>Looking for a house
>3x my salary is $210k
>Options are condos, manufactured homes that cost over $100k, & shitty houses in the hood
>need half a mil to get a small house in a not so dangerous area
How the fuck am I supposed to move up and save when it's virtually impossible to do so unless you're a trust fund baby or make at least 6 figures?
start a business while you are working
Rent cheap.
Save up for a down payment.
Get a loan
Pray your credit score is good enough for a 3% apr.
Or
get a loan dont pay down payment.
Pay mortgage
you have to hope for a little more construction, a little more deportation, and a little higher interest rates bruh. hang in there
Have you tried crying about it on a politically-themed discussion board?
Move to a city with a lower cost of living
Move you dumb faggot.
Renting is always cheaper than buying OP.
Learning 2 personal finance.
Rent forever--save up your money--then buy a cheap house in a cheap state and retire there/move there for peanuts.
Why don't you move to a place that isn't so jewish?
Pittsburgh, Nashville, Dallas, Phoenix, etc all have nice homes in your range
Have you tried "manning up" or "being yourself"?
Why would a used up roastie fuck you when she could fuck some chad in a giant house?
Fuckin loser OP, man up and be yourself.
Get out of whatever shithole city on the coast you are living in and move to the,midwest.
>$500k
>not so dangerous.
Buy a property further away, fix up the doors and windows, do a bathroom and kitchen renovation, fix up the floors (like replace carpet with pergo laminate, or re-finish existing floors to make them look good).
Live there for a year or two, then sell it or rent it out for steady income.
Get a loan fgt
You don't actually buy Real Estate with your own money, you use your money to get a loan
Rent cheap now, wait for the market to fall back down. Just 5 years ago I paid 100k for a investment rental house in a nice area, now comps around me are at 215k. Hang in there.
>Renting is always cheaper than buying OP.
You're retarded or live in Jew York.
Why the mother fuck do you want to live in a city
Drop the stupid fucking city meme.
Wow homes in rural areas are affordable? You don't ducking say?!?!
> BUT MUH STARBUCKS
> BUT I NEED THE CITY CAUSE THERES NOTHING TO "DO" IN THE COUNTRY
then eat a bag of dicks and enjoy being raped of your entire life value
>German Jews are still a thing.
>t. (((banker)))
Why do you think I make that much
Don't reproduce and spend everything you make on yourself
Good quality post. Made me smirk
>mfw they fell the for the electric jew's idea of a 12 dollar "slice" at 3 am and think that's all there is to life
>Nashville
What's it like
I am immigrant in UK so don't take what a say as a meme:
Too many immigrants = overpriced houses.
As long as Trump don't fix it you will not be able to buy shit.
>tfw parents bought me and wife our first house
Not having a mortgage or rent is fucking ace.
Life is less of a treadmill.
>Get a loan
good goy
Usually whiter the neighborhood = more expensove over here. Atleast in NC
lucky you
My salary is $60k and average house price around here is $1.2million
Use this tale for inspiration OP. At least once you make it you can be proud of accomplishing something. No one respects a queer like this who just had a house handed to him
Save a little money and open a Certificate of deposit or invest in stocks is a nice way to start. I fucked up and did this vice versa.
>LA is located in nevada
muh geographicating
>risking your own money when you can invest someone else's
Wanna know how I know you're poor?
Just live with your parents until you are ready to buy a house or just take theirs when they die.
London? Yeah, I heard you the small plot of homes there are over a million,fuckinh insane
You obviously don't make enough for the area you live at currently. It's not that much either. Consider relocation to a more affordable area. You should also keep a contingency plan to move again should the need arise or benefits you.
I lived in San Marcos for a while, it was $1,050/mo just for rent (it's $1,090 now) for a ~892 sq. ft. 2b/2ba apartment. Seriously, tiny ass space. After all the bills, it was about $1,250-$1,300/mo. That's a fucking month and a half's mortgage payment. Anyone down here that thinks it's cheaper to rent than own is next level autistic
Yeah once you hit your early 30's you realize you just end up staying home or hanging out at a friend's house on weekends anyway, there's really not much need to live in a city.
