Is it Psychotic to reject

Interest based loans, Im 26 white male with a baby on the way i find it harder every day to find a meaning to money...IS it Psychotic to reject all forms of banking and loans that utilize interest?

Not kidding im serious wtf is the meaning of money?

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>meaning of money

To provide us with a standard with which to set prices and a convenient medium for the exchange of goods.

Based on paper...PAPER...

And digits in damn computers?

Seriously tho i am beginning to hate western culture if this is whats its based on!

I'm not sure what your problem with currency is. I quite literally have achieved security and property through interest based loans. Two things which someone with a future child should be interested in. Do you want to return to a barter system with chickens?

Listen i dont believe in INTEREST how the FUCK are people like me supposed to exist? Seriously im MAD as hell! why are Jews and Muslims allowed interest free loans!?! While i am NOT!!!

You don't believe in someone charging a dollar amount for lending you their money?

I believe in fee based loans, not INTEREST....NO kidding im going to call car lots tomorrow literalyl by the dozens to find one that loans at fee based rather than interest.

I have already called 4 car lots to no avail, im sick of this!!!!!!!! Why do fucking Muslims get this but we dont! Im so fucking mad!

Islamic banking system removes interest from the equation. They use profit sharing and rent utility principles.

There there, faggot. I'll give you a quick historical rundown.

In times before money there were cavemen. They lived in caves, ate whatever they could find, and had some rudimentary tools. They (and some later cultures) relied on barter systems. That means you make a deal of X spears for Y chickens.

Well, this system becomes inefficient and painful once you have a lots of commodities. How many chickens is a ferrari? A male order bride? wtf?

Well, money solves that problem. Sure, the paper isn't really worth anything. But that's because its an exchange medium. Everything is relative to the dollar because it's the trading medium. Now I can trade my chickens for dollars and use those dollars to get a mail order bride for an exact price.

So WTF is interest for? Well, I want that money *NOW* rather than later. You can borrow my money, but you gotta pay or a big guy named Tony is gonna drill your kneecaps out.

Which is why im considering taking loans out from Islamic banks, Im literally done with this Jew world order BS, its itnerest everywher and IM CHRISTIAN, im not radical by any means but i know wrong when i see it. I am seriosuly considering along with my wife because we are so mad, at taking loans out from Shariah banks, that DO NOT charge interest, nor do they require you be a member of the religion unlike JEWS!

Those are effectively the same thing. Just add up the interest payments and that's the fee.

You would be surprised that more non-Muslims use Islamic banks than Muslims. Its like the best parts of our religion are utilized by outsiders. Meanwhile our own people living in ignorance.

Western civilization has devolved in this aspect in my opinion, i still dont believe in it...sorry but im over it...

Wrong, fee's and interest are not the same stop lying.

Modern banking was founded on the idea that one aka the banker can loan up to 40x the amount of money they have to others at interest THAT IS FUCKIGNG USURY AND CRIMINAL

I am no Muslim nor, Socialist i just know that is fucking WRONG.

Interest is seen as an unfair tax on the borrower who are usually poor or desperate. So to levy a burden on top of the principal with sneaky clauses knowing that the borrower can never payback is a predatory lending practice. Somehow its legal when banks do it.

it's really not, and low reserve requirements aren't a problem unless there's a huge bank run. The fed/banks create money this way

>Create money

Im sorry i dont and never will buy into it, i must be broken, i believe in sound currency which may never again exist, but until then all i can do is utterly reject the interest based banking establishment, my wife is onboard as she is tired of the lies aswell, im literally that fed up with it If i have to go thru Sunni Muslim banks to take out loans for a decent vehicle then i will.

Btw again fee based banking is NOT absolutely NOT the dame as interest based banking, sure in some cases the fee may outweigh the interest. But in the end it is still NOT the same.

I support a gold or sound backed currency even if its fractions.

Really the only thing i have to really say about that is don't be surprised if people start rejecting it, it has no fundamental basis, and dont expect people to strive for it, because it leaves little in the way of hope and in the end its paper that is controlled.

By whom? a select few who own majority shares of the central banks, and btw the past 3 consecutive heads of the federal reserve are Jewish.

I really don't understand your hatred of interest, it's just a spread out fee. Is it compound interest you hate? Adjustable rates? I could kinda understand your aversion to those, but interest in general is just a long fee.
banks were making money out of thin air with gold-backed currency too
everyone should have some basic economics
youtu.be/F7r7l1VG-Tw

o shit he used an exclamation mark give him some space to cool down boys

this
interest is just the fee for borrowing. i mean, youre not the only one who needs a grand. i need it too but if you want it i'll charge ya for it

No but seriously again im not joking or anything, i dont believe in it will NOT absolutely will not live my live by it and will not raise a family under it, how am i expected to live in the US without interest.


I am considering Islamic banks, or converting to Pentecostal or Amish church to do this , i dont think you have any idea how fast non interest fee based baking is growing again it's Jews, Muslims ,and hard-line Christians that are offering it, again NO MATTER THE COST i will not take out a interest based loans, western civilization is rotting from the inside unless something gives.

> muh rothschilds
It's a means of exchange, backed by the productive capacity of the people.

stop bein a faggot

Using loans is retarded
You pay more and get less, short term benefit and long term payments.
Want a car? Dave up for it MOFO want a new house? But from your deposit.
Are ayu a fucking retarded to pay double?
Build a deposit and the banks are going to be paying you father than parasitising on you.

