Why are blacks so bad with money?
I work as a waiter and recently we hired this black guy I see around campus
After his first paycheck, he didn't use it to buy books, he didn't use it for tuition or rent or anything important, he bough a Michael kors watch and a Versace belt
He showed up to work with that on, and he waited tables with his belt flashing out
How ridiculous? Why are blacks incapable of thinking ahead?
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He was thinking ahead, that belt is a great way to attract females.
To be fair he's probably got affirmative action money to spend on school supplies and tuition.
It's a cultural thing. This is how they show their success.
>O muh gawd guuurlll did you see dat watch guuurl he mus be uh balla.
You attract females with a belt and a watch and then after a while they find out you are broke.
Women hate that, it's the equivalent of a strip tease and then you find out it's a trap
I was just joking...
>1nlZgPaY
Nice
they cant think ahead because they evolved in a warm climate. they just had to reach up and grab bananas and never knew the harshness of winter
they prefer short term gratification over long term
Poor foresight. Speaking as a nigger. I spend money on stupid little things all at once. 2 dollars here, 4 here, 9 here. Just builds up. Give me some adv for building up the willpower to not spend money on impulse.
not being a nigger is a good start
A few dollars here and there isn't that bad, but why do niggers insist on buying designer clothes, expensive booze, car accessories, etc.?
>it's the equivalent of a strip tease and then you find out it's a trap
They are used to a short lifespan. Havent you seen thos Chiraq videos man. They can be popped at any moment so you might as well spend the cheddar.
Humans in general are bad with money, regardless of race, how fucking young are you?
>not their money, not their accountability
someone link that yours/theirs/efficiency graph.
this, I know $200k+ a year income people who have a negative net worth from blowing it all on stupid shit.
Not defending black people here but blowing all your money like an idiot is the norm rather than the exception.
I have never seen a white, yellow, brown or red person waste their money so easily (maybe red people)
When I was in high school, all the black kids who lived in apartments always showed up with the newest Jordans and Gucci belts, while everyone else wasn't so flashy
Black people have no concept of wealth. These are a people who have spent the entirety of their existence clawing tubers out of the ground and chasing down dinner until Europeans dragged them into modernity less than two centuries ago. Their mindset is still toward getting what they want now with no regard for tomorrow.
>maybe red people
See my previous response. They have closer to four centuries. Brown people retain some of their European cultural heritage. Yellow and white people have a long history of utilizing money and acquiring wealth.
bullshit
i know lots of whites that makes 100k that spends their money on drugs and women.
people who spends their money on stupid shit exists on the whole spectrum
Honestly couldn't say. Cheapness runs in my blood, I look at people who are dumb with money as aliens, I literally can't understand them.
sauce on that webm?
we got a drug thread a couple of days back
theres this white guy that spends $300 a DAY on meth
9 grand a month for drugs, imagine what he does for a living, the stupid fuck
Everything you hear on the internet is true you know
You know how most drug addicts who spend that kind of money for drugs do for a living? They push drugs or do illegal shit for that money
How do you know he spent his first check on that? How do you know he doesn't have other savings for his education? How do you know what he's doing with his money? Why do you care? Why do you think you're not using confirmation bias ? Are you gay and love black men?
Also you're Malaysian so I assume you have never met a nigger or have lived around them your entire life
They are different than us.
Because that's what he said he spent it on
I know a black guy making good money (not with rap, real job) and he has told me the same. "You know I hate to say it, but somehow they just suck with money." Ask NBA stars, even with shitload of financial help they either fuck it up or get scammed.
Poor people with little education.
1. They have no experience with money.
2. They have massive insecurities about their wealth and personal status. Eastern Euro slavs are similar. They blow money on what are status symbols that say they are rich. Watches, rims, clothing, etc.
3. Low IQ and education. Poor upbringing showing lack of responsibility.
I know this because my older brother is similar. He's white, but mimics many nigger upbringing. His dad just abandoned his family. He didn't meet our dad until 15. He spent his teenage years in gangs. Dropped out of high school in grade 10. Dumb as a brick. He got 25,000 severance package from his factory job. He spent the next few months partying until it was all gone. He borrows money from me all the time.
more like
>O muh gawd guuurlll did you see dat watch guuurl I bet I can get him to pay my rent and buy my shoes
>After his first paycheck, he didn't use it to buy books, he didn't use it for tuition or rent or anything important, he bough a Michael kors watch and a Versace belt
Niggers have no standards. It's one reason why the idea of 'never talk about how much money you make' goes right over their heads. They need to brag, and while they think they're being amazing doing so, they're just showing how repulsive they are.
>How ridiculous? Why are blacks incapable of thinking ahead?
That's the million dollar question. If they COULD think ahead, then crime rate among other thinhgs among blacks would be drastically smaller.
