Hello Sup Forums
I am a banker at a top 10 bank globally in a top 10 financial center. I won't disclose which but it's one of the biggest players
I'm here to offer my answers to any questions you may have. For the record, Hillary Clinton was a better candidate. Things are getting better, not worse. Financial services is a good industry that contributes to overall welfare.
Ask me anything. Please keep an open mind
bankeranon is not as interesting as FBI user or WHanon. Fuck off and then kys
>Hillary was a better canidate
Explain
>I am a banker at a top 10 bank globally in a top 10 financial center.
Bankers don't talk like this. Stop LARPing and clean up your piss, Timmy.
>Things are getting better, not worse.
And that was a problem. We want things to get worse.
*Candidate
Rothschildanon, how many children do you sacrifice annually?
Invest all money you own into porn companies.
>I'm an elite banker
And I'm Jesus Christ. AMA, faggots.
Whens the next crash you dumb shrimp
Yeah.. you're no banker mate. Just a neet who needs to empty out his piss bottles because they're starting to wreak.
Well, her policy proposals were rooted in economic logic as opposed to populist appeal. For instance, free trade has been shown to significantly improve productivity and quality of life on aggregate for all participants. The average american household has indeed seen real incomes rise, although growth has slightly lagged 'rich' growth. This could have been adjusted for with greater redistribution a la Clinton tax plan.
Trump's idea of supporting the 'poor' and those disadvantaged by globalization is unsustainable protectionism that makes products more expensive for consumers, makes companies less willing to invest, makes people less willing to innovate, etc.
On foreign policy, Clinton also wants to pursue detente with Iran and doesn't want to feed Zionist paranoia. She would've also helped bring more countries into America's sphere with TPP. She also would've maintained high levels of cooperation with our European allies, as opposed to isolating America like Trump has.
These are just some reasons. I'm not here to complain about 'racism' or any othe buzzword. Clinton's platform was just more logical. I suppose I should mention that I support gay rights, secularism, etc. but that is more normative than anything.
what's it like to suck so many dicks?
Can you toss me some rickets?
Ask me anything about banking or the financial services industry. You can ask me about what I do and I'll tell you what I can.
How about proof you insufferable faggot. Like an ID card with timestamp. Sage
But do you care about the white race?
What is the nature of your duties? Be specific.
For all we know you could be a bank teller at RBC in Toronto which technically is a top 10 investment bank in a top 10 financial center, like someone at McDonalds saying they work for a Fortune 500.
was hitler your brother? is he in heaven? why are jews so evil? how many bitches you fucc?
AHAHAHAHAHAHA
what kind of eyes wide shut faggotry do you engage in on the weekends?
Fuck off, larper.
What should I invest in rn??
Fuck off OP
No, give me one good reason to.
I am in the business of asset servicing. We basically administer billions of dollars for other major FIs who want to do trades and shit in our local currency. Obviously our margins are small %-wise but the fact that we're dealing with billions in capital flows makes it fairly lucrative.
You hate risk and die inside at the thought of losing a penny - treasury ETFs
You are ok with a little risk if it means a decent return - SPY (S&P ETF)
You have a high tolerance for risk - various sector ETFs (like tech)
You could lose all of your money and you wouldn't care - cryptocurrency
>No, give me one good reason to.
Low IQ in non-whites =\= higher GDP.
>who want to do trades and shit
So you an intern?
I mean legitamite stocks/mutual fund names chap, that's basic risk apetite stuff any nonbanker could have googled.
I thought you were real user ;_;
>No, give me one good reason to.
They are the reason you have a computer, and internet to bitch about them with.
>Hillary Clinton was a better candidate.
Fuck off to a land far away and suckle from an ejaculating penis while you kill yourself so that your pathetic dick between your legs death by cuckoldry does not register in my sphere of influence nor inconvenience me at all...
Fucking christ you are disgusting in all measurable ways!
I'm actually pretty familiar with the race and intelligence literature. Works like Lynn's and Herrnstein's fail to adjust for socioeconomic factors, as well as environmental factors that impact development.
Differences in outcomes can largely be attributed to environmental factors, and that is generally the scientific consensus.
