>74k/year
>pinching pennies to save money
I make 24k monopoly money a year and I don't have to pinch pennies to save money
srsly, I can maintain a daily coke habit and still have money to splurge on whatever whim I have that month AND save up
wtf is wrong with burgerland?
ok
I was a coke addict once and quit. Please clap.
Depends where you live
We have to support niggers and spics ruining our healthcare and welfare systems.
I'm very interested why €24k/y let's me live (in Spain of all places) better than a burger winning $74k/y
>I can maintain a daily coke habit
>was a coke addict once
american edumacation
Madrid, easy the most expensive place in the whole country (maybe after barcelona since they implemented the new sugar tax there)
yeah but we pay 21% tax on everything + the government takes away 10%-15% of your salary, do you guys get fucked even worse?
74k its a fucking lot. It depends how you live. I make 51k and here in PR that's pretty comfy, but if I want to have luxuries (like live in a penthouse jn front of the ocean and drive a last model porshe) I would need at least between 70k to 80k a year.
If you live in a big city 74k goes fast. If you live in San Fran, 74k is literally poverty tier, you'd get food stamps and probably have to live with roommates.
Having a family to support?
Americans don't live with their parents
>do you guys get fucked even worse?
On the 75k example, the FEDERAL INCOME tax rate is 15.85%. There are other taxes like state income, property, gas, etc.
well yeah, if I wanted to live in a swanky city center penthouse/loft/duplex drive the latest sports cars, etc. I would have to clear at least 3k-4k a month but that's still 36k-48k a month (euros)
not really that much higher, literally a promotion away and I work as freight traffic operator
I have 2 kids (custody of 1) and 2 bitch ex-wives
please elaborate
renting a €600 3bed 1bath flat, lost 1 apartment to ex wife
>live in a penthouse jn front of the ocean and drive a last model porshe) I would need at least between 70k to 80k a year.
wtf I want to move to PR
>renting a €600 3bed 1bath flat
So fucking cheap
A 2 bedroom, 1 bath apartment is around $1k in my town
>why don't Americans live with their parents
Our parents don't let us. They seriously hate us once we pass the age of 18. If you are over the age of 23 and living at home you're mostly considered a loser.
>74k
I wish I made 74k. I make 55k and I live paycheck to paycheck. One check goes to rent. The other check I used to get me through 4 weeks until the next check comes. I can buy a few things here and there but it usually gets eaten up by surprise expenses like new tires, new car registration, new clothes, etc.
Americans make more money but trust me, they charge about 3x-5x as much for rent here as they do in even the nicer parts of Europe.
I know some Germans/Swedes and we pay way more than you guys for pretty much everything - car insurance, cell phone, food, rent, etc. And your base wage $9/hr is the base wage here as well.
>10-15%
Nigga they take 45 % if u make more than 60.000. You in the lowest bracket.
The catch is that most jobs here pay between 20k to 30k a year. Heck the GDP per capita here is 28k. I only make 51k because my job is in high demand (I analyse medical records for a Health Plan for risk assesment).
Only very high specialized jobs here make more than 70k and are usually c-suite level jobs.
if you buy nice clothes/furniture/phones whatever its very easy for your expenses to explode.
i still manage to put half my income into savings
Can confirm. I make $20 an hour in San Fran and I can't afford to eat out.
>I can maintain a daily coke habit
Careful with that. You will eat your words in short time.......Most people I know of that said similar things ended up as toothless crack/meth heads. I am in recovery from alcohol
>Our parents don't let us. They seriously hate us once we pass the age of 18. If you are over the age of 23 and living at home you're mostly considered a loser.
this. i have a low end job at the moment and my parents don't want me living at home. i obviously wouldn't prefer to, but it's just economically retarded to be paying california rent for myself when there's an empty bedroom at my parent's house. fucking boomers have no perspective
social pressures in the usa are fucking stupid, you need a nice house a nice car and nice shit, and you need to keep buying nice shit. if you are hanging with people making over 75k a year expect to get shouted out of a party if you try to drink cheap beer. Other countries I lived in just keep a lower standard of living and are satisfied with it, they also don't mind buying cheap brands or locally. I don't understand why this is, but it's true. How many of your friends in spain dropped over 300k on a house?
It's called having a high paying career.
tfw might not be able to get my fix tn
I live in DC and my 600sqft studio is 1500 a month. I pay your years salary just in rent.
Its when you start doing things with other people that make it hard.
You can't buy locally in America because anything that's local cost twice as much as it does online. They literally have a 20-50% markup to buy in the store locally.
>don't mind buying cheap brands
Yeah usually because cheap shit here in America comes from China and its laced with poison or it's complete junk since there is little consumer protection.
