Mortgage

>mortgage
>car payment
>car insurance
>student loans
>utilities
>health insurance
>misc expenses (sick kids, broke car)
>petrol
>dental and eye doctor
>federal state and local taxes
>school expenses
>life insurance
>home owners insurance
>retirement fund
>rainy day fund

To do this you have to
>work 7 Days /week
>wear shitty clothes
>eat shitty food
>use shitty services
>forego anything fun
>forget about your wife staying at home
>drive a shitty car
>live in a shitty house
>do this for 50 years and raise kids this way
>your wage doesn’t even keep up with inflation
>even if you do this, you only see the payoff when you’re 70 and can’t enjoy it
> Bonus: to enjoy a barely above poverty level of existence; study STEM for 6 years and 100k+ for the chance to lose your job to a pajeet in 10 years

Where the FUCK do all these people get money to buy BMW’s and take vacations every year and wear Polo clothes and drink Starbucks? What the fuck.

Other urls found in this thread:

youtu.be/mkuRqZ-SssI
cbsnews.com/news/americans-living-paycheck-to-paycheck/
cnbc.com/2018/02/13/total-us-household-debt-soars-to-record-above-13-trillion.html
twitter.com/AnonBabble

Kill yourself if you're not up to the grind, baby

Buy some crypto and hold for the next couple of years

>Where the FUCK do all these people get money to buy BMW’s and take vacations every year

Either they're inheriting money, or have no kids and still go broke within the year from stupid goy consumerism

I busted my ass for 16 years and invested in bitcoin in 2013. I have no house, car, or credit card payment. And I am now a NEET

Either work smart and hard and live smart and quietly or be a slave for the rest of your life. What do you want me to tell you?

>pls buy my shitcoin

Fuck off

>build mud hut
>hunt and forrage for food
>wear flea ridden pelts
>not know how to read
>die if you get sick
>constantly fend off predators and thieves

I suppose you can opt out. You can do all of the above instead of going into an air conditioned building for 40 hours a week to push some paperwork around in order to live the comfy life you obviously take for granted.

Also, you can use your brain to figure out what you like to do and apply your effort into making it profitable.

>Where the FUCK do all these people get money to buy BMW’s and take vacations every year and wear Polo clothes and drink Starbucks? What the fuck.

They are suckers in massive amounts of debt. You don't need all that shit.

rich people have shit loads of money

You will die oneday,here
youtu.be/mkuRqZ-SssI

Wondered the same thing when I was a poor student. Now I make a strong 6 figure salary as a partner in a big law firm in a moderately priced city. Three kids, stay at home wife, BMW, $800k house. And the result: I’m looking at everyone here driving Bentleys and living in 2 million dollar houses and wondering how the hell they do it. Just keep hammering at it, user.

Had I not have bought, I would have been a slave for another 3 years. Get good.

>>Where the FUCK do all these people get money to buy BMW’s and take vacations every year and wear Polo clothes and drink Starbucks? What the fuck.
>They are suckers in massive amounts of debt. You don't need all that shit.

Sounds like pic related from commercials in the 90's

missed by 1

Where the fuck do you live!? How much do you get paid?

With £30k per year i can keep up with all the mentioned monetary responsibilities and:

- Work 5 days a week (7.5hrs per day)
- Spend 15 mins commute per day
- Eat home cooked meals by me or my wife (or go and eat out in decent places)
- Quite satisfied with the services i get
- Have a few hobbies and go out a few times with the family
- House is high standard although it could be a bit bigger
- Have a kid on the way, plan having two
- Should retire by 60 if all goes according to plan

If people in your area can afford BMW's, vacations, starbucks and such that means they are either rich or are not really accounting for their responsibilities. I know many people who never save and always seem to spend everything they have every month.

If welfare was abolished, the weak would perish.

