HOW CAN YOU BLAME FUCKING KIDS FOR THEIR COLLEGE DEBT?

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You can pay it back by not having a degree in studio art

fpbp

Pay what you owe.

Get a real degree bitch

pay denbts

some of the fault lies in huge interest rates far above those of other loans
some fault lies with institutions that have become greedy and bloated on inflated tuition cost

but under all that
why would you take out a loan without some Idea of how you will pay it back?

It was a conscious decision to take out a loan that large.

Pray for a great paying job or suffer for your own poor decisions.

How do you go so deep into debt?

It's easy to get gibs if you're a decent student

I do agree though school costs are fucking ridiculous

Should've gone to a STEM field
>wish sage would stay so i wouldn't have to type it again every 30 seconds

College is free in the army

Cucks in America get into debt for a uni. degree. Top kek!
Subsidized studies master race, reporting.

PAY DEBNTS, XIR

>21 years old
>smoke weed everyday
>work menial labor for 9 dollars an hour
At least I have a bag of weed and 20 dollars. I went to trade school. Better than debt.

fuck off welfare queen

TAKE RESPONSIBILITY FOR MY SHITTY DECISION MAKING REEEEEEEEEEEEEEEE

probably should have went to a community college followed up by transfering to a cheap state school if you are going to get an unmarketable degree.

still wouldnt have a job but debts would be around 20k

>why would you take out a loan without some Idea of how you will pay it back?
because banks are basically obligated to give them to you

banks check things like credit history before giving you a $1000 dollar loan to buy a car because they want to evaluate the risk that they won't get their money back before giving it to you. Student loans just get handed out to people who can't afford them, no questions asked.

Tell them to stop majoring in gender studies and get a real fucking degree or they deserve to be in debt the rest of their lives

The interest rates are subsidized. There's no other unsecured loan you can get for 5% a year.

Probably paid for with American aid dollars too. You kikes always make a killing.

How do you get 80k in student loans in murica where everything is cheap as fuck?

Anyways I've got more than 4 times that in debts and I am paying it off just fine with the job I got from my education

>$80,000
>EVER

With a decent job, you could pay that off easily in 20 years.

I wish I could study on your dough, but the aid goes into the ministry of defense (about 10% of it's budget).

Maybe go to a smaller college that you can afford, dipshit.
Combine that with a useful degree and you've got a small amount of debt that goes away.

I paid mine off, nobody put a fucking gun to you head to take out a fucking loan for a worthless feel good degree.

Tough titty to the kitty that gets no milk.

>I want to borrow money and then not have to pay it back

Double nigger.

You are gonna pay it back unless you took gender and feminist studies

You weren't willing to learn other languages and search for the list of countries where education is either free or cheaper, so it's your own fault.

you know there was just a seventeen year old who died in the hotel down the road. I recognized her face in the paper because I live on the corner the whores all choose to stand on. It was the same old garbage about how her future was so bright and her life was cut short too early. Probably what happened was she got hired and did drugs in the hotel down the street and the guy just fucked off when she died because no one wants to deal with that.

Anyway, this and OP's image are the kind of stories that make me think I'm not such a screw up. Also there's that guy in north korean jail. He makes me feel better too.

oh but seriously this is why all the kids want to be socialists these days.

>get useless degree
>complain about being in debt
>want the government to pay for your education
Why are liberals such nigger tier when it comes to wanting gibs for school

>tfw 24 with no post-secondary and no denbts
>go into trades and become a welder
>make 80k/yr doing something I enjoy

Feels pretty good

Labor camps can sole this problem.

Ten years of labor, all debts forgiven.

Time to get some callouses on those soft, pink hands murica.

Go back to crawling in the mood and pig gutes in boot camp, ash.

Should've thought of that before you went 80k into the red

>because banks are basically obligated to give them to you

but you're not obligated to take it
in fact you have to fill out a long application to get it

I took out loans to learn computer drafting and now I work at a company that makes moderately priced home 3D printers
because my skills are in demand I was able to pay the loans back early and now it's all gravy

if you have no plan to make the money back it would be stupid to apply for the loan in the first place

They tell u what the interest rates are before you take out the loan. Its 100% the students fault , they know what they are getting into and if they dont they are stupid for not knowing wat interest rate is

Because they're adults you fucking moron. Stop infantilizing our society you goddamn cucks.

>I'm going to college lol
>idk what degree im getting lol
>MUH EDUCATION MUH COLLEGE EXPERIENCE MUH BEST YEARS OF MY LIFE MUH FOOTBALL MUH DRUNKEN ORGIES MUH FINDING MYSELF
>who cares about debt lol i have a degree now
>wtf i cant get a $100k/year job right out of college with a shitty degree
>i have so much debt, pay it for me
If you go to college in the Current Year and you aren't a doctor or lawyer or engineer or something then you deserve what you get.

i love people who fuck themselves and then demand a way to fix it, don't put that shit on me nigger, you did that yourself.

