Are you ready for a new era in shitposting?

Are you ready for a new era in shitposting?

Bullshit. Ever since the ACA passed my health care premiums have been skyrocketing. Can't wait to see it completely gutted.

ACA is shit and not at all affordable

Same. Tfw forced to pay 210 a month for a catastrophic plan with a $7500 deductible. Before the aca I had a pretty dank plan with 15% copay and $30 doctor visits with a 1k deductible for the same price.

>GIVE UP ON THEIR DREAM

my fucking keks

>there are risks in being an entrepreneur
>Trump BTFO

Eventually I said fuck it and got in on my company's dank healthcare plan. $140 a month, $2,500 deductible and it includes dental and vision. $10 copays.

>if we repeal the ACA premium prices will surely drop

Why wouldn't it? Things were fine until Obama had to go and fuck it all up.

>market economics is very hard to understand

>things were fine before Obama

This is your brain on Fox news

This is my brain on working before the ACA went into effect

>avoiding the point

Typical libtard tactics.

My aunt pays over $400 a month for a similar shitty plan with nothing really covered and a fuckhuge deductible.

She was so glad when Trump won, she told me if he hadnt and the aca would have continued like it is, she would see her premium spike to $700 a month this year.

I'm fortunate that my job provides excellent healthcare, otherwise I would likely be paying the tax because I can't afford that level of Insurance company assfucking.

>I'm ~20 years old and didn't even have experience with health insurance prior to ACA

>if we stop forcing people to buy health insurance, allowing the Insurance companies to charge whatever the fuck they want, premiums won't go down.

Shit the fuck up mudslime filth, you are just mad your buttbuddy obongo is on his way out and trump is going to glass you motherfuckers if you even step one fucking inch out of line.

OH NO

THAT SUCKS

Can some burger give me the basic premise of obamacare? I tried reading on it, but shit was too convoluted. Why is it bad? What are premiums and stuff? Why are you forced to buy it?

>Anyone, whether offered coverage at work or not, can obtain affordable coverage

That's not true. If you live in a state that didn't expand Medicaid, you can actually make too little to qualify for a subsidy.

The official White House twitter being able to post partisan shit is cancer. I am not looking forward to the retarded shit Trump will post.

We're not exactly forced to buy it but if you don't you have to pay a $700-ish fine at the end of the year when you file your taxes.

And it's just that, convoluted and completely unnecessary.

A premium is basically something you pay out of pocket each month to keep your health care, think of it like a utility bill.

Fuck off leaf

Jesus christ 210 a month even if nothing happens to you?

It makes sure EVERYBODY gets on healthcare whether they have no job or drug addiction, homeless or fat as a whale, theyll get healthcare. Now this healthcare doesnt come free clearly and that money to compensate for the poor people comes from the middle class through premiums and uptake in every medical procedure possible.

Also ensured all businesses to give every full time employee this healthcare plan, leading to a bunch of part time jobs.

Two good things from this is that you cant deny a person based on a pre-existing condition, and you can stay on your parents plan until you're 26

Left side is a lie. I can't afford health insurance. The only difference is that now the government wants to make me pay a fine because I can't. Thanks, Obama.

Obamacare forces everyone to get insurance or pay a fine. Because everyone has to buy it no matter what the insurance companies can fuck us and there's nothing we can do about it. It's different from European countries in that we have the insurance companies as middle men who are taking their cut making things more expensive. Obamacare was never meant to succeed. The plan was to tank our healthcare and then have Hillary replace it with a real universal healthcare system to "save" us. However the dems lost the election so now it's going to get replaced with a standard private system.

So you either pay 700$ each year for not buying it and can go to your local hospital and pay when you are actually sick, or you have to pay each month (and as I understand the accumulated payment per year would be more than 700$)?
Sounds retarded. Why don't you just ignore it and pay your fine at the end of the year?

This, also I'm not sure if this is part of the ACA but all employers have to pay for health insurance for full-time employees, so it makes it a lot harder to grow a small business.

Before the ACA, I got to keep more of my money. I wasn't able to afford health insurance, but I also have literally never needed it so that's fine. Now, with the ACA in place, I still can't afford health insurance, and I have to pay a "fine" every year that I don't have it. How is that better?

