Name a bigger scam than American healthcare and education

...

Leftism

Don't borrow money you can't pay back.

federal reserve.

*breathes in*

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAH!!!!!!

Car Insurance

Blumpf.

This

Bitch should work and not run around screaming.
Also Judaism.

This

nigerian healthcare and education

>nigerian education
Don't just make stuff up user.

/thread

>Be 18
>Get loaned stupid amounts of money
>Accept because you're 18 and have no real world experience and have been told for years its necessary

Just let the loans be defaultable. Watch the entire student loan market dry up over night.

State universities are far cheaper. Same accreditation too. I needed $12k in student loans for a BoS. I paid it off in 3 years.

No one held a gun to their head and made them agree to the loan or it’s terms. They fucked up and, since this generation is incapable of personal responsibility, someone else must fix it.

>fuck over an entire industry because people can’t be bothered to read and understand binding agreements

How about we stop subsidizing then with federal funds instead? I bet that curbs a lot of bullshit overnight and doesn’t take the piss out of the economy.

>Accept because you're 18 and have no real world experience and have been told for years its necessary

Play stupid games, win stupid prizes. You alone are responsible for your survival. "The other also did it" is no excuse.

Fuck student loan idiots.

You realize default protection is a government subsidy, right?

There is no other debt that is privately held that is non-defaultable except for tax debt.

Literally, the protection is there because no one in their right fucking minds would loan to students at low interest rates otherwise.

American healthcare and education is not a scam. Forced insurance and giving student loans to fucktards that want to pursue useless degrees is. The government stepped in in both of those cases and caused all of the problems we have today. When everyone and there mother that isn't black, feather undian, or mexican is able to take out a bottomless loan for education the fucking schools will take full advantage and inflat tuition until it's literally impossible to pay for without a loan.

>You alone blah blah blah
Then why not allow default like all other types of debts?

What did she study for $80k?

Paying 80k for gender studies or any other leftist bulshit was worth it haha.

What? Are you saying you'll have trouble paying back $80k with that gender study bachelor degree? What a surprise? Who'd thunk it?

ummm African healthcare and education?

>since this generation is incapable of personal responsibility, someone else must fix it.
Implying it wasn't the plan all along. These idiots are debt mules and the taxpayer is eventually going to pay for all those transgender study degrees.

I too have 80k in debt but I make 64k a year... It's almost as if engineering was worth it

Don't mind me, just testing new flag.

Loan forgiveness is the answer fuck the jews. Not allowed to drink at 18 but somehow responsible enough for thousands in loans really makes the noodle doodle

i went to college on 50% grants and less than 20,000 in loans...

>stupid amounts of money

if you cant pay back 20 grand you are just a lazy faggot and need to shitpost less

Why don't they flood our country with H1B 3rd world doctors who work for min wage like they do with engineers?

Kosher tax

Can you fucking stop with this meme already? There are plenty of people going into massive, nigh-unpayable debt for relatively sensible degrees, in things like marketing and business and even plenty of STEM fields (they're not all lucrative, you know).

I mean for chrissakes, med school and law school are two of the biggest culprits ever.

I don't condone people getting stupid degrees but higher education costs in the US are unreasonable and student loans are predatory. Let's stop pretending like it only affects DEM LIBRUL IDIOTS already. It's so fucking lazy.

She probably shouldn't have wasted 4 years of her life in adult daycare then should she

Doctors come under o level

your retarded inbred parents had to cosign them with you nigger

>muh 18 year old should get forgiven
>forgive my stupid parents too

Only you HR never require a degree for the sake of a degree ever again. If you want a degree to get a leg up on others, you should pay for it.

If it wasn't for student loans, people would think twice before majoring in some useless stupid shit.

By getting a job?

If the parents did in fact cosign they are legally responsible. However many parents did not. Bad strawman. Anyhow why are colleges allowed to sell worthless degrees? You jew apoligists make me cringe

If you're poor, you get free healthcare, everyone can get free or mostly free school with grants. You might not go to MIT for free, but ivy league schools aren't free in any country are they?

There is none even with debt forgivness programs like filling for bankruptcy you still have to pay off the tens of thousands of dollars

Holidays. All they're good for is spending tons of money.

>get loans
>make no attempt to spend them properly
>need more loans
>eat out every night
>never buy groceries

>4 years later
>all this + a worthless degree
>completely broke & in debt with no job
>waaaaaah you owe meeeeeeeee
you faggots do this to yourself, I see this every day

Wouldn't happen because Uncle Sam would eat the loss.

