Inability to pay for healthcare/medication is the number 1 reason for personal bankruptcy in the US

Inability to pay for healthcare/medication is the number 1 reason for personal bankruptcy in the US.

How can you defend this?

By not being a Europoor, who needs a government to take care of him

Because we have corrupt law that mandates you to buy health insurance.

>break your legs
>go bankrupt
>get shot
>go bankrupt
>get a snake bite
>go bankrupt
Your system is dogshit

>being poor enough to go bankrupt
kek, I feel bad for the poor
I have full coverage under BlueCross BlueShield
I pay $25 for an emergency room visit and have a deductible of only $2000

>having to pay 2k just for kicks

niec

$2000 isn't too bad
If I break a leg, it costs lets say 10k, I pay 2k and insurance pays the rest
get shot, costs 25k, I pay 2k and insurance pays the rest
Get a snake bite, costs 18k, I pay 2k and insurance pays the rest

>work for a hospital
>copay $20 for ER, $5 for pharmacy
>deductible $0
>for entire family
Go me

The individual mandate decreases costs for virtually everyone, repealing that will definitely ensure that costs go up across the board. What I'm saying is, not sure what your point is.

Enjoy being a wage slave your whole life; if you ever step off the employment hamster wheel to travel or just take time off you'll lose your coverage.

god damn that's fucking bad, worse than private insurance in the UK, the USA sounds like a third world shit hole with jews shitting down ur mouths kek

no it doesn't

except its good care and not that expensive at all

>be millennial
>$300 a month on coffee
>$500 a month on star wars tattoos
>$500 a month on bar tabs
>don't buy health insurance
>have to go to hospital and get screwed because of no insurance
>'but I couldn't afford it!'

yes it fucking is you pampered twat

it honestly is man it's getting worse, I'm not gonna play nationalist. Healthcare here is fucked

How entitled are you that you think you are owed services if you don't work to pay for them?

REEEEEEEEE

that only happens in mutt aMERICA

It reduces the cost of the insurance.

You're just trolling right?

But bruh, we have "freedom" to not have to buy insurance or even be covered so that "the government" doesn't have a say in the care I receive! I can receive medical attention at my convenience and pay full cost which should be okay presumably since I've been saving hoards of money from not having to pay into a public option.

Maybe they're just fat people and deserve to die one way or another

>good care meme

yea ok, private insurance in the UK is probably close to the best in the world

meanwhile you're paying shekelstein or pajeet 200% more because of muh shekels.

america is the most jewed country in the world, i love you guys but fucking hell.

That's a free market bitch, someone's willing to pay for it & the companies are making money doing it. Too bad for those whom get cucked

Because apparently my fellow Americans are all braindead and only ever talk about the cost of INSURANCE and never ask why the HEALTHCARE ITSELF is so expensive.
>inb4 someone blames the jews

you don't understand how much of a drain niggers and spicks, but especially niggers are on our healthcare system (and every aspect of our country)

Niggers live dangerous, retarded lives
Niggers eat terribly
Niggers do lots of drugs
Niggers can NEVER afford health care, they get it FOR FREE
Visit a hospital and you will find a disproportional amount of niggers
Always niggers, gangs of wounded niggers

Who pays for those niggers?

We pay for them. i hate niggers so fucking much. they are the reason socialized health care in USA can't work.

I'm interested to hear what your thoughts are on the public option that every Canadian has access to as a right.

The thing is regardless you're looking at it from the wrong perspective. Health care is not supposed to -be- a service unless it's something superfluous, such as cosmetics. Government's owe their responsibility to the people, those who gather together to form societies that you live in and the bodies that govern the rest. One of those responsibilities ought to be ensuring the livelihood of the people who gave form to the concept to begin with.

It would be bad except I'm not a poorfag so 2k is nothing
I genuinely feel bad for working class whites though, they are truly fucked
nigs and spics can go take a long walk of a short pier

How much money in taxes do you have to pay for your government health coverage?

>I don't know what I'm talking about: the post

that's bullshit, our NHS isn't amazing i agree but at least it tows the line for private insurance costs, meaning superior healthcare costs jack shit for us, the USA has unequivocally fucked itself.

Stupid people make stupid financial decisions.
The only reasons socialized healthcare works in Britain, Sweden etc is because all the Research and Development etc is done in the private markets(USA being the largest)

Yes, it's sad.

