Why are millennials destroying their lives willingly with student loans?

Do you feel any sympathy?

t. tradecuck that can't into STEM

because (((they))) told us it's best for our future.
we didn't realize (((they))) meant it was better for (((their))) future

My nu-male roommate went into stem and makes $40k a year. nice try goy

(((think of all the interest it builds over 20 years)))

Yes and no

I feel bad for the ones who were sensible with their choice of major, school, or trade and still can't find liveable employment on top of having the debt.

People who chose meme degrees and went to out of state schools can get fucked though.

This,

had i known everyone wants to chisel a piece of you and doesnt give a fuck about you and was a bitter neet when i was 18 I would of stayed the fuck home and invested that college fund somewhere

T. Bachelors in history working at a retail store

>Started year off with $26k in debt
>Now down to $13
I think I can end the year with $10k and hopefully pay everything off by March.

Really going to college was a waste of time but I can't cry over spilled milk.

Why do millennials destroy their lives by willingly shitposting on Sup Forums?

Do you feel any sympathy?

.01¢ has been deposited into your account.

LOL STEM is shit, you're competing with people in developing countries so your salary will always be low.

>T. Bachelors in history working at a retail store

What did you expect exactly? You must have known going in that the only use of your degree was to teach the classes that you took.

Did college help or not help you get a better paying job than if you just had highschool graduation

They've been told their entire lives by every authority figure that college is the only way that they will be able to get ahead in life.

In UK at least, they will all just vote for Corbyn who promised to wipe out all their Student loans.

>Had ~20k leaf bucks in student loan debt, stemming from 2008
>Will be paying it off by myself by the end of the year this year

>Do you feel any sympathy?

yes

fuck baby boomers

He could have worked at a museum or historical site, for example.

I'd imagine that the pay would be roughly the same as working at a store though

Yes, poor fools are getting Jewed by the corrupted school system. They spend years being told they have to go to (((university))), of course they fall for it.

Grew and went to school in Baltimore, there is ridiculous pressure to go to college. You're told the entire time that high school is just college prep, teachers constantly talk about, you meet with guidance counselors about it and have to sit in on lectures about going to college and if you say you're not interested you're treat like a freak with no future by the faculty. Combine that with the fact that teenagers are stupid and impressionable and you have a generation of people who think college is necessary.

applying for physicans assistant school (masters) at 31, wondering if I'm doing the right thing constantly for the long term

people are always like, why not med school?! because i'll be almost 38 when I start earning money again plus another 1/3 of school debt added on

No I don't use my degree, I went back for a certificate at a community college and install solar panels. Pay is pretty good at $54k. My side job is selling stuff on amazon and ebay. In total I make a little over $80k/year in NV.

My degree was in Chemistry, there's not a lot of bachelor level jobs uand the ones that exist pay shit. I really didn't want to go for a masters. DESU I pretty much forgot everything chem wise since I didn't use it after graduating.

Compounded interest is such a kike trick. I paid off my student loans in 7 years and am now saving up my own compounded interest account to offer my future children an interest free loan when they go to college. Only a cuck would give their kids 80 grand to blow on a party without the risk. Mine will learn the same lessons I did without the usury.

I just got a job as a Financial Advisor, so yes. Go to college if you wanna do anything around investing, banking, teaching, or science. If you want to just chill and be middle class their is nothing wrong with trade school or construction.

That's like saying trades are shit because you're competing with beaners. Yes at the entry level, but the more skilled and experienced you become, the amount of comparable people competing for your job becomes smaller and smaller. The same is true in STEM.

Elaborate.. are you implying you’re NOT a freak with no future?
Me thinks your schools faculty was probably correct.

>the amount of comparable people competing for your job becomes smaller and smaller. The same is true in STEM.
It's inverted. Beaners who come here to pick fruit aren't Mexican intellectuals. Whereas the Indians who come here on skilled visas are in fact intellectuals - And they're willing to work for 1/3 of what Americans are, and don't mind long hours, and don't need 2 days a week off, and don't mind a 2 hour commute to work every day.

I fell for the (((just get a college degree))) meme

Also (((study what you like)))

This is what everyone in every position of authority told me
Parents, teachers,neighbors etc.
Anyone i respected and went to for advice told me this.

I know dont deserve pity im just telling you I realize i fucked up.

Its just irresponsible to tell people to get any college degree and expect their to be anything there afterwords. But the incentive for all of those authority figures are there to sell you down river just to feel good about themselves.

This.

They've been told for 13 years to "go to college or you'll end up at McDonalds for the rest of your life."

They are having kids make up there minds about it starting as far back as middle school.