How about we go back to the government and private endowments pay for it BUT only smart and motivated people go to college?

Ask your parents who paid off a house and raising you without degrees.

The real scam regarding healthcare is that most conditions are not curable but can be prevented through lifestyle, i.e. you're better off spending your money on a gym membership and at the produce section at the grocery store.

an 18 year old is not able to take out student loans without a cosigner

you faggots dont even know what to be angry about anymore

Actually it goes to your parents and they need to sign off on it. Only in certain SPECIAL circumstances can it go to someone who's 18 because they realize that 18 yo make dumb decisions

Actually if you're a poor and the ivy league really wants you, they will pay your way. Most of them have private endowments worth millions and some poor's tuition is peanuts to them.

the Catholic church takes 1.3 trillion a year out of this country tax free

a guy from my bumfuck highschool went to MIT on a full ride

anyone can do a few years in the military and get a full ride

anyone poor can go to any community college for free

anyone poor can go to most universities with at least 50% grants

anyone brown doesnt have to pay for anything


if you didnt go to school it is because you are a lazy faggot

just stop paying for college and get into places where a degree isn't needed, like congress

Oh wow. I didn't mean to trigger you. Sorry about your shitty degree!
>memeflag
No, I'm not. Ahahahaa! Kill yourself. nigger!

this is proof that university doesn't make one smart

>go to college
>study something lucrative and in demand
>graduate/get job
>pay back loans
wow that was easy

LOL retards Americans trying to justify their dumbfuckness

I have free health care , cheap housing as a student, free college , and a lot more free things and I just have to pay around 100 euros taxes per month

gobbunism

This
I just put an effort in to save money where I can. Learn to cook with raw ingredients, only go out very rarely, don't drink or smoke. Just cutting expenses. I'm likely to finish my masters with little or no debt just based off a few years of saving.

Where do these kids go that costs so much money? I only had to pay ~$5,000 for the upcoming semester.

Paying Africa for black people.

>an insane person (possible shill) screaming on the street is all the proof i need to dismantle a system millions of people use successfully

>huhhuh i am poor now so taxes are cool
>i just have to stay poor forever or get fucked

Enjoy while it lasts

Government

Im not even angry. I just think the system of usury and indoctrination should end and idgaf if the jews get jewed out of billions in the process. My idea is noone should pay them back. They should have lended responsibly or better yet produce something of real value instead of making money off of worthless predatory behavior

>anyone can do a few years in the military and get a full ride
if you're eligible to join the military

>anyone poor can go to any community college for free
loans aren't free money and have to be paid off with interest
>anyone poor can go to most universities with at least 50% grants
poor have to compete with themselves, not all poor people get everything, there's not enough money
>anyone brown doesnt have to pay for anything
this is just ignorant

>80k for education
I don't know the context for this, but even top universities here aren't nearly as expensive. Not the same country and I don't know what the fuck he was graduating on, but that's absurd. And that's making the math disregarding currency, this one paid over 3 times more than you'd pay for a full private university degree here.

Because everyone else is paying for you to get a free ride you dumb fuck.

American Social Security.

Meritocracy in the current Capitalist system

that was probably for english or psychology or some kind of meme degree

my brother went to school at a public college and one of his friends finished law school there with a quarter million in debt

As a european student, I'm way less poor than an American student. Besides you also have to pay taxes.probably even as much as an European except you don't get all our gibs

DUDE WEED, a new phone every year and eating out 3 times a day would do it.

access to credit is one of the best things in the world for the advancement of intelligent/hardworking individuals

only niggers, mexicans and rednecks complain about "usury" after they take out frivolous 30% interest car loans and refuse to pay them

sorry you dropped out of school you stupid faggot. have fun working at walmart for 10/hr and shitposting about how "college is useless" with your 500 credit score because you refuse to pay $200/month on your school debt

By working? Why the fuck did you get a degree if it won't get you a decent enough job to pay off the loan?

There is more to this than what people are talking about. You can say stuff like "play stupid games and win stupid prizes" or "don't barrow money you don't intend to payback" but the reality of the situation is that most of these students were lied to. I fell for the college meme and I am in crazy debt too. The school promised me this amazing payment plan that sounded great they also promised me a job where I would be making X amount of money and my payments would be an affordable X amount of money and everything sounded great. And by the time they were done with me none of that was true. I followed their repayment plan and it did not account for the interest ontop of interest that occured while oi was in school and the school later closed down for shady shit after I had already graduated. I did manage to get a decent job at Apple but my department replaced by poo in looks and being a white guy in the tech industry in CA it's difficult to get any job in computer science with the current identity politics.