In the long run, even if there were a small variance in adjusted IQ among groups, as we gain understanding of the human brain and can start to modify parts of it that will become entirely irrelevant
No, I am an Analyst (fresh outta b-school)
Learn about efficient markets, my boy. You can't pick winners. The only way you could consistently earn abnormal returns is through complex quantitative strategies that brainlets can't figure out. There are secretive funds like Renaissance that do this; you'll never get in on that, so might as well buy the market and enjoy the ride. You'll probably do really well in the long-run anyway
That's cool, Arabic people made the numerals of your retarded post that I'm replying to
I don't bitch about white people, I'm (essentially) white and so are most of my friends
arabic numerals were created by India... Now kill yourself.
>They are the reason you have a computer, and internet to bitch about them with.
>technology goes back about 100 years
a nigger shoving a wheel is considered technology and there wouldn't be computers if said nigger didn't push it. What are you gonna do about it , asshole?
The middle-east wasnt always the shit-hole that it is now, I will give it that.
>was hitler your brother?
we're over thousand a years apart?
>is he in heaven?
yes
>why are jews so evil?
the tribe of devil is a bunch of satan worshipers. they need to be killed and then burned
>how many bitches you fucc?
I'm Jesus. All of them when they get to heaven.
> I am a banker at a top 10 bank globally in a top 10 financial center.
> Hillary Clinton was a better candidate
You work for the kikes, of course you'd support that POS pedophile.
Protip: to hide the small missteps in your LARPing you should give vague but encouraging generalities like Anonymous5.
> You are getting close to the truth, keep digging
What was your bonus last year?
the CEO and most top execs at my organization are WASPs, actually. My MD is Jewish, though, as is my best friend at work.
Ofc even if they were Jewish there's nothing wrong with that, so long as they are able to perform well in their roles.
No, you're not.
how do you view crypto currency
iota looks good
not goldman sachs then...
What would it take to for you to bring it all down.
What's your price.
>hillary was better
>t. dumb nigger
stop larping you faggot.
Nice try fag. Someone already played this LARP a few weeks ago. Wasn't interesting then and isn't going to be interesting now.
>Please keep an open mind
Clearly you have not.
One set of rules for the Optimates and another for the Populares, eh?
He asked for one reason.
Giving him one reason doesn't imply there aren't thousands more.
But he didn't ask for 1000. He asked for "one".
Nice, thanks for the real question.
My total compensation was about 130k USD, 50k of that was bonus. I work a lot though, usually 60+ hours a week.
Have you ever thought about the fact that the average person doesn't care about money as much as you? Maybe they have no problem making slightly less money so long as they see their work as contributing to something greater than themselves?
People not liking globalism has nothing to do with profits. They don't like the idea of being interchangeable; it makes them feel small and powerless. Americans want America to put Americans first because who else is going to? Do you think the UN is going to make the lives of rural and suburban retards better when kids are starving in Africa? No, they are going to fuck them over in order to contribute to the "greater good."
Clinton was the logical choice when looking at the candidates from the perspective of an emotionless, psychopathic business executive. Trump won because he told the American people that he liked them and wanted to give them the opportunity to live a safe, fulfilling, happy life; and they ate that shit up. Yes, people want jobs and they want to be able to support themselves, but they want comfort more then wealth. They don't care about the optimal economic conditions so much as having the optimal conditions within which to spend what money they do make... They'd rather be blue collar workers living in a nice neighbourhood than a millionaire living beside a ghetto.
>usually 60+ hours a week.
Why do major corporations either underemploy or overemploy? Why are they so allergic to the 40 hour workweek?
Lemme guess, salaried with no overtime comp?
Why are you and your buddies not dangling from trees? Today's financial institutions are a fucking scam and everyone knows it. There's finance to invest savings responsibly, then there's the (((Fed))) propping an asset bubble so kikes like you can slosh money around with high volume trading, making billions with low margins on the volume. You shmucks completely wrecked the lives of millions of Americans by investing their savings into fraudulent investment vehicles, and you all know it. You know what the top dogs are currently brewing in their cauldrons right now, too. The next MBS that will tank the economy again.
Trade is good for the little guy? Yeah right, say that to Flint, Oakland, Cleveland and other rust towns. Yeah, we're so much better off with shitty service sector jobs and the shitty plastic products we can get from Wal Mart. And the Chinese are so happy making pennies to make crap they will never get to use. Trade is good for you, goy!
>but that's where we need redistribution
Great, larger government and more bureaucracy to solve a kike problem.
How about we don't outsource our industry to double digit IQ shit skins, and employ our own people to begin with. But you don't care about that, because all kikes put numbers over people.
>why should I care about the white race?
