Hey Anons my Grandpa is 94 and about to die Im a senior in HS and 18. Yesterday my Grandpa had me come over drink a beer with him and watch football. He said user your the only one In this family who isnt a pussy you voted for Trump, you hunt, and your a spectacular football player because of this Im giving you my house when you graduate as long as you promise me you will carry my legacy on and start a family in it. Tomorrow Im going with him to help him write his will and we will make this official in case he dies before late may. The house is located in Orange County CA and walking distance from the beach. Its worth 800k but he bought it for 200k in the 50's so the property tax will be 2-3 grand a year. The house is paid off.
I have two questions first what kind of job should I get with just a diploma to take care of living I was thinking the army then become a cop. Second how do I avoid conflict about the house between my brothers and sister this will seriously piss them off as the closest one is 10 years older than me and has a family and lives in a apartment. thanks bros
Nathaniel James
An engineering job helps. And they shouldn't be little bitches about the house if they really cared about your grandfather.
Brandon Ward
checked and here is is the problem my entire life I was getting cool shit because I was the youngest this is why they will get mad also im not sure about engineering Im not dumb but I dont have spectacular grades im just getting by to get my diploma I can go to a two year college but not a four year
Leo Sanders
Get a job plumbing I've heard it pays alright.
Jeremiah Bell
get the house sell the house buy a house near a college for 300k-400k and the rest pay for at least a BA in college, living expense and a car then get a 100k-200k/year job set for life
William Anderson
thanks user I was thinking about that any tips on dealing with the rage my sibling are most likely going to have?
Cameron Edwards
fuck em lol
Mason Murphy
This could work but here is the problem first my grandpa is 94 he could potentially live 5 or 6 years he is just moving to a retirement home so he could find out.
Also I wouldn't do that because this is basically his last wish before he dies and Im not going to be an asshole after he has given me something amazing
Isaiah Rogers
>BA >$100k-$200k/year job Pick one.
Robert Ramirez
Yea pretty much thats what im thinking I mean once my grandpa creates the will I can tell them to fuck off theres nothing they can do
Isaac Bailey
then just live in the house rent free and get a job for 4-5 years and save save save then go to college and get a better job after
Jaxon Ross
Don't sell the house. You have a free place, low taxes, you're all set. All you need to make is enough for food and utilities. Get a job doing whatever for now. You're only eighteen, you got plenty of time to figure it out. Don't let these people push you into making a decision or give up the house when there's no reason to
Anthony Morales
Thank you user I am planning on having a family in that house how much do I need to be making monthly to be paying for food utilities and extra shit like cable and internet?
Brandon Jones
well if you have a pool the pump cost alot in utility's if not it that helps insurance, bills, taxes, car payment, phone and internet id say try and make at least 3k a month so you can save some
Brody Carter
at least 15=20$ an hour if you cant get any overtime
Cameron Anderson
nope no pool what I am wondering is what kind of job I should pursue that requires little edication I was thinking army because I dont have a girlfirend yet anyways so i dont need to worry about that
Carter Watson
You're *
Jace Smith
yea i dont want anything crazy maybe just 6 days a week 8 hour shifts of something would that work?
Isaac Scott
if you can get in i tried but they dont let anyone with asthma and army is only like 15k a year so good luck does have its benefits like cheaper college and other shit if you stay in for long enough.
Colton White
Yea thats true 15K probably wont be enough to live in thats like a grand a mont I could get a roomate though?
Landon Taylor
No will is airtight and your siblings could tie things up for years, costing you more than you think. Inheritance taxes are ridiculous, and depending what his entire estate is valued at, that will determine how much the inheritance taxes are. Guess who pays for the appraisal? You. Inheritance taxes on a 800k house is tens of thousands of dollars. Guess who pays? You. Taxes might change on a yearly basis depending how the estate is left. The gov't will get their money one way or another. If you do end up with the house, sell and literally go anywhere but Cali. Good luck bro.
Matthew Clark
if you are on a base you could rent out your granddads house and make like 1500-2000 a month from that if you serve for 4 years that almost 100k plus the 60k of pay
Grayson Ward
This...you can honor your grandad and have a family anywhere. Sell the house. He'll be dead, so he won't care anymore. Use the proceeds to go to school or start a business.
Caleb Hall
I know but this is his dying wish i have to honor it
Chase Reyes
This. Especially about the will. Get a living trust instead. Much stronger than a will & a real bitch to undo should siblings try. Also inheritence tax is a real bitch. Try to get your grandpappy to sign u up as co-owner. This way when he is died the house falls immediately to you. You'll bypass the inheritence tax due to the fact you are already the owner. Gif unrelated
Chase Edwards
I Dunno about a job, you know what interests you/what you have the skills for that pays well.
With the house, I might consider renting it to the one with family. If you wanna raise a family you wont need it for a few years anyway. If you want to keep it having the house lived in will help with maintaining it and the rent can pay of the property tax and if you set a reasonable price could alleviate familial tension.
Even if you dont rent it to them I would rent it to someone. its a solid investment. I mean what would you invest the money in if not the house? what would be a better investment?
Alexander Lee
THIS op do this
Xavier Ramirez
So you're not going to college? That's a mistake. Your grandfather is a moron. It's also likely your siblings can contest his decision based on the fact he's obviously not in his right mind. Voting for Trump.
