Minimum wage isn't a living wage meme

>minimum wage isn't a living wage meme
Why are millennials so incompetent with money spending?

Minimum wage is enough to make you live well, if you're spending it on yourself.

Minimum wage = 10.75$
Average hours per week = 40 hours

That's 1720$ per month.

Remove the 15% tax. You get approximately 1500$ left.

Remove 700$ for an apartment rent.

You're left with 800$.

50 ~ 100$ on food per week.

That's 200$ to 400$ per month, let's round it up to 300$.

You're left with 500$.

Internet + phone = 90$ (50$ internet and 40$ phone)

You're left with 410$

Bus/Subway/Gas = 100 ~ 250$ per month

You're left with 210$

Keep those 210$ for school.

Why is it so hard? Right...because they keep spending a few dollars here and there in the convenience stores...at the mall..on food...on dates...etc.

Stop spending like morons until you get the means to do it. Don't cry about being in debt when you can't manage your money for shit.

Atheists created a consumer culture that they use to worship themselves.

Their fathers and grandfathers did just fine until atheists took over and turned everyone into socialists.

Why work hard, I mean what's the point when you're an atheist. They literally destroyed everything.

Now they'd all rather be socialists who hate hard working rich people.

What apartment costs just $700? One where my fiance is going to get beaten and raped by Jamal?

Factor in the idea that you should have 2 people in an apartment, such as a gf/fiancé/wife/close friend, and then it'll be more appropriate to make the claim that you can live off of minimum wage.

Or maybe if you were intelligent and not peasant to our government, you would argue that the economy is broken because of crony capitalism and exploitation. Also welfare and yadda yadda...

Here comes the first loser

Let me guess... Death to the one percent, right?

To be fair, it's both atheists and Christians.

Christians are also very socialist in their ideology. There's even a quote in the Bible about securing the poor.

wtf do atheists have to do with this you butthurt retard? look like youre just butthurting and they are a scapegoat to blame when shits not going youre way! blame the jews for societys shekel grabbing they invented it and have been doing it for a thousand years and last i checked they are very religious. youre barking under the wrong tree retard! and you know nothing about atheists so back the fuck up.

You're not even helping your cause here...you're strengthening mine.

By having two people, you're increasing the income far more in proportion with the spending.

That's why people live with roommates and split the bill. At the end of the month, you end up with 400$ more than you would if you were alone.

>you get to keep 100% of your wage

fuck off shill

why do you put the dollar sign after the number?

Um... Minimum wage in Texas is 7.25

I already removed the taxes, you troglodyte.

Because it's twenty dollars, not dollars twenty.

It's probably proportional in the US. Your food and buses/subway costs less than here.

When I do the same calculation you did, that's $986 a month.
-450 rent (minimum average)
-50 utilities
-300 food
-200 bus or car maintenance and gas
...oh wait, we're already in the hole and we have nothing left. So fuck off with your meme about minimum wage workers not working hard enough, Kathy.

Exactly. I was saying you should incorporate multiple people into your argument because then it would actually work and most people live with others anyway.


No? If you read what I posted you would see that I think the problem is less about whether or not minimum wage is able to be livable on, and more so that the country is being fucked over by immigrants and the ruling globalists and the radical left and George soros and the whole lot of them. Also the fact that an entire ethnic portion of our country is a parasite welfare-wise.

You are forgetting about insurance, healthcare (it isnt 100% free), unforeseen expenses, the ever rising cost of food, maintenance (Car and home), clothing, basics such as toiletries/hygiene/misc. home items such as cutlery and dishwear.


Ok so you have an apartment, with nothing in it.

A car, that could break down at any moment since you will be driving a beater.

You are not taking into account all of the basic things people need to live.

Also, im in a small town and a basic shitbox of an apartment will run you 950$ + without utilities, a shitboc with utilities? 1100-1200/month (LOWEST)

>take everything the greatest generation gave them
>"fuck you mom and dad, we're freeeeeeee maaaaaan"
>after years of drug use and degeneracy pass out a resume next door, buy a house a year later
>pop out a kid when your 40
>shelter your children from everything your parents didn't shelter you from
>vote for multiculturalism
>destroy your children's demographic and economic future
>complain about millennials not doing anything with their lives and not being able to pay your pension until you die at age 110

Truly the most selfish, disgusting and wretched generation to have ever walked this planet.

Where did you do your research user?

Apartment rent is at least $1200 for even a bachelor in any major city. I'm not counting the average, but it's actually $1350.

You're left with $300.

According to you food is $300

You're left with $0.

Internet + phone = $90

You're left with - $90.

TTC Metropass is 130$

You're left with - $220.

And this is before you can enjoy any luxuries like a movie.