He's just saying that the mandate makes some people pay more in general, namely those that weren't already buying health insurance and won't ever have sudden medical expenses. It's a little disingenuous since we're talking about the price of the health insurance.

Gibs my life for equality

Not dying is as meaningful an endeavor as anything in life. It has to be - death cuts you off from whatever meaning you were pursuing. So, if people are going to spend their whole time working and human potential really doesn't support the automatic luxury future, people should be allowed to include healthcare in their motives.

It's the Jews in charge of medications fault for making addictive meds that only temporarily fix a problem and then making them really expensive. Jews are once again the only problem.

1/10 for the reference to a current event (star wars)

And yet never once did you question why it costs ten thousand fucking dollars to fix a broken leg? What year are we in? We shouldn't need "national health care", we shouldn't need fucking Obamacare, we shouldn't even need insurance. Anything aside from major surgery should be easily affordable out of pocket. We shouldn't have health insurance - we should have emergency insurance that covers major injuries. Not your weekly visit to your doctor for the fucking sniffles.

seriously no poorfags here?

if you have a medical problem, go to the fucking hospital!! er or make an appt. medical bills dont even affect your credit and they aren't going to turn you away. only thing is paying for prescriptions if its brand name only look for savings programs from whoever makes the shit. get those niggers fedexing drugs straight to your house for free

I've experienced this first hand. My Obamacare is $500 a month and I have a sporadic illness where I can't work for month on end. Used to be even I sick person like me could pay way less than 500. The health care cartel is in power now and it wants my money.

...

funnily enough the shitty NHS saved my fathers life and he didn't spend a penny, then he decided to get private healthcare because it's nice being away from all the peasants and it costed him practically nothing even having a really fucked up disease, the UK imo got healthcare right an it's working fantastic.

>he thinks 2k dollars is a lot of money
Not everybody works at Taco Bell

>and he didn't spend a penny,
What are taxes?

>wagecuck
>smug wagecuck
point at him. point at him and laugh!

>number 1 reason

Boy you don't logic good do you?

What's wrong with taxes? You think money is just going to come out of thin air to maintain all of the public services you enjoy daily? Roads, law enforcement, EMS, USPS, etc.?

yeah, rich people pay for peasants to live , what's wrong with that?

>Roads,
Roads should be paid for by gas taxes
>law enforcement
90% of them are not necessary and just handle the problems of retards
>EMS
paid for by people that use them
>USPS,
paid for with fees
This country functioned for over 100 years without an income tax why do we need one now?

If we socialize healthcare, it might benefit niggers desu.

I don't care about probably 70% of this country

>Jej why do you just pay doctors minimum wage?!?
>Heh it works in (europoor shithole) as long as America keeps innovating in the medical industry faggot
>Tet I can't believe how shitty and bad American healthcare is

You can thank the U.S. government, patents, and the AMA for that.

It's almost like the AHCA made prices 3x-5x worse than what they were prior to it being installed

T-thanks, Obama.

>can't find a cure for cancer, alzheimers, diabetes, autism, etc.
>innovating
all that money that goes towards (((research))) is paying a bunch of scientists to run around in circles for decades until they say fuck it and retire

doctors are paid handsomely here, your middle men/some doctors are just a bunch of insane jews that want nothing more than to watch you suffer lmao, enjoy spending half your pay cheque on healthcare in the coming future.

>How can you defend this?
I don't. I'm a conservative and even I support
basic universal healthcare.

You're right, of course. Dying while waiting for care is much better.

I live 30 miles from the Canadian border. I have 2 sisters-in-law that work at the local hospital. There is a steady flow of Canadians coming to America, paying out of pocket for health care, because that's better than dying while waiting or getting denied care. Nice system you have there. Glad you love it.

Them why, pray tell, has insurance gone up across the board? The only people paying less are the poor, and that's because the rest of us pick up the tab through subsidies. Have you ever once paid for insurance? How do you not know that everybody's insurance had gone up?

all 10 of them that died out of millions, meanwhile thousands if not tens of thousands kill themselves because of all the debt built from the jewish health system that is the USA.

Nice fucking meme cuckservative, go watch some more ben shapiro.

...

That's the trade off Canadians made. They have to wait a bit but get universal coverage.

