What's your credit score, Sup Forums?

What's your credit score, Sup Forums?

>Using credit
>2017

wow OP you're more of a cuck to the jews than I would've suspected.

Credit?
You are kidding right?
What real world skills does user possess?

Credit cards are useful if you're not a NEET that relies on EBT for everything.

about the same as yours

>being this clueless of an NSA operative
First day on the job Mr. Wilson? Just not the same as your time in the CIA

also
>datamining on Sup Forums

700

Damn, you caught me. Anonymous is better at cointelpro than I was briefed.

>being so low on the specrtum you missed obvious satire

Pay your debts, niggers

Is TransUnion more accurate than Equifax?

They're both reliable. Never more than 2-3 points apart in my experience

I don't have one, I'm 25 and I've never trusted credit, I've payed cash for everything. I actually just applied for one so I can at least build up a decent credit score, and if you're smart about using them you can get all sorts of rewards or cash back.

Having a good credit score depends on using credit responsibly.

How am I a cuck f I don't pay interest (I don't, hence my good credit score)?

...

Zero. Credit scores are for debt slaves.

Like 410 or something..... i was hoping the economy had collapsed by now....

Get fucked poorfags

Data mining is not contribution, one-posting is not contribution.

i got a bunch of collection agencies trying to get at me so i dont even want to look

Do you guys have long credit history? mine is still young.

Is 756 a meme. I have 756 too.

I can live with mine.

Always
remember
"I wish to cease and desist any further calls"
Peepoopeepoo

How many GameStop reward points do you have? I have about 50k

Out of curiosity what age range do you fall in?

I checked mine on credit karma it's 565 fml please help me

yes, im white.

USAA

my nigga

850 - is it good or bad?

luckily they dont know my number
im 23

Before I acquired debt from buying a house in the 770 range. Now probably low 700s.

The higher the better. Anything above 700 is decent though it shows you either don't have a lot of credit history or mismanage your funds, anything above 800 is great. If you're below 700 you need to re-evaluate your life choices.

If I'm looking into a good credit company to start out with what should I pick?

I think that's the highest you baiting faggot.

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>IGNORE DATA MINERS
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>DON'T REPLY TO DATA MINING THREADS
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>DON'T REPLY TO DATA MINING THREADS
IGNORE DATA MINERS

DON'T REPLY TO DATA MINING THREADS
>IGNORE DATA MINERS
DON'T REPLY TO DATA MINING THREADS
>IGNORE DATA MINERS

>DON'T REPLY TO DATA MINING THREADS
IGNORE DATA MINERS
>DON'T REPLY TO DATA MINING THREADS
IGNORE DATA MINERS

DON'T REPLY TO DATA MINING THREADS
>IGNORE DATA MINERS
DON'T REPLY TO DATA MINING THREADS
>IGNORE DATA MINERS

>DON'T REPLY TO DATA MINING THREADS
IGNORE DATA MINERS
>DON'T REPLY TO DATA MINING THREADS
IGNORE DATA MINERS

> younger people average worse credit

Well that's hardly surprising at all especially considering that age of credit history and number of accounts is critical to the measurement.

My equifax is always 20 points higher than transunion. But im still over 700, which is proof that I'm responsible. Anyone with shitty credit should kill themselves.

710
>USAA
Milfag bro? yo what branch, bruv?

Damn. I'm 2nd highest score.

30 yrs old
Electrical engineer
Never owned a new car, never owned a home
Never late payments
Never pay interest
Always pay in full

over 9000

PS I'm Mexican (by my parents) and voted Trump. Los Angeles California

Flawless record, but only with a car loan and credit card, both around 7 months old. I'm actually surprised it went up this fast.

My parents cracked 900. I have good genes for this.

If you're looking for a credit card to build credit Discover tends to offer the best terms. It's not accepted everywhere, but unless you live in NYC you shouldn't run into problems.

Most importantly when you call them you get to speak to an AMERICAN.

ur grammar gives it away.

Doesn't go to 900. Nice try though

I'm white, so shouldn't I be credited 6,000,000?

I'm on my cell phone. Get rekt

>never owned a new car
them feels, I'm 25 and 3 years out of the military. Could have owned a new car for 10k, but was young and dumb and went for a 50k used kia for 9k (paid off after 4.5 years). If I could just go back in time. I could own a home if I really wanted to though, it's pretty cheap here.

