Hey Sup Forums why is car insurance so fucking expensive?

Hey Sup Forums why is car insurance so fucking expensive?

because u suck at driving

Because you're a young male. It gets cheaper when you get older.

that's sexist and ageist

True, but it's also fact and statistics so kindly choke on a dick.

Fuck your facts and statistics. i'm offended

Price of insurance is determined by
>amount of coverage
more costs more
>type of vehicle
how much damage can you do, and how much it costs to repair your vehicle if it gets damaged
>your driving record
>where you live
>age
>gender (the one on your driver's license)
>marital status
>some medical conditions
>how much you drive
>what kind of work you do
>what kind of driver's training you have had.

Insurance fag here.

Location, criminal record, credit history, and a few other things are pretty big factors as well.

Actually recent studies show young females are responsable for mlre accidents.

Its one of those stupid hold over policies that wasnt based on real research and because they can

Cell phones and Twitter are making this worse.

It's like 0.6% of my income..

Because everyone's an idiot and there's a good chance with loads of idiots on the road that one idiot will ram into another idiot so you need idsurance.

are you calling me an idiot

because mafiosos found a way to make 'protection' a legal racket. thats why its illegal to not have it in the majority of states

see also obamacare's making having health insurance a legal requirement, even though any insurance will fight you tooth & nail to avoid paying anything out.

because the car is the most dangerous consumer product.

>health insurance a legal requirement
I don't see how this is the same as car insurance. I don't have to have car insurance if I don't have a car.

BAN CARS NAO

good luck having one without it, though.

people do it, y'know, especially illegals that only ever deal with cash and shady car salesmen.

Yes, idiot.

Cars don't kill people. People kill guns. Vote for Trump.

Don't they get into more fender benders, but less fatal incidents? Speed isnt a big factor in female accidents.