Does Sup Forums invest? Pic related. Nearly all my investments are in mutual funds

Does Sup Forums invest? Pic related. Nearly all my investments are in mutual funds

Other urls found in this thread:

reddit.com/r/fiaustralia/
youtube.com/watch?v=rd0hYLhhm_0#t=9m22s
rt.com/business/372707-internet-shut-down-2017
fred.stlouisfed.org/series/MULT
investmentu.com/article/detail/54917/cotw-warren-buffett-cash-reserves-midcap-stocks),
twitter.com/SFWRedditVideos

Bumpp

mutual funds are asking for trouble. stock markets near record peaks; way over valued. bonds way over valued

also wrong board

the stock market has gone up (over the long term) since stocks existed. so, the stock market is very often near it peak most all of the time.

Don't be pompous. The stock market had peaked. We're overdue for a market correction. Cash out what you can and put it in a short term CD.

Ahaha fucking kill yourself you underage faggot

This is reddit-tier advice, almost as bad as buying fucking mutual funds.

I used to invest before i read up on the federal reserve and inflation. Glad i pulled out and put my money in bitcoin. Feds are now thinking about reeling back rate hikes further devaluing the usd.

Get ready for zimbabwe usd with yellen at the helm

sell in may and go away

He's obviously not very savvy, the best thing he can do is just maintain instead of trying to profit off the market correction.

I choose not to participate in Jewish activities.

Investing is a scam.

MODS UNDERAGEB&

DGB
If you know, you're already in. Otherwise, it's too late.
Have made 3:1 in 2 weeks.

investing is not a scam. holy shit.

reddit.com/r/fiaustralia/

all my cash is in inverse ETFs and gold ETF

why are mutual funds a bad idea?

If you really want the boring hands-off approach you'd get the same performance from an ETF with lower fees.

you idiots seriously arent buying crypto?
this user is gonna be riding lambos along with the rest of us over in >/biz/

YOLO $JNUG OR GTFO

>bit
If in mutual funds, dump all money into gbtc. It is a bitcoin investment trust! Do it !

Faggot's delights on AMD. YOLO!

Which site should I use to invest I have some extra money on the side and I really want to get started.

most of the time the stock market has varied marginally while longterm climbing slowly. the opposite has happened recently.

also keep in mind historically a rising stock market accompanied a growing economy. that's not the case anymore. what's propping the market up these days are trillions of dollars of QE and low interest rates. that's artificial; it's a bubble

no, it's right. reddit is more conventional, like mutual funds. but to each his own

youtube.com/watch?v=rd0hYLhhm_0#t=9m22s

maintain only works when things are normal. these days are not normal. war approaching, massive amounts of market distortion (see QE, etc.)

see the video here

mutual funds are a bad idea because most of their holdings are stocks and bonds, btw, if I didn't make myself clear enough

Anyone?

If you're worried about instability, diversify your position. Real estate, cash, and short term government bonds is a good mix. If two of those three go bust, you might as well prepare for anarchy.

first of all, investing is not simple. I've spent more than a decade learning how markets work, learning the critical nuances, etc. this isn't like collecting baseball cards

that said, my advice is to avoid stocks and bonds, for reasons I've already described ITT.

I'm invested in oil call options, fwiw, both through Ameritrade (NYMEX/CBOT) and through ICE. ICE, being electronic and not based in NYC, seems more durable than nymex, but it's much more difficult to access

Depends on what your goals are. If you want to trade stocks yourself, I've heard good things about that Robin Hood website.

>ive heard good things about x
RUN

It's a SPIC insured brokerage website that lets you trade for cheap. What are you worried about?

Why don't you invest in real estate? It's not as liquid as options, but you can leverage your ass off fairly safely and the market cycles are easy to time.

