God bless

God bless.

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>he doesn't tap to pay

>mfw Apple Pay is flawless

I can't remember the last store I was in that didn't have the chip card goomer.

>arguing about the best method of getting their purchasing habits logged
>goodgoys.jpg

This. Three times a week minimum.

A fucking swear, I avoid all stores that try to make me swipe! Is this only a problem in America?

What's the problem with swiping vs using the chip thing?

>true NEET here

This angers me

>everyone gets sent a replacement credit card
>"you have to use the chip now on chip scanners"
>most stores now have chip scanners
>only half of the chip scanners are properly wired up
>if you swipe and the chip scanner works it will ask you to chip
>if you chip and the chip scanner doesn't work they'll ask you to swipe
it's the "both people step around each other the same way" kind of annoyance

wait people don't tap?

That's bretty dumb yeah,buy like you explained it it sounds bretty funny

I like how america is just starting to get chips as the rest of the world settles into tap.

>be american
>be 10 years behind in payment technology

I bet you still pay by cheque

Ausland has had chip/pin/contactless for over 3 years now, 2 years for NFC phone payments.

Most stores around here still Swipe.
Less than half use the Chip.
American South...

It's about the only thing tech related that we're semi up to date with though.

>For over 3 years
BRAVO
R
A
V
O

I just got mine recently and every time I've used the card it's always gone through without asking for a PIN. This makes me worried that the card is as secure as large bill cash. I fear for when the homeless figure out how easy it is to use if you steal the card.

Why do people on Sup Forums shit on people who pay cash?
Cash is simple and is 20x faster than the alternative.

Literally everyone in line at the supermarket pays with credit card and it takes a whole minute and a half to pay from the time they insert their CHIP card till the register spits out the receipt.

I fucking hate shopping now.
Thanks for nothing, europe.
You've effectively doubled the amount of time I have to spend at the supermarket.

>tfw everyone in my country still prefer cash by a lot
Thanks third world shithole!

Yeah. Feels bad man.

We've had this shit longer. By the time you guys implemented it, the chip was out. Here we're updating

Usually it's for one of two reasons. They're either smug assholes or the person advocating cash is a smug asshole.

ITT: amerifags can't into 2010 technology

>wanting your credit card stolen cause of the chip.

I prefer to use cash.cause your pruchases will not be logged and used against you in a later date

I install these, and commonly hear it's because they're "not wired up properly"
They're wired up properly, it's that the banks they use to process the transactions have been extremely slow to invest in upgrading their infrastructure, and so the chip transactions can't be run.
It's literally 100% credit processors and bank based, not on failed installation by the businesses

>americans still swipe their cards

wtf

>using cards in 2016

>flawless

Having to use iOS seems like a major flaw to me

>2016
>buying things
never change Sup Forums

As a cashier ive seen this exact situation with that exact expression on the dumb ass customer's face thousands of times

>I bet you still pay by cheque

If you want to piss off everyone behind you, yes.

I don't get it. Can somebody explain this to a non-burger?

>can't be used on magnetic readers
Samsung Pay w/ MST wins here. The Gear S3 watches have MST, but I wonder if you can use it without a Samsung phone.

>be me
>get lunch with coworkers
>pay
>be not retarded, i can read the card say "insert or swipe", and see the blinking light by the chip slot
>*Insert Card*
>Application Not Supported, Please Swipe
>Hmm?? Ok
>Go back another day
>remember chip not working
>*swipe*
>Please use Chip
>*use chip*
>Application Not Supported, Swipe
>*swipe*
>Success

w h y

It's astounding how everyone's reading comprehension goes to shit when reading the words "chip reader unavailable," on a sign that's literally covering up the slot for it.

>"Oh, I can use my chip here!"

>Why do people on Sup Forums shit on people who pay cash?
>Cash is simple and is 20x faster than the alternative.
>Literally everyone in line at the supermarket pays with credit card and it takes a whole minute and a half to pay from the time they insert their CHIP card till the register spits out the receipt.
Well here they don't take any time, it's practically instant. Also a card with a chip can't be stolen that easily if you don't know the PIN. Paying with cash would only be slower when you have to give the cashier money, they count it and give you your change. With a card you put it in and enter your PIN and it's done. Also you can use NFC in some cards so you don't even have to do that. I just don't trust it if there's no PIN involved.

Sure let me ruin the joke by explaining it to a eurotard. Recently every bank pushed (fast and hard) a new way of using your credit card, called "chip". Essentially instead of swiping your card you just slip it in a little slot and it does the rest for you. They shill that it's much more secure.

Amerifats adopt Chip based technology for credit cards, i think europoors had them for a few years before us.

They just started rolling it out. and like most retarded people in retail. they cant determine that a system isn't ready for Chip technology.

Stores will have a reader, People will have the chip, but the reader has a possibility of not being set up... So most retail stores have a blocker on the slot saying "Chip not ready" or the machine will say explicity to swipe, and a light by the mag swipe will be lit but the light by the Chip will not (which smart people would figure out that "oh can't take the chip"

So they get retarded about the process.

>cash is 20x faster

Maybe if you have the correct amount prepared while you're standing in line and you don't have to fuck around back and forth with change.

Which we've had for 2 decades, now.

While the 5+ people in front of me are all slowly paying with their CREDIT CARDS, I already have a general idea of what my total will be + 10% for tax.
Did you not look at the prices? Is this a foreign concept to you?

