ACA/ObamaCare: last year the IRS raped me for about $2K over ObamaCare, now this month I paid $200 for a monthly premium, and yesterday ANOTHER bill arrives explaining that there was a mistake and I owe them another $300.
This is affordable? I don't have that much money. Yet the IRS is enforcing this shit. HELP. Pic related. Getting fucked.
Other urls found in this thread:
healthcare.gov
youtube.com
twitter.com
No, it's not affordable, but you live in the United States and are therefor fucked to live a life of wage-slavery, trapped in debt forever, unable to pay it off.
Apply for a credit card with a low interest rate and use it to pay your medical bills.
Then apply for permanent residence status in Canada or another country and move somewhere that isn't a nation-shaped toilet.
Hey, hey. it's all gonna be okay in just a little bit, just wait and see. God-emperor Trump is gonna fix all this...Th wheels are already in motion.
Pro-tip, just go to the healthcare.gov site and claim an exception for "Domestic violence".
That exception requires no proof, just say your gf doesn't let you out of the house or use the phone often. Doesn't want you to get healthcare because it might show your bruises.
Lol, no fucking way that works... Right?
healthcare.gov
>To qualify for this exemption:
> * You must have experienced domestic violence
> * You don’t need to provide any documentation to claim this exemption.
I've done it the last 2 years with no issue. Fuck this mandate bullshit.
Nice bro.
How the fuck did I miss that gem. Thank you, user
Wow. Telling all my friends now
You're welcome, sorry you got fucked the last couple of years without it.
cool for once I'm glad my dad used to beat me
>affordable
>you get to keep your Doctor
>it will totally work
>lower premiums
Yeah. Maybe for people who already didn't pay shit for insurance
Shit is garbage.
"Obamacare" has always been a Republican plan to funnel your money away from doctors and into the pockets of "insurers." The U.S. "healthcare"is ranked 37th in the world for a reason.
This.
My insurance was perfectly fine until this train wreck
Anyone who thought this could hold its own weight without being expensive as shit is a retard
It was done in Massachusetts first, right?
You fucking retards
Learn to read.
There is a fucking box on every tax form that you can use and it simply states 'you can't afford the healthcare'. Have any of you dumbfucks ever considered suicide? You are a worthless blight on this world.
This is exactly the fucking problem
you think checking a box means you dont have a pay a penalty? nigga pls
That only works if the estimated payment will be more than 8% of your income. You can hit that box and still get fucked depending on income.
Trump has got this covered bro.
>republican plan
Show me ONE Republican that voted for it. I'll wait
>protip: you can't because they didn't
>not even one.
You guys are fucking stupid for not picking the right plan.
I pay $20 a month for my premium.
Granted I payed nothing before but it's nice to know I'm covered now
Get a good job with insurance then, poorfag. The republicans are going to screw you for just the same amount of money, just in a different way
I looked, if I pick the CHEAPEST plan available to me it's $83.86 a month for a premium.
It's then a $7,500 deductible before insurance even STARTS TO COVER anything relating to health
Yeah, I'm gonna pay $1006 a year just to have to pay $7.5k anyway as soon as I start getting sick. Get fucked mate.
Every one of us is being stalked and raped by capitalists, so I guess that takes care of that.
who cares
repubs are going to repeal obummercare
then you can lol all day long when your premiums go racing back down agian
lolololololol
they're not going to
LOLWut? Were stupid for making more then 10k a year. No fucking way you got $20 a month and actually have a job. Nice try Obama
sauce?
Nah buddy listen.
Democratic socialism is good for you. Listen.
Socialized healthcare is good for you. Listen.
Socialism is good for you. Listen.
>LISTEN
>LISTEN
>LISTEN
>inb4 Canada's healthcare is aweshum
There's a reason people with stage 4 carcinomas come to america for treatment and don't stay in cozy Calgary or Toronto.
>ACA/ObamaCare: last year the IRS raped me for about $2K over ObamaCare, now this month I paid $200 for a monthly premium, and yesterday ANOTHER bill arrives explaining that there was a mistake and I owe them another $300.
>Racks up thousands and thousands of dollars in healthcare charges
>only pays $2k in one year, and $200/mo + a $300 one time bill for $ not previously paid.
>complains about having to pay a small fraction of the costs he incurrs
>why evertang not free for me all d time tho???
faggot, fuck off. If you don't like paying a small fraction of your healthcare costs, then pay cash out of pocket for your healthcare.
Oh you can't afford that, huh... well no shit.
and there's a reason why everyone else tries buying their drugs and getting everything under a stage 4 carinoma done there and in mexico.
How "affordable" is a $100,000 ER bill if you're in an accident?
