Anyone have a job that exists soley for the benefit of niggers?
I work at the fraud department of a major credit union that services government employees, specifically the military and their families.Following is a sample of my day:
>Receive call. Is nigger >Yo I got frauded nigga I needz mah money or muh chillunz gon' starve. >Referring to 500 dollar cash withdrawal from liquor store ATM. >same liquor store that nigger goes to every day >Popeyes Chicken transaction mere minutes before "fraud" >Company policy is to give $500 back to nigger within hours. >Nigger always complains- wut nigga.. 2 hours!?!? >Cash withdrawn as soon as its deposited. Probably to be spent on drugs.
How these situations play out? Well, we debit the money back after the fraud "investigation finds that the nigger lied. Niggers lying about fraud to get money is 90% of my calls. Every. Single. Day. Naturally, niggers never pay back the negative balance from overdrawn accounts. Account closed. Bye bye. New membership drive for $50 free dollars that attracts ONLY niggers done 3 times a year.
How can capitalism operate like this? My job spends millions of dollars giving niggers money, knowing its all bullshit. It's like the greatest incremental nigger bank heist ever.
I also know every menial customer service job is the same. Serve whites and let niggers abuse you and the company. Company policy, goy :^)
Anyone have similar experiences?
Dylan Powell
because racisms
Dominic Morales
How do they claim fraud? Do they make a $500 withdrawal and then claim it wasn't them?
John Phillips
that company will just go bankrupt
Parker Gray
Yupp, pretty much. At the same ATM they always use. With their PIN. Etc. They're not even smart enough to correctly scam us ffs..
Juan Morales
And they face no legal consequences ?
Aiden Baker
The worst part about this whole thing is that they probably legitimately think they are fucking genius for getting away with it.
Aaron Rogers
None whatsoever, senpai. The funny thing is most of these people are American soldiers...
Blake Collins
>New membership drive for $50 free dollars that attracts ONLY niggers done 3 times a year.
hehe I did one of those
made a savings account got the free 50, withdrew it all and let my account go dormant. Was free money when I was in high school.
Gabriel Ross
>>Yo I got frauded nigga do they actually call you a nigger on the phone?
Matthew Gomez
Once the realization dawns on them that their brilliant scheme will take approximately 2-3 hours to accomplish, yes. They become quite rude and start to ooga booga.
Mason Carter
Parole Board member
James Brown
YES FELLOW BINGEE BINGBONG
I WORK FOR THE TERRORIST ORGANIZATION OF AMERICA INC ISIS CAVE DWELLERS AND ALL DAY LONG IM TRYING TO GET PEOPLES INFORMATION OFF OF YOUTUBE FOR MY ANGRY TERRORIST BROTHERS FOR SO THEY CAN go and get revenge on them
oh my borther it sucks so bad, i kow how IT IS, with FALSE INFORMATION SUCKS when they write down a LIE so i have my HOMIES over in america then send them a warrant. WORKS OUT GREAT
i got lost halfway u guys can fix it or whatever chck it over
Ethan Allen
Oh! One more element that I forgot to mention in my original post. The $500 withdrawn from their account is actually the credit union's money since their account was empty to begin with.
>Overdraft Protection
So actually the niggers are banking a cool $1000 as opposed to $500. Very few blacks I speak to at work ever use real money (save for government deposits)
Christopher Price
cant follow it he spends 500 and never pays back it
he get a free account with 50 free dollars in it
something somethign. idk what the fuck.
