How is a married couple in their 20s expected to hope to buy a house these days reasonably close to a major metro area without a major housing bubble collapse that happened in the mid 80s or the massive construction of thousands of new towns immediately after ww2?
No meme replies plz.
They're not. Majority are stuck in renting hell forever.
They can't.
Best idea is to move to smaller towns.
SAUCE
Why do you have to live in a major metro area?
CITY FOLK GET OUT
REEEEEEEEEEE
>tfw no South African white gf
i don't know what the property tax rate is, but you can get like 3 acres of land with a shell home for 119 that's 45 minuets from Austin. then i saw like 25 acres, no house, for 65k in San Diego, Tx
there is plenty of land in America for Americans
now if only i could find someone to live with me
irene nell
Ask /biz/.
They're probably the ones who will tell you how exactly to exploit this shit.
lol no, /biz/ is full of rejects peddling in penny stocks and clickfarms
>nuSA flag
Not that bad looking
How am I expected not to shove my face into those tits?
I don't know, why do people need running water or electricity?
>Germanic South African consuming Pan-African colored popsicle.
Race-mixers fuck off.
You are collectively at fault for expecting that. How many times do we have to reinvent the american dream as a metropolitan utopia?
It could just as easily be the homesteaders american dream or the very popular immigrants American dream. There are other modes of living to aspire to
Sauce on pic?
just stupid I think. Even rare af white guilt Saffas mostly don't race mix. Some people just like the flag. It's kind of fun one
Non /biz/ guy here, but business guy.
Go out and buy a small business with an SBA loan. You can go from making 100k to 400k a year without as large of a risk since you're buying a business that already runs. You only need 0-10% down.
I bought a senior care franchise, pretty good stuff.
Does she have a pornstar look alike?
They aren't. They rent until their 30s or move to a less expensive place.
Interest rates are at an all time low
Glut of starter homes still on the market
How shitty is your credit? Talk to a bank or established local mortgage broker about first time homebuyer programs in your area.
I bought my first house for $240k in the bottom of the market in early 2010 after the big collapses in 08. I was earning $30k annual bonuses at the time so that helped get us a good mortgage, but I put as little cash down as possible because liquidity is king. I pay extra every month to principal. House is now worth like $280+ maybe $300k. I dunno really. It's a place to live. I have other investments
Irene Nell looks different
also vote drumpf so he can literally crash the economy to force a reset so we're not all rent slaves
t. Bernie bro
You can't. That's the scam.
i think i saw you talking about this the other day too. how much do i need to start doing this? any good books to read?
I hear they are bring back sub-prime mortgages.
>How is a married couple in their 20s expected to hope to buy a house these days reasonably
They are not supposed to be able to the Jews have ruined society on purpose.
How much was the total investment? (Loan+own equity)
Yeah I might've posted something the other day.
Good books, your first 100M, Dan Pena. Rare book on M&A/making money by someone who's actually made real money.
Best advice is to get mentors though, people who have run successful businesses either as owners or executives. My mentor is an ex-CFO of a big healthcare co
HOA? Yes or no? I hear they do a good job of protecting the value of your home and keeping niggers out, but they can be way too strict and get way more power than they should have, in the hands of post-menopausal women with nothing better to do.
Life is a gamble. Every day you head to work is a gamble. 30,000 people a year die on American freeways. That said, you buy in an area with nothing but HOMEOWNERS. Renters bring down property value. Do some research and hope for the best. Your question didn't seem to be about how to go about buying a home but how to avoid a future loss of value.
There's a lot of money to be made in "flipping" houses. We just bought one this weekend for 50k. All the copper pipes were cut out by the renters. I expect to spend 5k in repairs and should have no problem selling it for 95-100k because of the area.....
If you don't move to more of a B grade city then your kids will face the same problem and will become NEET faggots too probably.
Big cities get in your blood and you feel like if you move away you've failed. When it's probably more of a success. I am guilty of this.
It's pretty masochistic to want to stay in a big city filled with shit skins and where there is so much hate, antipathy, and every second faggot scum cunt wants to ruin your life with SJW big brother shit.
I actually found a bank (Huntington) who gave me 100%. What you need to do is to get a seller who will seller finance 25%. Hit investopedia to understand how that works.