Don't worry man, it won't happen to him, he's *different*
>hurr why dont you move out of the city theres plenty of jobs here in the middle of Arkansas you can work at McDonalds or do construction 70 hours a week
>they charge about 3x-5x as much for rent here
To be fair this varies immensely depending on where in the US you're talking about. I can drive 10 miles east and probably pay $1k/month for a studio apartment, or 10 miles southwest and pay $700 for a 2 bedroom. Then you can go to further extremes like Manhattan vs. Bumfuck South Dakota.
These numbers are pretty meaningless without some kind of overall cost of living metric like: numbeo.com
American real estate and insurance, they package up your life into very wasteful models. They are the primary expenses of any larger income household.
Americans will spend their entire paycheck, every single month, just to maintain their habits based on outward appearances alone. They will oftentimes end up penniless at 50, despite having made 6 figures a year for decades.
Like the other anons said its all about location.
I make about $70k (40 after fucking taxes) a year and I live very comfortably out in the country. I have a new truck, a house, I drink a lot.
I used to live in a city and that kind of money would get you a shitty apartment and a basic car.
I don't understand people in DC, NYC, LA, and San Fran
Fucking move if you don't have a high paying job.
FFS. Your cost of living is shit, and there is no point in living there.
Pay rent to your parents your selfish asshole. You are so infected by commiefornia you will probably say something like "they don't need the money"
well that's fucked up, we have other taxes like if you own property but it's more of a once a year nuisance
most people pay the 10%-15% income tax and that's about it.
you can get even cheaper if you're willing to go farther away from Madrid city center, there are of course flats like mine (but bigger in total area) smack down in the center for €1k or more but they are usually rented by groups of students willing to sleep on futons
that's sad.
nigga I just said I make 24k/y and when is the last time you saw someone that makes 60k or more??
+ those graphs are outdated
and the question was "why do I, a low skilled worker, live better than burgers with college degrees
during the housing bubble? lots.
all but q lost their houses to the bank.
not gloating or saying I have it under control, I realise it's a problem
too many replies so can't answer all
Still better than your government taking all of your money and wasting it on stupid bullshit and giving exorbitant amount of money to terrorists.
Oakland, idiot.
My profession doesn't exist in mass outside of NYC, SF, Seattle and the DC area. This is the cheapest of those options. I make over 6 figures. This is the best option.
Yeah, I can commute to work 3 hours every day and save $200-$300 a month on rent, if you want to consider that an increase in my cost of living.
You're not going to find any decent paying jobs in South Dakota. Almost certainly nothing that has a valuable, transferable skillset unless you want to drive semis or work at a cash register for the rest of your life. I don't know about you but I've done trucking and eating your meals out of gas stations fucking sucks.
This picture triggered me bad Reeeeeeeeee
>well that's fucked up,
For the average American middleclass family making about 150k combined, both spouses work from 1 Jan - 24 April just to pay taxes.
cnsnews.com
Move and do what faggot? Go to Arkansas and work as a cashier?
>Yeah, I can commute to work 3 hours every day and save $200-$300 a month on rent
That would completely defeat the purpose because any saved money would go towards any extra gas you're burning anyway.
You guys have a whole other can of worms to deal with on that front, I think that our wasteful personal spending has fueled the generational avarice keeping socialism at bay, simply out of the inability to pay more taxes without sacrificing our niggertech.
I've never had a coke habit but I've been maintaining a low level opiate and amphetamine addiction for over 10 years while holding professional level jobs.
It is possible. At least for some people.
>You can't buy locally in America because anything that's local cost twice as much as it does online. They literally have a 20-50% markup to buy in the store locally.
That's the other part of it too. I shop are farmers markets and stuff and produce is cheap as shit and a higher quality, but I live in an agricultural area. The issue isn't that cheap shit is bad quality, it's that most Americans need to get the guarantee of a good brand label to feel comfortable.
I also just hate social life here because when I do and don't have money spending 8 dollars for a beer at a bar that isn't high end just kills me. It's the thing to do though.
>during the housing bubble? lots.
>all but q lost their houses to the bank.
yeah same happened to my friends, i'm wondering if yours learned though? mine are doing the same thing now, again. maybe it's an international problem.
>implying the US gov doesnt do that
UK, US, and Canada are equally shit holes in my eyes. Canada is pretty much an American territory without the benefit of owning cool guns.