Gotta keep those goyim dependant eh Yalel?

3,000+ page bill full of convoluted legalese written by health insurance and pharmaceutical corporate lobbyists

Nobody in the Houre or Senate read it or understood it. Was passed on a party line vote

Essentially resulted in state monopolies and duopolies in the health insurance market. Forced to pick up people with costly pre-existing conditions, insurance companies have been forced to repeatedly increase premiums and deductibles. It's a fucked up mess. The ACA did nothing to actually address the fundamental root causes of health care pricing in this country. Just made it worse

In some markets, to insure a family of 4 this year will cost nearly $2,000 per month and rising rapidly. It's a real problem.

Right, but can you ignore the insurances and just pay the fine? That would be cheaper if you don't have a serious condition, right?

Yes

Not him, but that's what I do. I can't afford 2000 a year for something I will never use. I can't really afford the 700 fine either, but fuck me, right? That's what the government says; fuck you. Fining people for not buying something is absolutely insane. It's a god damned racket.

>GIVE UP ON THEIR DREAM

M-MUH EMOTIONAL PLEA

COME ON GUYS, YOU CAN'T TAKE AWAY JAMAL'S DREAM OF OPENING UP A SMALL CRACK COCAINE BUSINESS

That's just it though. A single hospital visit can go from $2,000-$10k+ depending on what services you get and whether it was the emergency room or not.

Assuming I have a $1,000 deductible, I have to pay out of pocket until that deductible is met. Once it's met the policy actually kicks in and they cover most, if not all of your future medical costs. You can't just go to any hospital or doctor either, they have to be in the policy. Thankfully, all the local doctors and hospitals are in my network.

You could pay the fine at the end of each year, but I like to have a safety net in case something happens. I work in a fairly dangerous environment.

It's essentially a tax with no benefit to the taxed

Authoritarian and bureaucratically wasteful to the core

There's no such thing as free healthcare for a start, there's either socialized healthcare, which is what we have in France and many other EU countries, or single-payer healthcare, which is what the US has historically had.

Under the socialized system, you pay your insurance company a fee so that they insure you and cover some of the cost of hospital visits, the rest is covered by the government and comes out of taxes.

It's not nearly as simple as this "free healthcare" everyone goes on about all the time.

Under the single payer model, it's very simple, you pay for it. If you get a hospital bill for $2000 then you pay the hospital $2000. The US does have health insurance companies though who, for a monthly or yearly fee, will cover all or part of the cost.

What Obamacare does is neither, they take the single payer system and they force people to buy their insurance at "affordable rates" from insurance companies who have Obama in their pockets, even if people are happy with the insurance they currently have and the companies who provide it.

Note it's the "affordable care act", no the free care act, not the social care act, affordable.

On top of that you pay a fine if you don't have insurance, so either way they're getting their money out of you. It's all in the name of making healthcare "affordable" to "low income families" (see: niggers) but all they're really doing is consolidating the companies who are permitted to provide health insurance and creating a monopoly.

It is cheaper, that's why I do it.

Yes, and that user's experience is the norm.

Alright, it makes sense for you or somebody with a serious issue, like cancer. But your average Joe that works in an office and catches common cold once every 2 years doesn't really need it, right? Wouldn't it be logical to make obamacare optional so that people like you could benefit and others would not waste their money?
I see, thanks for the insight.
What about the poor/drug addicts? How do they fit in if they can't pay? Do they give you insurance for free if you are black or have a heroin needle poking from your pocket? How are they going to pay back for it?

Yeah right nigger shill

Lost my insurance at work because of muh legacy pavement ape nigbama care

Fuck obama. Destroyer of the middle class and patron saint of McJobs

I spit on that monkeys legacy

>poor/drug addicts?
There's medicaid/ssi for such cases in this country as well as medicare for the elderly and the VA for military vets

The real problem is how health care services are priced in most of the sector. For example $25,000 per night hospital stays and $500 aspirins and $900 hyperdermic needles and $6,000 CAT scans and $9,000 MRI scans and all the rest

If you look, there are some parts of our health care system where it's a free market and the prices reflect this. (LASIK surgery and such things) but in most of the US system the pricing structure is irrational and completely skewed by the health insurance/hmo model

Obamacare did nothing to address this, only made it worse actually

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Insurance is divided up typically along financial class lines, so the poor get a heavily subsidized policy. And the reason it isn't optional is because that was the trade with the insurance companies to make them accept preexisting conditions. Obama gave them a ridiculously lucrative deal in exchange for accepting preexisting conditions.