I only needed to pay like 10k for legal fees and SBA fees. Otherwise most other banks will give you 75%, and ask you give 10% and 15% from the seller.
It's not an overnight way to get rich since you'll spend a good amount of time looking at businesses before you find one you look but once you get going it's pretty comfy.
I'm looking at a trump tower condo in Chicago.
Keep good credit too, important for qualify for SBA
Even NZ has this problem now.
$1.4 million dollars for some run down building made in 1950.
Depends on how major of a metro you want to live near.
Even then, Houston (4th largest city) and San Antonio (7th largest city) have extremely affordable suburbs.
If you want to go to smaller metros (500k and less), it gets even cheaper.
Haha I have a buddy down under, he says the same thing. He owns some nursing homes though, also home owner.
Best way to build wealth is own a business guys. Fuck penny stocks and other scammy shit.
Thanks for the input
I worked 2+ years in finance/corporate development and now investing my own cash on a restaurant franchise. It's pretty tough.
Get a job as a teacher, firefighter, or law enforcement. Purchase a home on the HUD Good Neighbor Next Door Program. They appraise the home and charge 50%, as long as you live in the home 3 years. after 3 years sell it for a full 100% value. As it is a family home there is no capital gains tax on profit margin. Dump profit into decent home and you will be set.
portal.hud.gov
Move to a cheaper town? I live in Houston Texas and make 85k at 25 years old. Could buy a nuce house in the suburbs for 200k, but will move to Florida soon were I will be able to buy an even bigger house with a big lot for the same.
do you walk into an expensive steak house and wonder how in the fuck you are supposed to afford it, or do you simply go where you can afford it?
Get into healthcare. Anything but restaurants. lol
by voting Trump and MAGA
Go without all luxuries for about a decade
(Like no clothes, Phones, Internet cut each others hair etc)
Learn Carpentry
Buy crappy house and fix it.
I believe healthcare demands a huge initial investment, hopefully I can build some capital with this restaurant franchise and invest in other industries.
My total investment is 60K, it's hard to find financing for me.
>t. hermit
Cutting each other hair should never be done. You cut it at shit angle - it grows ugly. Your appearance = money and connection making ability
Once you get a job, you can let your appearance go. They can't fire you especially in todays no judgment society.
Most importantly never have kids.
holy shit ive been.listening to Pena for half a year but havnt pulled the trigger, U got a throw away email?
Civil war fucking when ???
wait a few months that bubble is about to burst again
>muh wiped income wage slave
Dropped. You work for yourself and messy people that can't pay 60$ for a haircut a month and 2000-3000 dollars for clothes a year are not in for success or social life
i shave my own head a couple times a year.. fuck paying for a hair style, that's for women.
I'm an active mentee bud.
You have a throwaway? i don't have one
No it doesn't. You're missing my point. Buy something that's already running and making money.
>2016
>not live in kommiblok
It's okay as long as you're only trimming it non-professionally in small increments.
I have my wife trim my hair with a razor every few weeks, and every few months I get a "real" haircut.
That way, I go longer without paying for a haircut, but it's basically set on Easy Mode for my wife when she trims it.
Real estate agent here.
Honestly you're going to have to get creative and look for a more suburban/rural area. That's just how it is right now unless you find a stigmatized neighborhood that's about to get gentrified and flipped.
yeah toss me an email at [email protected] PLEASE. I've been devouring his material, read.all his free shit like he says, but couldn't figure out if people were actually making $$$. Roll ups though, makes a ton of fucking sense. Sup Forums is a god send
Soon...
It's one or the other.
Believe me spend on clothes, cars, restaurants, etc.
I wouldn't buy a house and watch the state take it because I missed a tax payment when I'm 70.
I can't get financing here. To buy something running and making money I'd have to invest my own cash.
I don't get why everyone thinks this? Young Sydney cunts whinge about this constantly.
If you want a house you can fucking get a loan and put down 10%. In the Sydney outer suburbs, the average house is like 1 million. If a two income household can't save 100 000 dollerydoos fairly quickly then you don't work in an industry that requires you to be in the city, move you dumb cunt.