Yes. Don't forget, receipts are a foreign concept to these people.

>having a physical card
>not having apple pay

cool webcomic grandpa.

that's not just america, UK have been using contactless for so long I forgot about the swiping and signing bullshit.

Japan you can pay for mostly everything with IC Card.

>machine says apple pay
>"Sorry, that doesn't work yet!"
>machine has chip
>"Sorry, that doesn't work either, you gotta swipe!"
such is life in america

amerifats, just get up to date. you can buy your burgers faster than ever

Chiped is just an excuse to remove credit card companies liability

If you didn't have some African internet connection it would be the five credit card people in front of you who pay faster than you, even all combined together. That's why it's common in Europe. The method is not broken, it's fast and simple when done right.

Cash is king

>when done right.
Why are Euros so self righteous?

>online purchases are still the most at risk especially when Jamaal copies down you cc number/security number to buy his 500 dollar beats headphones

>He stores important information on his cell phone.

Good luck no getting your identity stole from the local slav.

Not every business is smart enough to tape that shit off, ever think about that?

>'merica
>using magstripe and chip at the same time

It's like your house now have two front doors, a shitty one that's falling apart and a sturdy one. What's the point? Burglars will break the shitty door anyway even if you only use the sturdy one all the time.

>Thanks for nothing, europe.
Meanwhile in europe I use paypass and it is faster than paying in cash.

I work at coffee bean and I deal with this all day everyday. We used to swipe the customers card and now we have new machines with chip readers that we haven't used since we got them.

feels good to live in a first world country

>Implying they can't track cash

Only in freedomland

Are they supposed to check IDs with chipped cards?

If they don't, how does it stop theft or whatever?

are americans living 15 years in the past or what

what's with all the chip card threads?

pin

>get card with chip in it
>go to woolies
>asks for me to tap, so i tap
>payment goes through
>no pin entered
>get home
>get knife
>put a hole through the chip

Gear 2 required a Samsung phone as well as I'm sure a Gear 3 would. Even if there was a workaround you'd need Samsung Pay to be working.

Which it wouldn't if you rooted or broke Knox.

what exactly was wrong with magstripes?

>it takes a whole minute and a half to pay from the time they insert their CHIP card till the register spits out the receipt.

Hi, how's that 56k dial-up treating you?

How exactly do you track cash payments if the store you're buying from doesn't require an ID or any personal documents?

They are piss easy to clone.

smile you're on camera and you're the only one who paid with cash

>Phone NFC payment
I really don't understand how this is better than a contactless card.

that's what insurance is for

>Leaving your banking information vulnerable through NFC.

I use cash mostly anyway

What the fuck is "swiping"?

Isn't that the shit they used in the 80s?

Just tap the card, fuckhead.

but i was wearing my black afro wig and nigra suit, they'll never know it was me

The security camera is the only thing that can possibly identify you. But the cameras can't really tell someone how much cash you've spent.

>be euro
>go buy groceries
>take the self scanner thing
>scan things as I pick them and throw them in my bag
>go to self checkout
>pay contactless
>receipt is shat out in seconds
>don't even have to type the pin if I spend less than 25 euro
Meanwhile there's a 20 minute queue at the human cashier because a granny is still picking her coins from the purse.

this, here in europe i can pay contactless with my card or phone and it works everytime.

Cash does not have this problem.

>not using an IC card that can be bought anonymously, used offline, pay literally anything, opt-in connection to your bank account or credit card for auto-recharge, contactlessly.
>The IC card is used since 97.
>The American is lagged behind for 20 years.

>and it takes a whole minute and a half to pay from the time they insert their CHIP card till the register spits out the receipt.
What the fuck? No it doesn't. The *only* thing that takes any noteworthy amount of time is when they make you sign their part of the receipt. In my experience it takes literally less than 5 seconds for the device to finish the transaction.

>Japan
This

>not paying in cash

Do you hate freedom?

stallman.org/rms-lifestyle.html

we dont all still live with mommy and her new boyfriend.

because you're an idiot who cant even use the simplest of technologies.

you should stick to wheels and levers, pal.

implying i dont have signal blocking card sleeves.

This guy is too perfect.

>That religion section.

Top Kek

>scared someone's gonna steal $30 worth of tranny porn DVDs

You could probably get it disabled by your bank, you know. I know my online banking has the option to change the amount, don't know if you can turn it off or just set it to $0 online or not.

Yes. The rest of the world did away with mag stripes almost 10 years ago.

stupid person here

I work for the bank in this pic Only fraud causes we've ever had involving NFC were stolen cards. Customers reported the cards stolen, got their money back in a couple of days.

How can the king of spergs still be so condescending.
he has no ground to stand on

(You)

thanks, but fuck off.

Why is America so backwards when it comes to payment systems?
>still uses paper bills that are easily counterfeit and torn
>still uses the penny even though it's worth nothing
>vendors stay with card swiping even though all major banks have implemented chip cards and all new card readers include the chip slot

Come on, it's 2016!

lol this faggot looks at prices at remembers them for each product. Enjoy shopping 50% slower than me.

>Chip & pin for only 3 years
jesus

>do you want that as a credit or debit transaction
WHAT DOES THIS MEAN

When you catch up you can be self righteous too