nice pieced to gether shit
Dylan Evans
answer me why i gotta turn that shit off
cause when i use an account, i cant have overdraft shit. i want the debit card to bounce it, which it DOESNT if its credit. which is what you are doing, but you call it overdraft explain that and explain >that
i really dont want to see a 300 page post of dumb shit to this dumb shit you ioeced together for yur hit piece
Gabriel Sanders
white suprememist capitalism exists to keep the poor down and morally destroyed. you can see this in the black community. blacks were enslaved and treated like subhumans for generations. They are never hired to get jobs. their school are a mess and lack funding and the CIA has shipped in crack cocaine to increase crime in the community. then the prison industrial complex makes millions off the mass incarsaration of black men and women. when one of the parents in incarsarated the child is unable to have a basic upbringing leading to the life of crime. Then white racists capitalism targets young blacks to buy into credit cards, knowing very well blacks aren't thought about credit in school since their schools are underfuned. see white suprmemeist capitalism is a parasite used to steal money from the poor and black
you may laugh at them but they are living in a fucking hellhole. and all yo udo allday is have an easy job then you post bullshit on a racist little website
communism will rise and end this tho. we are growing in numbers and the hood is a good recruting ground for the communist movement
Nolan Jackson
No it won't basically every company that deals directly with consumers deals with this one way or another. That can't legally refuse blacks so it's a cost of doing business. They recoup the loss through their actual honest customers. Same with shoplifting at Wal-Mart, insurance fraud, and niggers that skip out on their restraunt bills or stiff cabs.
>used to work in 401k management company >usually you can't withdrawal your 401k while still working unless you are at early retirement age or qualify for a "hardship withdrawl" >or you can take a loan against your 401k but certain requirements You wouldn't believe the shit I used to hear. To be fair, good old white folk abuse their 401ks too, but every time I got a call from Jamal B'Shawntay it was some kind of ignorant shpeel about getting money. Usually not even a coherant sob story. Usually not even a story at all. Seriously like dog intelligence.
Ryan Ortiz
Well the logic is that every time one "overdrafts" they pay a fee. Which generates sheckles. Only for scheming niggers the system doesn't work since they have no intention on making money or using the account.
Idk what these people are talking about.
Christopher Gonzalez
>How can capitalism operate like this? My job spends millions of dollars giving niggers money, knowing its all bullshit. >It's like the greatest incremental nigger bank heist ever.
They are probably getting some sort of kickback from the government on each new account they open in nigger areas.
Either that, or the government accused them of being racist for not having many niggers with accounts, so they figure $550 per nigger is cheaper than the lawsuits, fines, and bad press for being deemed a racist business.
Gavin Thompson
>The hood is a great recruiting ground >for gibs
My God the commie is right...
Easton White
yea nad you dont know what your talking about >generates sheckels
Your asking us how we think about. yea ok. Yu dont get hte idea behind hte picture in or what that means >shekels generates shekels RObbing helps
ok well then you need to fix that. stupid godamn durp?
Landon Watson
These matters are generally too expensive or complicated to pursue legal charges on. Cheaper to just take the loss and not do business with them anymore.
It's a law enforcement issue really. Just like online rip offs and Craigslist scammers. Law enforcement just doesn't have the resources or inclination to prosecute these crimes.
If I steal 500 bucks from my neighbor you can bet your ass the cops will come for me. Same if I walk into my bank and steal 500 dollars.
But if I steal 500 dollars from my bank by light fraud the cops will not give a fuck. You need to get into the thousands to get an investigation. They will prosecute the fuck out of you for 5000 dollar check fraud
Aiden Hall
you guys make this a good thread. lets just joke and agree with him
when i said whoever shitposts like you guys "called" it was bullshit and you guys like encourage this >generates sheckles.
LIteral robbery. WE can just rob and get more it WORKS that way AND ID EVEN KOW WHAT THE FUCK
>wheres a wtf picture at?
someone explain>3
Xavier Smith
fucking kek ooga booga
Angel Harris
I do not understand the meaning behind because you are seemingly illiterate.
