$200,000 In Debt (unfinished Liberal Arts Student loan) Making Minimum Wage

$200,000 In Debt (unfinished Liberal Arts Student loan) Making Minimum Wage

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$420,000 In Student Loans But I Want To Buy A House
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I listen to Dave everyday on the way home from work and 95% of what he says is exellent advice. That being said the last 5% like not using credit cards doesn't necessarily apply to everyone as long as you're responsible enough to pay them off on time

Art school faggots are the worse.

>DUUUDE TARANTINO XDDDDD

Parents and school counselors really need to start discouraging young adults from taking on hundreds of thousands in toxic debt for worthless degrees, like liberal arts or ethnic/gender studies. Not all degrees are the same, and most nowadays are not worth the paper they're printed on. It's also nothing wrong with learning a trade.

I was in school for a year in a half then moved and got a trade job, I'm now making more money than all my "educated" friends with no debt

God damn niggers

this, im proud of you, son.

what are some good trades?

underwater welding

She went to university and has a vocabulary of a 6 year old. Wtf, she talks like she's genuinely retarded.

'Yeah uhm yeah right now i'ma tryna to getta grip ouf ma life ya know yeah. I'ma 200,000 Daaallars in debt right now so yeah'

>what are some good trades?
Most of them which require technical knowledge
And by the word "trade" I mean a profession in which you need to become an apprentice before you become a journeyman

>Plumber
>Electrician
>HVAC
>Mason
>Ironworker
>Welder

I'd personally advise that you don't pick up a trade like Carpenter, Drywaller, Roofer, or Painter (unless you plan on being a contractor), because you're competing against 1000000 mexicans who can do the same job for cheaper.

I hear that HS in USA really suck?

I saw somewhere that even factories have a computer every five meters so you need to be college educated to work there...but here, HS diploma is enough for a factory job.

>arts student
>200 grand
>didnt finish college
Dumb bitch spent it all on holidays.

never heard of that. maybe in Commiefornia or something. I work in a factory and there's only one computer in the packing room.

It's a good trade but will shorten your lifespan.

This post is on the money, start learning a trade that takes some thinking so you aren't around Mexicans and criminals all day. Also if the trade needs certifications it'll drive dumb people away

There are undoubtedly very stupid kids going to college to get dogshit degrees, but these kids are only doing what their parents and peers told them to do to be successful. It's the bankers and loan sharks to blame for convincing 18 year old teenagers-who have no real concept of debt-to sign on the dotted line for a degree in communications or other nonsense. It's also a combination of that there is just too many people for our socioeconomic system to effectively manage. Faggots on this board say dumb shit all the time like 'Well just get a STEM degree if you're going to college!!!!!!11111'. Well, that's not a realistic option either because most people simply aren't intelligent enough for that, and even if they were you would still have the same problem of an oversaturation of a type of degree. There is no solution other than to let this system burn, and the tinder is a' smokin' as we speak.

No she's just a nigger

I'd stay out of the oil field but good money is to be made there In the us when the price goes above 60$ a barrel. A machinest trade is good. Plumbing is great but you want to be a construction plumber so you are not wading waist deep in shit.

As a person who has a master's degree in Niggerology, let me tell you:

This is how negros talk when they're trying to scam eachother. They use buzzwords and talk in vague generalities.

>Yea um I already got sum investors to help me with this business opportunity

Translation: I talked my mom and auntie into giving me $100

"Just trying to get some guidance at this point"

AT THIS POINT?

Fucking idiot.

kek
guy seems alright

Top 3 are most reasonable to normal fag.
Bottom 3 if you're a hill billy alcoholic ready to fight.
Exception: welder in some sort of production shop making bicycle frames or something.
Also, brickies are all off the boat Pollacks.

Im an Industrial electronics technician. Associates degree. Right now I'm at 28/hr. It tops out around 35/hr where I live.