Funny thing is is that they are still dropping out of markets if they aren't profitable, so effectively ACA fixes nothing since most places only have 1 or two insurance providers to choose from.

>people are poor and can't afford thing
>let's make it affordable so they can!
>and then let's force them to buy it
>people are still poor and can't afford thing
>now they are even poorer because of the fine

Usually I take an advance on my tax return because I always have a nice chunk, and that pays for Christmas for my loved ones. This year, I didn't because I'm pretty sure I'll end up owing after the fine. Christmas was mostly clothes and candy and I'm not really sure how I'm going to pay for Christmas gifts ever again.

Thanks, Obama!

The problem is that hospitals are forced to supply best health care possible, which inevitably results in increasing prices

they charge inflated prices because they HAVE to to survive, its not like hospitals are some money printing machines.
Without the illegals or blacks or other non-white immigrants taking advantage of hospitals prices would come down

Then ofc there is the problem with an aging population, most health care expense comes in the last few months of your life.

This user is also correct in pointing out the price inflation scheme the insurance companies have with the pharmaceutical companies and the national hospital chains. They negotiate insanely inflated prices to both force people onto insurance and block small companies from entering the industry, giving them even more ability to inflate the pricings.

Obama, of course, ignored this issue and probably doesn't believe it is an issue.

Good luck finding affordable plan with a 1k deductible the affordable plans start with a 7k deductible. If I get a 7k bill I'm filling for bankruptcy anyway and if I get sick I'm not going to the hospital anyway I cannot afford a 1k bill so I'm in the same position as I am without the ACA forcing me to pat $400 a month for something I cannot use. the ACA sounds good to the salaried class, but the working class that hasn't seen a pay raise in years let alone a cost of living increase are seeing a pay decrease, the working class getting screwed by the misguided but well intentioned policies of the Obama administration and the sycophants of the salaried class is what got Trump got elected.

>Without the illegals or blacks or other non-white immigrants taking advantage of hospitals

Many poor people go to the emergency room and simply never pay their bills. They can't afford health care, but they don't want to just lay down and die. They do what they have to do to survive. It puts the burden on others. No, it's not fair.

1. i don't give a shit about some 55 year old in shitty health. it's his damn fault for neglecting himself.
2. that "anyone" can afford it garbage is total horse shit.
3. choosing to forego insurance =/= unable to afford it.

i can't wait for keep-your-own-doctor-care to fuck off.

Thanks for the breakdown of this whole system, now I get it.
>$500 aspirin
What? You can't be serious. Don't you have any government-owned medical factories to produce some basic shit like this?
And why are your hospital stays so expensive? Is every hospital owned by some private company?
Wait, so the agreement between the govt and the insurance companies is official?

>they charge inflated prices because they HAVE to to survive,
True, in part

There's also the fact that there is no model in the industry for competitive, market based pricing

The hospital demands the insurance company pay $500 for one aspirin because the hospital knows the insurance company wont. It's a starting point for the negotiation with the insurance provider and in the end, the provider pays only $150 for that single aspirin
Still though, an aspirin was sold for $150! wtf?

Now, if you are some poor schmuck with no insurance, you are going to pay the full $500 for that aspirin no matter what since there is no insurance provider to negotiate on your behalf.

It's a fucked up system no only because of the drain of having to provide ER services for illegal immigrants

Even if you took out the yearly penalty for not having healthcare, the ACA still forces every employer to insure all their full time employees (which strains smaller businesses and causes jobs to fragment into 39hr/week part time jobs) and it forces insurance companies to take in pretty much anyone who applies which causes prices to skyrocket for the rest of us.

Pharmaceutical companies love it because they know they can get away with charging ridiculous prices for everything.

With Trump in office, the ACA is going to be gutted and production of real, tangible goods is already starting to come back home, meaning more skilled, full-time jobs of every sort and variety.