>Not saving money from inefficient areas where possible to have more spending power elsewhere
This explains your economy
No fucking shit? A muslim rape baby is able to fuck around and do nothing during siestas and still have money?
americans are the most consumerist nation in the world.
if you don't have 2 cars, 2 flat screen plasma tvs, a laptop, a desktop, an iphone, an ipad, luxury furniture, bicycles, etc. then you're "lower class".
oh yeah and you have to upgrade all of those when a new one comes out kek
literal street shitting indians make $65K starting in this country faking it through our colleges. most "entrepreneur" visas are going to chinese just buying startups. they make a few million a year in revenue. illegal immigrants, unruly nigs, pedo wood.
we're a husk. just nuke us senpai.
Basically this, people in the west in general are materialistic retards
Again, simply focusing on "decent paying jobs" doesn't paint a coherent picture. It's wages AND costs, and the relationship between them.
I live in a metro area in Texas and make 53k/year. My job makes literally half that in west Texas, which is very rural/desert and sparsely populated, but at the same time, everything out there is cheap as shit except I guess obscure commodities.
Having said that, yes, no one wants to live in a shitty area or commute 3 hours/day, so most choose to live in high-cost living areas.
It's not possible. My dad did the same thing and he just slowly fried himself over decades of use. You might still be able to function but you'll turn into a bitter irritable asshole, or some other variation with negative personality issues. You're not special, the fact that you think you are shows you have a problem.
That's my point..
burgers buy houses they can't afford. They sell themselves into slavery to the Jews by buying a super expensive house. The real estate market is a scam.
they very much need the money. they could really use someone around the house to help with chores and such, they're getting up there. i'd happily give my parents the same amount i'm paying in rent now, they just don't think it's proper for their adult child to live with them. they don't want me paying rent in their house, they'd rather blow through their savings, sell the house and blow through that money, and rely on my brother and i to support them when that all runs out. i'll say it again: boomers have no perspective.
>good brand label to feel comfortable
I can understand this with things like clothes and electronics because certain brands DO have certain quality controls that make their products better
as for food that's bullshit imo, I myself buy store brand (although it is seen as a sign of lower income)
and yes, they did learn their lesson but now the next generation is making the same mistake
And we have free healthcare too, even with our uber corrupt politicians. Burgers must pay a ton on nig welfare or something.
the USA is going to go into recession within a few years.
we've experienced massive inflation within the last year in some places. where I live, prices have changed noticeably by the week.
when I was in high school, I had a teacher tell me to stay on track in college because "its impossible to live comfortably if you arent making 100K"
Is this the American propaganda shills at work? Got to keep up the morale by shifting blame onto the people instead of the retards in congress who keep printing more money?
Stop projecting, nobody here is complaining about not being able to own 3 flat screen TVs you cunt. They're complaining because they have no money left over at the end of the month because cost of living is so fucking high.
I made about 6,000 this year.
Working 5 days a week.
Eat shit, you all burn money.
oakland isn't really any cheaper than SF to eat out. your money doesn't go any farther, although i'd wager that camino the best restaurant in its price point in the bay area, better than zuni's. but that's still like $200 for a meal for 2 with wine.
You might like it though.
This attitude only applies to worthless cunts, so it serves as a useful cunt filter when you whip out your 5-generations-old cracked smartphone and they struggle to maintain composure.
Also I work in one of the top 10 wealthiest communities in the United States and no one openly mocks my obvious cheapness. If they're saying shit behind my back it's not affecting me in any meaningful way.
Do you live in a ditch?
you're an urban retard, go neck yourself hedonist
I made 6k a year working 3 days a week, I still had everything I needed.
You can make this country work on a low budget, too, you just have to not think like an american
I remember back in February I went to the grocery store and they must have adjusted their prices for the new year. Literally raised the prices of a lot of staple items by 50 cents. 50 cents doesn't sound like a lot but when it's 15-25% of what the item costs, that's a huge fucking increase. Or the other trick they do is keep the price the same but put less and less. Now they sell bags of chips that are like 6oz for $4. Wtf
>salary of a janitor (weaker dollar, too)
>drug habit
>PIIGS country
A prerequisite for happiness is contention. Youre content with your shit life, surprise. Good for you and who gives a fuck.
In some parts of America, not owning a home is literally throwing money away. My mortgage payment is $600-ish per month, and only about $350 of that goes to property tax/insurance/interest. If I wanted an equivalent apartment it would be $1000/month. And if I wanted to live in a shit house, I could do so for about $200/month (some houses here sell for $35k while shit apartments in the same neighborhood are $500/month)
The other thing where people spend all of their money is food. Where I live, a 5lb bag of potatoes is $2 here. Cabbage is $0.50/pound. Bell peppers are $1 each. Milk is $1.29/gallon. Onions are $0.80/pound. Eggs are $0.40/dozen. Bread is $1/loaf. Beans and rice are basically free. Pasta is about $0.80/box. Tomato sauce is $.050/can. Pork is about $2.00/pound. Chicken is about $1/pound. You could live very comfortably off of $20/week in groceries if you tried, yet people manage to spend $600/month on food.
