How Do We Fix The Housing Market?

How do unfuck what the boomers created over decades -- how do we get ourselves out of this mess?

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LMAO! You don't.

t. Property tax office

By continuing to post one line questions to the internet about our problems and hoping someone else has the answer, instead of doing research on the subject and offering at the least your own suggestions.

what mess?

It's doing better than it has in years, all my real estate peeps are having trouble keeping shit on the market, sells in less than a month usually

It costs a ridiculous amount to get a house these days compared to the past even when considering inflation. This way, most people have to either rent a house/apartment which is also absurdly expensive or get a loan of some form to obtain a house which makes them debt slaves to the (((banks))) and (((government))) for their foreseeable future. This makes it extremely hard to start a family when you have to likely pay off student loan debts and any other debts accrued from college plus your housing payments while not making any decent salary for at least 5-10 years. On the other hand, minorities get benefits and welfare and will shit out kids early for more benefits and welfare making it easy for them to have large families. With white people, who don't want their kids to be swamped with debt, they have to wait to have kids until they are stable in their 30s but because of that their kids are much more likely to be born with autism or other birth defects because of the old mother.

tl;dr the insane cost of housing is dooming whites to having only 1-2 autistic kids in their mid 30s while minorities outbreed them with healthy stong kids on benefits from whitey's tax dollar.

>my oh my the stupid goyim are buying all my property at 1000% the value, Moishe!
>The chutzpah of these goyim! They must be meshuggeneh to think they'll ever be able to pay us back!

expert /biz/ economist here who has read multiple wiki pages and viewed multiple youtube videos on the subject...
the housing affordability crisis is a combination of factors, including: record low inflation, stagnant wage growth, low state investment and an immense amount of capital flight from China.

theres no single definitive fix.

Wait the boomers die.

I wasn't really expecting an easy single fix, but what are some basic things that would have to be done to get a start on fixing it?
Also, you're definitely right that stagnant wages are a part of it.

They left behind a system that eats its own for the present, leaving future generations to have to work harder. Gen X isn't suddenly going to lower the house prices once the boomers are gone. They're now stuck in the same situation as the boomers where they must now kick the can down the road to save their own asses.

We build houses anti-clockwise so that they are inside-out. Thus the inside of the house is technically outside thus dodging any bills or taxes.

the biggest thing just about any western democracy should be doing right now (especially the US) is reclaim taxes from the largest dodgers. there's something like a trillion+ USD of US taxable money hiding out in the caymans alone, one of multiple tax havens. the state needs to stop ignoring it so that that money can one way or another re-enter the economy, either in taxation or through the companies/banks that are currently sitting on it actually using it for investment like theyre supposed to. bank reform would also help in this.

for the US specifically, you guys need single payer healthcare which would increase net wages by removing one of the most costly expenses as well as probably increase inflation (this isnt so easy to predict as textbooks would tell you though so i have no idea if inflation would actually move) which you absolutely want to happen so that banks stop being incentivized to sit on debts. the baby boomers had some of the highest inflation of the last 200 years and the cheapest housing because of it.

all of this of course isnt really what the US likes doing... political/state solutions kinda require you to not be ruled by an oligarchy.

Nice shitpost but how would that make it not a house?

Return to the gold standard

Well most importantly the banks and the federal reserve need to be shut down since they created the whole debt currency problem in the first place. It is impossible to pay off the debt, there is more debt than there is money because there are more loans than there is money to pay them since banks are allowed to loan out 9 fictional dollars for every 1 dollar deposited to them.

you dont realize it but you sound as dumb as

If we deport a few million illegal aliens, that would tend to loosen up the housing market.

You don't have a house yet? What are you waiting for, the prices to double again?

>t. Chiam Goldbergstein

You do realize that you are massive faggot.

>don't uncover our banking schemes goy! You'll look as dumb as this shmitzah over here!

Same as the answer to any other economic problem.

1. Gold standard
2. Ban usury

Go fucking roast a shrimp on the barbie and let us burgers continue with our dismantling of the Fed and their bullshit housing scams.

>own 3 properties
>no real estate tax
>age 24
how's college lads?