Benjamin Turner
that's bretty good bait, commie nigger
Noah Reyes
yea well, overdraft i didnt have (((overdraft))) on MY first debit card. BECAUSE it was a DEBIT CARD
STUPID BANKS DECIDED ON THEIR OWN to put in OVERDRAFT SHIT
"We" don't know what the FUCK an OVERDRAFT IS
except that its bad and shouldnt be on their anyway LOOKSL IKE TO ME
but YOU TOOK IT UPON YOURSELVES to implement this BY DEFAULT. i had to go to my bank to tell them to turn it off. THEY DO HAVE THAT, its called a BOUNCED CHECK
IM SURE absolutly now after going over this.. that you are jewing the word. here.
when yo ubounce a check they cover it. WHen you use a debit card at a credit place, only, that DOES implement this and it is a STORES OPTION and DECISION to make to do that, you state debit and theyll say credit and you say ok if you bounce shit its yours.
stupid fuckign cocksucker
Caleb Adams
What OP is failing to state is that these niggers can't open up another checking account for being on the check systems, and it lasts for 5 years. So they fall for the prepaid card scam which rapes them on fees. Meta Bank is a nigger driven prepaid bank that robs them. Making more niggers makes more robbing of the federal reserve. It's literally coups within jew coups. What everyone has to understand is that banks are not government agencies. They are businesses just like walmart. Stop treating them like privileged businesses. If they charge you a fee, demand a refund.
Ayden Williams
>he thinks niggers will make good comrades Actually yes, please recruit them to your cause. I like that you want them.
Camden Hernandez
In bootcamp we had to sign up for Fort Steal National Bank to get our direct deposits. $1 to use debit card, monthly fee for online banking, $1 to use ATM + ATM fees, monthly fee for overdraft protection. You were looking at $25-50 a month just to have an account there. This was back in 2005 so I'm sure a lot has changed but I switched to USAA as soon as possible
Isaiah Anderson
youve litereally got your head up yoru ass, up your ass with that
no thats not whats going on, they calim you overdrafted. ?? what? im responsible for something that can be avoidable? by debit.
overdrafting is something you DO NOT WANT.
its like telling them they have to have you take the shit back to the store instead of bouncing a check, an dyou get an option to
DOES A BaNK EVER NOT CHANRGE A BOUNCHED CHECK FEE? OR A OVERDRAFT FEE?
whaats this topica bout again? something about shekels, then oh right it generates lets read it >more niggers makes more robbing of the federal reser............ right there it is. niggershit
Nicholas Edwards
>work in dental school at hospital >school takes only medicaid or cash >waiting room is packed with africans in head scarfs, mexicans, dominicans, etc that at literal immigrants and can't speak english THEY DON'T NEED TO BE HERE
Sebastian Hall
This. Their (((algorithm))) will charge overdraft charges the day of your direct deposit. Here's a hint though. There is no such thing as "pending" transactions. The money is withdrawn and deposited the exact time. So if they know that you are overdrawn while a direct deposit transaction file arrived, they will deliberately wait the next business day to make it effective so that you owe the overdraft fee. I've even seen people who are charged overdraft fees for no reason only that they don't check their banking balances frequently. Ever felt like you lost $30 dollars or 100 somewhere? Maybe you thought you had it right before and suddenly you didn't? Think again. There are ghost transactions taking place to take even money that you thought you had, hide it, and pretend like you are the one who is wrong. They use ATM machines as the software to do this. They blame it on their machines. It happens so rarely that most people don't realize it happens
Joshua Turner
see.. I dont pay attention how their trying to turn this country into nigger shit
its not shitposting its literal propoganda and newspeak what YOU FAGGOTS ARE DOING EACH SINGLE PERSON HERE BUT ME ermmm maybe not .. idk
Caleb Wilson
Lol poorfag is mad
Jacob Phillips
i know they fuck around waiting on TELLING YOU THE MONEY NO GODAMN ALGORITHMS i had 1 bank, fuckign kept it back and forth a few cents off, i kept up. no more no less than 50 something cents
it stayed like that for like 9 months then fnally, a right bank balance.
another would change my balance immediately one time, then another not
one i got now rocks, it updates immediately and only thing that can lag is a direct deposit into the account. maybe out. not up to m.
its totally them fuckign with it if they do that. THERES NO ALGORITHM TO (((THEM)))
UNLESS YOUR BASICALLY A RETARD
Ryan Flores
SAYS THE DICKSUCKER WITH JEW DICK IN HIS MOUTH CAUSE HE TAKES OUT LOANS
Austin Garcia
What is the penalty for someone who buys $500 worth of goods from a liquor store and then claims it was fraud, but is committing fraud themselves?
