Think about that

Think about that.

>thinks debt and liabilities isn't balanced by assets
Holy retards

what is up with you people? are you all opening up small businesses or where the fuck all the debt comes from? like, people here don't trust Jews and their interest rate tricks and almost never take loans

meme degrees aren't assets

Student loans, welcome to America. We're owned by Jews.

The average person is stupid

Here in the US we pay $150-$200 per book for textbooks that we use for a single semester and then discard.

>takes out a loan
>doesn't get a job to balance out the loan

Anyone in debt deserves to be in debt. Getting a job isn't that hard.

student loans mostly. These retards get a degree in arts or "communications" and end up making ten dollars an hour at a call center.

Loans are a great way for entrepreneurs to get capital fast.

Loans are a catastrophic way to introduce citizens to the world.

>21 year olds
>having assests

Does that mean if I kill myself I will be worth more?

> Gets a full time job for $8/hr to pay for a full time education that costs $12/hr
Really made me educate.

and half of people is more stupid than the average.

Checkmate losers, I'm 21 and my net worth is $70.

>Getting a job isn't that hard.

I'd like to call bullshit, but I've only been unemployed and near homeless for a year now.

This. I didn't even go to college but a lot of the people I work with have degrees they've done jack shit with.

I had about 540k when I was 21 because I wasn't born into a shit family who couldn't figure out how to work smarter not harder.

only one way to find out

>that sentence
>not knowing what a mean is
>not knowing what a median is

Raelly maek me tink

MMMMmmm I have 10k more in net worth, bringing me up to a coooool -20k

>GET DEBT TO LEARN VALUABLE SKILL YOU WOULDN'T NORMALLY BE ABLE TO AFFORD

>GAIN SKILL AND EMPLOYMENT WORTH MUCH MORE THAN DEBT

>PAY BACK DEBT

how do i into basic economics

socialism is an economic system how are these people so fucking stupid when it comes to econ

dumb frog poster

you're not allowed to use >leaf guy's pepe

so whats your secret

He's a Turk, he doesn't know what human rights are, let alone basic math.

R e a l l y makes you think
Really gets the bees buzzing
Really fires up those neurons
Really gets the cheese melting
Really gets hillary losing
Really makes America great again
Really shmeally thinky thonky my tiny head now gets all wonky

>implying you learn valuable skills in college

>tfw no debt to my name

Looks like im above average then.

got a math degree and lots of experience. can't find shit. going for janitor jobs soon....

Americans think everyone needs to go to university, so everyone has student loans but not everyone actually gets a degree that will get them a job.

>40k in debt for computer science degree

>graduate; 70k salary

>pay off debt in first year

>continue making 70k/year

lol at collegefags

Our K-12 public education system is designed to pump out Jew and nigger worshipping, financial illiterates.

>Not renting or reselling your books
>Not just getting them online

Have an $18/hr job
Full time is $12/hr

Looks like im still coming out clean.

No, the average person is stupid.

Only 20 and I have around a 30k net worth.

Including guns, ammo, truck, etc. Don't go to college you dumb fuckers. Learn a trade.

lmao, how's grade ten buddy?

Sillies should stop spending beyond their means.

Good argument to raise the voting age to 35

That's cuz we keep comming back to Sup Forums and don't get take S.T.E.M in post secondary. I'm so done with this fucking place. Even league of legends is less cancerous than here. And if you knew what I was saying that's a pretty fucking bold statement.

>getting a job isn't that hard

Either doesn't have a job or works for daddy

>le learn a trade maymay
Enjoy doing shit manual labour for the rest of your life lmao

You think even a percent of Americans are getting degrees worth 70,000 right out of college? Sad fact that they aren't.

>he won the job lottery

kill yourself

Same here but I've been at uni for 3 years now and haven't bought a single textbook. You can get all the info you need for free online for almost any subject. Textbooks for university subjects in currect year are almost as big a scam as quarter yearly car registration payments.

Thinking about that really gave me thoughts.

I went to trade school now im doing college.

I make enough to support myself and someone else if i feel like it while i go to school

> Thinking college degrees count as assets.

>tfw I had 5 figures in my checking account alone by the time I was 21

This.

Its why im in college. Im tired of breaking my back

Manual labour is pretty nice for a while 2bh, I kinda miss it

>uoft hon. graduate

hows the fry station at mcdonalds bud?

>thinks college debt is the only kind of debt
Eh

Not even graduates from Waterloo clear that much in their first few years. Most of them make like 40k. You need a red seal trade to come close to making that much at age 22 or hit the job lottery.

Daddy must really love his little faggot huh?

I don't hate my spine and want to live past 60. How much money is your body worth?

literally how

>be in memeda
>lose 30k to taxes
At least i can go to the doctor for free!