Thanks to mccarthyism and reaganism leading to regressive taxes and the death of unions, they're buying that shit with the money YOU made for them. They're very grateful for the handout. Keep voting republican

Like this temporarily embarrassed millionaire here

>commie dogwhistle catchphrase

I DEMAND TAX CUTS FOR BILLIONAIRES

You live at home still

Most people fall into the credit system that usually ends up in dept. If I can buy something in cash I won't buy it,or I will work out a owner carry situation. I own recreational, and medical cannabis farms and it's going very well. If you have a background in agriculture, or farm management then you will do well.
The perks are you work outside in amazing weather, you reap what you sow, and you see the fruits of your Labour. You get what you put into it and is very lucrative. I can give more details on how to get started if you're interested

>no see it’s simple; we just let rich people have even more money and they’ll give some to us

Point me to some resource my guy, I wanna get off this site for a bit

What do you then? Stay poor to stick it to the Jews?

Hmmm I wonder

Nigga what do you want me to do on my own?

You don't own a home

We can do nothing by ourselves. Unfortunately, all of our ranks are infected with porn addictions, marxism, white guilt, or some combo. Right now if you're right-brained, all you can do is wait for the killing blow.

I usually just lurk on here. What do you mean by resource? I would be fine with sending an email,but not sure if it's proper etiquette on here

>he fell for the life insurance jew
>pay us money so we can give you money if you ever happen to die
>no you can't just save the money on your own that would be reckless
sucks to cuck

I mean if there's some bible you go by, I just didn't want to stay reading posts on Sup Forums, but go ahead, I'll be here to read it

Are you saying that you are working in a law firm and you don't know what does the neighbourhood do?

WTF indeed OP.

sc 2323 demello at mail of g
I'm willing to help out people that want to help themselves. Shoot me a msg and we will chat.

Cease the means of production, wagecuck.

>profits are better than wages

Read some books on starting your own business, Jim Rohn, Brian Tracy, Robert Kiyosaki, etc...

Solution: save up enough money to buy plot of land with house away from city with your woman. Farm and home school your children. The cities are living hell holes. Make your money and gtfo

Holy fuck stop whining about the responsibilities of an adult. Life isn't hard if you're not a mental midget.

>I'm struggling financially so everyone else is too
Literally get a better job you fucking loser

>housing is free (job)
>utilities are dirt cheap
>cell phone is 15/month
>groceries are relatively cheap (less than 200/month, could be much lower)
>no car, no car expenses, bike commute life, bike expense is 200/year or less for top quality professional maintenance, lube, tubes, components etc.
>no health insurance, not some sickfag
>glasses are $300 every 2 years
>no insurance of any kind
>stock market gives me 7% a year average returns
>total expenses are less than 10k/year
>student loans are 600/month but could be less

sucks to be you

A majority of Americans live paycheck to paycheck

Nigga please
>nigga please!

I’m a fucking garbage truck driver and I pay all that shit with plenty to spare. Quit being a baby and go to work.

Ssshh. You can't stop shivering Yankee cowboy. You can have your porn, drugs, booze and all your other coping mechanisms and live another day past the urge to kill yourself. The Nazis lost and you won. Go out and celebrate, why are you here?

Bump for interest

Stop voting for RepubliKKKans and maybe more of your earned money will stay in your hands retard.

FEE FI FO FUM, I SMELL A CIS SCUM

1CMy1UHATWuYVWJpRUNmh5XNF988cJLatj

>petrol
Go back to england fgt

You know the price for a doctor is much higher if you pay by yourself and not with insurance, do you?

Incredible amounts of debt and/or imbeselment

Like the fucking Dems wanna let you keep your money.

>tu quo que

Not an argument

wtf is rainy day fund

>even if you do this, you only see the payoff when you’re 70 and can’t enjoy it
That's where you're wrong, OP. At 70 you get to sell all your assets to cover medical care and leave nothing to your children you abandoned to work to pay for their SRS.

The few thousand bucks you keep around so that if your car blows up you can buy a new one on short notice.