Christian Rogers
Holy shit nigger you mad
Lincoln Collins
Niggers are the Biblical Israelites. They are victims and slaves and manipulated and put upon in evil ways... etc. have you no heart?
Adrian Turner
It's a miscount on money, deposit cash of high amounts and you will find a twenty missing, maybe upwards of a hundred. They play on the psychology of your banking balance security and contacts with the bank regarding your account. If you never file complaints or have issues with the bank you are a target. If you always use cash deposits into a (((atm))) you are even a better target. If you rarely check your online banking or don't use online banking you are asking to be robbed. Always ask for a physical check with a pay check stub. Always take it in directly to the teller. Never allow a machine to count your money for you because a machine will never over count your money, but may miss a bill or two.
Hunter Ward
reported for avatarfagging
Jaxon White
this is very true
americans tend to get tricked into seeing the issue as essential biological differences, but it is only because poverty is heavily racialised in the US
plenty of 98% white anglo communities that are just as fucked here in aus
Easton Fisher
Why dont you keep up with your own funds and stop blaming someone/the bank for your own fuck up.
Wyatt Wood
>announcing a report c'mon son
Parker Nelson
Not being able to bank with us anymore.
As someone pointed out, it might stop them from being able to open a checking account elsewhere as well, since it is probably tied to their SSN/credit score.
Austin Morris
>poorfags >accountability of finances
Top kek
Isaac Collins
Actually, the niggers are fucking useless. Whites are poor because there is literally no work.
Asher Turner
WWHAT THE FUCK YOU TALKING ABOUT YOU TGODAMN DUMB NIGGER HTE GODAMN FAKE FAGGOT SHILLL OP SAYS HE WORKS AT A BANK AND THEY DO THIS BY DEFAULT
Brayden Thompson
ILL COME KIL YOU GODAMN BITCH YOU ACTING LIKE YOU ALL REAL BY ACTING LIKE YOU ALL HAVE REAL CONVERSATIONS FUCK YOU ALL TALKING POINT MOTHER FUKCERES
ALL YOU ARE TALKIN G AT NOT TALKING TO NOBODY
Dominic Ramirez
THE BANK TURNS ON THAT BY DEFAULT I JUST TOLD THE OTHER GUY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! MOTHER FUCKER WHY DO YOU EVEN FUCKING TAKE MY AIR I BREATHE
SO FUCKING RETARDED SO FUCKING SHILL YOUR FAKE DIE YOU FUCKIGN PIECE OF SHIT BANKERS ARE ALL FAKES
Michael Sanders
actually at my credit union you have to opt in to (((overdraft protection))). otherwise, like you said, the transaction is blocked.
Chill dawg we all friends here,
Matthew Rogers
HI GUYS OP HERE >HWO DO WE GET MORE MONEY FOR THE WELFARE THAT THE ROTHSCHILDS MAKE?!
ITS THE NIGGERS THE NIGGERS
Levi Jones
...
Mason Thomas
So these dudes are getting money for free and you're company can't do anything?
Mason Gutierrez
So are you like me now? Deposit and withdraw when available? Keep a balance enough to cover the bills? I've saved around 2k doing this in a month.
Daniel Ortiz
WELL I DONT KNOW EVERYONE I GO TO NOW DOES THIS SO FUKCIGN WHATEVER WHY DOES NOT DICK LIPS OP REALIZE TEHY ARE GIVING AWAY CREDIT ACCOUNTS TO PEOPLE THEY HAVENT EVEN VOUCHED OR DONE EVEN A BASIC SOMETHIGNLIKE A JOB INTERVIEW ON DUMB ASS NIGGERS BANKS ARE NIGGERS
Austin Ortiz
lol Christ I remember early 2000s military scams. In Air Force basic they made us pay a service to launder and starch our bdus. You couldn't use the barracks laundry machines for them if you wanted to.