You ignore my other questions. Blacks aren't different. I'm black, challenge me
you skipped the part where they beat them with the belt when they try to leave them
You really think that black people cant think ahead. Interesting
I grew up with a lot of dark skinned, and they way they talk, move around, interact, I've noticed is different from their white counterparts
I've noticed that many blacks when making a statement, they stand up and walk around the classroom and speak, sitting on desks, etc. It's small things like that
Fantastic trigger discipline all around. These little niglets made a very professional rap video
LMFAO. Bro I'm sorry. I just can't understand why those things you just mentioned stuck in your head. Black people are not different man. I mean have you ever gotten to know your black peers ?
Biggest problem is having kids before financial security.
raising a kid cost, from age ZERO to 20 or 25... about half a million dollars in USA, give or take.
These niggas have 6 kids by the time they're in their mid 20s... and no stable job.
There's just no way they wont be poor, and it has nothing to do with capitalism, or being cheated by "the system"... they're just idiots, can't administrate their lives.... they'd be poor anywhere... people like that in a socialist system would drag everyone else down with them, and their stupid life choices.
I have black friends myself tbqhfam
A black employee once begged me to rent him a redbox movie because he was broke. I told him to just spend 90 minutes contemplating fiscal responsibility. Not sure he knew what I was talking about.
>Why are blacks incapable of thinking ahead?
Because it requires self-awareness and the cognitive ability to perceive time.
That too. But it's chicken or egg type problem. Poor stupid people will make poor stupid decisions. Who then produce people who make poor stupid decisions.
Three quarters of black men are raised by single mothers. Women are stupid and prioritize looking good over everything else, because that's their value to society. Therefore, many black men are raised to believe that shoes, clothes, and jewelry are marks of success, so they blow their money on Jordans instead of something useful.
The other argument is that the Dems have successfully convinced the black population that welfare will take care of them forever so there's no need to move up in the world, just keep voting Blue.
Thinking ahead consists of "Oh shit, if I rob this convenience store for its cigars despite graduating from high school broad daylight, i may end up in an altercation with a police officer and ruin my chances at going to college"
or
"Oh shit, is murdering a young white woman and her child and then burning down their house really worth stealing this debit card? The chances of me going to jail for my entire life time are 99.9999% likely!"
black people always be arguing with the store clerk about how much things cost
it's like, damn, nigguh, they ain't changin' the price fo' you!
shee-it
>blacks care about flashy material things because they are raised mostly by women
It's all starting to make sense
>Why are blacks so bad with money?
poor impulse control and lack of future time orientation
Long term strategies and deferral of gratification are more difficult for some cultures
It's why they vote for big government too
The concept of caveats and unintended/unseen consequences are difficult for them
>implying any man white or black wants a woman to stick around after sex.
excellent documentary on pro sports players:
Yeah it really blew my mind when I first saw that connection, it makes a lot of sense IMO.
Single mothers are a plague on society.
This idiocy trancends race, user.
I've had co-workers who spent their salaries on rims and styling their 240 Volvos(LOL) rather than pay rent and had to file for bankruptcy after a while.
Thug culture is a primary factor in making blacks waste a fuckload of money on nothing.
Do niggers not trust banks or something? I remember there was a thing like that in The Wire where the drug dealer guy didn't really believe that his money was in the bank unless he could physically see it.
Well, idk why you think those things makes us different. Do you want to know the only thing that makes us different? Melanin. This is the only difference between whites and blacks. Which account for other small differences but which aren't that significant. Melanin is responsible for the illusion that blacks don't think ahead. It's because they don't really need to. Melanin absorbs energy from the sun, which is basically energy that gives life, so black people have a lot more earthly energy and are very down to earth. Their intuition is stronger than white people. because white people have to rely more on their logical cognitive abilities to survive, they lack the proper amount of life energy to survive without thinking much.
Red pilled. I just find it hilarious you're so fascinated by the way we walk around the classroom and sit on desks while making a statement
don't
that's how I do it
Niggers are worthless pieces of shit, what else is new?
There are coworkers of mine who earn five figures and somehow ends up being broke nearly 2 weeks before the next paycheck.
How the fuck is this possible. I know where they live and their loans aren't that much.
Put a bullet in your brain you fucking nigger.
It was like I felt something click in my head when I read it. I was just wondering about this very thing yesterday. I was commenting about how blacks are obsessed with shoes and how it's the sort of thing that people used to mock women about.
Because they're tacky, low-class, uncouth pieces of dog shit that need to show off and put down their fellow man when given the slightest opportunity. They are the worst thing about Western civilization.
Find out how much money you have after cost of living expenses. Decide how much of the remainder you should spend on luxuries. Be reasonable (I know that this is difficult for your kind). Use this money to pay off your debts. Once you have no debts, put the money into a savings account instead. When you have $5000 saved up, buy stock in VOO. Continue buying stock in VOO at regular intervals until you retire.
this
Competitive. Dumb. Violent. Impulsive. Uneducated.
