So if you have a pre-existing condition, why not just
>not say you have it
>go to a new doctor when you get insurance
>don't transfer any medical history
>they discover condition
>"damn that's awful didn't know I had that!"
People who can't figure this out are retarded
Haha, yeah, we all just have to lie and hide to survive! Great system! Fuck poor people anyway should have ate vitamins if you didn't want to get a malignant brain tumor you idiots!!!
I make 250k a year and I can't afford to spend a few thousand per year so that unhealthy fuckers will get to see a doctor, that's THEFT and SOCIALISM and WEAK and
Good thought, but insurance companies go digging for that shit. In fact, part of getting insurance is usually giving them access to all of your medical history, for just this reason. They'll know your past addresses, likely clinics you might have visited, prescription payouts from your last insurer in some cases, etc. And often they'll require a physical before you can sign on.
fucking commie faggot. trump is truth. shills are false.
They don't have to pay if fraud, and you cannot erase your medical records because somebody else has them in a computerized database.
>TRUMP GRUNTING
>UUNNNNG TRUST HIM FAG KEK SHILL
this is why i left the alt right. it was cool when there were smart people with ideas and arguments who knew what they were talking about
burgers drank too much of the capitalism kool aid
I can see why insurance companies wouldn't want to insure pre-existing conditions because it's a lose lose situation for them, but I can see why people want money to help with those conditions. I don't know it's a tough call!
It's just one of the market failures in the insurance industry. There's another interesting one where a particular surgery offers on average an extra 7 or so years of life, at the end of a patient's life. But, most people get the operation around 60 years old, and live another 15 years. So, the insurance company that pays for the operation doesn't see the benefit of the person being healthier for a decade and a half, because at 65 they all transition to medicare. So from the perspective of an insurer, the surgery is a bad bet, even though it lowers costs (e.g. from hospitalizations and medications) overall.
>ever identifying as alt-right
God nu-Sup Forums needs to leave.
If you have a condition that requires constant medical intervention, shouldn't you be eligible for disability anyways?
> Insurance companies
> Entire point is to suck as much money out of you while having to insure as little as possible
> "WHY WON'T THEY SELL ME INSURANCE IF I'M SICK AS FUCK?"
Stop trying to get other people to pay for your shit.
if they're sick and had a pre-existing condition why did they let their healthcare lapse. I imagine most of the people who are whining about those with pre-existing conditions - those people with pre-existing conditions have coverage right now because everyone is saying they'll lose it. Once the AHCA goes into effect all they have to do is buy the new coverage - a smooth transition from one insurance plan to the next. There will be no lapse where an insurance company can say there was a pre-existing condition. Much like car insurance. Now if they choose to drag their feet and not sign up for the new system in time, than that's on them, not the new AHCA.
Insurance is a scam if you're not healthy enough to survive you deserve to die. Stop weakening the gene pool. Only niggers kikes and whores buy insurance. Heil Trump 88
Pre-existing cancer is not covered. Only the rich will be able to afford surviving cancer. As it should be!
MAGA!
A
G
A
!
You guys need to accept some amount of social redistribution for catastrophic health problems.
Why are people so misinformed?
Do you understand how disgusting it is to force insurance companies to accept customers with pre-existing issues?
It's like forcing banks to give loans to homeless crackheads. How could a bank survive if it's sole income was from loans and had to act like this?
Cry all you want. This is so important in fixing American healthcare and bringing down costs for everyone.
KYS
Coming for your dollars leaf
you're a shill
It's totally fine for pre-existing conditions to be required to be covered by insurance if these conditions are contracted at birth and/or early childhood and are chronic
Otherwise, it's their fucking fault for not buying insurance before they contracted a condition. That's the entire point of insurance and neither the taxpayer nor the other people that the company is insuring should have to suffer for it.
>preexisting conditions?
>none
Insurance companies shouldn't be forced to cover pre-existing conditions. This would be like going to an auto insurance company and trying to get insurance on a car you already wrecked, or getting homeowners insurance on a house that burned down
>a few thousand
Literally more than you make in a year, leaf.
wut.
Like forcing a company to insure your house after it burned down. Sorry for your loss, but fuck off you can't buy insurance after your house is already burned to shit.
More like forcing an insurer to insure your house while it's on fire
It hasn't burned down yet!
>the state needs to force you to pay for my obesity, lung cancer and diabetes
Fuck off
Insurance companies have access to your medical history. And they don't have to pay a dime if they can prove you tried to deceive them in any way.
Good luck burgers. You'll need it.
I don't get it. It works fine in countries that do it. When people get very ill they become burdens on society one way or the other.
ALL IT TAKE IS NOT TO EAT SO GODDAMN MUCH (and excercising speeds up the process of losing weight).
I'm on a diet for 3 weeks now and I've lost 9 kg.