Get a job and save for a few years?

>20 years of debt
Oy vey

Because idiots look at educationc as some kind of magical end all solution for economic disparity. Look at it like an investment. You take out a loan, a high risk one, for 80,000 dollars to improve yourself and hopefully land a good job that pays well in your feild. Instead of getting a degree in something useful, you decide to major in underwater basket weaving. There is no demand in the market for underwater basket weaving when you graduate and now you're looking down the barrel of 80,000 dollars in loans. So you end up working at a coffee shop making coffee for the guy that in your english class that played it smart and got his degree in finance and that guy from high school who went to trade school and is now a welder.

read the whole post

Who's really to blame for the dumb shit drug addicts do, the addict or the dealer that keeps them in drugs? Or maybe the friends and family that enable it?

I say purge everybody who ever gave a student loan, took a student loan, or helped facilitate a student loan being acquired.

What is a house.

>mfw graduating EE with honors with literlly 0 debt and a decent car. Get a job dyke. Im not gonna pay taxes so you can learn about how "underprivileged " you are

paid off my student loan yesterday. my parents are proud and i feel good

Do these faggots not realize the debt that would accumulate? I'm in trade school for HVAC and I'll owe 5000 once I graduate. If you go to a high end school getting a low paying major that's all on you for making a retarded choice.

That's largely thanks to how easy it is to get a loan from the government

>go to starbucks
>wait in line for like 4 minutes
>finally get to the front
>ONE UNICORN FRAPPUCINO LOL HASHTAG TIMELY AND RELEVANT
>worker pissed at me because his hands get sticky from unicorn frappucino
>uses his 3-hour barista skills class to make me one of the greatest drinks of my generation
>he gives me my delicious sugary beverage
>guzzle it down as fast as i can
>"uh sirr, you have to like, pay for that"
>WAIT A SECOND I WAS NOT AWARE THAT WHEN I BOUGHT THIS PRODUCT THAT I WOULD INDEED NEED TO PAY FOR IT USING AMERICAN CURRENCY. THIS IS A SHAM. I AM THE 99%. DONALD TRUMP IS HITLER. FUCK WALL STREET.
>police are called
>...........
>I'M WHITE BUT BLACK LIVES MATTER BLACK LIVES MATTER BLACK LIVES MATTER

they should have learned some basic fucking math about interest, instead of memorizing 775 made up genders, then taking out an 80 thousand dollar loan to get a piece of paper showing they learned those genders

>muh high interest rates

If you took the loan, you're okay with it.

Are there any other American loans like this?

J-Just asking for a friend

Nobody would lend to an 18 year old kid if not for high interest rates and the fact that you can never default.

Why would you take out a loan if you knew you wouldn't be able to pay it back?

Here is how they should fix it, if a student goes into default and CAN prove it by not finding a job or making less than a 1/4th of the interest payments in a month, i.e IF the interest payment is 500 a month and you make 2000. All interest should be forgiven from that point on and the student should just be responsible for the principle.

That is fucking fair and would help everyone.

Explain to me how that would hurt the tax payer?

The truth is everyone is greedy as fuck and you would rather pay a prison guard 100K a year than offer just a little bit of relieve for a computer science student out of work. That science could easily generate more tax revenue than any god damn state worker.

You get what you pay for America, remember that when you steal from your neighbor and wonder why there aren't any jobs.

READ THE WHOLE POST you fat short orange piece of crap

well, it's *one of the reasons for the 2008 mortgage crisis

>be 1940-1950 bank
>give loans to legit white people who can pay and plan out finances correctly
>dont give loans to niggers because theyre niggers
>a couple decades pass, new laws say banks have to give loans to niggers and poor fucks
>BREAKING NEWS: POOR FUCKS CAN'T PAY

racism kept our economy intact

Pretty much all of them. It's racist to not give out risky loans to shit heads.

(((house)))
Buy what you can afford you stupid nigger.
Just because you qualify for a 300k loan doesn't mean you go buy a 300k house.
You should buy something you can pay off in a matter if years.
No debts, no mortgage, no car payments.

a black who takes out a loan for a useless degree is equally as stupid as a white who does the same

They should make STEM degrees free and merit based, and let liberal arts degrees remain tuition based. That would fix America in a matter of years.

don't get a useless degree.

