How can americans live without a proper healthcare? Your whole savings are simply taken for a simple leg surgery

How can americans live without a proper healthcare? Your whole savings are simply taken for a simple leg surgery.

ok

Watch out for the wild machetes

No that's not how the system works at all

First you get insurance then you end up being bled dry for years with insurance premiums that you never use

Then when you actually need something you insurance company refuses to cover it anyway.

So then you just refuse to pay the medical bills and your credit gets ruined.

why are you triggered? I'm not trying to bash you or something. just asking how safe do you feel with the current system.?

lol at least we don't have to wait 9 months for a surgery and die waiting for care ;^)

protip: health ensurance companies exist

main difference is that americans are free to choose if they want to buy insurance, and which one to buy. we germans dont even have that choice - instead, we get forced into a state operated redistribution system.

do you guys even get to choose your doctor or does the govt choose one for you

Neither do we.. Then again, we don't have free healthcare but manditory insurances instead. Government regulates prices and coverage, so you're never without cover for essentials.
We have a free market more or less when it comes to insurance. Government sets standard coverage packages for basic care, and everyone is free to find the best insurance plan for themselves. Mine is cheaper than average because I have an online only one. Old people tend to pay more because they want letters, officises and face to fave meetings instead of an app or website.

Those donut shapes
>What did she mean by this?

Don't know abojt Germany but here it depends on your insurance. Some have contracts with hospitals and such and they might require you to go to a specific one in non emergency matters.. Those are usually cheaper in terms of premiums.

I have a job and, because I have a job, I have healthcare

>Your whole savings are simply taken for a simple leg surgery.

actually i have a decent health insurance plan, so no

>caring about credit in the first place
Good goy

Are those donuts supposed to represent their cunts or something?

I have health insurance that has become a bit more expensive recently thanks to that nig in the White House and get taken care of by the best doctors in the world. Also not surrounded by a bunch of limp wristed German faggots.

This is what is known in the USA as Obamacare.

what if I want to start a business?

They might not supposed to do but they do anyway

What an abhorrent thing to imply good sir

We Chose our docotors and insurance company

Then do it without usurers

I want to fuck Chelsea's tight little donut.

Retarded fucking kraut. 90%+ are covered by insurance, and there is a max out of pocket limit of $5k/year for any expenses. And we do have FREE healthcare, literally $0, but only for poor people, their children, and the disabled. Now fuck off with your stupid memes from 2008.

Our healthcare is just fine. Best doctors in the world here in America.

That's not Chelsea Clinton

Not free. Everyone with jobs has to pay for it. Fucking spics

Do you actually have a free choice in insurer though? I read articles that said under Obamacare certain regions simply don't have insurers offering coverage in them. Everybody csn get it here for €100,-+-/month for which you get 83,- subsidised if you're a poorfag.

do you even know what triggered means fucking nigger

just like in every other western country.
wew lad.

>Do you actually have a free choice in insurer though?
Subsidized medicine leads to consolidated insurance. If they can't get on some insurance, they'll be placed on medicare, which is ultimately what it all becomes anyways.

Yeah but it's expensive as fuck. Look up the costs compared to other countries.

I don't care if some retard with incredibly rare disease dies because a specialist isn't on staff, I want cheaper treatment for common injuries.

Lower healthcare costs = lower cost of living = higher competitiveness

Plus we can get rid of all the apefirmative action hires in hospitals

How can Germans live in a totalitarian shithole?
Your whole person is taken for a simple comment.

It's expensive because people skip out on their bills (hint: even if they have the means to pay it). Someone has to cover it, so it'll be some random sod who has the integrity to pay.

I live in California... They give all the poor spics and niggers medical..

I have friend who went in and lied about what he makes... and got free medical insurance...

I don't get why everyone isn't doing it..

I live in the only province where you have to pay monthly premiums (plus taxes) for healthcare.

