask for them.

108524975 ▶

and i dont give a shit that no one gives a shit lol i have 87 comments on my post, where are your 87 comments?

try harder

>108524975 ▶
WEW LAD

NOICE TROIFORCE

physically recoiling in vicarious embarrassment.
lurk more.

How is that possible? I'm unemployed neet and richer than 63% of Americans.

iphones are for women.

How about saving $500?

108525642 ▶

speak English like the rest of us poor people so i can be upset about what you said :D

That's because Finland is not a significant target for international bankers to leech off of.

They don't even really bother putting all that many "economic migrants" in Finland.

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