Practically speaking the best solution would probably be restricting the admittance of student loans to people whose degree programmes have had a pretty high margin of employability in the field for the past x years or something along those lines.

Makes me feel a little better that I don't have any debt, but I don't have a GED or anything so my options and pay are limited.

Perhaps the costs will be fixed by the time I can go to college in my next life.

>be military
>E-4
>enlisted late at 21 because couldn't afford college
>making ~30k a year, free housing, free healthcare, free college
>24 now
>have turbo lefty "friends" that finished college
>constantly post memes about college debt
>one works at a car dealership and the other works at Target
zop teg

I agree with you, I'm not saying that the jobs aren't dirty, just that you can easily make more money than people with a Bachelors.

ones that are always needed.. like another user wrote:
>Plumber
>Electrician
>HVAC
>Mason
>Ironworker
>Welder

also prostitutes

Liberal arts.

Well, I found your problem.

Get a GED
Enlist. There are military jobs that are equivalent to civilian trade jobs. I have a friend who does HVAC and refrigeration in the USAF. There are also electrician jobs and other shit like that.
You could also go intel or sensor operator and jump into a cushy civilian contractor gig afterwards.

What is the point of American liberal arts education?

>What is the point of American liberal arts education?

For people who liked high school so much that they want to do it for 4 more years instead of acting like an adult

That explains why they spend so much time on parties and college sports.

I'm already in my mid 30s and dumber as a box of rocks as I've been working here for over a decade.

I can avoid facing a fair deal of age bias/discrimination that im sure I'll face.

Enjoy having shit knees at 40

At the current moment, it's the ideal path if you want to actually be productive and be able support yourself and a family later on. Even Peterson admits this. University is a fucking mess, a scam and a disgustingly corrupt business.

Trump seriously needs to address this issue. Among the nations priorities, this should be in the top five.

What is trade job?

I heard of thise here and there but didnt quite got it.

Also, what is the diference between a college and a "municipal" college (not sure if this is the expression).

And congrats on your sucess.

there's still nursing school user
>9months and you're free

Yeah, $500k a year gross.

What the hell do they expect? That they will make decent pay from liberal arts related jobs? Come on now..

You don't even know what my trade is. I make more money, in better shape, and work in the fresh air all day, sorry college fags. Enjoy sitting in a cubical for 45 years.

>University is a fucking mess, a scam and a disgustingly corrupt business.

only in your fucked up country.

Why did you choose liberal arts? Why not computer science or some engineering shit?

She was in school for 10 years?

>Ann Arbor, MI
lol, of course.

$200k, $400k student loan debt. The mafia doesn't even owe these kind of numbers.

Iron heads are nuts.
Welders are a different breed altogether, especially field welders. Shop welders are artists in their own right when it comes to exotics like titanium or different alloys.
Masons/Brickies, man, flipping cinderblocks all day and humping wheel barrows of cement? Tough shit.
Plumbers and HVAC is all year work for someone with the right skillset.
Electricians go up and down, best bet is to get a concurrent electrical engineering degree so you actually understand what you are doing and why.

Alternatively, learning a trade through a union where you don't have to pay to get training along with field experience while getting a mechanical engineering or drafting degree with CAD and BIM is the ideal for money in construction without getting dirty.

Drug trade

Sounds like a nigger.

>That being said the last 5% like not using credit cards doesn't necessarily apply to everyone as long as you're responsible enough to pay them off on time

The thing is, most of the time, we aren't responsible with credit cards until we are up to the neck in debt..

>tfw fell for the 'do what you love' meme and went to art school
>now making min. wage working retail
At least I'm only $20,000 in the hole. I can't imagine being $200k+ in debt at that point in life, fuck. How do you let that happen?

>Worked while going to school
>Didnt like School and decided that the jew game was to strong
>Found an ad in the paper about doing a 16 week bootcamp for programmers
>Gained like 20 certs and moved on
>now a Senior Level Developer going for a Data Scientist Cert and currently interviewing for a job that pays over 100k in the midwest

people need to learn how to game the system. Stop letting these motherfuckers bleed you dry straight out of highschool

People like her make me think I could go back to school and have a fighting chance.