I read. Allow me to correct for you:

No fault lies in huge interest rates far above those of other loans

No fault lies with institutions that have become greedy and bloated on inflated tuition cost

If you have no idea on how to pay back a loan, the fault is yours for taking it.

>HOW CAN YOU BLAME FUCKING KIDS FOR THEIR COLLEGE DEBT?

Life is so hard when everything is not given to you for free.

Somewhere, a snowflake is crying.

It's called personal responsibility, and it's dying because parents are not teaching to their children.

I'm in STEM. It's free. And I get €500/month from the government to pay for my apartment and food.

Feels good man

ah, but it's generally safer to bet on a white than a black, at least for repaying loan. unless i missed some event where more blacks pay back loans in full / earlier than whites.

and yes, poor white people had their farms seized when they could repay loans

>If you have no idea on how to pay back a loan, the fault is yours for taking it.
>but under all that
why would you take out a loan without some Idea of how you will pay it back?

if you actually read the post in between coffee bean picking and shanty collapses you would have realized that was my conclusion

Agreed, but libtards would endlessly cry about it.

1.) They Borrowed the money
2.) They chose to sign the contract
3.) They chose their degree program
4.) They took the classes
Seems like they got the service they paid for, if they cant pay it back thats on them for either not researching the salaries of their career field, or not educating themselves about their future prospects in their field of study. Its called personal responsibility and people have had it for thousands of years until this generation it seems. This generation seems like all it wants to do is sell itself and its children into slavery.

Or just go to a trade school or community college if you can't get scholarships. Spending 20k+ Semester when you don't have a 100k+ a year gurenteed job lined up might mean you are actually trying to have crippling debt for the majority of your active years.
And the cost keeps going up by 4% a year. At least blacks with 2.0 GPAs can still go to med school for free.

your kike betting odds do not affect personal responsibility

it doesn't matter if a salesman comes to your door every week if you sign up with no plan to make it work you deserve what you get

>Going to college
>Paying thousands of dollars to get your brain stuffed with kike propaganda and degeneracy

>HOW can I EVER pay that back now?!
PAY FOR MY GENDER STUDIES DEGREE, WHITE CISMALES!

jes. I have 35K debt, I knew what I was doing and I'm paying it back in the next 4 years, never interacting with banks again after this. Student debt red pilled me

They received education, they pay for it. I paid my way through college through hard work. No debt. Feels good man.

I get what you are saying. but it's bullshit that young adults, even into the early 90s, could work a part time job to pay for a state school tuition, and there were non-degree jobs out there that paid a decent wage, and less competition from greedy jew companies importing poo in loos and other such creatures who are willing to take less money.

>thinking law still makes money

>I paid my way through college through hard work

How many dicks have you sucked?

They're 18, they made the choice to go to school. Time to start treating them like they're grown-ups.

Well, if noone bought drugs or, in this case, took a loan, it would stop.
But as long as useful idiots keep taking it, why stop?
Just look at those overpriced mac or starbuck's coffee, why would they drop the price if people are dumb enough to buy it? Same thing here.
Their fault for being stupid and not planning, they don't deserve a free "get out of loan" card.

None. Worked 2 shitty jobs and went to school full time.

I could pay her debt back in 11 months and look where I'm from... fucking lol.

>tfw my degree in women's african dance theory can't support my heroin addiction

Meanwhile in brazil you can go to medical school or computer science on our best university for free just by getting a good score on the test.

>None

Laaaaaaaaaaaaame

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Nice. Bet you had it way easier to score a job than all the party like it is the '20s on debt folks

Best book on personal financial planning is "Total Money Makeover" by Dave Ramsey.

This book is the redpill for money.

He's evangelical, but not too annoying.

Buy it and read it - you get out of debt and stay debt of debt forever.

>youarenotthefather.gif

>muh STEM xDDDD

This kid knew what would happen if he took out loans.

Which is why I'm not taking out loans.

But that's the problem you aren't given the service you paid for.

I had to take a fucking walking class to graduate for a STEM program. There is ZERO transparency, and no recourse for the student.

It's a fucking scam just like all of the USA.

You are going to wish you helped these people when the shit hits the fan.

I am going to personally kill anyone who I know worked for the state and looks like they had it better than me. It's going be so much fun getting my "Moneys Worth."

I'll pay my loan back in blood.

>Buy it
no. if it is worth anything there will be a pirateble copy out in the wild, if not, not worth reading

If you parents taught you personal responsibility you stay out of trouble regardless of how rigged the system is against you.

How much do Americans actually pay for one year of college?

How much would you pay for the best uni's in America (Stanford, UC, Ivy League...?)

I just pay $500/month for 10 years. It's not that hard. Why can't these people take responsibility for their actions?