My younger sister was born a diabetic and the insulin the doctor prescribed for her is somewhere in the ballpark of $700 per bottle. After the ACA passed it's been an uphill struggle for her to get the insulin she needs due to the ridiculous premiums.

She cried when Trump won because she knew once the ACA was gutted that she wouldn't have to pay ridiculous premiums anymore to get the medicine she needs to live.

Holy shit how can stuff be so fucking expensive? I pay 17% income tax which equals about 1050 GBP to NHS every year. Thats almost half of what you guys pay and you dont even have universal healthcare. Where the fuck does all that money go?

It doesn't help the middle class salary types either, as prior to ACA they obtained insurance for their family through their employers. A part of the ACA forced employers to cover their employees, and the plans offered to employers got a lot, lot worse (more expensive for less coverage).

ACA explicitly fucked over all parts of the middle class.

Many healthy people are doing just that. I'm paying a fine rather than paying the rates on that shit.

I'm on my company's plan. $140 a month premium and $2,500 deductible. i was just using that as an example.

>What? You can't be serious.
completely serious, as said the pricing in health care is anti-competitive in it's very nature

why is the silhouette a nigger

I'm forced to purchase through the market place a plan with a 7k deductible will cost you $300-400 a month, and I have never had anything worse than the flu. fuck the ACA

...

Propaganda to keep the system going

Since ACA, the # of plans available in my area dropped to two. Hardly any specialists available in either of them. I just saw an Endocrinologist that's over an hour away from home after waiting 4 months for their 1st available appointment. My employer PPO wasn't perfect, but it was half the price and had a real network of Drs available. Fuck the ACA.

>Where the fuck does all that money go?

Insurance companies, lawyers and hospital administrators. We pay 4-8X what the rest of the developed world pays in total health costs per capita and rank somewhere around 38th in health outcomes.

US citizens are getting fleeced.

wew lad that's some amazing propaganda

I see. Welp, your system is fucked. Hopefully Trump fixes it.

Its funny how the walking dead dont realize the republicans could have blocked the aca. Obama made alot of concessions and the republicans have fought tooth and nail against it. They passed it after changing it and making it dysfunctional; also it expands medicare to anyone who makes up to 138 percent of federal minimum wage. The irony here is i make ten bucks an hour and pay a medicare tax but my governor who is. Republican wont allow me to access federal free hhealthcare. Like everything else it is poisoned and cancered the second repugnicons get there hands on it.

>agreement between government and insurance companies is official
Yes, which is why the insurance companies have gotten exponentially worse in their customer treatment since ACA.

For example before ACA I could call my insurance providers and they would have an agent ready to assist me with anything and everything. Now I call them, the first thing the automated answering machine tells me is that there is no option to talk to an agent.

Stories like this are a dime a dozen, which reinforces that ACA is the primary reason for Trump's victory, as the Democrats still to this day get on TV and say ACA is perfectly fine.

another royal imbecile american
holyshit

The ACA passed with zero republican support.

>provide basic shit like this
We typically buy from (I'm not shitting you) Indonesia and Pakistan for cheap drugs. Shit is beyond fucked over here. Fuck I had to wait an hour in my pharmacy the other day because my insurance changed their pharmacy policy without notifying me. In the end, they covered absolutely nothing for me and I had to pay a $70 "copay", which was the full price of my meds. Meds are generic of course, so if it was a patented medicine it would have run me $200 easy.

The fine is based on your income, up to a maximum of $950 in 2016, which I had to pay. The maximum penalty is going to raise for 2017, which I stand to pay unless Trump can get rid of this garbage.

that's quite the distorted view of history right there

>Then ofc there is the problem with an aging population, most health care expense comes in the last few months of your life.

This is crippling the system in Ontario, Wynne being such an evil cunt doesn't help anything

So how about starting a government-owned pharmacy? That's jobs, that's some improvement to medicine. That could make the wheels spin in needed direction. Why don't you do it?

National insurance companies, national hospital chains, national pharmacy chains.

Pretty much the corporate giants are the ones that benefit, which they love because it puts an impossible amount of pressure on smaller, local operations. So much so that these operations do not survive, and are bought for cheap by the National chains. Makes it worse that the national chains work with each other to strangle local competition.