>then pay cash out of pocket for your healthcare
only you don't have that option anymore.. you dumb nigger
Sounds like you suck at picking out health insurance, try the exchange to find a non-rapey plan or find a job that has decent health insurance
This is the trouble with healthcare.
Money is no object approach to buying the services
+
Market forces that take advantage of that unlimited demand
=
Exorbitant costs no one can actually afford to pay
You can. You just need to be able to prove that you have the $ in an account. If you've got a half a million sitting in the bank and don't mind it being secured so you can't touch it, you certainly can. Because when you get cancer, and you will, that's what it's going to cost, minimum.
to be fair I only make 18k a year
He wants everyone else to pay for that user, and just wants to pay his premiums and co-pays.
...just like everybody does.
The rest will be covered by the magical money tree. ...the rest of us. It never really works out in the end.
>and there's a reason why everyone else tries buying their drugs and getting everything under a stage 4 carinoma done there and in mexico.
Enjoy the 5 grams of talcum powder and 1 mg of actual hydrocodone, Sup Forumsro.
>prove that you have the $ in an account
to who? king obambo and his minions? fuck outta here
thank god it'll be gone in a few months.
Then you need a new job. That's a job for illegal immigrants, who will do it for that bc they are off the books, and having no social security # won't get insurance, & when they get injured, we'll just worry about that cost then.
lol
this would be a really good discussion on Sup Forums too
You'll be pretty happy to only need to pay 7.5k of an emergency room visit. Just saying.
Yep, to the evil government, anarchist. Same as car insurance, been that way for decades.
I don't think you understand what capitalism is. This is socialism. Socialism is designed to drain away all liberty and freedom, which means money. Its goal is to make everyone equally poot and miserable. Capitalism is when there's a free market which creates competition for your business, meaning that prices become lower. Monoploies are for socialists/communists since that brand of judaism is just like all judaism in that it is the opposite of what it claims to be.
I'm a highly skilled college graduate so basically no chance at a better job until I start my own business
I broke my leg in 2012 and spent about $1,200 total. That includes the ambulance ride.
>discussion
>Sup Forums
HA HA HA HA HA
>comparing it to car insurance
yeah and i can choose not to own a car. and actually it hasnt been that way for decades, you're just not old enough to remember.
go ahead, huhuh you can choose not to live and kys. yep, good one
I don't think you know what either capitalism or socialism is.
user is all about racking up bills he can't pay and then sticking everyone else with the tab, user. He is entitled to healthcare, no matter what it costs the rest of us.
>king obama
...the default position of the "moral majority" lol.
im neet and leech off government, i get everything for free, and qualify for all freebies in regards to health care
just recently got like 5k+ worth of dental work done didnt cost me a cent
and routinely get major medical appointments done with no cost
its pretty god tier
Nigger the last time I went to the ER for a total of 4 fucking hours it WAS about that much. Actually less
>here you go user. Pay us this rediculous amount of money every month. Much more than before the aca
>oh.. hospital trip. Bummer. Well you got this since your deductible has to be really high so you don't pay even more money per month
Meanwhile
>oh hey broke ass lazy fuck, here you go, subsidized healthcare
>oh.. hospital trip, don't worry, you're covered
JEW
NIGGER
JEW
NIGGER
JEW
NIG...
etc
Rogers and Hart both voted for it, and I think there were others.
How much did the hospital write off faggot. God damn ambulance ride costs more than that often. If your plan is to hope a Catholic hospital takes pity on your poor ass I guess you better stay where you're sure to be delivered to that hospital only.
Pretty sure you don't understand how capitalism works. So there are tons of businesses, then one makes it illegal to not have their product, so you are forced to buy from them, then others buy out all the competition and prevent any start ups from ever getting off the ground, again, by writing laws and throwing money at it. Till there is only them and they are competing with themselves. Doesn't matter what you think capitalism is, that's what happens.
They wrote off something like $50-60k.
It's not hard, all you have to do is call and negotiate with them on what you can pay
Except if something happens to my car I'm not set with a gigantic deductible. Not do I have a huge monthly payment because I don't drive like a fuck head.
Learn how to fucking read you dipshit.
And it was that way when I got my license in 1978, and it's still that way now.
Decades.
>Replacement
Good joke.
>making assumptions while telling everyone else whats good for them
whats that about moral majority?
also i had healthcare before lazycare and just watched my rates nearly double. all so i can cover some welfare recipient that pops out 9 kids from 12 different fathers. what a great system. im not worried though. emperor Trump will fix this soon enough
Angry white kid is a sad disease. It's like having Tourette and Down's Syndromes at the same time.