Because we're real fucking close to terminating dual citizenship and deporting roaches like you to the sand dunes, Solomon.
>Hillary wouldn't have given in to Zionism
Fuckin saged. Hillary was shilling for all sorts of regime change as State Sec. She is 200% in bed with the Israel-Saudi side of the Islamic Cold War. Where the fuck did you get this "Iran Detente," other than your ass?
>Please keep an open mind
Consider this:
You're a loser and your bait is shit tier. Have fun slaving your life a way as a suit for people who won't respect you and never knowing your kids.
How much buzz are you hearing at an institutional level regarding cryptocurrency? "Blockchain" is going to replace "Cloud" as the pants-wetting VC word at this rate.
What command should I invest in?
>Financial services is a good industry that contributes to overall welfare.
fuck off jew
No, not Goldman, lol. Goldman is a big meme
I actually trade cryptos algorithmically on the side. I wouldn't invest in it long-term though since it's difficult to know which currencies will actually explode and which will be left by the wayside. If you could find a way to have a good diversified exposure to them (i.e by buying a weighted average and recalibrating every once in a while, like an ETF) then maybe it's an ok investment. Still way too risky for my tastes as a buy-and-hold, it's a fun trading opportunity because of the volatility though.
I would be fired instantly and never get a street job again, the most damage I could do is spilling coffee on an exec's shirt
Again... ask me anything, lol.
You actually have a point. I guess what I would have to say is, we need some way to analyze overall welfare and maximize it. If it offends some peoples' normative values, that's unfortunate. But at the end of the day, human beings as individuals are pretty disposable. Aggregates are what matters in policy.
That being said, human rights should be respected, ofc. But just because you don't like immigrants in America, for instance, doesn't mean that immigration should be banned.
Plus, I would argue that the majority of qualms people have with globalization can in some way be quantified and attack by policy; particularly stuff like inequality.
But policy just can't fix a harkening back to the 'old days' viewed through rose-tinted glasses, and attempts to do so harm everyone going forward.
It's just banking culture.
Fuck off, you're a drive up teller.
>It's just banking culture
You remind me of the anonymously quoted Portland City Councillor who when asked what city hall was going to do about massive housing prices increasing said, "You can't fight market forces."
Crypto currencies should be outlawed as ponzi schemes. They have literally nothing backing them besides potential growth. At least stocks imply that at some point dividends may be paid out and provide the "tangible" reassurance of partial ownership. No, crypto currencies rely solely on buy in to increase value. You get nothing for buying a bitcoin other than the opportunity to trick someone else into paying more for it than you did, and a group of fellow idiots helping you convince them that it is a "good investment." Shits worse than gold and silver in this regard since you don't even get a shiny paperweight to gawk at while waiting for its price to go up...
Fucking owned. Thanks for the show user.
>hillary was better
>((((((experts))))))) said the market would come down if trump won
>exact opposite happens
why are they paying you people
You are a whore.
TTP was shit.
Obama and Clinton did nothing to lower the cost of health care, it was all about shoveling money to insurance companies.
Oh, insurance companies. Financial Services, this faggot OP.
I really, truly hope you kill yourself.
Jesus fucking Christ, my man. Let's start off with the fundamentals. cityam.com
Financial services as an industry exist to enable capital to flow, fostering enterprise, innovation and helping build the economy and standards of living.
>Flint, etc.
Not the dire situation you think. People didn't get poorer - the richer just moved away as manufacturing was eroded. Overall unemployment is down in the United States, overall inflation-adjusted compensation is up for individuals (pic) and household (minneapolisfed.org
BTW your chinese penny items increase your overall purchasing power and the margins of all businesses, which reinvest and innovate for you. So next time you're talking shit on your iPhone remember that you only have that because of free trade.
>more bureaucracy
Actually there's ways to have a good redistributive scheme with less bureaucracy, such as a negative income tax.
>Hillary was shilling for all sorts of regime change as State Sec. She is 200% in bed with the Israel-Saudi side of the Islamic Cold War. Where the fuck did you get this "Iran Detente," other than your ass?
Well for one thing, she didn't call the Iranian nuclear deal 'the worst deal in history' like Trump did. If she followed through with Obama's foreign policy she could've taken steps towards moving Iran out of Russian influence and into American, making Israel safe and allowing America to focus on Saudi Arabia
>giving iran money
>making israel safe
>iran
>the country that funds hamas, who fire rockets at israel
fuck off palestinian
>overall inflation-adjusted compensation is up for individuals (pic)
You don't have a pic. Because everyone knows wages are overall stagnant and haven't quite kept pace with inflation for decades.