IT'S NOT FUCKING HARD.
I'm mad.
Not necessarily, lots of diseases will involve constant medication and maybe one or two hospital stays a year - but no disability.
> what are genetic diseases that no lifestyle choices led to
Why is Sup Forums so quiet about this shit? I expect a lot of trump voters are losing coverage.
This is why we shouldn't have invented computers, user. In the 1940s you could completely reinvent yourself in every way a couple of states from where you started and nobody would ever fucking know. Except your mom, maybe.
Not anymore. You would literally have to construct, via expert forgery and hacking skillz, a complete fake person going back to birth and become that person as much as possible. If your fingerprints aren't on file anywhere, or your DNA, you'd stand a much better chance of success. But yeah...difficult.
>Computer are bad because they make it hard for people in the community the commit insurance fraud.
Tyrone?...
So if I want free money, why not just.
>go to welfare office
>say i have no job
>?????
>profit!
People who can't figure this out are retarded
It's not disgusting, insurance companies should not be run like traditional companies in order to maximize profits, they are for helping people
Because no reason to spill blood in the for the shills. If it keeps going this way though (losing middle class rights, invading the Middle East AGAIN, ETC.) the left won't need to shill anyone. This country could literally go to shit, Trump needs to do what he says
> search name
> see tax and employment history
> have to check in daily to demonstrate looking for job
You cant work and claim unless your work is cash in hand.
And banks help people, that's why should be forced to give loans because people need money to live!
Look at how well it worked
(I'm being facetious, Nige)
>waiting till you actually need expensive regular treatments before you get a health care insurance
Why do people think this is acceptable? The only times it shouldn't be allowed to be taken into consideration is when you were born with it or acquired it before the age of ~21-25, so one threshold after one could reasonably assume that you had the ability to get an insurance if you wanted to.
Why can't I place bets at Vegas AFTER the game?
The point is that it's an insurance. You insure yourself against something that might happen, but is not guaranteed to happen.
That's why they work, because most people don't actually need large sums out of it.
The whole concept collapses when you only sign up after it's too late. Because where the fuck is the difference between your fees and the money for your treatment going to come from if no one is overpaying?
They think that word is ironic.
>allergy medication
like what? cetirizin?
>thinks they arent actually selling medical record even though they said thats what they are going to do.
well, in Germany it works
>that German soldier who signed up as Syrian refugee and then collected gibs for over a year
Federally mandated and subsidized healthcare is unconstitutional.
so what did I miss the whole fucking time trump was saying he was going to keep that part of obamacare. it really was the only important part of that bill.
I feel like this is the main point of this issue that everyone is forgetting. Chronic shit is nothing, its only when you get a fucking brain tumor outta nowhere is when they gouge you. In short, you're only gonna have to pay big bucks for serious shit.
If you leave a company with an insurance policy, your new companies insurance may not offer coverage for your preexisting condition. I know people with very finicky prescriptions that had to change their scripts and lost months of productive and comfortable time to the adjustment. The United States government is supposed to look out for the people that pay taxes, and in the case of many, many people, it won't.
so what if you're retired past 60?
Which is an effective argument for universal health care being a right... in my state not having insurance results in forfeiting taxes for this reason.
Since I'm not fully aware of how it works in the US: Is there a reason why you cannot keep your old insurance?
Because for me it's the same. I have a private insurance, that one cannot take any condition that came up after I signed up into consideration. If I'd change, they could re-evaluate it.
Private insurance is expensive as shit if you want semi-decent coverage. Large corporations include health insurance is a benefit to their employees, so if you were to move from one company to another, you would be under a new insurance company. In a market where insurance cannot discriminate against pre-existing conditions, your treatment would remain the same. In drumptfy ryancare land, you may have to change your treatment or pay exorbitant amounts of money for medicine.
this
Bad shit doesn't happen to people. It's always their falt
>Private insurance is expensive as shit if you want semi-decent coverage.
It is everywhere in the first world. The costs are just differently labeled and thus sometimes better hidden.
This
Wrong again, user. Chronic conditions that require prescriptions can, in the case of switching insurance companies, cause the patient to have to pay 1000%+ higher for their scripts. Or change their treatment altogether because of the backroom deals pharma companies have with the insurance pigs. This dicks people with chronic problems for life.
Many Americans will not even seek out disognosis for chronic problems because they fear a preexisting condition claim later in life. We're as a society making people sicker to make a bunch of dicks richer. It's pathetic.
The new healthcare bill doesn't penalize pre-existing conditions any more than they already have been.
Which is why Obamacare is being removed. It's a breach of the 13th amendment. Democraps don't care about the constitution and never have.
Yeah doctors and insurance companies are stupid and won't screen your shit lmaaoo
well, we are nearing a total societal collapse anyway. For the sake of hope i'd like things to ride out, but i realistically know they wont.