>>mortgage
build your own home, it will an experience you’ll remember for the rest of your life
>>car payment
>>car insurance
drive off a cliff. you don’t need a car
>>student loans
colleges are the ultimate scam
>>utilities
we only had electricity and running water the last century
>>health insurance
hoax
>>misc expenses (sick kids, broke car)
fix your shit
>>petrol
no
>>dental and eye doctor
avoid sugars and doctors
>>federal state and local taxes
stop earning
>>school expenses
home school your kids
>>life insurance
bs
>>home owners insurance
bs
>>retirement fund
raise your kids well and according to trad values and they’ll take care of you when you’re old
>>rainy day fund
you’ll be dancing in the rain

They're usually very sociable people who don't mind intensive hard work; they're literal work machines.
Im in the business world, and I thought work would be a sweep, but there are so many other hardworking charismatic guys too.
I drive a BMW, am currently wearing a ralph lauren shirt in my joggers ironically.
I basically did intense research into the most profitable industries today
>maritime shipping
>port expansion
>petroleum logistics solutions
while so many of you faggots went into generic fields like (((marketing))) or (((accounting))).
I started my 401(k) at 18 while I was in high school to begin my retirements savings.
Granted, I had very involved parents who were the best fucking parents on Earth, but the trick is to get into the right fields, you're not entitled to anything.
It's your sole responsibility to place yourself into the most profitable position of your abilities.

I only make $31/hr and I can easily afford all this and still add to my savings, stop being such a fucking poorfag. Oh and guess what? I dont have anything past a fucking GED.

>To do this you have to
Live within your means.

>Mortgage are an investment.
>Don't drive a car
>Don't drive a car
>Don't go to school
>No shit idiot
>No shit idiot
>Don't drive, don't have kids
>Don't drive
>No shit
>Don't like it? Move
>Don't go to fucking school you pleb
>Scam
>No shit
>Are you retarded?
>No shit

...
>Are you lazy?
>Why do you care are you some kinda faggot?
>That's your choice stop being lazy you nigger good food isn't expensive
>Pay for better services you fucking mong
>You wouldn't need to if you had some extra income
>Why the fuck does that matter? Make that bitch work and maybe you could do fun things
>Buy a better car
>Move
>Why do you want kids so bad when you can't afford a fucking night out?
>Because you're a pussy who won't work hard and demand what he's worth for the skills that he has
>You can enjoy it during that time if you aren't shitposting racist frog memes on a japanese cartoon board.
>If you know it's coming in 10 years why wouldn't you invest in a different set of skills?

Butthurt teenager detected.

Or they have something called a job... and savings.. what a concept

Awwww you contribute for your line on you mamma's plan.

this

who cares america is about to be downgraded. we 3rd world status noa

>colleges are the ultimate scam
This is a lie. Most new highers are stEm. I emphasize Engineering, because the Trump plan and the kike S. Miller want to import competition to on of the greatest entry level private sector fields. Trump hates us. We have been fooled.

Like the fucking Dems wanna let you keep your money.

>A majority of Americans live paycheck to paycheck
And only about 25-30% of Americans actually create a budget of their income and expenses. Personal finance is some of the easiest shit to learn and the idiot masses choose to remain ignorant and go in to debt like they won't have to pay it back.

>petrol

What is this and why would a Burger use the term?

Is that legal in the USA?

Just buy money.

The Democrats are literally the party of gibs. They want you to stay poor and want you to have a shitty life. They are all traitors and enemies to the republic.

4/10 for getting me to reply.

> debt
cbsnews.com/news/americans-living-paycheck-to-paycheck/
>Almost 8 out of 10 American workers say they live paycheck to paycheck to make ends meet, according to a new survey from CareerBuilder.
cnbc.com/2018/02/13/total-us-household-debt-soars-to-record-above-13-trillion.html
> Total US household debt soars to record above $13 trillion
It's all an illusion which is why the crashes are so epic.

>shit wageslave life

no ty

even if you make super nice monies you’ll have to go to bed every night knowing you’re actually making someone else 5x richer in the process

don’t do it

>not falling in love with your career
>having so little skills or unique ideas that your biggest fear is getting your position replaced by an immigrant
speak for yourself loser. Adult life is a fulfilling and rewarding battle.

Even though my debt hasn't reached Amerimutt levels the fact salary hasn't gone up due to inflation but millionaires become trillionaires etc really triggers me

>baby gets his first job

>bob ross
lets get cozy and watch some bob ross frens

1. Don't buy a house
2. Don't buy expensive cars
3. Health and dental insurances come with normal jobs
4. Don't get married
5. Don't have kids

Problem solved idiot

raise kids? find a woman under those curcumstances?