The average millenial makes less than their parents did at their age by a significant margin.
You drank the the millionaire's version of Kool-Aid. You are exactly what everyone is talking about when we say the rich have no idea what life is like in America.
Forgot pic
Market going up != real economic growth (igmchicago.org
Cryptocurrency, not a lot since it's risky and unregulated (we aren't allowed to touch it even if we wanted to). Blockchain is big on the other hand, lots of banks are implementing it as a way to store and communicate information.
TPP is good for you. I am not a whore. ACA drastically reduced no of people w/o health insurance. Insurers actually suffered from ACA
Lol, I'm not Palestinian. The point is that a reformist Iran would move closer to the US and reap economic benefits in exchange for pacifying itself further, esp with regards to Israel. Don't be an unpragmatic Zionist, please.
Fuck, forgot pic again cuz busy responding to other bozos
>reformist iran
>trusting sandniggers
you arent bright are you
you REALLY EXPECT fucking ISLAM to do anything positive in the world? it hasnt fucking worked for centuries.
As a banker what would be my chances on having a loan approved for a state of the art fart farm? I've got a decent classification system that is constantly evolving, I have fart wranglers on stand by and my main market will be to urban liberals? Would that be something that you, as a banker would be able to help me out on, to loan seed money for?
Nice pic showing wages have dropped since 1973.
We don't give a shit about productivity. We aren't the ones who profit from it.
Total compensation increases are mainly for entitled shits like you who can't fathom that they aren't the good guys.
You're like the slaveowner who thinks he's nice because he doesn't whip his property.
>I'm (essentially) white
lol
>Iran
>not one of the greatest and oldest civilizations on the planet
>the original Aryans
come on dude, Iran is not the same as ISIS goatfuckers
I'm sorry I don't do that kind of banking, try a venture capitalist instead
Literally everything you have said in your comments is the exact opposite of the effects seen in my areas by working-class families desperate for "affordable" healthcare that they can't "afford" and financial benefits from the stock and financing economy trends from the last eight years.
I don't think the positive numbers and trends you see from your banker* position is near the reality felt by the actual person.
>tech allows me to find information 1000 times faster than in the 80s
>therefore my wages should go up by the same amount
no
tech made jobs EASIER. why the fuck should wages go up?
>heres your automated kiosk, now get the fuck out, you're fired.
just saying, people that whine wages should be going up are stupid. the people not working pleb tier jobs are making plenty.
ask jeff bezos. he will be replacing you soon enough.
No they include retirement, healthcare, etc. that most people get
There's nothing stopping you from studying finance. My parents were immigrants, it's not like I just birthed my way into banking. I was actually a really good physics student, though I always enjoyed economics more
If I were you, I would kill myself. Is this ama your goodbye letter?
>There's nothing stopping you from studying finance.
I love that Progressives immediately assume people who disagree with them are poorly educated, mentally ill, or just degenerate.
Have you considered that maybe what you were taught in college wasn't the whole picture? Or do you just ignore all the studies that you didn't agree with from the outset?
If pol was a real place we would string you up. Leave
I see your flag and u shitposting all the time
>top 10 bank
>think you know anything
You’re a bluepilled goyim. Fuck off idiot.
I'm sorry to hear that, and obviously insofar as those concerns can be voiced as a metric like inequality or surveys of perceived well-being, policy will get around to fixing it. At least you can see plainly that consumers have access to a greater range of better products than ever before. Sometimes we forget how much the internet has improved our lives
But what makes you think things would be better under Trump? He is stopping new jobs from being created and people from advancing in the economy. He is appealing to people caught up in their old outdated jobs (mining coal) and not giving them a chance to retrain and be a part of a more modern economy.
There are a few reasons I would kill myself but being a banker isn't one of them
I like to keep an open mind. I was pretty conservative/nationalist for a very long time, I've just kind of grown out of it I guess. That's why I'm pretty patient when I find those opinions here
Thanks
I haven't posted here in weeks
If only you understood how much (((we))) know and how powerful (((we))) are.
Anyway, I'm going to sleep so I can go to work tomorrow. This was fun, I'll do this again soon
you're a globalist shill
go to bed, soros jr. if trump is so bad why are the markets excelling?