I have no debt and a job in my field. I cover up my flag because it's one of the ones people just shitpost at (so no, not American). It's just less headache overall.

I really wonder why you'd bother responding if you're going to put so little effort into it.

Mfw I realize that the entirety of this generation is fucked because we never read the terms and conditions to anything.

So what, if you're born poor you were dealt a shitty hand in life and you just have to deal with it, if you want to stop being poor start by not spending money you don't have. Nobody owes you a ticket to a comfy middle-class lifestyle.

Yeah it's called socialism. You know who else was a socialist ? Hitler.
Germans had a lot of social helpings.

>tfw 20 with no debt, very little bills, and a secure job
I literally get 5 days off every other week, and made $1400 in a week of packing shit into boxes.

These fucking retards who whine about
>muh jobs
>muh worthless degrees
>muh mortgage
Absolutely spooked, the lot of them.

I knew the value of a dollar growing up in poverty. Never got to graduate hs due to homelessness. Been stuck at Walmart for over the past decade. Now I'm in my mid 30s and far too old to start anything now.

At least have a dream in life. I never did and look where I've ended up.

Mac Books and Lattes are expensive, so are tuition fees to (((elite))) universities.

if you aren't eligible to join the military surely you are getting some other kind of gibs anyways

community college is 100% covered by grants for the majority of students

there is zero competition for grants. you just fill out a fucking FAFSA and they see your parents are poor as shit and give you 50%+

my school costs 40k/year, and i pay for my weed outta pocket dipshit

If you had to take loans out to go to school, your generation of your family wasn't ready for it.

There are plenty of well paying lower education jobs that are harder/more work. Do those, save and generate wealth. In a generation or two your family might be ready to send kids to school without taking out any loans.

If you rush it, you end up with debt.

Don't rush it.

Gibs with open borders are genocidal.

I tell people this all the time, simply learning to cook will save you so much money. Rice & beans cost next to nothing and provide a solid meal. Buy meat when it goes on sale, eat fruits & vegetables whenever possible (this was the most difficult part imo, shit is expensive where I was). I was living off $50-$60 a month, not including rent & utilities.

I swear, it's women. Most men I know did the same thing, but women do not understand how to save money. Literally $20 a day on food & drinks (why stay inside and drink vodka, better go out and spend x15 the price!). But that's just women... what can you do

>Defending parasitic jewish loan systems meant to enslave populations

Fuck, americans really are too far gone.

I was implying these retards wouldn’t work and just buy it off their loans. Has DUDE fried your brain you subhuman mongrel?

Why do Jews do this? They know that someone with a gender studies degree is never going to pay that loan off, so why do they give it to them?

This. There's options out there for people with brains.

Communism & socialism
/thread

What the fuck.

I really hope that the context is that guy went to some big university, because the price is absolutely retarded.

Shillbots shitting up this board with retarded threads making it almost unusable.

or

Refusal of mods to massacre shill threads like this concern troll shill thread.

Sup Forums is broken and the Jews won because slide threads and bot threads own.

>they spend money on weed and new phones
>DUDE WEED ISNT EVEN EXPENSIVE LOL I PAY FOR IT MYSELF RETARD
why did you feel the need to post this? You missed the point completely

SolarCity

>wanting to give your kids a free ride

they will turn out shit

>In a generation or two your family might be ready to send kids to school without taking out any loans.
that's not true, even in the USA you have options for taking a smart route to higher education

community college costs something like $2000 for every 15 credit hour semester. You finish a degree there and then transfer your credits to a university then you've already halved the cost. whatever pell grants and scholarships don't take care of would make a manageable loan.

people are in a bad way because they're trying to go away and live in dorms for 9000 dollars a semester because they want "the experience of college" and not just a degree

if you just want a degree and education you can consider commuter colleges

The kikes in academia don't care, they already got their money, the kikes loaning the money don't care either, the lean is guaranteed by government (taxes). As far as they're concerned, the more useless degrees, the better.

are you against inheritance then? for what purpose

>ashamed of his own flag
>can't handle the bantz
>projecting effortless posting on me, a shitposting (VI)KANG
Flag or gtfo!