Gabriel Fisher
This thread is getting great
Elijah Cruz
op is fake
Joshua Peterson
im glad op told me abuot this
you know whwat my cousin tells me? he steals credit cards, buys games they just report it to the credit agency he keeps the games and its gonna get better keep em cmoing
>im going to do the one Op talked about now use them niggers is what i say
Evan Walker
Ahahaha, wait til you find out what else you agreed to
Henry Ortiz
Actually, I agree with basically everything you said. I hate niggers and I generally dislike banks.
The only difference is fraud protection legitimately helps white people who don't abuse the system (which they generally don't), yet my entire work shift is spent assisting goddamn niggers rob the bank of $1000 at a time that would otherwise go toward our bonuses, better rates for loans, etc (hence it being a credit union and not a (((bank))).
Joseph Richardson
ok you hand out gift cards with a credit card attached
and complaied about it, i dont know. ? stop giving away free money (((credit))) and acting like its good
Angel Perez
>It's like the greatest incremental nigger bank heist ever.
Tyler Miller
another shill in the shill thread that i just outted hwy you post for you need to die
Bentley Wilson
Stop spending more money than you have faggot.
>be a nigger like yourself >can't into personal finance >spend more money than you have >banks let's you buy your mt dew and hot pockets >charges you a fee so you can get your high fructose corn syrup and not embarrass you even more by being turned down for $8 at the till
Don't like it? Turn it off. You'll just be denied the transaction for insufficient funds
Zachary Green
fucking godamn faggot who said anything about that its not my fault you cant read i should come beat the shit out of you and not care
Ryder Flores
ok fucking idiot [.. why are you yeling at me when the OP says he works at the bank its the banks problem
they gave out gift card CREDIT CARDS
AND HE HAS A PROBLEM THEIR GETTING SCAMMED AND YOU TAKE UP FOR IT CASE ITS A DIVIDE AND CONQUER TACTIC
Daniel Johnson
No one knows what you're bitching about anymore nigger. Enjoy being poor
Isaiah Flores
SOMEONE WITH (NO IDENTITY) THEY GAVE (((cREDIT))) TOO? GFIT CARDS
Xavier Jackson
THSI CAME LIKE /5 SECOND BEFORE YOU POSTED HOPE YOUR RETARD ASS LEARNS TO ENGLISH AND TRY SCHOOL SERIOUSLY IF YOUR THIS DUMB YOU GOTTA BE LIKE TOO YOUNG TO BE HERE
Ian Mitchell
>its the banks problem
it's your problem. when the bank decides it wants a bailout, you and your fellow taxpaying good goys are going to give it one.
Blake Morris
does anyone give a fuck besides the part where your a leaf and fuck you
Noah Hall
point of this thread?
to cry about the rothschilds welfare?
Connor Ward
Actually, every nigger is verified with their social security number and must be related to an existing member to join.
I wish I could understand why you are so buttblasted right now because your reactions genuinely make me lol but I am afraid I will never know the depths of your heart.
Isaac Ross
>Well, we debit the money back after the fraud "investigation finds that the nigger lied.
Sure you have 1k cash but now you owe the bank and eventually collections $500. Good luck opening up new accounts or having credit nigger
Leo Collins
>duhh >New membership drive i dont kow what your complaining about you give away 50 bucks and even send out debit cards anymore as credit cards
so what again are you crying about?