So would 500plus or fortrade be a good option? I really just want to get a bit of experince.

cash is a good idea, as well as precious metals (on hand). it's accessible . things you can hold have an advantage over markets that can be frozen, etc. gold tends to retain/gain value when times are hard

war is coming; stocks will suffer, housing is overvalued too. artificially low interest rates mean more demand for housing than there otherwise would be. rising interest rates is what started the housing crash and economic crisis in '07/'08

>you might as well prepare for anarchy.

yah that's also a good idea these days. and then some..

middle east is heating up; overall demand continues to rise because of china/india, etc. and claimed reserves are significantly overstated, since OPEC pumping quotas are tied to them. oil makes too much sense, imo

Whenever anyone tells you "Ive heard good things about" in relation to investing, it's fucking bullshit advice and you shouldn't listen to another word out of their stupid fucking mouth.

Desu, interest rates had almost nothing to do with the market crash in 2007/2008. The derivatives market killed the economy by creating artificial demand for mortgages and then the rating agencies fraudulently rated the underlying bonds.

Whenever someone gives you an unqualified rule of thumb when it comes to investing, laugh at them.

Bitcoins and ETH coins as well as other crypto currency in the top 10

see real estate is also a lot harder to get rid of. you can't just click a few buttons. if/when things are chaotic and markets move sharply, you won't have time to unload property

>the market cycles are easy to time.

I don't think this is necessarily true these days. we're in unchartered territory. QE infinity and we're seeing similar programs in Europe, Japan, China, etc. around the world they're printing like there's no tomorrow...because there is no tomorrow. ww3 soon

I don't know anything about those sites. experience is a great teacher. just don't bet more than you're willing to lose

and remember, markets are populated with billion dollar algorithms, quants with math PhDs from ivies, and large banks/hedge funds that know where the market is going because they can move it there. tread carefully

higher interest rates triggered defaults that started the ball rolling

You could argue it contributed to the trigger, but the bubble was always going to pop eventually. Home prices just had to not increase and the bubble would pop. When prices flattened and borrowers couldn't refinance to avoid the end of the teaser rate period, they defaulted.

It was a house of cards anyway. The teaser rates were often below market rates to attract borrowers, which were needed to create the mortgages that drove the fraudulent derivatives markets.

A sizeable portion of the loans were even "interest only" during the teaser rates. Cunts would even buy homes, refinance in a year when the value went up 6%, pull the equity out, and use it to for a down payment on a new house.

> not putting everything into cryptocurrency

shiggy

it's true that the bubble was always going to pop, but it would have taken longer to happen and the fall would have been much more gradual

rising interest rates were the main trigger, both by putting pressure on owners and dissuading prospective buyers (increasing sell pressure, reducing buy pressure). it wasn't just teaser rate mortgages; all variable rate mortgage payments reset significantly higher when interest rates rose

rating agency distortion and derivatives created the bubble; they didn't pop it.

The fall was never going to be gradual because of the way they structured the MBSs and the sheer size of the derivatives market that accompanied those MBSs. What happened was bound to happen eventually. Investment banks and the insurance companies holding the bonds were always going to be fucked.

if interest rates hadn't risen as sharply as they did, the market itself would have moved a lot slower. MBS/CDS markets would have reflected that

What is dgb? A new altcoin?

eg. instead of having a tranch of mortgages where 100 houses are in default, only 10 or 20 would have been in default. those derivatives would have been in much better shape, positions would have unwound slower; less panic also means less sell pressure, etc

I don't trust crypto. internet goes down? then what. related?

rt.com/business/372707-internet-shut-down-2017

plus, it's not actually used for anything except speculation and darkweb/russian mafia type stuff

the size of the market also makes it ripe for pump/dump type schemes, which may be what we're seeing now (40% in a month!?)

there are also possible hacks of the underlying technology; hacks and thefts from major sites (as btc saw early on), etc.

otoh, financial crisis could move crypto a lot higher too, if people lose faith in conventional money

I'm staying away from it

They have practice accounts, I use plus 500's practice account.

I made it to 250k from 25k, if I invested $25 I would have made $250.

But I've restarted several times trying to read the graphs and what not, but it's highly unpredictable.

