Its really not her fault if you think about it

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she can suck 160,000 dicks

usury is a sin

in the days of old each generation taught their children everything they knew without finance involved

what a retard.

how can we do anything when retards fall for scams and jews are more than willing to scam.

>go to college
>take out student loans
>fail to be employed
Totally not her fault

bad things happen when bankers team up with government.

>Bought something she can't afford.
>Expects everyone else to pay for it.
I wish this worked with everything. I'd really appreciate it if the American public would buy me a new $8000 TV. That's one tenth the price of a college degree, apparently. I'm sure the taxpayers can afford it.

THIS

>takes a retarded subject to avoid hard stem study
>cant get a job
>goes to protests instead of getting employable skills
>still no job
what a waste of time and space

I thought about it. It is totally her fault.

Occupy Wallstreet was like a decade ago.

With a job.
The fact that she probably only learned about wimminz history and sjw brainwashing is what makes this fucking hilarious.

I love my story. Graduated and paid back an enormous sum of debt in a few years. Everyone I know is miserable and I'm free to do whatever I want. I mostly save my money because spending is for women.

Who is this cum collector?

>Loans
>interest
>falling for the usury jew

When will people realize loans are all traps waiting to spring?

No, its the public school's fault.

Bad things happen when governament sides with anyone.
This bitch for one is fucked, no way she will pay, at best she will have a son and he will pay for most anyway via inheritance

>inheriting your moms debt so she could go to colleage
>never get to go to one yourself
>still pays full tuitions with intrest

I had $100,000 in student loan debt, and paid every cent of it back within a decade, no problem.

AND I got worthless humanities degrees and STILL did it.

It's totally her fault if she was gullible enough to get into a situation like this in the first place, and it's doubly her fault if she still can't get out of her modest dilemma.

I JUST TOOK OUT AN $80,000 CAR LOAN.

HOW AM I EVER SUPPOSED TO PAY THIS BACK?

SAGE all day

Everybody I know that has a job after college is someone who:
-Knew exactly what they wanted to do, studied their ass off, made the connections, got good grades, and got their job
-Didn't know exactly what they wanted to do, but got a STEM degree
Everybody I know that doesn't fall into one of those 2 categories is either unemployed or working at a job completely unrelated to their major and is cursing the fact that they went. It's 100% their fault. Be rational. If you don't know what you want to do, you don't have a reason to be in college. "Exploring yourself," isn't worth tens of thousands of dollars. I can explore myself for the price of an internet connection at home.

It should be illegal to even fund SJW toilet paper degrees with loans and grants that should go to helping underprivileged students of actual fields like STEM.

What the fuck job do they think they will get with a degree in gender studies anyway?

the marxists have really outdone themselves with the student loan scam.

Load up young women with debt, then use stupdent loan money to fund marxist indoctrination at school, and when your done with the women, They're burdened with a 'reverse dowry' student loan debt, which makes them unmarriable so they won't reproduce!

Honestly people should feel some sympathy for her. Our entire educational system from K-12 is organized around getting kids to college. Everyone is taught from a young age that the way to success is to study hard then get into college and take out loans if necessary to pay for it. So what is some dumb 18 year old maybe only 17 year old when she accepts somewhere and fills out student loan information, supposed to do?

Then in college all the advisors and the administration tell them college is about exploring new ideas and oneself and other hippie garbage. They encourage them to take what really interests them. They dont seriously sit them down and tell them if you major in X you can expect this salary out of college and Z amount of opeople are employed within 6 months of graduation.

So because of this you get all these poor kids who graduate maybe on time in 4 years or maybe after 5 or 6 years with all this debt and essentially a worthless degree to show for it.

Now some compound this problem by deciding to get a Masters or PhD in their worthless field hoping for the incredible longshot they can land a teaching gig teaching their worhtless bullshit they learned but it doesn't happen for hardly any.

So now you spent all this time and money getting 'educated'. Only to find yourself in a position where you will almost certainly not use your degree for any job you can get, feeling like you have been lied to and cheated because well you have.

Oh and good luck trying to get rid of that debt, because it is non-dischargeable in bankruptcy.

The problem isn't the whiny kid who was at first just a stupid kid, because all kids are stupid. The problem is the bullshit culture and 'education' industry that keep pushing this retarded idea that everyone needs to go to college.