Jason Perez
be you account balance 50 bucks tries to scam people with overdrafts and generations of shekels and rape but fuck of federal reserve fiat gibs it to niggersand anyone else smart enough to do this they only copy the white man be you has 0 dollars comes online crying
WHYYYY
Joshua Carter
Ain't even AT&T approve every nigga off the street
Joseph Howard
so your saying everybody tht gets credit robbed your going to fuck?
fuckig niggers i knew it fake
Noah Moore
How does your bank make money from niggers? Do the accounts come with a bunch of fees? Do they give out high interest loans? Credit cards? Niggers are generally awful with money and see debt as freemoney and don't consider interest. Financial companies make a ton of money off of certain poor communities because they're inhabited by absolute retards who are very easy to rip off.
Cooper Gray
>Good luck opening up new accounts or having credit nigger
This is a question I have for OP, is there some mechanism for ensuring niggers don't just move to a new address and set up more accounts? SSN perhaps?
Charles Cox
they probably dont verify the information
Robert Cook
>be me >use credit union >don't sign up for gimmick poorfag features >don't commit fraud
Gg no re
Justin Harris
>They're not even smart enough to correctly scam us ffs. But they are still scamming you dumbass niggas lmao.
I have a piece of shit cholo friend who does this same shit. He also takes out loans, has all sorts of bank accounts where he used the debit card until they close his account for not paying. He also receives a free apartment from some organisation that gives free homes to victims of domestic violence. Claimed his gf beat him. Seriously if jews really own all the banks they are shooting themselves in the foot by increasing the black and Hispanic populations kek. I hope this guy gets shot in a drive by soon btw
Jordan Richardson
Literally just bring up the genocide occurring in south africa openly and purely motivated by race that only happened post-apartheid. No one fucking says a word to you when you do they just look you in the eyes and you can feel the fear in their very being
Hudson Gray
cool story bro whys op fuckign startign this shitand you tryig to say go to sleep for faggot shill huh? for faggot who said shit TO YOU WHY YU TLKING TO ME FOR FUCK YOU WHO CARES JEWS
Nicholas Lopez
scam by using "another" atm wow man thats brilliant pure irrelevant to anything brilliance on your part of deflecting these SCAMS up on your self can you stop with the fake shill topics?
Thomas Long
Federal regulations demand that banks verify people's identity with SSN, etc. I dont think its possible to open another account without stealing someone elses identity.
They probably make money back from overdraft fees (90% of blacks are always overdrafted, being charged fees pretty much perpetually). Loan rates at the credit union are very good but I'm sure loans make them a ton of money too.
Grayson Murphy
what i dont get is why the op came here about this and why they say their so stupid as to you know not take basic precautions like even starting with overdraft protection, theyre crying about after giving away 50 free dollars
i dont get it why is this a problem im sure they are wanting it why do i have to read the dumb OP cant even figure out the discrepancies about this or anyone besides a bunch of stupid ass kissing jew loving loving their credit replies?
Ryan Lopez
Yes the niggers that commit fraud are technically robbing the bank. Its insignificant amount to persue legal action but will be passed on to collection agencies and will be tied with your social security number and credit report
Instant gratification for niggers with long lasting consequences
Xavier Gray
>but it is only because poverty is heavily racialised in the US You can extend that and consider it a political issue as democrats always promise moe money fo dem programs just to get the black vote.
The black American has been on a steady decline since the introduction of coke and the expansion of welfare.
Hudson Bailey
God this post is incoherent as fuck, wtf are you trying to say
Owen Cox
its not hard to go hey heres a social security #
then walk off and have the pin and take the money out and even get you to refund an overdraft protectio so they can take it again
i do NOT see the problem. not evne a nigger problem with YOU. you can deal with it yourself
John Carter
SO AS IM SAYING I HOPE IT SNOWBALLS LIKE HELL ON YOU OP
Dylan Parker
Poorfags gonna poorfag
Justin Brown
JEWS (((CREATE SHEKELS)))
Juan Phillips
There's a credit check system. Banks will outright deny you if youre in the system. Otherwise you have to rely on prepaid debit cards and you get nickel and dime raped to death in fees on those.