Going to college

>going to college

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wtf, does this mean you took 6 years to finish college and are over 200k in debt at 7% interest?

what degree? are you working?

what are your options, go hide in south america?

nah im 32 my life is over. i dont care about the debt anymore

what is debt total? 200+k?

$265,118

When did it all go wrong?

2010

>17,000$ and shit

wtf? tuition is like 5000 max a semester and even if you rent it isn't that high. are you a non-citizen or something in the country you are going to school in?

Holy shit goy. I thought I had it bad, I'm 20k in debt from (((student loans))).

They will never, ever stop persuing that debt. Ever.

Student loans are one of the few loans that they can still garnish your hourly.

Don't stop making payment and continue to try to negotiate it down.

1) Give up your life in America
2) Be an English teacher in a low cost country, e.g. Ecuador.

dont care, near death anyways, just saying

kids, dont go to school

illness? or suicide?

>tfw going to pharmacy school in NY
>$35,000 a year
>takes on average 7- 8 years

If you spent that much on education what the fuck did you actually learn ?

You have crazy collage inflation in the US.

Seriously what's wrong? The cost of college has been a lot higher than inflation for decades now.

Fucked up system tbqh.

there is massive propaganda to go to college

meanwhile high schools totally fail in basic financial education, so poor suckers think they have to go to college at whatever cost

meanwhile, a college degree actually means very little for job prospects unless it is in STEM

Can't you get the payment program where you only have to pay 10% of your income?

the propaganda is at a massive scale, I think a lot of high school career advisors should be replaced. Maybe printing and posting this thread on high schools would ring home before they go into voluntary slavery

>paying 35k a year to learn how to put 30 pills in a bottle

But then he will have to learn to speak Ecuadorish.
And how the fuck knows how to speak that?

Not Ecuador, they've had their own Bernie Sanders running the country down the drain for the past decade. The one time "Current year" Oliver did anything right was calling out this piece of shit.

Isn't the government great!

RIP OP
>F

>borrowing money at almost 8% interest rate

Holy shit, no fucking way, do stupid students even read their contracts before signing?

Why would you ever put yourself in this situation???

I made $2100 going to school this semester. You people are doing it wrong.

No undergrad is worth that man.

it's the government rate. Hardly anyone offers a better rate for undergrad, and NO ONE offers at all for graduate.

What did you major in?

the moment you needed a loan to advance your studies is the moment you lost

you never gave a shit about school if you had to go to such lengths

the only exception would be to become a doctorate , phd in compsci or statistics where you can pay the money back in little under a year or maybe nothing back at all because you should be well adjusted enough to get these degrees without much assistance outside living with your parents .

$230k in debt...

are you a doctor?

What´s the matter?
If you get a job. You can pay off the debt within 2 years.
Or am I horribly wrong?

Honestly, colleges really need to start cutting manditory classes that in no why or shape involve your major. Engineer students should have their money and time wasted taking three socialogy courses....

Here's a list of my college expenses:

This is from a thread on /r9k/ last night where OP took 6 years to finish a BA in Art and was 230k in debt

>$230k in debt...
Its only 1/10th that ammount.
His debt is ~$23k.

>tfw was at ~$145k loan debt
>120k was from parent PLUS loans cosigned by my grandmother
>she passed away and with a certificate of death, they forgave $120k

I am in a 5-year engineering program, and I feel a bit guilty, but I ain't fucking around anymore and I'm not going to squander this luck.

I don't know what career you are persuing OP, but good luck man.

Jesus. you picked up $35k-40k in loans a month apart....
and you did it 3 times.

He clearly says it's more right here

That's insane, I took a loan once for about 2.5k$, interest was about 2%.

7% interest is crazy

what kind of engineering?

lel, i'm in college and i'm debt free

Thanks Obama.

>
ur thinking of pharmacy tech which takes 1 year

My degree cost $14,650

over half of people who take out student loans never pay back even $1 so the ones who do pay have crazy interest rates

>$339 a month
what the fuck i pay less than that for my energy bill every 3 months

>Original 17.500 $
>Becomes 26.000 $

You didnt plan your future very well did you? Interest calculation should have been step one.

Original thread OP stole from

There's no practical difference between a pharmacist and a pharmacy technician. Whatever difference there once was is gone; a technician can simply use a program to search for any drug interactions, and the methods/warnings for taking a drug are stored in a database and printed out with the prescription.

um hello? how are you near death? if ur gonna start a thread about this shit at least tell us the story fucker

>taking engineering program.
>have to pay ~500$ to take some (((history))) class and learn about some 10000 year old wheat farmer.

>not planning better or working throughout college to help pay it
you dun goofed

Im finishing school this year. I have 21k in student debt and I should have at least 21k in cash by the end of the year. Should I pay off the loan immedietely or buy a house?

Yes, Jews enslave the youth with debt they can never escape because it's impossible to default on student loans, thanks to Jewish legislation that was pushed through.

Knowing all of that, it's your fault for falling into the trap. Unless you went to Harvard, there's no reason you should be $250,000 in debt for college for fuck sake. I had two scholarships and worked while in college, and I made it out with zero debt. I never took on any student loans. I don't know how people screw this up so badly.