Unfortunately what I do for a living can't be done in the country. So I'm fucked.
buy a franchise, most preferably fast food
Nigga, you just went full retard.
Mortgages are always cheaper, provided you are smart and dont buy a 350k house as your first home.
Salty pleb detected.
It's not my fault your parents were either too poor or too mean to help you out.
The money I would have spent on our first property was spent on a rental property instead, hopefully I can get a few more such properties over the years, and pass them on to my kids.
I'm sure your kids will be grateful for the opportunity to make themselves proud, paying off their pile bricks, wood, and glass until their old age, but I think I'll help my kids along where I can.
This guy knows whats up.
seriously consider moving as well, property in areas of texas are insanely cheap comparatively
underrated
I own my home and pay cash for my vehicles. I'm still in my thirties. It's fine.
I have no debts and was able to take some slight advantage of the housing bubble and depression when it hit in 2007 and 2008. Picking up Florida properties for peanuts near around 50-70k for a house. Rent them out for $1500+ a month they are paying for themselves. Might sell one of them if the market keeps getting better due to Trump.
> meet a mentally unstable woman who's dad is a millionaire
> use various psychological tactics to shift her self-esteem tp your opinion
> use the two steps forward, one step back rule
> isolate her from her friends and family, preferably she would have to move city
> let her know how fucked she is without her
> borrow sums of cash from her, even if you dont need it, so she feels financially invested in the relationship
> try not to lose your mind during this process
This is how I did it, we're getting the keys to our new apartment today . because we are far out in the suburbs she got me a car to drive her around in. However she is insane. She cut her leg open because I didn't msg her back for 6 hours. This is what the economy has forced me to do.
I'm going to hit my "fuck you" money goals much sooner than I anticipated.
Where the FUCK do you live nigger? I own this $160k two bed room house near a highly populated large town-mini city. You need to move out of commifornia or jewyork.
move to texas we shit out nice homes
You are completely retarded.
What do you think happens when you move out of a mortgaged home? The money is lost?
You really fucking do, I'm ultra jelly to the max. What I paid for this home, I could have gotten a mansion in Tayhas.
If you don't continue to pay the mortgage, you lose any claim to the property and all the money you paid towards owning the property.
Wait 1-3 years for the next recession to be in full swing
Is there a point somewhere in there? Any other accomplishments your parents made that want to brag about anonymously?
im 32 yo kissless virgin, iv worked in a kitchen for over 13 years. Im an alcoholic because 3 years ago i realized there was no escape from my hell.
Government funding to go to school? Funding for Food, internet, cell phone, housing, college.
No.
Im a white male, iv worked hard my whole life. what was i helped with? nothing. So much for my golden ticket niggers say i have.
When I need money for an even bigger yacht, I always mumble some half remembered gibberish from a get rich quick book and a big sack of cash magically appears.
If that doesn't work for you, why not try building a time machine and going back to the 1990s.
>tfw ywn have a mentally unstable gf who is obsessed with you
why even life
>Pol level ignorance at it's finest.
This. Even in my midwestern town, it costs a million dollars to open up a Wendy's.
>offered house by parents
>"no thanks, dad, I'd rather be tied down by a mortgage for the next 20 years"
Make sure you refuse any inheritance from your folks as well. Nobody can respect someone who is just given money.
Yes, some of us were born to dumb, socialist parents, who thought that saving and investing was some kind of capitalist bullshit.
Not my fault either.
Lmao. A house is 10x what I make and I make twice the national average. 3x sounds like ez mode life
this or just rob people
Classic Romania
You don't just leave, you sell the property. If you've lived there for a while, and have taken good care of it, you'll probably earn a profit.
Yeah, but good luck getting enough scrapped together to buy a fucking house. Southern California bleeds fucking money from you in every single way possible.