Haven't seen a $700 apartment for years.

You left out health insurance, car, car insurance, car maintenance. Because there is no public transport system that gets you where you need to go in the U.S.

Internet packages start at $75/mo and go to $150 quickly. What is internet worth if you don't have a decent computer to use on it?

You also need to budget, at minimum, $150/month in misc. expenses such as various clothes, hygiene & household items, etc. Keeping in mind at all times that you're losing 5% to 10% of all those expenses to sales tax (we call that a regressive tax for a reason ... it fucks you the hardest when you are the poorest).

Oh. Speaking of taxes. No State is going to let you get away without paying State taxes. So that 15% you quoted for Federal (which is actually closer to 20% minimum, BTW) ..? Definitely slice off another 10% minimum, if not 15% to pay your state, your city and your school taxes.

Unless, of course, you are advocating being a tax cheat.


> enough to make you live well
> "live well"

No. Not even what you described. That is barely existence, a perpetual wage slave with no way out. In fact, what you described makes you eligible for food stamps and other welfare because you are now below the poverty line.

You are a delusional faggot. Go back to sucking Bill O'Reilly's flaccid old cock. Sounds like you've never even left your mommy's basement, 2bqh.

I think the biggest meme here is assuming that any minimum wage job will also give you 40 hours. Good fucking luck finding that, the best you'll get is ~20 per week and a schedule you're emailed the day before.

>What apartment costs just $700? One where my fiance is going to get beaten and raped by Jamal?

Nobody is answering you because they know that the answer is "Yes, an apartment in a slum that will be B&E'd on a regular basis." Are there armed guard services that will work for $210 a month...?

Theres no way you can live off of $7.25 here and I was getting tips too so it was around $10 an hour

I would get barely $1k a month working 36 hours a week

imbecile.

Ever heard of a rhetorical question?

Actually, this is probably how mob bosses come into existence. They rise out of impoverished cities because they do find hungry and desperate tough people to defend and serve them if they give them shelter and food...

>$10.75 cents

wtf its $7.25

People who make minimum aren't really people, so they're not really "living" in the first place, so who gives a fat phuq¿

Forgot pic.

Health insurance, car insurance, utilities, other bs, I work at a gas station for 12$ an hour and get 350 a week after taxes about but I work 35 hours a week so 1400 a month

Nah dude you heard the man. You're just a fucking leech parasite prole who can't into money and its your fault that the economy is fucking you over. Socialist scum welfare freeloading cunt.

Did I do it right Sup Forums

How much for drinking, partying, drugs, video games and entertainment?

Have I ever heard of a rhetorical question?!

>go to university thinking I'm going to end up poor
>get a 30 dollar an hour job within the university within the third year
>after two months, I've basically paid for all my university to date and banked 10k
I know it's not a real job, but I'm glad I didn't fall for wageslave meme.

fpbp

>no state is going to let you get away without paying state taxes
TEXAS
>internet is at least 75$
TEXAS
>apartments are at least 1200$ for single
TEXAS

God damn I love living in Dallas. Cheap cost of living, hot Mexican sluts everywhere, AND I can have as many guns as I want. Every other state can slurp my jizzzzzzz

Good for you, you got lucky. There aren't enough ... Niches or slots in the economic system for everyone though, think about that

Minimum wage is the absolute minimum a regular person needs to be paid in order for him to stay a healthly and somewhat content wageslave.

It goes even beyond the minimum wage.

I agree with you user, to a point anyway.

The problem is debt.

I'll give you an example because I am horrible unemployed (make $12.87 an hour but only get around 30 hours/week and can't find a real job.)

I make around 1400 /mo net income.

$700 on rent/utilities
$200 on food
$150 on car insurance
$30 on gas
$100 on phone (I could do a lot cheaper, I know)
$50 gym
=$1230

But wait, I have a $300 payment on my credit card every month because I was an idiot in my second year of school and lived beyond my means!

The end result is that I am bleeding about $100-200 every month. Can't find a second part time job, can't get more hours at my current job, can't find a job in my field. (and it's not like I'm a lazy nigger, haven't been unemployed more than 3 months since 2010 and am willing to do damn near anything except fucking sales.)

So basically what I'm saying is people who whine about minimum wage and shit are people who live beyond their means on credit.

Let's be honest, it's a living wage but the life you live will be pretty terrible.

Nothing wrong with wanting more money so you can actually enjoy life.

Ye. I did get pretty lucky.
>ask one of the other people I'm working with what they did over the summer
>they worked in an overpaid government contractor scam
>got paid 30 an hour for punching numbers into a spreadsheet 10% of the time and watching tv 90% of the time
How does the government even fall for this shit?