The only reason to ever go to a top-tier school is if you're going to be a lawyer/doctor and can land a job that will dig you out of that debt.

Haven't finished college, what is a good degree

See, this is why you have to go to a more business-oriented art and design school like ArtCenter, because you're in the laps of potential clients almost immediately. Fuck university. In my opinion, you'd be better off self-taught or attending a CC than going to a university for art. Most unis place art students in a Studio Art program, a catch-all term (save for Graphic Design and Environmental Design). Some universities do have specialized majors, but most of the student work I've seen at universities is pretty subpar. I believe it's worth it to go to a private school and pony up big bucks if you really, really are dedicated to art and want to make that your career.

It seems like this person did go to a private art school, so they gotta step their game up.

>8% intrest rate
Holy shit,is this normal in America?
I am glad that we have free college here...

>GI Bill
welfare queens don't count

>In college
>Doesn't know what (you) want to do
>Asks random people on Sup Forums

You're an idiot. If you're in college and you have no idea what you want to do, drop out. You're only wasting time and money.

Loan. How is this even a question?

That $21k debt is really $50-60k debt if you delay on it. That's what everyone seems to forget: Student loans are classic usury. The amount seems low, but only because interest payments are delayed.

On paper it will read "Architectural Engineering", but it has focuses under that title, and im focused in Structural, mainly for buildings.

The whole architecture part comes in where we get an education in building design and basic education on HVAC, electical, and construction managment. Thats what separates us from the regular Civil guys, and what makes the program 5-years rather than a normal bachelors 4-years.

Hoping for at least ~55k starting as an entry level when I finish.

Stil havent gotten any internships though...

>got bachelors
>got financial aid every semester
>zero debt

Whats the problem here?

so can jet fuel really melt steel beams or what?

you forgot
>for the (((guy))) who owns the pharmacy

Yeah, I'm finishing out my associate's degree in computer networking next year and all I have left is fucking history/sociology "electives." Fuck me.

> tfw got paid 10k a year to attend to college
> two years later have a 4,5k Eurobux/month job

I'm sorry for you, American user.

>seeing GI bill as a welfare program and not a seperation package.

>TFW socialist hellhole Austria
>Worked 5 years
>40k savings
>Can go studying while getting 900 € a month gibsmedat

I just dont know what to study,... and i'm afraid of math.

Im just trying to weight the pros and cons for continuing to rent and paying 1000 dollars a month for someones mortgage or investing in my own home equity.

I have no idea what my interest rate on the loan is I should probably look that up.

I depends.
Whats your intrest rate?

i got an aas in computer networking about a year and a half ago. you going through the cisco netacad shit?

Even we have free fucking colleges what's your excuse fag?

Was it really worth?
Would you of been better of skipping college and going straight into the work force?

ww2.kqed.org/futureofyou/2016/04/28/when-a-robot-counts-out-your-pills-what-will-your-pharmacist-do/

gg you

>tfw in college no debt

Its nice having rich parents

prime plus 2.5%

>live in Scotland
>get as many free university courses as you want

>collage debt
what is that?

If it has intrest rate like OP you should pay off the loan and then
a) continue paying the mortage untill you get a nice job and then take anothr loan to buy a house
b) if you cant affor paying for it live with your parents untill you can

Sure did. That was hard as balls, but I managed to pass all 4 netacad classes with As.

What are you doing now for work?

>Would you of been

at least you learned one thing that you knew nothing about before: money

If you would have lived in Sweden that debt would be literally 0 because education is 100% Free. USA loses again.

College loan interest rates are almost twice as high as a mortgage interest rate

>Falling for the college jew

KYS Paco

Ι think the americans actually get an education, stavbro.

Pharmacy school is 4 years.... i know the course work is not difficult but i heard they give u a sht ton so i can understand 6 years if u no life it but is it really 8 if u normie it?? Thank god i didnt go thn

Thats a nice rate tbqh.
You could easly keep living with it but its way easier to just pay for it now.
It makes living so much easy when you have nodebt.
I for example inherited a house shortly after finishing uni so i got to live withou debt wich would noramlly consume large part of my wage,but now i am living like a king.

I already have a full time job, and I don't live with my parents I am 30 (thats why I am concerned about buying a home soon)

Dip shits who go to private schools or out of state because they want to discover themselves. I only feel bad for people in states with underfunded post-secondary systems that don't have enough spots for in-state students.

Then pay off the debt immidetly.
Trust me,this will improve your life so much.

Yea but then ull be living in sweden

> I made $2100 going to school this semester.
When I spend $200 upfront to buy glasses, and my insurance company reimburses me $175, I didn't make $175, I spent $25.

I wouldn't expect a dumbfuck like you to understand this simple financial concept.

>buying 2 new cars a year

I'm $45,000 in debt, about to finish my master's at 22, and am starting my job at $63,000. Not perfect, but pictures like this make me count my blessings. Employer also pays some of the debt off.

This is your own fault.

Kek, our student loan system shits all over yours, Burgers. We don't even have to pay it back.

What fucking amazes me is that people in the US commit to paying real money for useless arts degrees. People only do that in Australia because they know they'll never make enough money to have to pay it back.

>tfw going to trade school with no loans.