How does he have $80k in student loan debt? My 4 years in college cost me only 20k.

it was always such a weird thing watching american TV and movies it was like "so what college are you going to after high school?" like it was necessary.
Here in Australia we value our trades and so many kids piss off halfway through high school to join their dads labour business and are easily pulling in over $1000 a week by the time they are 20 and are fully certified.
but i dono if i can agree with what you said kids / 18 year olds need to make smart decisions i did one semester of university realised it wasn't for me dropped out and got a $3000 debt. your loan systems seem predatory and these young adults need to stop taking garbage courses.

Don't go to college if you can't afford it, faggots.

If you're a woman in debt just do porn or marry some beta. It's literally that easy if you're not below 5/10. Why are these sluts complaining?

You can pay that $80,000 by getting a job that's in demand.

Nobody gives a shit if you are a qualified vegan vagina inspector.

>Then in college all the advisors and the administration tell them college is about exploring new ideas and oneself and other hippie garbage. They encourage them to take what really interests them. They dont seriously sit them down and tell them if you major in X you can expect this salary out of college and Z amount of opeople are employed within 6 months of graduation.

Did you ever think that it's done on purpose? How can you enslave people these days? Why crush them with debt and you will have a class of obedient and indentured servants in all but name.

I wish they'd be offered to revoke their degree in return for dissolving the debt.
I bet they still wouldn't take the deal and insist its everyone else's fault bu theirs.

In a row?

It's her fault for signing for the loan
It's her fault for going to (((college))) for gender studies instead of learning a trade
It's her fault for not making the monthly payments on her loan
It's her fault for being a typical irresponsible millenial cunt bitch who's not worth the air she breathes and the resources she wastes woth her existence

Yeah I wish the US had a more realistic view of higher education. It is insane that any more than 10% should go to college. And most of that should be for things you need to go to college for Science Math, Accounting/Finance, Law and Medicine.

The American culture, mainly from the left basically encourages this view that you are somehow less worthy if you work a trade or construction or other type of blue collar job.

jews are really good at trickog dumb white goyim
doesnt help that their parents help with the jewwashing and jewconditioning of the degenerate child
boomers are the worst cancer and they are the direct cauae of millenials

>Did you ever think that it's done on purpose?
I do think it is done on purpose, but mainly as a means of indoctrination and supply funds to a politically loyal group. Universisty professors are overwhelmingly left-wing here. So they can be reliably counted on to try to sway their students to the left politicaly, plus since they vote dem all the time the dems want to encourage more money to flow to them. It also gives them access to 'experts' to say whatever to support their political agenda.

Actually, it is her fault. Nobody here forced her to take on massive debt to study a subject in college that practically guarantees zero change of landing a job after graduation.

on the way across the parking lot

>I want to help the world!
>gets a shitty degree in humanitarian aid or some shit
>finds out the world doesn't want her help
>goes to palestine anyway
>gets raped and killed

I forgot

>tax payers end up paying the loan

by getting a stem degree instead of women's studies

> The American culture, mainly from the left basically encourages this view that you are somehow less worthy if you work a trade or construction or other type of blue collar job.

yeah i had a feeling that was the case
our people are just like cool either way unless you are in the upper echelon then its much more pushed to go higher education.
but the crazy thing is when we have mining booms everyone gets rich someone driving a truck on the mines can be pulling in over $120,000 a year easily and only have a few certifications. even the people doing the cooking and serving for the worksite are given like $60,000 a year plus accommodation.

I owe $115,000 on a house, $20k left on truck, and about $1200 average per year on credit card for firearm, food, and fuel costs. $0 on student debt. Glad I didn't fall for four year liberal camp

>usury is a sin
you mean, capitalism is? just following itself to its logical conclusion, pricing education, health and basic housing out of normie reach. Just food to go now, then, we cannibals - capatilism will have finally ate its children, swallowed em, and spat em back out on the sidewalk, amongst the rest of the garbage and dogshit.

You dont inherit debt in america.

Thats a drawing dude

Yeah, in american school systems my careeer counselor always said shit like "what? You dont want to go to college? What do you wanna be a ditch digger or something?"

>tfw your family owns an escavation company that makes more money than his salary per year digging really big ditches.