>I'm mexican
want a trophy faggot?

807
fite me 1v1 irl

gay

Visa is only option. building credit is a joke. if ur credit isnt fucked start with the card ur bank uses.

50km*

It depends on which score you're looking at.

yo no se, tu parentos es muy spicos. que?

The FICO score that Wells Fargo uses goes up to 900

>I've been working on the railroad
>allll the length of time my accounts have been established

I've never checked in my life and if I ever need to borrow money I'll just get it from the Russian mob.

t. college student

u lie

...

dat get while jewing for failed wachovia...

there are jews here senpi

Is that from Arrival?

...

yea just watched it last night made me laugh really loud when i saw it

AWNDU

I paid off my and student debts recently and my score has gone way down

...

820

When you're starting out you don't have any credit.

Yes, I could've got a visa or mastercard, but discover offers better benefits to those of us starting out and if you live in the South it's accepted everywhere.

It's a debt score, it's a measurement of how good you are at having debt. I don't have one because I've never had any debt.

You make no sense that's not how the score works.

u either been adding debt paying mins or seeking out limit increases.

>paid off debt
>lowers score used to measure credit responsibility

Bout 2 years, but never missed any payments, always payed my cards to 0.

>not buying everything outright

Credit reliability is pretty good for you. I have two cards, one that I got when my credit score was worse with a minor limit on it. From there I built up score, got one with a 1k limit and decent cash back. They are both from the same network though, so eventually I will cancel the shit one after the APR grace period ends on it and then get one in another network like amex or something with my new higher credit limit.

Helps with renting apartments and jobs too, since it looks good that you can handle payments and manage your money.

"Benefits" if your starting out without a fmaily to help you benifits shouldnt are irrelavent

>I come from the ghetto id like sky miles

>I have student loans 2% back on pizzas is most import

If you got no guidance and ur on pol looking for credit advice...Go with your bank.

Way to build good credit is to use CC and pay it off IN FULL every use.

Was 830, paid off house and both cars - it went down to 790 and is now around 803

is this good or bad? 878/999 sounds good but the meter only says fair?

>Implying you need to have debt to have a credit score

It's a measure of how responsible one is with money. Basically, get 3 - 5 credit cards. Buy one thing with it each money, have automatic payments from checking account to pay it off each month. Boom. No debt. Great credit.

It's just a system to play.

I'm stuck at 792 b/c I don't pay my student loans.

>doesn't factor in liquidity for financial decisions
>thinks the ability to have 0%interest rates is bad
It's you, you financially illiterate faggot, who covers the jews losses by paying 7%floating rates on houses because you have no fucking credit history faggot

Feels good man

It measures how good you are at having debt and maintaining payments. You have a good score by having lots of debt in different and reliably paying on them, not by finishing out payments. A lender wants indefinite payments out of you.

590

Only credit score I need

...

u prolly got popped by debt holders looking to find leans on your newly owned prop.

Multiple credit limit inquiries in a short period of time lower your score.

that would be a 748 on a 850 scale, which would still be "good"

Would you lend to me Sup Forums?

>trusting the credit jew

I buy everything with cash.

>southern european
nigger detected

lel

>Great credit.
Why would you need it? Cash is king

get ur shit together.

Fug am I a nigger now?

Do I win something? All I have is a mortgage, reasonable car loan, a few small loans for like bedroom set, and of course my student loans. I pay off my credit card pretty much as the charges post. Jokes on the bank though because I'm paying all this shit off like the plague and hopefully within 5-10 years will have no debt.

Number of accounts in payment currently can be an issue. Student loans are great since they inflate your # of accounts.

Set them to auto pay weekly actually since the APR ticks up daily on the item I believe. (Unless you make payments? still a little fuzzy)

Yep, every hard credit inquiry usually hits you for -7, even worse if it fails or you get multiple stacking.

last I checked, about 710

Never even used a credit card or had a loan. Do i even have one?

smartest comment all night have the u

It's a bit more than just paying debts. I had an 810 and it dropped by 60 points when I closed a credit card because that dropped by average credit history length. So the moral of the story is to never close your accounts.