Whether or not going into that kind of debt is a good idea is another argument altogether, but don't fucking tell me it's not possible, you're just a lazy cunt.
Get partners who can secure the financing based on their track records.
Don't try to DIY for everything.
You don't.
You work to live in a rent trap for the rest of your lives giving money to someone else and getting paid for 40 hours out of your 55 hour week. Welcome to earth.
Check your mail friend
>Austin
>driving 45 minutes for you job as an indie barista
how the fuck is that graphic supposed to be read? garbage. how come there aren't any red pilled folk with any sense of graphic design?
You'll never find out if you dont vote Trump.
>hurrr why don't people save up for 10% down payment for a million dollar loan while all of their money goes to the rental Jew
why are aboriginals so dumb?
Governments just increase demand for housing and prop it up with hordes of foreigners, ensuring prices will just keep going up.Won't stop globalist boomer scum from calling you entitled, though.
Me and my lady did it last december. I was 29, shes 25. Both employed, good knack for financial responsibility. Saved our shekels for 4 years while renting and investing, dont drink, buy groceries and learn to cook. Do home maintenance and auto repair diy. Internet and netflix. Perfect credit. Was super easy. Paying less in mortgage for 2000 square feet of house taxes included than it costed to rent the house we were in before which was smaller. Just get a partner who has the right mindset, be dual income, save 50% of income and just do it. I have never been so happy.
Live in a shitbox apartment while you save. If you want it, it's not hard. But you're a lazy, excuse making faggot.
>getting married in your 20s
Why do people expect to be able to easily and cheaply live where literally everyone else wants to live?
Open it in a new window dumbass. Fucking americans...
Thanks for your help.
Can't get partners at the moment because all my wealthy acquaintances/friends are really risk averse and don't feel they need risk at all.
Right now I'm busy pulling the restaurant franchise through, so my cash and effort is fully commited.
Which area of healthcare do you like the most for a beginner operator?
1.5x-3x your annual salary.
If you are earning $100,000 each year,
that means you can afford $150,00-$350,000 in a house
>getting married after a women is most fertile
>getting married when it's more likely that your children will have autism
Senior care is hot right now. Franchises are available in healthcare. They're easy too
Are you serious?
No HOA
We don't really have those in the northeast unless it's like a beach or lake community. I don't understand how southerners puff their chest out about "muh freeduhms " all of the time only to willingly seek out cucking themselves to HOA busybodies and property Jew. (((Bank))). We might have a few lower income homes on the street, but it's mostly $300-$500k homes with a few $700k and two $1M+ joints with heated horse stables and shit. The lower income places have zero impact on the property really. That is probably true if you are nearing nigger or hillbilly encroachment zones, but mostly because banks are useless when it comes to identifying comparables for valuation.
white people can't afford to live in white areas in the greatest country on earth
Someone!
No idea how about you, 23 yo, 135k € and renting. Don't give a F. What's the point in life if you can't look nice when you are young?
Welfare. Skin not dark enough? Well fuck you then, racist, you deserve to pay for Jamal's 6 kids and 4 baby-mommas.
I'm earning 20K a year and my wife earns 15K.
Have a big boy job and don't live in trendy liberal megacities. I'm closing on my first house now and I'm 27. My wife is 26.
>why do people want to live where employment opportunities besides Walmart™, Walmart™ and Cletus's General Store and pawn shop™ exist
The Cost of Housing: 1050% Higher than 1970 and Climbing...
Yeah. Specifically with the SBA 7a loan program. May not have it up there in leaf land, but other options are available. Find who lends to small businesses in the area, make some cold calls.
Who are you quoting?
>marrying a woman the same age as you
>losing the game
That will go up in the future.
Consider a Mobile home.
Everyone looks down on it, but ignore them.
>Not that bad looking
kys
autism rate is still higher in younger woman older man marriages
This is gonna sound weird af but I am only 18 and I am totally lost. Everyone tells me to go to University some even say to go just for the "experience." Any advice you could give me friend, how should I go about trying to own a business?
>save $15000 or get excellent credit
>buy house
it's simple
Is that monthly?
Example in your range for "starter home"
>mentors
tai lopez pls