>but the crazy thing is when we have mining booms everyone gets rich someone driving a truck on the mines can be pulling in over $120,000 a year easily and only have a few certifications

Yeah there are good jobs that you can make 6 figures a year in around the shale gas/oil boom. It may driving a truck. Something that you might be able to get qualified to do in a matter of weeks.

exactly
why the fuck do they still say ditch digger?
wasn't that like a non nonsensical job they made people do during the great depression for bread, or like a prision chain gang?
wtf is a ditch?
you should put that teacher in a ditch

nice
college.usatoday.com/2014/10/26/same-as-it-ever-was-top-10-most-popular-college-majors/
at least this list still has it like 7 practical to 3 non-practical.
P.s not dogging on history and english just these are the kind of degrees that only make you a teacher lol kind of like a pyramid scheme

>truth

I live in Montana, when the oil boom went off in the dakotas they were hiring anyone with a pulse for 3 and 4 times the regular salary. Its cooled off a lot but from watching it I learned something.

These white-trash $10 an hour millworkers did not suddenly become middle class because they had a $90,000 a year job turning wrenches on an oil rig all the sudden. The first thing they did was buy a brand-new jacked up truck, 3 ATVs, 2 jet skis, a 90 inch TV, and 3 pitbulls. All piled into and around a shitty mobile-home from the late 70's. The next thing they did was fuck a bunch of hookers, snort blow, and be drunk constantky at ay time they werent at work. Then they get into a few too many fights on the job, show up for work drunk, or just not show up for work at all.

6 months later they were selling off al their new toys to pay for drugs and looking at having to go back to the timber mill for $10 an hour again.

Better start sucking dick now...

college is supposed to be free like high school.
prove me wrong!

>why the fuck do they still say ditch digger?

This guy, (who died a few years back) and was the actor who played the magic black guy in the movie the green mile, started out as a ditch digger in Chicago.

>helped him in his jobs digging ditches for the People's Gas Company and being a bouncer at several Chicago clubs

en.wikipedia.org/wiki/Michael_Clarke_Duncan

The job still exists, I believe, but obviously they don't do it manually with just a shovel anymore.

>P.s not dogging on history and english just these are the kind of degrees that only make you a teacher lol kind of like a pyramid scheme

Yeah I agree. And I think you can learn valuable information from these areas, but for example when I got my undergraduate degree, I majored in Chemistry and picked up a minor in Econ and Political Science because those interested me.

So if something interests you, sure take a few courses maybe get a minor, but don't spend 4 years on it if you don't think it will significantly help you get a job.

it's her fault for picking to get an MA in organic birdhouse construction with a minor in identifying different types of duck shit.
these kids want to goto school for whatever the fuck they want and then want someone to park a dumptruck full of money in their front yard.
i cant stand the glorification of victimhood that these liberal campuses breed.
do your arts and crafts after you get home from work you whiny idiots.

haha i dono if Michael Clarke Duncan is the reason people across many western countries have used the term ditch digger for decades.

why do so many of these people cry about their debt?

At my lowest point I was about $65k in debt, but I just kept working, living as frugally as possible, and paying far above my minimum payments. About 5 years later I was debt free and proud of myself.

When I see people claiming they can't deal with the debts and problems it just seems fucking pathetic. Spineless.

I paid $200 a month for 10 years. Never missed a payment. I was late a few times when I forgot to pay.

It's called debt. Pay it back and you can buy a$260,000 house. How could a mooslim ever save enough money, under Islam's Theocracy, to ever buy such a beautiful house. I had a few Laotians working for me. One was an actual communist. She saw the outside and said, "why would you need a house like this. Do you know how many small family houses we could build with all this money?" I told her Zero. It was my money. I took her inside and I could see the change on her face. We got to the master, with marble tub and glass shower. She turned and was going to say something, but she was in my arms. We kissed, long time. I walked her to my king size bed and turned down the sheets. She was scared of my blue eyes, she said. I took her hand and put it down my pants and she gasped. I just u n dressed her, which was nothing but a flower print sun dress. No bra. No panties. I laid her on the bed and made her take me to the nut sack. She tried to get off some, but I had the American shoulder grip on her. When she could breath again, she started pumping back. I broke that little Commie VC that day.
I even slapped that ass when she was leaving, holding her stomach and whimper crying. I hear she made a good wife for an average Joe.