>1. Gold standard
retarded
>2. Ban usury
not-retarded and there is actually a sector of the banking industry that already does this [spoiler]muslim banks[/spoiler]

Introduce a 20% capital gains tax on housing. Remove capital gains taxes from share dealing. Watch the money move from real estate into stocks and house prices should deflate and re-align with wages again.

Basically this
Although, how do we stop the old methods of abusing gold that went on in the Roman empire like shaving coins

the fed is the US largest holder of housing debt.
they took it to remove it from the economy in 2008.
had they not done that the economy would have gone full depression and you'd be in something worse than a "affordability" crisis right now.

Why would you blame housing on that? The problem there is welfare.

HAHAHA Nigga How Are Expensive Houses In USA Real HAHAHA Like Nigga Just Go To The Countryside And Start Building HAHAHA

not true you can.

Marketing is what has caused this problem in the first place, marketing is the solution.

A movement that find uninhabited investment homes and squats in them long term for example. Realistically it could be 12 months to years before they are discovered as long as they get the utilities connected and pay for them it would be hard to discover for a foreign landlord. Have the services connected In a foreign students name who will ever return and will leave shortly.

If this were to happen on a large enough scale landlords particularly interstate or foreign landlords would abandon real estate as an asset because they will see the year or more of people living there in their property for free as lost income.

It only takes such things to form as an organised movement.

I was just showing the effects of housing. Whites still wouldn't be able to live affordably in houses if there weren't welfare because Jews still control the housing market and everything else.

>no internet
why bother?

>retarded
Making it impossible for the government to print money is retarded?

Weigh the coins at point of purchase. Or just avoid standardized coins altogether and pay by weight.

Simple. If you buy a house, you either live in it, or rent it at mortgage rates, period.
Some rich faggot here bought a house at foreclosure, and is able to rent it at DOUBLE the mortgage. That should be fucking illegal. Not only is he getting his house paid for (mortgage), he's getting a hefty profit way beyond what's needed to maintain the house. On top of that, he won't even supply the appliances. LOL. The only reason anybody would rent it is because they don't have money for a down payment to buy.
And that's the fucking problem. Why has real estate become an automatic money making machine for anybody who managed to save up a down payment? It's bullshit. It favors the rich and keeps the cycle of poverty going around.
There's supposed to be some benefit to renting, yet there isn't. All homes require a year lease. And if you had bought the house, you'd be saving so much per month compared to the rental rate you'd have a stock pile of cash for repairs, and equity.
FUCK YOU, government. And fuck all the greedy cock suckers in this business. The real estate business is all you need to observe to squash the lie constantly repeated by our talking heads about "Americans care about each other".
Nobody gives a SHIT about 9/11 about old senile faggots. Nobody fucking cares. America is all about fucking the next guy over while smiling and wearing a suit.
These sociopaths need to get crushed, NOW.

>Making it impossible for the government to print money is retarded?
yeah, in the first place the government only accounts for a small percentage of money used in the economy.
bank ledgers are where most of the money is and using a ridiculously small pool of metal assets as a medium that would be better used in technology and medicine isnt going to change that.

Traditionally Muslim loans are based on a 50% profit share agreement that lasts the lifetime of the business or 'borrower' so in the end the Lender can make double or triple the amount of profit than traditional western usuary. They also have provisions where they can seize the business which are rigid.

>20% capital gains tax

In Australia it's very easy for ours to get up to 50%

>The answer to this government created problem is more government!

Harvey fixed the problem in Houston.

Coin shaving was eliminated here by special textured edges, would be very easy to see and feel if it's been messed with. The largest issue is visual and weight counterfeits, one of the reasons they switched to the new £1 coin

Landlords should be able to charge whatever they want like any other business prices it's goods or services without the government having to step in and regulate to stop you making a decision you can't afford.

Retard.

you're saying that like it's set in stone that all contracts are written that way, it depends on the contract and the benefit over usury is that it's a stable, easy to parse contract. if you agree to it at signing you're not going to feel swindled in a few years time because theres no compound interest to suckerpunch you.