>>Live in SF
>>Pay $4,500/mo for shitty apt
>>Imagine $700/mo apt
>>Cum buckets

Why would you have a baby when you're over 30??????? And don't have any money????????????

Only niggers ride the bus achmed

I barely spend anything anyway. I still doubt I'll ever move out, nobody I know has. And thanks to women being gold digging cunts, probably won't get married either.

We should just automate everything possible, get rid of pointless jobs like advertising and reduce the working week. Don't know why anyone would have a problem with that, unless you're some money grabbing cunt.

ugh, that pisses me off.

In canada you fuckin retard.

Or just work more you lazy fucking homo

Public transport should be free. Get rid of cars in cities.

You aren't allowed the luxury of living on your own on min wage.

The autist OP has never experienced the real world.

>$700 per month apartment

I could buy 2 houses where I live for $700 a month

In my town I pay 1400 dollars for one bedroom in an apartment. It's not that easy

Also add:
>South Dakota
>Nebraska
>Wyoming
>Montana
>Utah
>Pretty much all of the western US sans the coast

No they should get rid of buses to encourage the poor to move elsewhere

>people other than me should pay for my poor life decisions
That seems to be the trend nowadays.

>No replies

Holy shit OP gets btfo and abandons thread.

Honestly I agree with you about spending within your means, but the fact is the rent and cost of living are not proportional to the minimum wage. Unless you're a zombie or a masochist, you're not going to enjoy doing mindless work and destroying your body for no savings and no free time. This is the shit they should teach you in public school starting at 9 years old. The economic system needs a complete overhaul because while they value hard labor at basically the same amount as 20 years ago, rent has gone too damn high and other expenses are sickeningly up as well.

They can be placed in seized empty houses.

10.75 x 40 = 430

430 x 4 = 1720

>a fucking leaf

Accountant here
Dont do that please.

Hear hear, user. Just have fun and stuff.

>Empty houses

Like yours when your down at the pub

You're basically a retard if you can't make it.

1000$ rent split in half with a roommate.
60$ a week for food
100$ split in half for magical internet

I live in a comfy apartment 10min walk from uni.
I could easily live on the minimum wage.
And the 1000$ includes everything (heat, electricity, furniture, etc)
You can get the same for much cheaper if you stay away from big cities.

>work 40 hours every single week for years and having time for school
>only $200 in savings for a worthless degree over priced by bank credit, if you squeeze every penny and don't account for uncertainty and hidden costs
>expect to sustain subsistence after next global recession orchestrated by delusional monetary authority

R u havin a giggle m8?

As a millennial I pay $300 for my apartment, $43 for my phone and $187 for by insurance, the rat is whatever I want.

Your argument would work better if the previous generations had similar conditions, but a simple search of inflation to wage search reveals that this isn't true. Especially for baby boomers, whose work competition was dead in the biggest war in human history.

Millennials birch because compared to the boomers, they're condition is far worse.

My situation is awesome, I don't work very often, get paid a lot when I do, have $16k in savings, $8k in stocks, a top floor apartment that I split with roommates so I only pay $300 a month, and I can live with my parents whenever I want since their house, which will eventually be given to me, is empty except 1 room.

I don't bitch about being a mellenial, I'm not a filthy scrubby white boy. Lol

Most of my white friends never even finished university, most barely made it out of high school.

Take your stupid problems and fuck off like your shitty race should and stop sucking off my tax dollars, you white trash faggots.

I'm just going off of what OP stated. Jesus christ this thread has made me realize that most of you have never sat down and actually READ anything before. Most of you are autistic.

Top tier thread.

DISCLAIMER: DOESNT APPLY TO CITIZEN OF USA.

But, and its a big but, if your effort is not worth more than 10.7/hour its your own fucking fault. In any first world country where education is free you really cant complain about wage.

Why would I pay even 10/h for cleaning, a job that could be done by drooling retard wearing a drool catcher. If you are so low skilled sack of shit that there 24 of yous in a dozen, you really have no right to demand high pay. I know two millionares who started from a steaming pile of shit and owned no more than the clothes that they wore when I first met them.

Whining has and never will, help anyone.

Tl;dr: You make 10.7/h, tough shit, re-educate yourself or be more worth. Companies dont run on goodwill.

>Earn € 1750,-
>Save € 800 a month
>Cannot buy anything useful

>300 for apartment
Do you live in a cardboard box wtf

someone who knows his shit on Sup Forums the fuck is this

see so at least 2 whole anons actually have even the basic understanding of how the world works

Minimum wage is

Yeah but the kikes are still stealing shekels so it works both ways.

Poorfags need to get their shit together and kikes need to stop scamming.

i love these magical numbers you came up with

Im an atheist but damn i would convert for a true christian cutie, sounds romantic as fuck fampai.