Capitalism dominants communism. It did that summer day.

L be a use I took that student loan and made it work for me, not me work for it.

Man up, and try what I'm posting. You'll score big time.

America, fuck yeah!

Industrialization happened slowly, right up until the 1900's in the USA it was still cheaper to hire 20 or 30 irishmen with shovels to dig a foundation or a ditch for 25 cents a day than it was to have a big machine do it.

During the great depression it was actually cheaper to have a machine but the government subsidized a fuckload of public work projects to hire them anyways. It also wasnt uncommon in the 20's for ranches and farms and such to pay for menial labor with meals and a place to sleep in the bunkhouse.

So in the american lexicon "ditch-digger" is haughty liberal speak for somebody uneducated who gets paid minimum wage to do something unpleasant. Even though a modern day "ditch digger" is actually making pretty decent money to operate heavy digging equipment. Seriously, if you run a big escavator you can make up to $30 an hour on the right job sites.

oh no, my point is that the job did exist, and still exists today. As the other user pointed out whose family runs some earth moving business.

Judging by appearance, she has a degree in gender studies

In the days of old debt forgiveness would occur regularly (king used it to gain favor). Funny you talk about sin when it even happens in the bible you stupid fuck.

>I had a few Laotians working for me. One was an actual communist. She saw the outside and said, "why would you need a house like this. Do you know how many small family houses we could build with all this money?" I told her Zero. It was my money. I took her inside and I could see the change on her face. We got to the master, with marble tub and glass shower. She turned and was going to say something, but she was in my arms. We kissed, long time. I walked her to my king size bed and turned down the sheets. She was scared of my blue eyes, she said. I took her hand and put it down my pants and she gasped. I just u n dressed her, which was nothing but a flower print sun dress. No bra. No panties. I laid her on the bed and made her take me to the nut sack. She tried to get off some, but I had the American shoulder grip on her. When she could breath again, she started pumping back. I broke that little Commie VC that day.
>I even slapped that ass when she was leaving, holding her stomach and whimper crying. I hear she made a good wife for an average Joe.

lol this is good RP

All it needs is an ancap memeball to go with it.

how can she pay it back? the same way I did, get a job, pay it back. It took me 10 years to pay off my loans.

>get loan

>complain that you cant pay it back cause you are an idiot

this is how credit thrives

I FAP to my own Satire.

10,000 a year for 8-12 years depending on interest rates, I guess. I'm looking into going down the same road, though more like 30k debt by the end of it all. I can get Fafsa for half of my schooling easily, and I'll probably get part time jobs and summer jobs, cutting it down as much as possible.

Paid off my loans. Took me a few years. But then again I didn't have $80k in debt after getting a BA in Psychology.

yeah smart idea.
this shit crazy
ATAR is our rating system to get in to Uni so higher the better
check this
> Bachelor of Arts with a major in Gender Studies 75.00 ATAR
> Bachelor of Information Technology 75.00 ATAR
Same ATAR and you know IT going to take you more places

you're goin places kid

I went to college in Europe and then moved to the United States.
Free college and then low taxes.
Fuck, yeah!

My current manual labor job pays more than any of the retail and sales shit I did in high school, I wish I would have started years ago

>I took out money I can't pay back bawww

Oh my, its protesting the fact that it doesn't know how to manage a budget wisely. It must be retarded.

Human Resources jobs

I see the same people complaining about student debt buying $7.00 a cup lattes and $5 muffins from starbucks every day.

Actual real life example:
>ultra lefty cousin bitching about how her race relations degree is useless and she has to find a way to pay $300 a month towards her student loan
>bitching up a storm as she pay 12 bucks for a latte and a muffin
>ask her if she does this every morning
>of course she does
>thats 84 dollars a week, 336 dollars a month
>"but I shouldnt have to give up the things I like to pay my debts!"
>If you buy a coffe maker and go to walmart and pay $10.00 for a box containing 8 muffins you can have coffee and a muffin every morning for about $2.50
>you can even just fucking HAVE my coffee maker for FREE plus my coffee

Big suprise, she took the free shit and still buys starbucks every morning. I was raised on that "give a man a fish vs teach a man to fish" philosophy, but WTF DO YOU DO WITH A GENERATION THATS SO LAZY YOU CANT EVEN TEACH THEM TO AVOID STARVATION?