If you fall behind on premiums (like leaving the country for 3 years in the Army and not telling them to cancel your premiums) they will yank your account and make you pay cash for a doctor, and since there is zero insurance companies you can go to everything is full price. In the US you can shop around clinics and doctors to find a price that's reasonable for being uninsured but not here.

Another issue is quality, as our system is chronically underfunded and overloaded you get excellent emergency care but nothing else in the way of preventative/post care, often they will just throw people in a taxi after a surgery and the Pajeet driving it just dumps grandma on the street.

The #1 issue with state health care is what happens when a corrupt government is elected that purposely steals of defunds the system. We all suffer, they don't give a shit.

tl;dr both systems have problems, a 'free market' insurance and health care system seems to be the best method combined with something to round up insane people and crackheads who can't care for othemselves (with forced rehabilityation or committing)

This. It's mostly just Medicaid people though, joined with the fact that elderly people who constantly see the doctors because they're on Medicare boost the demand - and thus the price - of healthcare to infinity and beyond.

What does the picture say

>too poor for insurance
>obamacare is even more expensive than a private company
>mfw obama tried to fine me $600 in taxes for being too poor

You can get hit with a major lawsuit for doing that. A buddy of mine in Idaho tried to ignore his bills, ended up in court and getting forced to pay anyway

We don't need free healthcare when we have guns to protect ourselves from a string of terrorism attacks.

And don't bring up the faggots from Orlando, they knew what they agreed.

Why would you ever buy insurance instead of paying medical expenses out of pocket? Are you expecting to utilize more in medical services than you're going to end up paying into your insurance?

I had to go to the ER the other night to get 16 stiches in my fingers. No health insurance... it cost me $19,00 total for a tetnus shot, anitbiotic Rx, 16 stiches, x rays, and whatever else they did. $19,00

Because the hospital will literally charge you $400 for sitting in the room for a hour if you happen to go to the ER for something. A consultation and x-ray later and you're already well into the 4 digits.

If I need medical help I just self diagnose and treat myself now. If I need anything more I go to a health clinic.

>things that have never happened

it sounds like at least $500 to me.

how are you this autistic?

Do you now know how much hospitals hike prices? A Tylenol is $1000 in those places.

...

We have this crazy thing called insurance, and this crazy concept of personal responsibility.

So you're expecting to put less in than you get out. Even though statistically people don't - people put in more than they get out. Otherwise insurance couldn't exist.

...

Sorry 11 stiches, I'm tired

No I just expect to pay a fair price, not a price that has been jacked up insanely high because they know that insurance companies will haggle with them for a while before paying some amount they both agree upon.

What good does a lawsuit do against someone who has already proven not to pay their bills? From what I understand, you can't go to jail for not paying medical bills, so the only consequence would be a judge waving their finger and telling the person to pay up, which they won't.

Because something bad can happen at any moment you autistic fuck and if it does, with modern medical prices, you are screwed if you don't buy into the health insurance pyramid scheme.

I'm talking about insurance. We're talking about buying insurance, not medical care.

Are those supposed to represent their vaginas?

>Have insurance
>Don't go broke because of one hospital visit

Only niggers and spics who can't afford insurance care about this shit.

The rest of the world acts like every American who has ever gone to the hospital is bankrupt. That just isn't the case.

So you're paying to settle your own paranoia in case something bad were to happen such that you needed expensive medical care. Got it. If that's worth it for you, you go for it senpai.

Because we're not communists. Work hard or go into extreme debt, like god intended. Why is this a tough concept for Euros?

The only reason people buy insurance in the first place is because medical care is so expensive.

I pay ~$180/mo for health insurance.

see
For most people, medical insurance is more expensive than just paying for the occasional (or not-so-occasional) doctor's visit out of pocket.

Have you ever heard of garnishing wages? You brainless dipshit

Fucking hell why does it save the fucking name.

Before I quit my job though I paid a lot into med ins. So I got my money worth. Bill was originally $1,500.00

Obama made it illegal to not have insurance

Just eat donuts until you go into a coma. Whatever happens after that doesn't matter.

