Are Americans literally only getting chip and pin cards now? Really? How the fuck do you use a cashpoint? I've had one since about 2005.
When are you getting contactless? 2050?
Apparently Americans are scared by chip and pin or something, it's too hard for them to understand or remember a 4 digit pin.
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they are too paranoid about surveillance,even though most of them willingly are in facebook and other social datamining sites.
Makes no sense, magnetic strips give the shops data whilst chip cards are protected by encryption.
Contactless is a meme.
it takes like a week for the transaction to show up in your bank statement
I don't use credit cards that much, i just pay with cash.
LOL
>2016
>cash
Even fucking Africa uses phone payments now. You're honestly sub-nigeria tier.
>pparently Americans are scared by chip and pin or something
We had credit cards before Europe. Pins too.
The chips are annoying and take longer, you have to enter it into the bottom of the reader instead of swiping.
like 90% of your buildings literally don't even have ac you stupid fuckwit