= financial instability
Use the rest of the money to pay off debts*
THIS
Warm climate peoples have no ability to plan for the future.
Cold climate people who didnt plan for the future died.
You confuse ability with necessity
>their intuition is stronger
Shouldn't they know when they are about to make a shitty decision without having to think hard about it if that's the case?
wat
evolutionary necessity selects for the ability
underrated
>live in Africa
>don't give a shit about the seasons because you can pick fruit or hunt any time of year
>Live in the north
>have to plan months in advance to have adequate supplies to live through winter
>thousands of years later
>bix noods can't plan for future
>whites are extremely future-oriented
Cannot read the future
Humans aren't just animals. Humans were created in the image of God. Each person with their own unique personality and mental ability. Whites descended from blacks.
>People like this still exist
Sad.
>you think those repercussions stop niggers from making bad decisions
Bro...as a puerto rican dude with a black son....u cant fall for the bait yo. Thats all Sup Forums is. Only a fat fuck sperg actually BELIEVES hes better cause of his skin. Theres shitty people all around this planet regardless of skin...these are fat losers on here yo
Blacks have no impulse cobtrol, self-consciousness, abstract or long-term thinking, or enlightened self interest. They are stomachs.
Fruits, food, animals are season. You're naive to think that in Africa the same shit happens every day and in Europe is some kinda magical fantasy land like lord of the rings.
People that understand their own humanity?
if only they had muzzle discipline
I know, but I want people to understand that all ethnicities are descended from Africans . And all this racism shit is so stupid.
cant be good with something you dont have
>White people, make money don't spend it
It's not about possibility, but about rates. Sure you have some christian extremists who can perform terrorist attacks and muslim extremists who do the same, but one group does this shit much more often.
>what are bone structures
>what are genes
>what are diseases
>what are other external physical appearance differences like shape of eyelids
You gotta be either retard or case of extreme lack of knowledge to believe such shit like there're no differences between races besides melanin.
Yeah, and lot of cars use designs steming from the same concept. Doesn't make all the cars the same and equally specialized. Some cars are good at one thing, some are good at some other thing, and some are shit in general. Same with people. Do you really think that thousands of years have little to no impact on species?
buy in bulk, never buy from gas stations, look how much you're paying per an amount of product (walmart has a very convenient $x per ounce of product), and stop being a nigger.
Poor people in general don't trust banks.
all ethnicities descended from a hairless ape named lucy
The different races arrived in their respective ancestral homelands long before the first black Africans came to be
Get the fuck out of here with your afro-centrism and read up on proto-Indo-European migration
You're saying that my claim that all ethnicities descend from African ethnicities is less believable that all ethnicities descended from one hairless ape? I know that humans migrated out of Africa.
>what is basic biology
>what are pathogens
>what is genetic variation
You compare humans to cars lol I can't entertain you anymore
Exactly. All these things create differences. Looks like nigs are as dumb as this thread makes them to be.
You never refuted me when I said the only differences between whites and blacks are melanin. You threw irrelevant things at me that can account for differences between you and your sibling.
This right here
>I know that humans migrated out of Africa.
How do you know it?
Were you there? Are you a genetic anthropologist?
Once again, you're thinking about possibility, not rates. Can you jump off the building and survive? Yes, it sometimes happen. The thing is, the death rate is much bigger than survival rate.
Same with racial differences. Sure there are some differences between me and my brother, but differences between whites and blacks in general are much bigger.
You're just prooving that nigs can't think above certain level.
I'm the same guy just different ID. And I said that because you told me to look up proto-indo-European migration. They migrated out of Africa. I knew that already
This is why I'm forever here
I'm saying that EVERY human has been traced back to a group of 50 related females of which Lucy is one. I'm saying that ethnicities didn't come about until after humanity was scattered to the four corners of the earth, that the negroid, Caucasoid , and mongoloid peoples didn't become distinctively separate until tens of thousands of years after the ancestors of modern humans migrated out of Africa
Pic related
Da bank be messn with my money
Child support, alimony, payday loan sharks and Lawyers can garnish wages. Guess where the take the money from
Because they don't have foresight. They're incapable of looking beyond now, how else do you explain why a nigger thinks it's, not only a good idea, but he can actually get away with murdering someone in front of several eyewitnesses, in front of several video cameras and all for the sake of $40?
I disagree with you. "Negroids, caucasoids and mongoloids" are a recent classification and Africa can contain negroids caucasoids and mongoloids, while still being black. Even in Europe or Asia, people still get sunburnt because they weren't supposed to be that light.
>implying he needs school supplies when he can just go "das test racis!" and get a pass anyway.