On the other hand, the United States culture is one of convenience and urgency. The "I want it and I want it now" mentality. In return US can usually schedule with people to get care as fast as they need to, to be SEEN at least, and pay out of pocket or outrageous premiums.

It's a bit double edged though. Quality of care in America is not that great. For general conditions it's going to be as good as anywhere else. You can be seen as quickly as you want but most doctors just want to get patients in the door and out as fast as they can. It's all about billing the companies.

If you have symptoms that can be covered by any number of un-related conditions and are having trouble getting a solid diagnosis or proper thorough testing, you will definitely be waiting on an appointment months out to be seen by the actual GOOD doctors.

If you're actively dying, I'm fairly certain in both Canada and the US the ER is always available...

You realize the United States produces and has the best doctors in the world?

Protip: Google best doctors in the world and see what comes up

Firstly, as it pertains to the individual mandate, just google individual mandate market death spiral, this is old news pal.

And as for the greater scope of your "then why has insurance gone up across the board", this is obvious, Republican administration (e.g.) Trump ended cost sharing reductions for the ACA which is also a death spiral in and of itself for all health markets.

I came from a union family so I was lucky to be spared. I never had my immediate family experience medical debt. I feel sorry for people who don't have this.

It’s because medical care debts are wiped out by claiming bankruptcy. They get care, get a huge bill, and don’t want to pay it. By claiming bankruptcy, it goes away.

OP, you are implying that medical care costs directly lead to bankruptcy. This is false, as many hospitals take payment plans.

i wonder why? it's not like people travel across the world to earn millions fucking over poor people in the US lmfao

you do not need to be "the best doctor" in the world to help out people with simple fucking conditions either, jesus christ my father has wegners granulomatosis and was helped out a fuck ton by the NHS, a very rare disease and it didn't require the almighty USA to care for him.

you are being jewed monumentally.

The reason costs are going up is because now they have to cover pre existing conditions
The mandate just forced people to buy overpriced plans to keep costs down but they still increased for the healthy

I don’t defend it.

We need to kick the illegals out and reduce medicare and medicaid.

America had affordable healthcare before government subsidies inflated the costs, not to mention the breeding of people who are incapable of taking care of themselves by the welfare state.

Doctors used to make fucking house calls.

Now you go to the fucking ER and can’t see a doctor for over an hour.

Considering over 50% of Americans have less than 1k saved up, I am not surprised. It speaks more about their ability to plan ahead than anything else; although ACA did nothing to manage cost of healthcare.

>get bit by a copper head
>miles away from cell phone reception so I have to do something fast
>pull out knife and stab the bit would
>stab about 9 inches above bite wound
>let it bleed for a good 10 minutes
>bandage my shit up
>go to after hour clinic on the way home and tell them what happened
>they check it out and draw blood
>they say it was definitely a wet bit due to the minor venom damage around the bit site.
>they tell be poking those holes in my leg probably saved my life
>they send me the the big hospital to be sure I'm ok
>They tell me the same thing, patch me up make me stay the night just to be absolutely sure
>insurance covers everything

>How entitled are you that you think you are owed services if you don't work to pay for them?

'Work' and 'pay' are a spook. Whoever can squeeze the most out of others wins.

Rich people understand this, proletariats never do.

>you are being jewed monumentally.
I haven't been to the doctor in 20 years
Up until the mandate I didn't have to pay anything

Are you fucking high mate?

They've 'always' covered pre-existing conditions. Costs WOULD have gone up for those WITH pre-existing if the "American Health Care Act" had passed.

Read the second part of my post.

Also the colored folk and chinamen.

Who gives a shit if he didn't come to the u.s.a.. it doesn't change the fact that we have the world's best doctors, the best innovation in the medical field of equipment and procedures, and fund all the drug researchers and labs. We do it all here and I hardly pay for shit. I think I pay maybe 120 bucks a month for coverage and my end of the bill is 20%. A 2500 physical therapy bill costs me like 500 dollars. I make that in 7 hours of work

>They've 'always' covered pre-existing conditions.
No thye didn't

those are some true words user. takes one to know one eh, some of the richest people I know literally just control small towns / governments and embezzle funds. Then act like they work hard as fuck and everyone else is entitled, when in reality they are just eating up tax $.

What does it really matter if USA produces best doctors but our healthcare still costs the most in the world while producing some of the worst outcomes?