Hahaha Rothschild's? Didn't mention them, again under no circumstance will i ever accept this, continue being butt-hurt faggots, there are indeed interest free loans offered, by Muslims! Wish that wasnt the case but im done it, im literally rejecting this BS cucks.

But user, I use loans for profit. I can make more money with a loan than it costs me. If I had to save up the money myself I couldn't expand my business as quickly.

That's reasonable.
But most people use credit cards for buying iphones and burgers and then pay interest for fucking burgers because using cash is uncool and they just never heard of debet.

Isnt that a hint to you that the money system is fucked, Im 26, forgive me if i see no hope, wtf is the point of money if 100,000 is work 10,000 by the time im old?


Oh thats right money is baseless, its worth less all the time which is why we are encouraged to spend and not save!?

Why as a 26yo man should i care about saving money if it will be worth less, again forgive me but i find little hope!!!!

you are very angry (or pretending to be) about things you haven't even half ass internet researched

So if i work, 40++ hours a week, and try and save money your saying it will be worth MORE than what it is by the time im old!

I dont want SS, or pension or the tit of the state or some bank, that may or may never come in the end..... I dont want it!

no, inflation will (hopefully) always happen to some degree. you combat this by getting pay increases, and putting your savings somewhere where it can accumulate wealth at a greater rate than inflation. If you save your earnings under a mattress (like an idiot), you are correct, it will depreciate. If this gets you angry, don't learn about the fed, you'll shit your pants

Wtf is there to research when 80% of the people my age are in literal debt, 30-100k in DEBT, i owe nothing but hey i dont own anything, am i destined to be broke all because of loans and interest, Or am i psychotic for
NOt wanting to be like my peers, also to mention they arent all dumb shits either, school ect has driven them into debt, guess what faggots they have jobs yet see no end in sight. i see this shit all around me, something has got to give...

Hope the world burns because i hate this fake shit, i cant stand it im done......

Money means nothing it can be printed, interest means labor is rendered useless, people strive for desk jobs making money they didn't EARN, i hate it all, again ill prob convert or go thru a Muslim bank justify it all you want its a dying system, good riddance.

interest did not create the student debt crisis. Government-subsidized loans for absolutely everyone allowed colleges to expand and charge more over the years, and the recent economic troubles have made entry level jobs for those coming out of college difficult to find, keeping grads in debt.

Im not talking excursively about the student loan crises but the general lack of meaning of money, i have worked, and tried to start a family with hard luck, while i know guys my age who refuse to work support Socialism, and get literally 10k for having kids........Forgive me if i see nothing of value in this system, i believe in working earning sound money with interest free loans based on fees, i guess Islam is better suited.

Im going to bed, and will not reply, but i did have one last thing to say that has also weighed on my mind, my bro in law committed suicide recently, he was a soldier, he didnt commit suicide because of war or anything...but because of money problems, he was jobless, with a wife like me and kid, and he couldn't afford anything like me, i cant stop thinking about him, he was a veteran, i can understand why he ended it all.

>i still dont believe in it

okay, well it doesn't really matter whether you "believe in it" or not, money is real. would you prefer to revert to the barter economy? what's your alternative?

you sound like some stoned teenager who just realized for the first time that money is just paper with no inherent value

dont take out loans if you dont like them you faggot

ive never borrowed money in my life and i probably wont until purchasing a house

man you sure are fucking stupid.

quick question OP. are you a gib me dat ? because if your not you need to realize you kinda sound like one

when you are loaned any money the reason interest is applied is they are not you father. they are a company. its how they can make it worth their time. they dont loan money out of the kindness of their hearts. you pay more than they give you but you didnt have the money to begin with so they are doing you a favor

given how much money they have at their disposal they dont have to loan any one money. they can funnel money into any stock or commodity and the value will increase then they can dump it all and give every one the finger . that scares every one over to more stable shit they they bought in bulk just before they caused a sell off

He said effectively you fucktard.

If you would owe $100 in interest at the end of the year. You could just say the fee is $100 at the end of the year. So yes they are. Interest is a fee.

Fee: money paid as part of a special transaction, e.g., for a privilege or for admission to something.

no you shouldn't

interest is a hidden tax on the economy

the entire economy is hit by interest because once one person takes a loan he now has a competitive advantage and this causes inflation which means that in the end, you HAVE to get a loan just to remain viable.

And then the money lenders can tax the entire economy through interest

Usury is the territory of jews. it's one of the main things people hated them for historically.

I'm sure it has done wonders for you, Schlomo. havin fun bilking the goys outta their money?

I'm a single dad (wife died in a car crash) with two daughters aged 18 and 10. I'm 48 years old.

I never borrowed money on principle because I must pay back more than I take. It's a massive scam. No credit cards, no loans.
If times are hard, then tough shit. I work harder. I am generous to my family and friends. My mother works in a second hand clothes shop, and tells me if they take a delivery of clothes so I can buy nice clothes - a pair of trousers for £3, a shirt for £1 etc.

The only clothes I don't buy second hand are socks, shoes and underwear.

I wish you all best for your future son and family. Please don't borrow money- it will trap you. Make do with what you have.
Be a good dad and never shout or use physical discipline towards children.

Have a pint on me.