OK, leafybro, I'll give it a shot. For the record, I'm 33, and this year I'll marry a 27-y/o pure HUWITE qt who kept herself pure, and is red-pilled on everything important.
Part A: Be the Best You Can Be
1) Keep fit, eat well, sleep well, etc.
2) See a therapist for 10 sessions and consider it a long-time investment -- you know it's important to see your GP, treat your mind as you do your body.
3) Learn to love real art, be it writing, visual, music, etc. You want to build up a personal library of beautiful things to share.
Part B: Find A Decent Woman
1) Develop approach game, but DO NOT SLEEP AROUND. I'm impressed by people who are still going at it hammer and tongs after twenty years, not some chad who pumps and dumps scores of low grade women.
2) If you meet a girl your age who has genuine potential, don't discard her in favour of a possible girl in the future. If you meet a 21-year-old now who is red pilled AND not crazy, or at least can be red pilled without falling into feminism or other drugs, you will have a woman who will literally cry for joy at the thought of being with you. (I'm talking from experience) Every woman has issues, and if you have the strength of character to build her up, she will work through them and follow you to the ends of the earth.
3) Don't worry about your current financial situation. A decent woman will hitch her wagon to yours in the trust that you'll come good financially.
4) DON'T WAIT UNTIL YOU HAVE MONEY, this will only attract whores. If you have a strong relationship with a woman when you are poor, she will earn your trust and demonstrate her loyalty. I know a guy who took your path of waiting until he was financially secure, and let's just the marriage he has now is a cautionary tale.
Those are my main points. I'll keep the tab open if you have any questions.