>while producing some of the worst outcomes?
We have the best cancer survival rate in the world

because people are frail and die
get over it nigger
we don't all have to pay for people's decisions
you got preggers? congrats pay for it
you shot yourself in the foot? pay for it
you get aids? pay for it
your kid got aids? pay for it
you have cancer? well get fucked you smelly cancer ridden weirdo
i hate the way sick people smell
i hate the way poor people smell
i hate the way stupid people smell
yes, stupid people have a smell
the mentally ill kikes love to suppress that info don't they
there's a correlation, not precise, and we're not talking hygiene, though that's more true
between poor people and smell
and they stink
and politicians have a stink too
if you fuckers
if you FUCKERS
only knew half of what's going on

Defend what? Your question is retarded so I don't know what you are asking.

I can't I never paid for my healthcare. I owe a couple hundred thousand or so. Just ignore the shit man.

Thanks to European and asian import nigger

when the homeless guy goes to the ER and can't pay for his operation the costs go to the taxpayer

>Pay fo my baby mommas 4th bortion yo
>*grabs nuts*
>Pay fo my dick pills nigga
>*sucks air through teeth*

There is very little science in medicine. It's a (((racket))) to extract wealth like almost everything else.

>worst outcomes
What the fuck are you talking about

Socialist policies such as Medicare Social Security food stamps at cetera also creating more poor in America as well as putting a huge dent on the economy

Proof? Facts? Yeah naw

You can't, the (((Insurance Industry))) has us by the balls and there's nothing we can do about it.

the average american mutt that can't understand fucking over poor people probably isn't a good idea , it's pretty much how communism comes every fucking time, this is why it's better to make life simpler for those that cannot afford it but always have better options for people that can afford it too, just my 2 pence, i think you're brainwashed and just want to fuck over people for the hell of it, i'm fairly conservative on everything else , i don't think education should be free etc but i just think healthcare is too important for people for it to not be given for free, i suppose the arguement of not being homogenous is a good one.

>muh best medical practice and infrastructure
when your entire country is based upon jewing everyone in said country that has a problem, yes i would expect you to be able to invest your retarded practices into the best infrastructure in the world, this means jack shit.

What government subsidies? Lol?

ACA is probably the only modern form of a subsidy that healthcare has even had in a long ass time, if you don't count Medicare and Medicaid neither of which apply to most people and are actually more efficient than private coverage lol.

ACA actually slowed the growth of premiums, one reason is it got a lot of young healthy people into the markets. You can google the rest I'm sure since you made it to Sup Forums.

If you're not a degenerate and work for a living then you can get your healthcare covered by your employer.

The average yuropoor cant understand that in America if communists try and take my shit I get to shoot them

The kind of shit that would just simply kill you 80, even 40 years ago, is now postponed via highly complicated, expensive procedures performed by specialists who require exorbitant compensation.
If you want your blood pressure checked, your dick checked for STDs, your blood screened for bullshit, and your thyroid karate chopped, you need to go to a doctor even though the actual training necessary to diagnose based on these tests should take a year at most. This is, like, 20% of patients. 20% of patients are paying a specialist with 8 years of schooling and 4 years of residence and a ton of student loan debt to tell you that the number under "white blood cells" is lower than the number it is supposed to be. Wow! How about we license a class of diagnosticians to do the entry-level bullshit so we don't spend as much money?
Also, there is no reason for medical school to require a bachelor's. This isn't how Europe does it, and it's a waste of literally four fucking years of a doctor's time, let alone money.
We have too few medical schools which means we have a shortage of doctors which means the costs for everything are increased.
There's literally a .5 GPA gap and a 5 MCAT point difference between the average Asian doctor and the average Black doctor. Affirmative action is literally dictating that 10% of our doctors have to be shitty. Do you know how much we'd save if 10% of our doctors were actually skilled? Or how about we just hire more Asian doctors?

When I lived in San Francisco I'd pass a hospital every single day and the only people I'd ever see go in were homeless. You know the 60k people who die from overdose a year in America? Yeah, the number should actually be 1 million but you're paying 20k for every addict to spend a week in a hospital.

Ironically US infrastructure is mostly dumpster fire tier right now. Wealth gets hoarded and then the public never sees most of it again.

Or it fills out some xboxHUGE defense spending budgets.

have fun shooting at tanks, retarded yank.

America is literally a concrete jungle. They are too dumb to construct a functioning government.