The best advice I can give you is you put away like $1000 or save up that amount with going without lunch and what not, money you would have spent, apply those savings into an account till you have $1000 then because this is money you "shouldn't have" it's an easier mindset than applying feels to trading as this is part of what aids to gambling addiction.

Because it's $1000 it's a good start to trading, and you should feel better with losing this amount.

If you bet, trade or what ever, you HAVE to be ok with giving this money away, that should make you check out so you don't run into debit.

>TLDR;
>Save $1000.
>Think of it as money your giving away.
>Be ok with giving it away.
>Trade only this amount.
>If you win, recoupe your $1000 and use what you won to trade for a better mindset.

This.

Having your wealth in cash is basically making a ~3% yearly donation to your friendly national bank, the Fedora-l Reserve.

Buy precious metals, properties, businesses- cash is trash.

>internet shutdown
Would pretty much wipe out any modern portfolio.

>liquidity is trash
Peter pls go.

Thabks aussie bro. I will. Any other tips?

>unironically investing in high fee mutual funds
are you by any chance retarded?

Do you understand the concept of stock dilution?

That is exactly the power the Federal Reserve has over our entire economy. You probably wouldn't buy stock in a company where the CEO said, "I retain the authority to issue an unlimited number of new shares, despite the value of the company remaining the same, without compensating you at all."

Yet this is precisely what happens every year to every single American who has holdings in cash.

Cash is a pretty good thing to hold right now, considering that we had a bull market for several years now.
I don't really expect it to continue for longer than 2 years from now.

Fed doesn't actually create money, the banks do.
t. bank of england

>wrong board
>goes to /biz/
>only crypto threads
Fake news.

Mark Carnigie?

Technically yes, but the Fed controls HOW MUCH they can create by creating fractional reserve rules and setting the prime rate (rate at which banks borrow from the Fed).

The Fed is a scam, its shareholders are other ((((banks)))). Why do you think liberalism has so much money to fund its myriad campaigns while conservatives are always grassroots?

slow and steady, jeb.

Invest in Small / Mid Cap funds. The lifting of Obama's onerous business regulations alone (currently happening) will enable corporate growth.

If, and more importantly, WHEN the tax plan is passed (likely - but would expect changes to smaller aspects) will only add to the green shoots.

BUY AMD

this is why the jews are winning

>fractional reserve rules
Don't matter.
fred.stlouisfed.org/series/MULT
>prime rate
Yes.
>The Fed is a scam, its shareholders are other ((((banks)))). Why do you think liberalism has so much money to fund its myriad campaigns while conservatives are always grassroots?
Sure, but the money is still a "real" thing that people use.
I have issues with the monetary system but that does not mean I will ignore the fact that the stock market will probably correct soon.
Asset prices have been artificially inflated for years by QE and other monetary policies and it's not a sustainable trend.
Even big investment companies are hoarding cash (see Berkshire investmentu.com/article/detail/54917/cotw-warren-buffett-cash-reserves-midcap-stocks), and I personally thing it's not a bad idea.

i believe wikileaks is holding part of 20.000 dollars for me. perhaps they should make a donation to a charity non american british or israeli related with it.
the rest of my investments are confidential but with the patience of a saint my investments they can only grow.

This dick head cost me $5k.

>i believe wikileaks is holding part of 20.000 dollars for me.
What did he mean by this?

Our viewpoints are not really at odds except with respect to the worth of cash.

It's intrinsically valueless, easily reproduced in times of financial panic, and manipulated for the benefit of greedy rats who control our banking system.

Institutional investors may have other needs, but I'm talking about the average person/family. I think it would be better to have things which have intrinsic value relative to the marketplace (property to rent, gold/silver to sell, even firearms).

Their value will not depreciate relative to the goods they can be traded for. The dollar absolutely will depreciate relative to the goods for which it is traded.

This is why your $15k house from 1965 is worth $315k today. However, It is likely that an ounce of silver probably purchases an equivalent amount of real, tangible goods as it did in 1965.

So if you were saving $15k in cash from 1965 to today, the banks would have stolen most of the value through inflation (illustrated by the relative prices of homes). The same is not true of precious metals and other real commodities.