Ryder Morales
Complete bullshits 200gs in the 50s is like paying 7mill today.... talking out your ass
Isaiah Sullivan
I can certainly appreciate generations wanting their family to have the fruit of their labor. The key is finding out what else he owns upon his death. An 800k house will be sold off for taxes if he doesn't have large assets that can be liquidated easily. If he does, your tax bill will rise regardless. The idea of placing you on the deed now will help, only if he lives 5 more years. In cali there is ano inheritance maker that is invoked so a family member can't sell property a week before they die to circumvent taxes. A living trust is a fantastic idea and a great place to start. Grandpa will have to come clean about his entire estate though.
Samuel Rogers
Just tell your siblings they're a bunch of pussies.
Angel Peterson
What city bitch, I'm in garden grove. Congrats on your house, if you're writing the will with him, what can your siblings do? It's his wish.
Austin Hill
Thank you thinking about this
Luis Torres
Not complete bullshit that house is over 75 years old user its not nearly worth 7mil
Julian Morales
A.) 3k a year prop tax isn't shit. That's less than most apartments yearly rent I've lived in. You could get virtually any job and pay for it if you work full time.
B.) fuck em. It's his house to do what he wants with it and he wants to give it to you. If they try and make you feel guilty about it they're selfish pricks that only care about themselves.
Evan Brown
Laguna Beach
Jace Cook
Also in sorry to hear about your grandpa. But congrats on having someone who cares that much about you. That's more then the majority of people on this board can say.
Daniel Gonzalez
user you dont have to be sorry I actually exaggerated hes not about to die hes in good health but hes 94 so he decided to make a will
Isaiah Taylor
Listen OP. Your Gpa is a G man. It doesnt matter if other family members have "closer relationships". his intuition speaks itself. Never sell that house unless the market starts to slip a ton or shit seems as if it were to build up to hit the fan. Only a couple grand in insurance and taxes is nothing man, you could work at mcdonalds and live in that house comfortably. But dont do that. Dont join the army either. just go to a local school in the area and get your 2 year degree or 4 year in crim justice etc. Try to get a job in the FD or PD. Just make sure while you go to school you stay in shape. work your ass off. Your Grandpa is the last of the best generations to exist. this is a pick and choose world, you have been picked and chosen. If pd or fd isnt for you, then go to school for something that interests you. Having a house at 18 puts you ahead of 90% of the population. Also the OC is a great area besides the materialism. if it tanks sell it and buy a dank estate in new england or go to switzerland.
James Gomez
wrong.
When you inherit property, such as a house or stocks, the property is usually worth more than it was when the original owner purchased it. If you were to sell the property, there could be huge capital gains taxes. Fortunately, when you inherit property, the property’s tax basis is "stepped up," which means the basis would be the current value of the property. For example, suppose you inherit a house that was purchased years ago for $150,000 and it is now worth $350,000. You will receive a step up from the original cost basis from $150,000 to $350,000. If you sell the property right away, you will not owe any capital gains taxes. If you hold on to the property and sell it for $400,000 in a few years, you will owe capital gains on $50,000 (the difference between the sale value and the stepped-up basis). On the other hand, if you were given the same property, as opposed to receiving it upon the owner’s death, the tax basis would be $150,000. If you sold the house, you would have to pay capital gains taxes on the difference between $150,000 and the selling price. The only way to avoid the taxes is for you to live in the house for at least two years before selling it. In that case, you can exclude up to $250,000 ($500,000 for a couple) of your capital gains from taxes.
a lawyer and or accountant could fill you in with shit for more info
Asher Perez
Thanks user I will likley do this i wont sell the house thank you for helping
David Jackson
Thanks m8 should i have a lawyer help my grandpa and i out or does it not matter?
Alexander Nguyen
Hope this is real, because that's great.
Keep the house, learn a trade.
Brayden Robinson
me btw. as other anons have suggested do living trust. have lawyer draw shit up. see what best thing is to do via their suggestion financially dont be scared about paying a little tax her or there. also look into trade school. electricians can easily make 70 a year entry level
Carson Robinson
yes
Jacob Garcia
Copy pasta with some updated stuff but you used the same damn pic. Good catches though.
6/10
Jaxon Lee
How much money will a lawyer cost me user?
Bentley Hill
did u do voc or anything in hs? could be a mechanic or something tough work but pays well after a few years
Colton Cook
>Its worth 800k but he bought it for 200k in the 50's
None of that is accurate. I know the entire history of that markets value. Also anyone excluded (parents and siblings) in the will can contest the will. Have fun affording a lawyer just to try to fight it. Going to cost some g's.
Blake Martin
Naw not really
Jayden Torres
Cops and FD have shortened life spans due to sleep schedule and stress. If you don't have the intel to be an engineer pick a trade, electrician, auto tech, mechanical drafting, accountant.
Surprising his property tax is not more. Taxes are usually re-assessed bi annually. So it should be close to actual value, not what was paid years ago.
Different states do inheritance tax differently. $800K sounds like Califa, sell it and move where houses are $300K like Reno. Elon Musk is opening a battery factory there with 5000 new jobs.