My brother makes $70k or so a year and doesn't even know what to do with it. Everyone in my family is an accountant though (except me) so financial planning isn't really an issue
You don't understand how mortgage interest works.
siestas are a meme, I get up at 6am work from 8 to 17 and go to bed at midnight
only places that have "siestas" are southern parts where you literally can't work because of the heat wave and extreme sun
the state of my country is explained by shit like our government investing our tax money in changing street crossing lights to include a "female" figure as to be more "gender inclusive"
that and all government officials stealing millions for decades, rampant nepotism, etc.
Of course you can, you spanish siestacucks, you all get social services paid by Cucktalonia.
When is it not siestatime in Spain?
I bill $285/hour writing mortgage software, so go ahead and enlighten me.
Nice proxy, shlomo.
>Eggs are $0.40/dozen
Dude. All your numbers are like 1940 numbers.
Americans must be terrible at economics.
You rent when you could buy a small house with a couple of years of savings.
America has massive expanses of cheap land and dirt cheap houses - since they are all made of cardboard and fly away on the wind.
Even if your rent is 1,000 a month, there is no way you should have problems.
Even 2,000 - which would mean you are living in central new york.
Welcome to the midwest.
>If you are over the age of 23 and living at home you're mostly considered a loser.
Back in the day sure, but these days, you have record number of people living with parents, Google it.
>it didn't work for my dad, so it's no good for anyone
If some people become hopeless drunks, does that mean that nobody can drink beer without becoming an alcoholic?
Time will tell, but my use is like most people who drink beer casually, so far so good. Just a different poison.
>Americans are cucks because they buy houses
>no, Americans are cucks because they DON'T buy houses
k
>Cataluña paying more than Madrid
now that's a nice meme right there
for siesta meme explanation see:
Cost of living in certain areas. I'm comfy on 37k and can save up money. My ex, who is a mechanical engineer that graduated from MIT, makes 98k and couldn't afford to pay rent until her boyfriend moved in with her (Bay area).
Seattle is really bad too now.
You need about 20-30% down to buy a house. If you want to live in a decent area with decent job prospects (you know, to afford your mortgage and maintenance) you're looking at some super fucking expensive houses. Can't save $30,000-$50,000+ when you live paycheck to paycheck you fucking moron.
>$2000/mo
>central NY
You clearly have no idea wtf you're talking about. My 1 bedroom shoebox apartment in a city you've never even heard of before costs $1300 a month.
I'd probably be better off in a ditch.
It's an American thing to be independent though. It's not always that our parents hate us, but it's important to be your own person and make your own way here. That's a big reason why America has been so successful economically.
I may have made an assumption that you're on a 30 year mortgage, what's your original loan amount and term?
I make 300k flipping burgers at nintendo and my uncle works at Wendy's AMA
read the question retard
my life is far from shit, if anything I live better than most americans from all these stats im seeing in this thread
American logic.
I NEED CHIPS DURPE FO DOLLAHZ
Buy 2kg of potatos and a bottle of sunflower oil for the same price.
Make your own if you really have to eat shit.
55k/2 = 27.5k. Remove 12k for rent. Now remove 2k for food (that's being extremely frugal). Another 2k for transportation and 1k for services (phone, internet, etc. - those are mandatory, without them you don't get a job period). 10.5k leftover. Now don't you go forgetting insurance good goy. And the cheapest house you'll find (in the middle of the niggerhood) is half a mil. Good luck. Keep in mind that the rent is also unrealistically low in that scenario.
Why do you defend your coutnry so much? You fuckers still are owned by french dynasty.
French.
You idiot.
and you're owned by jews
...point being?
Literally had a shill on here tell me he was renting a 3 bedroom house for $200 a month
Funny, an american posted just above said the same thing.
Check how much property costs and stop throwing your money away on rent you faggot.
You are lining the pockets of the kikes and chinks.
people live outside their means on credit.
having a job that pays 74k/year (and it is people who have "jobs that do this) doesnt mean you live on that.
it means you can take out credit, get mortgages, and leases which end up costing you what you make.
huh. can't say I've ever seen prices that low :)
>live in one of the most expensive areas in the country
>wahh why is shit so fucking expensive
just move you suburban retard
>You need about 20-30% down to buy a house
Yeah that's not true at all. 5-10% is the new norm. Many people can get by on a 3% down payment, and there are some cases where you pay 0 down.