cnet.com/news/mastercard-biometric-card-fingerprint-sensor/ >Forget Apple Pay. Mastercard's got a fingerprint reader >Mastercard on Thursday said a new biometric credit card it's developing completed two pilots in South Africa, with plans for more tests coming soon in Europe and Asia. Mastercard said the card could reach customers in the US by early next year.
So now rather than demanding your PIN or faking your signature, will muggers just cut your thumb off?
Wouldn't your latent fingerprint be all over the front of the card anyways from handling it, allowing it to be lifted/faked by a skilled attacker
Hudson Stewart
Now this is pretty cool. They can't fit a botnet inside a credit card... Yet.
Cooper Bennett
i will not use my fingerprint as a password i will not use my voiceprint as a password i will not give any coporation my DNA
Eli Parker
>Will not use your fingerprint as a password Largely your choice at this point although certain employers will mandate it and certain industries (E.g. finance) will require it
>will not use your voiceprint as a password They might not explicitly tell you but companies and governments are voiceprinting you without explicitly telling you
>will not give any [corporation DNA] Still your choice at this point.
Chase Powell
>i will not give any coporation my DNA You act like it's worth anything
Matthew Watson
it may be shitty but its mine
Brody Fisher
>i will not give any coporation my DNA >implying they don't already basically have it corporations can get whatever they want from the government the government has your DNA hell, your barber shop has your DNA. someone wants it bad enough and they can bribe the barber shop owner.
Jaxson Walker
Why stop there it's time we implant the chips directly into our skin.
Hudson Murphy
Yeah this is why biometrics is such an awful way to secure your stuff. Fingerprint is largely the worse of them all in terms of security.
Angel King
Just waiting till everyone realizes that biometrics are not meant to be used as a single factor authentication, but in combination with others. And then will come triple factor authentication, with something that you only should have, a key, womething that you are, biometrics and something that you know password.
And only then you start to get some level of security, required for current year and level of dependency on technological systems.
Aaron Martinez
>paying with the plastic jew cash is love, cash is freedom.
Nathan Jackson
This. It feels good not having all my purchases logged.
John Bennett
Cash can be destroyed in a house fire. Your inairance company won't pay for that. Money in a bank or credit union is safer.
Hudson Turner
>Americans are still confused by the concept of a 4-digit PIN number >add some other shit to a card
Yeah, this will go well for Shartclapistan. Americans don't even have IBAN, they still use fucking checks for average payments and 'auto-pay' is a charged feature, instead of a free standard like Direct Debit.
Jackson Morris
No it's in the public domain actually
Aiden Bennett
I'd rather use my phone. A fingerprint reader (especially a good one that can detect a pulse) would wear out a card's batter in what? A couple months? Are you supposed to recharge the card? Yeah, I'll stick wit my phone.
Hunter Sullivan
I've never been charged for any autopay function ever. I'm sure some shitty places charge for it, but what fucking institution have you used that charges for it?
Jaxon Roberts
>getting the mark of the beast ISHYGDDT
Alexander Reed
>what fucking institution have you used that charges for it?
Its pretty clear I'm not American so I haven't. This is shit I heard from an expat, a $3 charge for each separate regular bill. If its not accurate I guess that's good because it means your banking infrastructure is one step closer to being on par with the UK's in 2004.
Thomas Barnes
This retard doesn't carry around all his cash on him at all times so if his cash burns in a fire, he won't also die. Retard
Asher Cruz
>not cutting your own hair and burning it in a burn bin shiggy doggy friendo
Jordan Wright
In decades you could clone
Alexander Perry
He has a shitty bank. Online Bill Pay has been free at banks for a number of years, it increases the "stickiness" of customers to stay at one bank as they can pay all their bills from the bank portal and they would have to repeat the setup of the billpay if they move to another bank.
The chip is a contact chip meaning it gets energized (electricity) from the terminal. I'm going to go out on a limb and say if they're testing it in South Africa it's probably drawing the requisite power from the terminal.
Americans aren't confused by PINs, banks just assume we're lazy as fuck and would switch cards if we had to use PINs. There are a few exceptions - Target's Visa Credit Card is chip-and-PIN - but in the name of "convenience" almost all of our cards are chip and signature.
Austin Harris
Not using that. I rather like the fact that my fingerprints and DNA aren't on record, just in case I want to start strangling hookers.
Isaiah Cook
I don't have bags of paper money lying around.
Ian Ortiz
DNA is only contained in the bulb that hair grows from you dumb brainlets.
Oliver Scott
I fail to see how doing a signature every time you buy something is more convenient than punching 4 numbers in under 2 seconds on a ternimal.
Caleb Peterson
The signature is basically dragging pen across the terminal and hitting okay, you don't have to remember anything or put any real effort into it because nobody checks the signature on the card or really cares what the one on the terminal looks like. It's a legal asscovering thing >it is your card: binds you to agree to pay the charges >it isn't your card: fraud and they can use that to throw the book at you
Evan Collins
The fact there's that little security is even worse. It is not hard to remember a 4 digit number, even in the beginning. When you've been using your card near every day for many years, its not even something you must remember, it becomes a reflex.
Camden Stewart
Until today the muricas have not learned to use credit cards with chip... I wonder how they will be able to use credit cards with biometrics.
Hudson Foster
Chances are they already have it. If you have ever taken a drug test or been arrested etc etc.
James James
Isn't a fingerprint like a pretty dumb thing to use as a password since you can't really change it if it gets compromised?
Henry Thompson
The average American has 2.25 credit cards (not including debit cards). If you only include people with at least one card, the average American has more than 4 cards. I myself have a dozen credit cards (I pay them off in full each month so I've never been charged interest). Different cards can have different PINs and banks assume we're lazy. Since the merchant or the bank assumes liability for fraud in any event, most consumers don't really care about the security of a PIN over a signature.
Sebastian Evans
Have Americans not heard of changing the PIN on a card? I have 2 with the same PIN. Come on.
Samuel Evans
He said different cards can have different pins, not that they need to have different pins
Samuel Richardson
Ok, but my point is you don't need to have the mental headache of remembering the PIN number of many different cards, because you can change them all to the same thing.
Colton Young
Literally nobody said otherwise, you're just repetitively stating the obvious
Christopher Howard
Credit cards are already a financial botnet, user
Evan Phillips
This, I refuse to use a card with a fingerprint censor.