>This is what everyone in every position of authority told me
Same thing. I went to Community College and had a 4.0 GPA after a year and a half but ran out of money and knew that loans were a kike scheme.
It was fun to not have to grow up for almost two years...Just tell people I'm in school while I take easy general ed classes and jerk off and watch animu, fun times.

Must suck having your taxes laundered to Israel and dindu welfare so that the white man can't even get taxpayer funded education (which he'll repay 10x over if its a good degree).

If not for the US military buying overpriced shit, dindu programs and owing trillions to the federal synagogue Americans could get taxpayer funded health and education.

Not really. I'm this guy and honestly if I could go back I would have majored in liberal arts because the degree is bullshit. Liberal arts teach you to bullshit and this economy pretty much runs on bullshit. Majoring in stem puts you in direct competition with lower paying countries.

A lot of chemical research is being done in India and manufacturing is done in china. These big companies are outsourcing everything except the high high high end work. The media keeps spouting this stem shortage meme but there's no shortage. Plenty of stem grads doing nothing in stem.

Good job man! That shit must of been harsh. Probably a lot easier now that the end is in sight.

I N D O C T R I N A T I O N

Yes goy, don't educate yourself. Those socialist liberals want to make you smart and destroy Christianity.

>Do you feel any sympathy?

No, they're all assholes.

The picture you posted is good. Uniformity in a homogeneous society is a great thing.

Schools, (((media))) and teachers force radical individualism onto kids turning them into hordes of rainbow haired, cookie cutter consumers.

Mexicans don't just pick fruit. The vast majority of construction vendors are run by whites, but the workers are mexican. They do carpet installation, general construction, roofing, etc. it's not completely unskilled labor, but it's not a high level trade like being an electrician. Speaking of which, the electricians we use are all white.
I'm not in the field (yet) as an engineer, but I've heard from people in the industry that imported engineers from India etc. are not high level. They are essentially workers (that need to be knowledgeable and intelligent/educated) but are not at the level of senior engineers and team leads that make 80k or 6 figs.

It's not a meme entirely.
>study what you like
This needs a huge asterisk next to it, or should be reworded as
>Study something that will lead to gainful employment that relates to something you like or are naturally good at

getting a degree is a meme in the way it's peddled and repeated, but there is validity to it. The world needs doctors, engineers etc. and their coursework is actually necessary to what they do. I have nothing but respect for people that are tradesmen, but there would be no electricians if electricity was never studied and understood.

What it boils down to is what you're best suited for. If you're naturally good at reasoning at a high level and problem solving, good at math etc., you're probably a good candidate for higher education and can contribute your strengths to society. We need people like you.
Or maybe you like more hands on work where you're not at a desk all the time or don't want to pay for college. Get into a trade, you can make great money there as well.
I think the only "wrong" answer is to do neither, unless you're content being lower-middle class. For example, I didn't go to college out of highschool and I now make $35k. The fact is you'll be limited in how much you can make if you're uneducated unless you make money in some other obscure way.

Thanks man. It was kinda hard. Thankfully my parents let me stay at home, so I could double down on my repayments.

Still, I'm glad to have it basically paid off. I'll take my parents out to a meal or something as a thanks and a celebration.

I'm going for mech eng. and what you're saying fits what my general idea of the field is. Looking on indeed, it seems entry level make roughly 50k but if you have a masters degree and experience you can make 6 figs as a senior engineer.

Idk,I graduated with electrical engineering and got 62k starting, so I cant complain. I mean my loans will take a few years but it's easy work so whatever.
It depends on what career you pursue.

I fell for the stem meme too, but was ambitous enough to go into pharmacy school but even a degree in pharmacy doesnt seem like enough these days.

My friend who just had the same degree as me microbiology struggled for 6 months to find a job and when he finally found one as a researcher, the pay is pitiful and littlle vacation days which sucks

Usually- if you are an individual who should go to college in the traditional sense, a college degree will enable you to make considerably more money than if you were to go without; most of those people end up getting degrees that will lead to gainful employment.
The issue is the other half of students today who should not be in college. They are wasting their money and getting loaded with debt and no prospect of decent employment. That's even if they finish their studies or humanities degrees. There is not enough money in the industries where those degrees matter. The industries with money deal with banking and finance and real estate and construction and projects. It requires some knowledge and work ethic. The studies and humanities majors straight up do not have that qualities. So they could have done the jobs that they were qualified for without a degree and without the debt. Now they are just fucked and contributing to the bubble. They have been taught how to be mindless entitled activists with hollow social justice jargon, and social media has made them an unbearable group of people.
But ya. College is good if you are the right person. Having a "Degree" does not mean anything in and of itself (except that there was money required to pay for it). Unless you are trained to work in an industry with lots of money that they can handover, your degree will not pay itself back.

You shouldn't be able to get student loans for a meme degree.