It is pretty fucked, mate.

The big pharmaceutical companies have incredible political clout
They control both parties of congress through billions of dollars of lobbying
They control all of the main stream media through advertising purchases. Seriously, watch CNN, MSNBC, FOX for 5 minutes and you will see that most of the commercials are for prescription drugs
The media is very disinclined to run negative stories on the pharma and insurance companies for the reason that they stand to lose millions in advertising revenues if they choose to do so

A full repeal is literally retarded. You're just going to strip 30 million people of healthcare insurance

Look at the NHS in the UK to see how that ends up.

There are two ways to do it, single payer with a free market dictating prices and rates, which is what the US previously had before Obamacare, or a social system, which I'm not sure would even be feasible in a country with the size and population of the US.

Letting the government handle anything is usually a bad idea, again look how much standards of quality and care have slipped in the UK over the years.

Wow. You guys are really in deep shit. No wonder the media pushes the narrative that ACA is good and repealing it is bad.

How much would one have to earn to get decent healthcare? The propaganda over here is that only the upper middle class and up make enough.

I'm facing the exact same issue, except with finding an endodontist that my insurance covers. Closest is an hour away. Thanks Obama!

I have to pay nearly double what I use to so I can continue seeing the medical professionals I have been seeing for over a decade now. They do not carry my insurance because the insurance companies are not negotiating good rates with small medical operations (this is especially bad with dentist). I still see them, of course, because the alternative are overworked doctors that don't even know their patient's names.

>let's shift the suffering instead of fixing the problem
Democrats. Not even once.

Time for some Teddy Roosevelt trust busting then.

I've heard that the high costs are are artificially inflated to scare people from not having insurance and insurance companies and hospitals have agreements where they pay something closer to the real cost of treatment.

Our government doesn't work too well when it comes to stuff like that. Like it is literally impeded by the nature of our decentralized ideas enshrined in the Constitution.

There is also the issue that any government program is at risk to be picked apart by vulture politicians looking to appease their voter base and win another term. Check how our profitable post office service was forced to prefund the pension of their workers, and potential workers, 40 years in advance.

No, all of our government programs are doomed to fail from the beginning. A public pharmacy would be more of the same.

>single payer with a free market dictating prices and rates, which is what the US previously had before Obamacare

The US didn't have a single payer system. Wtf are you talking about Frenchie?

Yep. Our insurance is probably the most fucked aspect of our society, and this is pretty much a result of the incredible lobbying power these companies have.

Doesn't help that insurance is a super lucrative business to begin with, it just has an insanely large barrier of entree into the industry. Makes it perfect for corrupt juden practices, really.

>If we force people to buy healthcare then they will always have to choose healthcare over private business
>But if we give people the option to choose small business over healthcare this is going to hurt people's chances of starting a small business
How can people this retarded have the technical skills to operate a computer and make these images?

any true nat soc should be all for healthcare. jews are the ones who want you bankrupt and in the cold.

That is one thing Trump has the experience to handle, fortunately. Time will tell, but essentially he was elected to handle this mess. As you can see, it is an extremely tough issue to solve.

The brainwashing power of the left you see on display here and
is also a gigantic hurdle to overcome. Makes me sad when I realize this is 8 years of propoganda we have to overcome. Feels real bad.

>affordable
Old pics so it'd be worse now.

>Muh liberal brainwashing
I'm not some fucking ACA shill. It is essentially an insurance mandate. But if you gut it you're just going to fuck with people's healthcare.

Although enjoy getting fucked in the ass by Tom Price and his high deductibles

That's what happens when your unscrupulous companies bleed their home to subsidize the health care of the third world.

>Don't end a government mandated Oligopoly goy, that will just make things worse

>which strains smaller businesses and causes jobs to fragment into 39hr/week part time jobs)

ACA defines "full-time" as 30 hr/week, which means fewer people working over 29 hr/week

I wouldn't say fleeced. To be fleeced implies a win-win. Our healthcare is much more parasitic than having your hair sheared. It's more like we're being blood-let by vampires or a swarm of fleas.

>and you can stay on your parents plan until you're 26

This always baffled me. Why can't someone stay indefinitely? What if I want to support my son until he is 30? It's my fucking money.