Nice. What's life like in rural Oklahoma?

>No State is going to let you get away without paying State taxes.


THE STARS AT NIGHT, ARE BIG AND BRIGHT...

Pretty much spot on. My brother always complains about having no money but at the same time he buys overpriced clothes, goes to fancy events that cost a bunch, and buys weed. So much so that my parents give him money to help with his credit card debt and give me dick all. All this despite the fact that I'm a grad student who make barley above minimum, but if you added up all the hours I spent actually working it's be like 1.5 jobs (~60 hr/ week). Still have managed to save 13k of my own money since I started working tho.

oh, I know, I'll just make up some numbers too like OP to prove that it doesnt work! FUCK UR A SMART MAN

>10 dollar min wage

In some states min wage is like 4 or 5 dollars

Then you're in a better spot than your brother user

>grad student who make barley above minimum

sounds like you are the fuckup

Except you're not getting 40 hours. You are getting 15-20 because the business doesn't want to pay for ObamaCare.

happened long before the ACA ever came around friend

You didn't add utilities, the fact that most places in the US REQUIRE you have a vehicle so that a whole other set of costs: gas, insurance, maintenance...

Also, minimum wage is 7.25. So thanks for showing you have no idea what you're talking about.

Yeah, but have you compared the prices of property, food, clothing, etc?
Even right across the border in Michigan, many things are less than half the price that they are here.

>700 a month
wew

>40 hours a week
>700$ for apartment rent.
I Can't get a place where I am unless I make 2.5 times what the monthly rent is, and places aren't cheep here. Plus most minimum wage jobs don't have you working 40 hours unless your really lucky like I was.
Minimum wage shouldn't be raised, change needs to happen to make all this bullshit less expensive. There is no reason for me to pay that much money for a place smaller then my childhood bedroom.

That's complete bullshit. The ACA has small businesses under a microscope.

Spoken like someone whose never subsisted on minimum wage.

>You are forgetting about insurance, healthcare (it isnt 100% free)

In Canada it's extremely affordable and the only thing you're really out of pocket for are prescriptions which 90% of your life you don't have to worry about if you are of normal health.

>unforeseen expenses

You may get caught off guard once or twice, but short of getting sued you can usually manage. For example, one time I needed to renew my passport and didn't realize it cost money. Luckily I had put money away from before and then just paid back into my emergency fund.

>clothing, basics such as toiletries/hygiene/misc

I used to be worried about this, but if you take into account the rate at which you used these type of products its literally home items such as cutlery and dishware

Guess how many dishes a person needs to survive. 1 plate, 1 fork, 1 spoon, 1 bowl, 1 glass. All of which you can pick up at a garage sale or second hand store for dollars.

>Ok so you have an apartment, with nothing in it.

It's a >>minimumA car, that could break down at any moment since you will be driving a beater.

If you're making minimum wage you shouldn't have a car. It's a luxury. Not only that, it's an expensive luxury after gas, maintenance, and insurance. Get a bus pass for $100/ month (they are actually less if you make less than 25k a year where I'm from). Tax deductible.


>Also, im in a small town and a basic shitbox of an apartment will run you 950$ + without utilities, a shitboc with utilities? 1100-1200/month (LOWEST)

I'm going outright call you liar here. I live in one of the most expensive cities in Canada and I can find places for ~750/month + ~75 for utilities. Ever hear of a roommate?

Where do you live? Cali? NY?

Dude's watch is a fucking spoon.

>Average hours per week = 40 hours

Found the error. The minimum a job has to give you is ten hours per week.

California. Can't save enough to move either. Almost had a job lined up in Nevada but it fucked off.

You forgot to tally insurance in for that. Health Insurance and Car Insurance will be greater than the 210$ left. The best solution is getting a roommate and split up rent between the two, that should be sufficient.

I'm in Computer Science not Interpretive Dance. When I'm done I'll have more earning potential than just with a BSc. Being an academic sucks.

>canada

Found the error. What applies to you does not apply to the rest of the world.

>tfw I live in Florida and pay 560$ for a 2 bed room apartment

I never realized how much other states suck
you probably can't even hangout at the worlds whitest beaches when you're bored

>That's complete bullshit.

nope

but they guy who this was directed at is a leaf too. Idiot.

>overrun with niggers and likes

Lol, no thanks. I'll stay in the frozen North with all of the other white people.

>here's your diploma
>oh you want a job? we just made a computer to do it for practically free.

OR

>Here's your diploma
>A job? Good luck, we've been promoting coding so much for the last few years that there is an oversaturation of coders in the workforce and now we can pay you less because of supply and demand!