Hence, hold on to real commodities vice cash for the long run.

Well CFD's are what plus500 do.

This was when I asked about them, and got told off by /biz/ but take what you will with a grain of salt.

I'm by no means great at trading, I've read very little books as I run a tight schedule.

I want to look into candle stick reading as plus500 has those.

Really, it's what ever works for you because 98% of investors fail, my mate that's been reading on stocks says index funds are the way to go, but you need decent capital for it to make it worth while (7%ish gain PA so $1000 turns into $1700 which for 1 year isn't really that great, but $10,000 turning into $17000 makes it worth it type of deal.

Really you can't predict the market, only go by assumptions based on world events, which is what you want to read on, stock brokers do this and then speculate on that if it will rise and fall.

I've been on plus500 for a year now I think, and really tried to use different things to try and beat the system.

Is the stock at the LOWEST POINT in 1 year? buy it. This seams to work.

Platinum was $908, I was gonna dump a bunch of money into it but I'm saving cash at the moment so I can put $1000 into it, without wrecking my living.

Pic related.

If I had of invested $975.79 I would have made $3,128.38, because it was at it's lowest point in the year, but I have now missed this opportunity as I see the bar flip flopping and I won't touch it when it does this, though you could buy on the flip flops.

This won't always work, the company could be going bust, but commodities are "SAFE" because gold, bronze, and all that stuff won't bottom out, so if it's at an all time low, you wanna buy.

Shorting a stock is "Betting" that it will go down, so if you read that trumps made a deal, and it's going to affect gas prices then you short it or something like that.

And that's the wrong link, the threads gone it was wish I saved it now.

I use TD Ameritrade, No minimum deposit, a good amount of commission free ETFs, tons of investor education, and you get access to thinkorswim, which is an amazingly powerful trading platform.

Only cons are that the commissions are a bit high ($6.95)

>The dollar absolutely will depreciate relative to the goods for which it is traded.
>Hence, hold on to real commodities vice cash for the long run.
Yes, I don't disagree that in the long term holding cash is a bad idea.
Just that I believe that asset prices might crash in the short term and cash will become more valuable.
Holding cash for 1-2 years even if it will lose 2-3% of its value doesn't seem like a terrible deal to me if I believe that assets will decline by more than 2-3%.
Of course you can short, use options, volatility indexes, etc. instead of holding cash to make even more profit but it's riskier.
Holding cash is very low risk in the short term if you are unsure about the stability of the markets.

> (7%ish gain PA so $1000 turns into $1700 which for 1 year isn't really that great, but $10,000 turning into $17000 makes it worth it type of deal.)
That would be 70%.

Oh right I'm an idiot.

It's even worse, I think that's why we were saying like 10% for $10,000 is $1,000.

Anyway, you get the point, investing low money into these funds is a bit of a waste.

But leaving it in the bank for their joke of an interest is too, pic related this is a monthy interest in my savings, (I'd have more but got fucked on by centerlink for $3000 and then made nothing when I did my tax, cause I was on centerlink for a bit, now I'm free to save and done this in a year which is ok).

I really want to save $40,000 come next financial year, so I'll dive into stock trading I think.

>Anyway, you get the point, investing low money into these funds is a bit of a waste.
The thing about index funds is that they are low risk, low fee, low effort and commonly outperform managed funds in the long term.
Unless you are really good at trading or really lucky you will make more money from just investing into ETFs.
But sure if you want to risk losing to make more, trading is the better option.
But you should probably look into margins, options, etc.
There are so many financial instruments on the market right now that you will need to study a long time to understand them all in a reasonable way.
Just purely trading stocks isn't that profitable nowadays.

it would be bad, but crypto is the internet itself

I can call td ameritrade on the phone. my options represent oil, something that exists and has value in the real world, etc.

all stocks are inflated because of qe, not just large cap

plus the economy is about to crash (war coming). investing in stocks/bonds at the top is fucking retarded

Soros Shill - keep shorting the market sunny.