>government created problem
you're like a little baby to me

youtu.be/lhldDOp77QA?t=30m5s

Removing criminals people is the way to fix the housing market. If houses are cheap, poor people move in. Poor people are more often criminals than people with money. Living in an area with cheap houses means living in an area with more crime. Building cheap houses means poor people will move in and ruin the area. The problems with the housing market are a result of underlying problems with society. Money is a way to escape stupid people by living where stupid people can't afford to live
Renting at mortgage rate is retarded. Rent is always going to be as high as people are willing to pay for it, otherwise how do you choose who lives in the house and who doesn't? Right now the system is whoever has the most money gets it. Any other system is going to be more unfair than the current one. When you suggest your new system for who gets to live in the house and who doesn't it's going to be you get to live in the house in a way that benefits you more than other people. If you think people renting houses have it so great become a person who rents houses. Our society is fair enough to let you do that. Making excuses and demanding handhouts from people who've earned more money than you is retarded.

Gas the rentier class. Anyone who owns properties but doesn't have a job gets the oven.

you kill yourself for implying this is politics and we all give a fuck about your mundane american shite

>*elects Muslim Mayor*
Now THIS is POLITICS

>sadiq khan lol!!
...

Should property management companies and maintenance men be gassed too? Often times the people who own it also manage it and maintain it.

to be fair he really was a solicitor to terrorists

so is the US government

t. Oswald Muhammad

Don't you have some far right extremist facebook users to raid right now?

It's not a pie. Our economy grows indefinitely. Nothing wrong with debt, especially when you have the biggest military.

Buy gold and make a thing or have a skill -and you'll get a house user.

I look at it this way, compound interest is easy to predict and budget for even if expensive. Plus as it's easily tied to a form of expense if your business is washing its hands then it's a tax deduction anyway. The only problem is if the business model is not sound so you can't make it to take it.

The problem for both sides in profit share agreements is rather than relying on a set of numbers stated in a contract you rely on human honesty, which my experience in business gives me a belief it simply doesn't exist.

It's a choice really you want the simplicity of a contract based on CPI based at 4% or have to undertake lentghy and expert isuve quarterly or annual full audits that you have to pay for for your partners?

Buy low, sell high and put your profits towards the house you plan to die in. The American market isn't even that bad. I might invest some shekels into it.

Stop posting
Stop speaking
Stop thinking

*capped at 4%

>compound interest is easy to predict and budget for
you're in a thread about the housing market right now you realize? this simply isnt true.

t. Jamal Rodruigez Al-Saud'stein

Don't you have some Blacked.com to watch, some LGBT rallies to attend, or antifa rallies?

Great argument. Find a flaw.

>still falling for the house jew
>not living in your car, or taking the voluntary homelessness redpill

In the context of even 20% annual gains I'd rather compound interest than full audits.

>implying the debt has anything to do with the military budget
youtube.com/watch?v=pKmJowhn3bs

nobody will collect on the debt if we have the largest military

t. Birmingham rape victim

Don't you have some wars to start that we inevitably have to save you from?

>implying we don't have tangible military assets to back up our debt

take your zeitgeist faggoty elesewhere

Private property, bitch.

You want something, pay for it. Stop being such a whiny little commie bitch.

only americans are dumb enough to want to go back to gold while possessing the most valuable asset on earth (the global trading standard currency aka the petrodollar)
china has been paying you to buy their stuff you lazy fucks.

>Birmingham
That's an edgy choice user

Don't you have some wars to start that you will inevitably be BTFO by rice farmers?

>Removing criminals people is the way to fix the housing market. If houses are cheap, poor people move in. Poor people are more often criminals than people with money. Living in an area with cheap houses means living in an area with more crime. Building cheap houses means poor people will move in and ruin the area. The problems with the housing market are a result of underlying problems with society. Money is a way to escape stupid people by living where stupid people can't afford to live
Basically this, except the problem is niggers, not poor people.

This. I have 3 houses with mortgage in the Austin area that I'm renting out to students. Making a killing too. Imma flip them as soon as they are paid off.

Stop letting foreigners buy real estate in the US. Buy land, buy houses, keep it. Don't sell to foreigners.

if we're talking about US government debt.
the majority of that debt is owed to US citizens.
(also the majority of that debt isnt even being claimed, US government debt is valuable - very few people are cashing out at any one time)

Ban sales of domestic real estate to foreigners more specifically chinese buyers. This is the answer but too many people are making too much money for anyone to be honest about it. The chinese are buying up the anglosphere at breakneck speed, Australia, New Zealand, Canada and the US (chinese are now the fastest growing minority in the US). Over $1 trillion dollars leaves china every year and the bulk of that is invested in property.