I am pissed for the opposite reason. I had a "cadillac plan" that was awesome. 100% covered ER, doctor visits and meds. Additionally had IVF covered, weight loss, the works.
all that down the drain for no apparent reason. I have yet to figure out why obamacare would go after good plans
If your a poor nigger and they are charitable yes. But you do realize the fact that you didn't actually pay is why someone with money did pay more than would strictly be necessary right?
>Says insurance is a scam because the hospital wrote of 50k for his poor nigger ass....fuck your stupid user.
>childs understanding of auto insurance risk
If you have a half a mil sitting in the bank, and can prove it, you can petition to not have auto insurance or healthcare.
no one's talking about comparing minor fender benders to lukemia
Because uncle Sammy wasn't getting enough.
Insurance is a scam because it cost $50k. There is no logical reason why it should cost upwards of $15k to x-ray a leg.
Except for the fact that medical equipment is expensive as fuck
Sure, if by what's good for them you mean forcing you entitled mooches to pay a tiny fraction of the services you demand and expect society to provide you with the instant you need them.
fucking dopes, who the fuck raised you...
It doesn't. They have to distribute the costs of all the write offs from all the niggers that don't pay. What do you not understand about this. Also what do you think it should cost? 20 bucks? Cause all that equipment and staff is so fucking cheap to maintain?
You keep parroting this like you have 500k sitting in the bank.
I'd bet every dollar to my name, including my house, that you don't
Sup Forums is authoritarian as fuck....
>He doesn't personaly have 500k
>therfore his point is invalid.
Holy fuck. Lots of faggots on this board don't have sex. Does that mean it isn't where babies come from. You logic is retarded as fuck.
Tax Accountant here. The IRS will probably not audit anyone over this, but if you get flagged for another reason and they see this it could come to bite you in the ass.
So do all your other shit by the books.
OP, do you realize how cheap that cost is compared to most health care plans?
This is why Trump got elected... it's too easy to know nothing and still open your mouth.
It wont bite you in the ass since it doesn't require proof.
All you need to say is you don't want to talk about it and the worst they can do is say that exemption isn't valid and make you pay more, what you were going to pay anyway.
not implied nor stated
welcome to the discussion, in this thread, we're talking about how insurance works
you illiterate yak herder
i work. i pay for private healthcare. i paid for private healthcare before obambocare. now my rates have doubled. after i was told they wouldn't.
where does entitled mooches come into that, exactly?
No, you logic is retarded as fuck
I'd love to save more money every month. Maybe I could invest the extra money I had, except I HAVE TO HAVE INSURANCE THAT COSTS MORE THAN IT DID BEFORE THE ACA
>avoiding disproving 500k stops him from being required to carry insurance.
I don't give a fuck about the lazycare. My point was you ragging on that other user the his point was invalid because he didn't have 500k personally. You're now completely disregarding that concept because you know you where wrong. Go ahead and try to move the goal posts of what I disagreed with you on so far we aren't in the same stadium. You'll still be a stupid wrong little nigger.
Yes, his point isn't wrong. Except for the fact that, except for telling stories on the internet, your average person doesn't have anywhere near that amount of money in the bank, neither do the people they know, or the people those people know etc.
It's an unobtainable way out of this garbage system for your average nigger. I'm not poor as balls and I still couldn't do that for probably 20 years
It's not unobtainable at all. Even if it you think it is it doesn't discredit it as a legal option allowing you to not be required to pay insurance you stupid fuck. THAT'S MY POINT. I'm going to bed now. Change the goal posts get the last word and convince yerself your the winrar. I don't give a fuck cause I do have almost $500k liquid because I make work happen and stead of winning about it being impossible. Protein if you live on 25k while making 50k that's only 20yrs of saving assuming you don't invest anything. Takes way less time if you work your way up to 80k like I did instead of felling sorry for yourself and collecting your McDonald's paycheck pretending there's no jobs that pay hetter.
Also yer gonna say you can't live on 25k and that it's impossible to make 80k in the same post I'm sure. Have yer cake and eat it too I'm out nigger.
like i said this would be a good discussion there
Sup Forums is constantly raided by faggots from the IDF and CTR shitting up the place
...
Trump's elected....
And Obamacare is gone.
BOOM.
Don't pay shit.
>It's not unobtainable at all
not him but there's a few interesting statistics you should look up
one being the percentage of americans living paycheck to paycheck
second being the percentage of americans that have more then $5,000 in savings
inb4 they're all lazy
I'm making a bit over 50 a year and only have like 2500 in savings
I'm not struggling but more money would be cool
How in the FUCK are you making $50k a year and only have $2.5k in savings?
I make $22.5k a year and have about $38k in savings.
I think about.... 20 is going to bills and the rest is just whatever else comes up or doing shit in life.
I'm the only one of my friends that actually owns a house and isn't at home with parents or renting.
To be honest I just barely started putting money away