Health Insurance Worker AMA

In light of "Trumpcare" and the hellstorm I walked into today at work over it, I'm going to do an AMA over general insurance practices, and answer some shit you people might not know. Rules are simple, nothing personal, keep it to insurance.

Background: Been in the industry since pre-ACA (Obamacare), and I manage close to 400 people in a call center where all we do is talk to apes that have no idea how their insurance works.

Go.

No one cares about your cancerous "career" or you shilling for insurance companies. Literally kys

>>manage 400 people

>>in a call center

Lol.. Big man huh? Doing the Lord's work aren't cha?

Found the niggers. Someone's upset their free ride is ending.

Rate the systems:
Pre-Obamacare
Obamacare
Trumpcare

The fatties ?

For average people, Pre-ACA, Trumpcare, Obamacare. Literally inverted for subhuman trash.

Either or. People don't actually have the slightest idea how much fucking money Obamacare was costing taxpayers because all the fucking degenerates signed on to pay next to nothing to have their $100,000 surgeries footed.

what was the most common call you all dealt with today?

The escalations I took were all over the same thing. People not paying their monthly premiums and being pissed they couldn't pick up their drugs from the pharmacy and have them covered. One cunt in particular had Amphetamines, Oxy, and Morphine. All covered by a Government Cost-Share Reduction, on a plan that she pays $40/month on. And she was behind two months. Wanted an override.

Will the USA ever end its farming subsidies programs to we stop paying taxes to grow shitty GMO corn and soy that gets processed into (((junk food additives))) that makes us sicker faster, which drives up the cost of health care?

No. Although that's not what drives up the cost of health care. Health care is primarily escalated by two things... the cost of Rx drugs, and by the raw jewery of Doctors.

The worst understanding people have of Health Care in the United States is that somehow insurance is to blame for every goddamn sin in the game. The reality is, the kikes are the ones diming everyone into extinction, and they spend a lot of that money on propoganda that's designed to make insurance companies look like shit.

Our margins are actually so unbelievably low that's a wonder we stay in business.

>stuck reading the script for so long you're repeating it on/pol/ without pay
Only niggers and streetshitters work in call centers. Which one are you? I already have "insurance" btw, I'm waiting for the individual mandate to fuck off so I can stop paying for YOUR free ride.

>raw jewery of Doctors
Then you would see more Dr's in private practice - a trend that has reversed as they're going in hospital programs.

You don't know what you're talking about.

>Insurance is innocent, goyim!

>all these "investment bankers" and "insurance reps" on Sup Forums lately

You people have nothing to do with politics outside of lobbying the stupid fucks people elect

It would be nice, and it would finally stick it to those shitty Dane County farmers here in Wisconsin who keep voting democrat and betraying what it means to be self-sufficient.

More fatties. When will you autstic spergs learn that screaming at the top of your lungs isn't working anymore?

Get lost kike, your usury is being repealed.

I don't think you have the slightest idea what you're talking about, at all. The trend behind private practice vs hospital programs has literally nothing to do with insurance, because insurance companies have the same rates for procedures across the board, whether you're a hospital, or a family doctor.

Insurance is, for the most part, innocent. It's the only reason the kikes haven't taken every last shekel.

Jesus christ do you even into politics? Insurance companies have almost nothing to do with lobbying. The ones that spend a metric fuckton on lobbyists are drug companies.

>medical insurance companies have nothing to do with lobbying, ignore the ACA
>insurance companies are innocent

Kek

Isn't there some holocaust denial thread you should be shilling in (((berg)))?

>The trend behind private practice vs hospital programs has literally nothing to do with insurance
Bullshit.
You don't understand that Medicare/Medicaid has the set prices for Dr's.

They can charge more in private practices not using M/M.

M/M has literally nothing to do with the insurance industry, given M/M is government run. How are you this fucking stupid?

Get the fuck out of here with this weak ass trolling senpai.
Do you not know what a medicare advantage plan is?

Yes, I do you dumb nigger, it's a supplement to fucking medicare. Just because you have a supplement to medicare, doesn't mean that the insurance company magically has sway over the prices M/M dictate. The only point they DO have any hold over the contract is, omg, through full, private plans!

Calling shit Medicare A/B/C/D/E/F doesn't magically change the fact that the government, not the insurance industry, is the one dolling out the contracts for primary/specialist/UC/ER, and levies the penalties for such.

Look, I get that you are furiously trying to google whatever you can to try and get a leg up here. Shit's admirable you're putting in this much time, but you don't have a fucking clue what's actually going on in this industry, and that's fine. I started this shit to educate people like you.