YOU JUST KNOW

>tfw degree in classical music composition and gainfully employed with minimal debt

>Using your body destroys it

Uh ok, enjoy dying from cardiovascular disease.

washingtonpost.com/apps/g/page/national/the-health-hazards-of-sitting/750/

>a Data Scientist Cert

What is it called?

S...someday they might give me a desk.

But really, STEMFag here. No way in hell you make more money than me in my cushy engineering job.

How can you end up 200,000 USD in debt? Isn't there a point where you say that you should be finished by now?

Since this seems to be the Life Advice General, what do you guys think about the wind energy field? I majored in math in college but I really fucking hate working in data centers.

If figure if Scott Pruitt and Rick Perry are going to encourage more wind energy investment, it'll become a pretty widely applicable skillset in the next decade or so.

>Liberal Arts
serious question

what job can you get with that?

serious replies pls

why people study liberal arts?

If that's you, man you're fucking hair is strange.

>only in your fucked up country.
KEK

Then I doubt you know your own country, moron. Polish universities are run by a soviet mafia

its called Data Scientist, basically i deal with big data and tell companies how to use this massive ass pile of information they have and what reporting would be helpful.

Like lets say i get contacted by a chain of retail stores, they want to know how many red nikes get sold, and how many get stolen along with how many get returned due to defects (using historical data).

Companies bought into the big data meme years ago and now they are looking at their multi-million dollar investments and have no fucking clue what to do with it, i tell them how to use it.

Yes, they do suck. It's mostly because we have a a one-route way for secondary education with a retarded mentality with what the ultimate end goal should be. In many other more successful nations, those wanting to attend University often go through a more academically challenging prep phrase where they have pass an exam certification in a particular area that they studied, whose exam are often standardized, that is relevant to the program they're applying to; those less academically incline or are dumbasses are often sent to a trade school, or a general High school (like ours) but that don't emphasize on going on to University. Here, there's nothing like that. There's AP Exams that are sometimes required for good colleges, but there's rarely any standardized exiting exams or pre-University programs that are specialized to a particular subject. Most high-schoolers only graduate from the lack of centralized standards, misaligned goals (focusing on having statistics that show kids graduated despite reducing standards instead of trying to get kids to graduate with sufficient and acceptable standards and maintaining the integrity of them) and shouldn't be sent to University with their state. It's why no one takes High School diplomas as sufficient enough here anymore--not because of the increase of global standards regarding the increase skill demands in labor or it being devalued from being common, but that it doesn't even certified that the person is appropriately literate and not a complete dolt.

>I saw somewhere that even factories have a computer
Yes, you probably saw that from a NYT article for a particular John Deere factory. That is somewhat unique but it's becoming more of a trend in manufacturing (which isn't necessarily requiring those with bachelors degrees, but those going through Associate college programs that are half-Trades training and half-taking traditional academic subjects to understand them).

fuck off shill. We got free colleges you easily find a decent paying job after graduation while amerifat cucks have to live with roomates

>tfw degree in History
>tfw everyone tells me "All you can do is teach huehuehuehue"
>tfw worked through college and graduated with no debt
>tfw starting salary for teachers in most Texas suburbs is nearly $55,000
>tfw only work 180 days a year
>tfw almost 3 months vacation every year
>tfw I have a side gig that supplements my income an extra $10k/year
>tfw no girlfriend, wife, or kids to support
>tfw nearly impossible to fire a public school teacher
Gonna be a comfy next 6 years, boys.

...

You may make more money than me now but lots of tradesmen end up owning their own business one day so my potential income is higher

future baristas spotted

Aside from the risk of dying in a horrible fire, anyway.