That's my healthcare plan.

Good for him.

Medical bills don't go into collections either. Lawsuits simply have no bite when it comes to medical.

Because you'll be slapped with a penalty if you don't.
FREEDOM
My company gives me health insurance, but I pay with cash for everything because it's actually cheaper.

Sounds like obamacare, toothpastebro.

Paying the penalty is cheaper still for most young people.
But if you're a cool kid who does all of his business under the table, you'll never lose a penny senpai.

I've got good insurance, and I don't even make 25k/year. Of 54k of hospital bills this year, I'm only paying 3.5k. Sure it could be free but it's a big difference.

Could have been worse

Chloe should take a big fat dog knot if this is accurate

I'm a 36 yr old virgin considering losing my virginity with a female escort.
Should I go with younger ones with tight vulva but less experience or older ones with used vulva with more experience?
Pic related?

>54k of hospital bills this year
Do your genes suck, do you go to the ER for every little thing, or are you incredibly unfortunate or physically uncoordinated?

Young people don't have a choice. Their employer is paying for it, and it comes straight out of their salary.

Of course you have a choice. You can work part-time - multiple part time jobs if you want - or do business under the table.
In either case your employer need not pay for your insurance.

Yes, I can work a bunch of minimum wage McJobs to not have to get health insurance, or just stick to my current six figure job.

>live without a proper healthcare
We have proper healthcare, the best in the entire world in fact.

Cost benefit analysis. If you're just hating the government shit I'm not going to argue one little bit.

You must be depressed or something if you are posting on Sup Forums with a 6 figure salary. Go enjoy life.

Health insurance is a scam. Don't buy it. You'll end up paying less just by paying out of pocket.

>Do you actually have a free choice in insurer though?
Lol no, we're stuck with huge insurance form because Obamacare was literally written by big Insurance companies for big insurance companies. They have no competition so they can pretty much do whatever they want. And liberals still think Obamacare was "for the people" or some shit.

firms*

i havent been to the doctor in 13 years unless you count an stf test at planned parenthood

-Worst Case Scenario Living-
$7.25/hour
8 hour day job
5 days a week working
2 week pay intervals
$580 paycheck
$1160 a month
52 weeks in a year
$15,080 a year (no holidays)
$13,249 (after taxes) 12.15%

$1,160 - $140.96 = $1,019.04 (Monthly income after taxes)
$500 for rental
$115 on food
$320 for car/health insurance
$84.04 gas

Thank you merchants, you truly are my greatest ally.

The individual mandate is retarded. Health care costs are hidden away, and insurance companies take advantage of that to scam their customers. Oh, we paid $40k for your procedure, we're going to need to raise your premiums. People don't know that they could have gotten the same procedure paying $4k in cash. This I don't have a problem with by itself. Obamacare is the one removing free choice and forcing people to fall for one of these scams.

>"I don't believe in Insurance. Insurance is a form of gambling, and gambling is a sin"
-Ned Flanders

Why aren't you paying for health insurance goy? What if a volcano erupted beneath your suburban flat? Oy vey, if you survived your medical bill would be like annudah shoah!

>paranoia

I guarantee you're a teenager that thinks he's invincible

no you autistic child, it's not paranoia to try and hedge your bets.

Why are those two women comparing FATAL character sheets?

Yes it is retarded. I agree.
John Marshall and the Commerce Clause are the most vile things to ever seep through the sewers of American legal history.

They represent their assholes.

I'm a man in my mid 20's who's never gone to the doctor for anything other than a sport's physical in his entire life.
You enjoy throwing your money away every month - I'll keep enjoying my savings growth.

That's because we're too busy debating about white peoples privilege, whether we offend muslims too much, and whatever the fuck Beyoncé is saying, to give two shits about our lack of a proper healthcare system.

People who actually leave their house have a higher chance of injury than autistic libertarians that shitpost at home all day.

...

And how do you feel safe with all these sand niggers raping your women?