Usa only has a very limited number of states that even allow foreign ownership.
Most states foreign ownership is simply illegal, so what would a federal blanket ban change except in a state like California?

you've maybe stabilized prices in the cities.
that's not going to bring the prices down or wages up.
you've done pretty much nothing.

If that's the case then then tax foreign buyers In States that even allow foreign ownership triple the rate and make state revenue and continue to make trade employment generators.

Either build a lot of houses
Or kill a lot of people
Pick one

Holy shit, you guys have embryo tier understanding of debt. We live in a debt based economy, the only people the debt is hurting is our own US tax paying citizens. Us and our children will have to deal with the consequences of this debt.

Deport every single non-white to lower housing demand

Could genocide the chinks

I'm not so sure man. House prices will most definitely fall. There will be a glut of houses after the "Season of Death" as I like to call it. Whole swaths of rural America will be ghost towns from the absence of boomers who are due to start dropping like flies any day now.

Gen X will be the beneficiaries of cheap housing and inheritance. Hopefully that will spur some economic prosperity for a while.

Also could free up some jobs in companies, schools, and governments that are currently being held by boomers who simply won't fucking retire and go home.

How high are you right now?

Deporting illegal immigrants might lower the rents a little bit but they aren't the major causes of the latest housing bubble. In Hong Kong, a 328 sq ft home is worth 7.6M HKD, which is almost 1M USD. Why? Because Hong Kong is the money laundering centre for China. After Mainland Chinese laundered their money, they transfer it to the US, mostly to the West Coast, like major cities in California and Washington.

>oh no chinese millionaires keep giving us money
i mentioned it last because it's barely even a problem. chinese capital flight is something to be taken advantage of in a better way, not banned - unless you're just bff with the communist party. they definitely appreciate you banning chinese money running away from them.

Who keeps leanding to us? Where do they get the money to lend us? What happens to them when they stop lending?

Ever think of those questions?

youtube.com/watch?v=C3rghZ1mVJA
1 Million USD home in Hong Kong.
Buy the shit will corrupted money, sold it, transfer the money to the US. That's why younger Yankees can't afford to buy homes.

The bubble will burst when China's bubble bursts...

>ITT: gas huffing monkeys attempt to speak about American economics

That sounds like something we should know.

Central banks are creating money out of thin air, backed by nothing, and loaning it to us with interest. We will never be able to pay off the debt.

less people = lower prices.
White people have less kids.
Immigration inflates the market.

268 sq ft home is worth 1.21M USD in Hong Kong, the exit for Chinese corruption money.

That picture concerns me greatly. What the fuck is that?

Did all of those insects come here or are they trying to flee?

Even if you block foreign buyers from buying homes in Anglosphere, they can wire money to their relatives in those countries. All you need to do is to crack down on people who declared they were low income when filing tax and suddenly bought 1 million USD homes.

The key is to treat property as a basic part of a country's infrastructure, rather than a capital investment, which will inevitably get monopolized and over-valued.

>limit the number of houses one can own
>limit the number of houses one can rent out
>put the renting companies out of business.
>regulate the renting market
>nationalize future mortgages
>BAN foreign investment

rural america is already cheap as fuck, go live there now if you want.

I assumed by the writing that it was for sale in Vancouver

Why don't governments in Anglosphere block Chinese buyers from buying homes?

>1. Usually these Chinese buyers have relatives who are Chinese government officials. Now the Anglosphere govs can indirectly control China.
>2. Relatives and mistresses of these Chinese officials got rich thru corruptions. But ultimately, China got rich because the West lost their industries.
>3. Rich people in Anglosphere earn money twice - profiting from outsourcing jobs to China and selling properties to the rich Chinese.

In the process, younger people in the West suffer and rich people win it all.

No, it's Hong Kong. Mainland Chinese have to launder their corruption money there before transferring it to the Anglosphere.

FUCKIN GET PORKY