>tfw no girlfriend, wife, or kids to support

It might be me. I don't know anymore.

You're a loser man

>no wife or kids to support like its a bad thing

Stem isn't dosnt take high iq just no social life

Just think of a trade as something you don't go to a 4 year school for. Some require special training (electrician) others don't (painter). The term might be different in Brazil but we have community college which is very cheap but aren't as good, private which is very expensive and public which is cheaper

Its all good, only thing we got around here are white women

and white women fuck dogs

>How many thinks he's gonna do that?
>I think he's gonna buy the house.

Hahaha.. So based. He's 100% gonna buy the house.

General history or specialized?

I thought Cert meant certificate. I was mainly curious about what kind of a certificate is being offered as I already work in the field.

get a day job at a place that has insurance get second job that pays cash. put all cash into long term investment like a affordable house. rent it. keep doing this in ten years you will not have to work. don't go to school it is total rip off figured it out second year of school. all my friends with degrees are in there 40s now and almost bankrupt i am retired and can shit post all day now.

>Entertaining the thought of studying education for a while, maybe become an English teacher
>Ask mother for thoughts, she's been teaching for 30+ years
>>"You're too impatient to be a teacher, user"

I work in usability engineering. I get to play with brand new tech daily and access to great health pay and other benefits. Would much rather be in a "cubicle" (lol who am I kidding I work in a modern office with wide open spaces)

Trade jobs are necessary but for the simple minded. Enjoy your simpleton life.

A Graveler for a Haunter.

> 6 years
It` 8.

simple is happy

This works in the U.S. only. You can show up at a place, get hired and trained as far as necessary. We do have to get certificates and year-long educations to work in a single field, hopping from one to another is quite a task.

Seriously though, once you hit about 50k in debts you might reconsider if it's a worthwhile investment

35 year old with one year old class c felony.

Advice? Currently make $2000 a month online, but that only covers bills/food

We had a guy in our flight at basic who was 39. The age limit is 40.
You'd be weird, probably older than your supervisors, but it'd be better than what you've got now.

> STEM is hard
> Any modern "college" degree is hard
Times have changed.

if you live in Germany i would get into travel and start networking. make lots of friends help them get what they wont and not ask for anything. soon your life will be come spiza

I'm only 24. The 6 years thing was in reference to my plan that I don't really want to be married and have kids until i'm 30. Not because I'm trying to whore around like these cunts these days, but I want to save my money. I don't want to have starved children.
General history, but my elective courses were focused on broader world history. A Mexican Revolution class here, an Alexander the Great class there. In Texas there are alternative teacher certification programs that can allow you to teach all social studies classes, from geography down to Texas state history. I'm looking at teaching high school, maybe coach wrestling if the school has a program and go back to my sports glory days.

>work in the fresh air all day

Jealous, I have a degree in non profit management, with some political sci. thrown in. I started my own company and work in/on political campaigns and PAC consulting with a "tech" persuasion. I probably make more than everyone in this thread combined (or at least because of the presidental elections((NOT CTR)). I'm 8 years in and I'm not sure if I just want to sell out or retire... honestly had the best time of my life working for a sign company doing construction-esque work over summers in college. I was just a "helper" getting paid 10.50/hr.-12/hr., but damn was it fun.

> she talks like she's genuinely retarded
She is in 200k debt for zero-worth education.
She is retarded.

>studying liberal arts

delivery driver

>That being said the last 5% like not using credit cards doesn't necessarily apply to everyone as long as you're responsible enough to pay them off on time

Dude, you think credit card companies only have one way to screw you and they can't do it unless you miss a payment?

You're fooling yourself, bro. Trust me, they love assholes like you who think you're "smart" and "responsible," like that matters.

Casinos lose money, credit card companies do not.

If you're dumb enough to pay your, "debts", than too bad. Easy ways to get out of paying for them and everyone should do so. Credit and debt is just another word for runaway inflation. Let (((them))) lose the money