>b-but this is OBAMA'S economy!
remember all the people claiming it would tank if trump won?
>TPP is good for you
no it wasnt, it removed individual rights by placing greater power in corporate entities
it also fucks over the consumer when it comes to media and internet
>ACA was good
NO ITS FUCKING NOT, everyone in healthcare will fucking tell you its not good unless theyre a fucking dumbass nurse or bleeding from the heart
the ACA fucked insurance companies but it also fucks the average consumer. We have higher premiums with less basic coverage. the lowest tiers are also shit coverage so what we got is a larger swell of people paying into a system thats failing and those insurance companies that were created to sustain this larger volume of individuals are going bankrupt because they cant sustain the base of people using the system that dont pay enough
everyone has to come to a realization that in our current era we cant save every person, we cant feed every person
not to mention the real problem was trying to limit the cost of drugs and the cost of hospital pricing on care which are ludicrous amounts
if you just fucking limited those youd make healthcare more affordable for the average individual while also not shitting on doctors or patients
It isn't the governments job to "maximize welfare." The government should be solely concerned with building roads; literal and figurative. They should be paving the "road to success" and not attempting to drive people down it...
People aren't looking back to ye'olden times with rose coloured glasses because they want to start lynching niggers again (maybe a small minority are, but not the average trump voter). They want to remove government interventionism from their day to day life, and see the governments of the past as closer to their ideal than the governments of today. They lack the ability to articulate this desire so they do what children do; they point to want they want and expect the adults to interpret their actions. Sadly, "the adults" in current society have their heads so far up their own asses that they fail miserably when attempting to understand these displays... And even worse, they scowled their kids for being "racist and bigoted..."
Simply put, the average voter is already struggling to make a comfortable life for themselves and they currently see the government as a hurdle in this process. They see the governments constant attempts to "make everything better" as meddling. Politicians should be focused on insuring that the streets are plowed, buses are running on time, and that the border is protected; they shouldn't, and currently don't, have the power to make utopia on earth. Making utopia is an individual endeavor; everyone makes their own, and they do it themselves.
>20T in debt
>muh guberment will subsidize clean energy jobs rather than remove environmental regulations on fossil fuel jobs
>muh I’m a top 10 banker
You’re a retard.
No wonder the economy collapsed in 2008.
Makers are retards.
Gobby analysts really piss me off
(((You))) don’t know shit.
I can assure you of that.
So much replying to a gross Iranian shitbag. If he's making 130k he's on the bottom of the totem pole. He knows nothing. Fun larping though.
Explain where money comes from.
You're a fucking LARPer. As someone who actually does investment banking, this advice is shit. Also, people in IB are good at IB. They tend to be pretty mediocre when it comes to understanding politics. Only people who are macro-oriented investors, traders, etc. have a decent idea of what they're talking about.
can you explain this picture? Why did debt increase like this?
Money is a unit of labor, which is bought and sold.
>I'm actually pretty familiar with the race and intelligence literature.
No, you're not.
How come people make different amounts of money per hour?
Not him, but you're retarded, most people in finance from what I know have a strong understanding and opinion of global political trends. You as an iBanker (which you obviously aren't) should know that seeing as iBanking technical interview questions often revolve around market conditions, recent events, etc.
OP, what are you most afraid of?
>been a while since a proper larper has come on pol
>kys faggot
OP IS A FAGGOT
A note on these supposed fringe benefits that make up for declining wages.
Have you ever been on Medicaid?
>They will pay to pull your teeth
>But not fix them
>They will pay to diagnose you
>They will pay for palliative care
>They will not pay to cure you
Obamacare has been hailed as a great boon. But you know what the best part of Obamacare is?
>tfw you can afford the premium but not the co-pays
To give you some perspective, since you seem to think I'm some unwashed pleb, my father is a lawyer who makes six figures a year.
He earns less (absolute) than he did in the 80's.
I'm a paralegal because we couldn't afford to pay for a four year degree, much less a JD. And I was ineligible for more than $5,000/year of financial aid because of his income.
The average American doesn't have $500 in their bank account to pay for an unexpected expense. How do you think they pay for their deductibles?
The average American isn't putting a penny into a retirement fund and Social Security is going to have to make deep cuts long before any Millennial even gets their first payment.
At least my job is going to be one of the last ones to get replaced by robots. You could already be replaced by a quant's algorithm. Why aren't you? Who was your connection that got you a six figure job straight out of college?