>increase interest rates causing a mass boomer genocide as they lose all their retirement money in their pension fund ponzi schemes >decrease interest rates which will eventually lead to a violent millennial uprising due to insane amounts youth unemployment
>exterminate the Jews and dismantle their international banks
an option?
Blake Mitchell
>cancer, the chart
I feel like you wasted some space - there is still room for more curves
Cooper Evans
at least from 2010 to 2050 there won't be any recession. I am American
Isaac Stewart
Nigga where tf do you get your conclusions from?
Julian Carter
>not realizing that, even if it was true, we could still exterminate the Jews and end their international banking cartels, freeing ourselves from debt slavery
Hudson Brown
heres a cleaner chart
Matthew Ward
Option number 3 >gas the kikes and put an end to their usury scheme once and for all.
Connor King
>causing a mass boomer genocide
This one.
Jaxon Bailey
Then you have no choice but to adopt Islam, Sven.
Sharia finance forbids interest rates and rent.
Aiden Gomez
>Implying enough of my fellow millenials are actually vocal and ballsy enough to actually confront the shitty economic bureaucracy established by the jews other than angry niggers
All is too late now. Babyboomers pls sterilize our generation save a few of us that are nondegenerate. It will solve all of the worlds problems
Isaac Ramirez
>Then you have no choice but to adopt Islam, Sven. Says who? An inbred and retarded anglo? >Sharia finance forbids interest rates and rent. So does Christianity you retarded anglo scum.
Kevin Long
>forced to adopt Islam
No you aren't. You gas the kikes, you keep the slimes in their shitty deserts with their shitty religion.
Brandon Bennett
>mass boomer genocide that option pls
Jace Anderson
Wut? Increasing interest rates favours the boomers, who already have paid off their mortgage but have money in their accounts to accumulate interest on. Decreasing it favours the millennials who have jack shit in their bank accounts and need loans.
Asher Rogers
Do you people even know how to read graphs?
Interest rates and yields have been decreasing because of >larger 50+ population due to people living longer >50+ population save more than the 20-50 population
So go ahead and sterilize the millennials if you want 0.00001% interest on your savings for the rest of your long life, King Kong.
Dylan Collins
>implying Christianity is still relevant
Elijah Howard
Its not a matter of numbers anymore. We are beyond saving. We were raised with liberal degeneracy and we fanned its flames as we grew while you stood by mistaking it as a phase. Its not. Even people smart enough to go to Harvard and Yale that are not blacks become liberal drones. its too late now.
Leo Sullivan
This.
OP confirmed for not understanding economics.
Justin Richardson
>Decreasing it favours the millennials who have jack shit in their bank accounts and need loans. No they don't, they need an end to this credit expansion so that the housing prices fall and you no longer need to go into debt for the rest of your life just to buy a shitty little apartment.
Jack Rivera
>causing a mass boomer genocide
Sign me up.
Zachary Lewis
thought it was the other way around? easy money helps those without it (~~~young), no more money helps those who already have some (~~~old)
Samuel Martin
>increase interest rates causing a mass boomer genocide as they lose all their retirement money in their pension fund ponzi schemes
That doesn't make any sense. Higher interest rates are good gor people living from investement income
>increase interest rates causing a mass boomer genocide as they lose all their retirement money in their pension fund ponzi schemes
That doesn't make any sense lower interest rates boost investement and decrease unemployment
Jace Phillips
I'll try to make this simple:
>Increasing interest rates would make INCREASE interest payments on loans >companies that can't pay back loans in time will default >if these companies make a large proportion of the stock market, it will crash by 50-90% in value >pension funds today are invested in the stock market and hence will go down with it
Those zero interest rates you talk about are merely for banks to lend capital amongst each other cheaply i.e. to ease the flow of credit in the economy. They still charge between 5 - 15% on loans to Mr. Millennial, which ofcourse is extremely profitable to the Banks.
But zero interest rates won't save you if there is a consistent decline in overall demand in the economy.
Also this:
Austin Thompson
I am greek
William Sanders
Increasing interest rates won't make housing (and loans in general) more affordable for millennials who who lack the means to pay off the higher interest rates. Boomers will generate more income from their accounts and be somewhat able to compensate as they can afford to put down a larger portion of the lowered house price as a deposit and keep up with the interest payments.
Thomas White
Let the market decide what the rate should be. It decides what the price of other goods and services should be without any problems, why not loans?
Noah Cox
you have to pay it back
Gabriel Wright
>Boomers will generate more income from their accounts and be somewhat able to compensate as they can afford to put down a larger portion of the lowered house price as a deposit and keep up with the interest payments.
This is under the assumption a lot of companies won't default when they have to pay back higher interest on their loans acquired from a period of zero interests.
Boomers will generate jack shit if the stock market declines.
Christian Richardson
>increasing interest rates and forcing indebted boomers to sell out their property and move out into their caravan or summer house won't make houses more affordable and available for millennials You best be joking.
Luke Edwards
You have no clue about economics delete your Sup Forums account
Hudson Kelly
Wot m8, low interest rates are destroying pensions AND youth employment/investment/any hopes for the future.
FUCK low interest rates
Kevin Evans
>That doesn't make any sense. Higher interest rates are good gor people living from investement income
See this
Liam Hughes
I choose printing money and handing it to "refugees" ; )
Grayson Walker
That is true. I was assuming that you were talking about the normal Reserve Bank (or whatever you have in England) interest rate cuts/increases that are handed out. Not economy crashing increases
Also, don't forget to vote on the 23rd.
In Australia, most Boomers own their own house and have little, if any debt, the product of living in the golden years. An interest rate increase would give them more income with which to buy investment properties.
Camden Adams
You'd know a lot about Sharia wouldn't you, Muhammad?
Joseph Adams
Higher (real) interest rates benefit households who are net creditors. Higher real interests rates mean lower corporate profits and dividends but this is compensated by the higher interest income of households.
>if there is a consistent decline in overall demand in the economy
Demand side Keynesian economics have been debunked and discredited since the 70s. As I said delete your account and learn some basic economics.
Bentley Bennett
>In Australia, In Europe the banks own all the houses except for in eastern Europe.
Jace Hernandez
end the corrupt market manipulation practices.
Colton Reed
...
Andrew Young
Wait, so >1% of Swedes own their own house? So more refugees have free housing in Sweden than Swedes fully own a house? Damn, mate.
Thomas Richardson
...
Luke Carter
Abolish capitalism.
Hudson Price
Cringe
Grayson Lewis
Looks that way. People never get debt free, when they get close they just sell their old house and use the money and some more debt to buy a larger house. The housing prices have been going up steadily so people think its an investment. But if interest rates go up to 5% a lot of people would be completely and thoroughly fucked.
Zachary Wilson
>muh unlimited economic growth
You neoclassical economists make me laugh. Its almost as if you exist in an alternate dimension.
To those who can't read the graph: >The core workforce (20-55 population) has steadily declined since 2000 while the elderly population (55+) has increased by 33% >The 20-24 workforce population has declined primarily because of more people going into university due to the lack of jobs thanks to boomers, automation and immigration.
Strawman. What does "unlimited growth" even mean? Growth depends on the quantity of the factors of production (labour,capital) and how effeciently they are deployed (productivity). Go open an economics textbook. Reading zerohedge and other blogs doesn't make you an expert in economics.
Dylan Morgan
Overall economic growth has slowed despite near zero interest rates. Its why crude and commodity prices tanked. Its why the stock markets have been ranging for the past couple of months.
To a neoclassical economist, ofcourse this is not a problem because you can just increase the interest rates to prevent your fantasy hyperinflation scenario from happening right?