Millinial SJWs are the kind of people who would have been carried off by large birds of prey before they could reproduce 10,000 years ago.

damn its like you did an undergraduate in the History of Ditch Digging kek
cheers for the history lesson

Manual labor is becoming more lucrative because construction and escavation firms cant find anyone who will actually DO THE WORK. If you have a strong work ethic and arent afraid of dirt you can make a pretty decent living. You'll never be rich but you will have enough to survive and even a few toys.

Well, if you are up north far enough not to have to compete with jose and his 32 cousins that is.

WWWWWWWWWWAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHHH
I'M AN IDIOT
WAAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHH

I come from a long line of proud shovel wielding Pollaks thankyou very much.

OSW/Liberal hypocrisy, they want to put Obama on a pedestal and say how great the country was during his tenure (lies) and push his government figures of 5% unemployment (total BS) -- and here you have the same people crying over not being able to find full time jobs thanks to obamacare pushing companies with over 50 employees to hire only part time or turn the full time jobs into part time (38 hours instead of 40) to keep from being forced to pay for government forced healthcare.

They can't even pretend the country is doing great under Obama. Now they want to cry about how shitty and low paying these part time jobs have become but they're the ones who created this mess. Imagine if we didn't go through the 2008 housing crash caused by Clinton's housing bill that empowered FannieMae/FreddieMac to take all the risks so "everyone" could get a mortgage and live the "american dream".

They decided to take out those loans, we didn't. They never thought about whether the degrees they chose would allow them to get better jobs or not. It's funny because they're the same ones walking around with $400 iphones they cannot live without and drive fancy cars they cannot afford. They're living beyond their means and they took out debt they couldn't pay back. That's their problem but by pushing liberal policies, it affected all of us. Fuck them.

Jesus that face and haircut. No way in fucking hell I'd hire her if I was an employer.

Yes it is her fault. Go to a career tech high school and get a decent job after high school you dumb fucking cunt.
>18 year old fag
>pic related

Said it in part of a wall of text, but were talking about loaning hudreds of thousands of dollars to the sort of people who used to be carried off by large birds of prey in prehistoric times.

Back then if you were a weak witless idiot you were enslaved or eaten and your stupidity didnt hurt anyone but yourself. Today we hand em a 6 figure student loan, a high interest car payment, and a hefty mortgage. Then when it all implodes they demand that the rest of the middle class pay for it.

damn Louie cross out your name homie

Na i'm good.

>tfw took gen eds for $200 a pop at community college and transfered into uni for nothing
This is most certainly a good feel.
Also testout's exams are cool, too bad no one cares about testout

I'm Antifa and I'm coming for you capitalist racist sexist bigot! Watch out I've been lifting so I have muscles too.

>Getting my compta 901 and 902 for free also
I get two free vouchers for each. Man, being white is awesome.

After the economic recession people flooded to colleges as an escape hatch. They werent smart enough for real degrees so they took bullshit courses that dont actually have job fields. Kids who had no chance in hell of ever paying off their loans were just handed piles of money with interest attached, it created a bubble similar to the housing bubble.

Its been quietley allowed to pop and now they are crawling out of the woodwork demanding the public subsidize them.

It's completely her fault. She knew that she was borrowing $80000. Nobody forced her to borrow $80000. She literally chose to borrow $80000.

Nice, what did you end up doing with your chem degree? I've been at under $15 an hour since graduated in chemistry and am looking into a teaching certificate at the moment.

I earn 75k / year and never went to uni. No its not the most prestigious amount, but at least I am not in debt to anyone.

Thank fuck i avoided that trap.

>Its been quietley allowed to pop
Just starting to pop is more like it. You will know it has popped after vast swaths of shitty schools, academic departments, professors, and academic administrators get axed too.

Simple solution.

All persons who serve one year in the military will receive 10% of their existing student debt removed.

Year 1: 8000
Year 2: 7200
Year 3: etc....

Eventuallly, she can pay it off.

oh I went to law school and became a lawyer. Went in expecting to do patent law, but just wound up doing a traditional law career.

My brother got a Chem E. degree and I think started doing QA stuff at a paint manufacturer and now does QA stuff at a pharma company and does pretty well for himself.

Thank you for the answer.

If she had thought about it. She wouldn't have that problem.