>buy a couple of books on programming
>learn the basics and do a couple of small projects that you can show off
>email successful programmers in your area asking for advice, an opportunity to shadow them, a small job, or a mentorship
>work really hard and ask as many questions as you can
>borrow books from them
>get paid
>laugh with them about how stupid the people coming out of university are
>have no debt

>how much money is your body worth

How much are you willing to pay?

checked and kek'd

You still have to pay for the book, even if you're paying less. In some cases, you can't even go that route because you need whatever online access is (((bundled))) with the new version of the textbook.

all that proves is your a spoiled faggot

or a super genius

but probably a spoiled faggot

>americans
>thinking
Laughingfrog.pepe

One HUGE heaping load of HOT CUM

>murricans getting loans that you can't even get rid of if you go bankrupt and that you have to spend all your life repaying
>all to pay for some jew universities with shit professors who keep increasing their rates

>apply for factory job at 19
>get promoted to supervisor at 20 because everyone there was borderline illiterate
>65k year salary at 20+20k a year in overtime

I haven't been a student for years, but I make about $500 a year buying and selling textbooks online.

You sell them at the start of the year when everyone wants them, not at the end of the year when everyone wants to get rid of them, ya dummy.

And here you are posting anime girls with a bunch of retards. Youve come so far...

lol get with the times grandpa, every school now has a school specific version of the book that's mandatory to use and can't be re-sold because a new version is printed next year

>learning those skills takes 3+ years
>programmers don't allow people to 'shadow them' that's the dumbest shit i've ever heard you can't just show up to a company and tell your boss - this is user he'll be working here without payment with access to our stack
>again, retarded comments
>try to get a job from projects
>work shit jobs making 30k a year might as well freelance to india
>eventually after 8 years get to a level where graduates start

you're an idiot, textbooks are free everywhere if that was the biggest barrier to getting a job everyone would be a developer

I never said I was mature user, I'm just didn't fall for the debt meme

*thinks about it*

>per book
its the current year why do you use books at unis ?

i feel pretty bad for you, how fucking stupid do you need to be to jump to that conclusion? lol. NOBODY implied what you just said.

What was the average 21 yr old american work in 2007?

what a fucking good goy
i bet you buy software licenses too

>8 years to get to where a fresh grad is
Nope, nope, annnnd nope

>I haven't been a student for years

yeah sorry grandpa times have changed

I know you had to walk uphill both ways to class but it ain't like that now

Average net worth of a homeless person is probably $40. Do you think they are better off than a university graduate with a -$40,000 net worth?

Using net worth as a sole sole metric for success is fucking ridiculous.

LOL it's almost like you've never tried to get a job.

>people would hire any old retard that taught himself how to make a tic tac toe game in c++ instead of hiring someone professionally trained with a proper degree.
Its hard enough to get the job with the degree. Cpsc is a meme being taken over by indians anyways
Lol

I didnt go to collage making 30k a year living very comfortable wife makes 20k we have no debt owe 50k on a house with 7 acers and a hug garage living in good ole nc surrounded by trees....who needs 70k a year?

More people should do that desu. I took some school but just to get my RN. I work now age support myself with little debt.

Hitler said we should eliminate debt from society. Report this page to the ACLU.

join the military

If you have a Bachelors, you can enter as an officer.

Trades are good if you got connections or live in a good area. Don't be that dumbass who works 50 hours a week as a welder on a 25k/year salary with no journeyman status.

this is why that halfturk i knew in high school went to special ed

>go to uni
>have to buy textbook because it has code to do work online
>use textbook to roll blunts
>never use textbook

I'm sorry you got tricked into paying for university but the only barrier to entry for learning to program is that you need to meet a certain threshold of intelligence. The books you can buy off amazon for $20 are leagues better than the shit they teach from in universities.

And yes, people really will let you shadow them. I've had people invite me into their office and literally show me their entire stack and teach me how to use it too. Of course, you can't just reach out to the mooks, you gotta contact the lead developers or the owners of small companies.

I went for a plumbing apprenticeship when I turned 16, ended up with 3 different plumbers over the span of 2 years and got paid shit money for it. Honestly was the worst 2 years of my life.

Now i'm in comfy uni and will end up with an easy mode office job next year, and that's fine by me tbqh

>my first programming job out of college paid around $25k


you're fucking dreaming if you think you make that much out of college. You need years of experience as a code monkey bitchboy to start making decent checks

>collage
>acers
>hug

did you even go to public school

>implying human intelligence isn't a symmetric bell curve.

>karl marx profile picture

I WANT TO FUCK THAT FROG

Just torrent your books.