Do you have private debt?
How much and do you have problems with it?
What did you use the loan for?
How much do you earn and how much is your monthly rate?
>€20.000,-
>It's a bit worrying, but I can handle it.
>I used the loan for a new car (new Opel Astra K with all extras, 4000km)
>I earn €1900-€2000, my monthly rate is €600,-
>Do you have private debt?
kek, no
none after paying off school
you need to be more like a German and not spend shit through borrowing, pleb
No debt whatsoever. Hell, some mothafuckas out here owe ME money.
Are you a drug dealer?
No. I'm just stupid enough to loan money to friends and family.
6k, more or less, from a several-month hospital stay in 2014.
...
>6k
That's too low for an American health expense. Where's the big tip?
This is my second /denbt-free/ year desu
Feels good mane
>Where's the big tip?
When I didn't tip enough in Vancouver (didn't pick the recommended percentages, but typed in 5%), they started to look at me in a shaming way.
You are not better than your neighbor.
No I'm not a retard.
I don't owe anyone any money. Debt-free.
>I used the loan for a new car (new Opel Astra K with all extras, 4000km)
So you took out a loan for a 2015 car with ALL EXTRAS.
That's middle class American-tier. You could've bought an older car, and you didn't have to get all the extras. I just have to wonder why you did that.
You're lucky you only got a look of shame. I got someone coughing in my food to give me some lung infection for not tipping.
>you didn't have to get all the extras
Massage seats with heating and AC (in the seats) bruv.
Do you rent an apartment?
Renting in Germany and Austria is like owning it.
The fuck? Why?
I'd be worried if all landlords just said fuck it and raised the prices.
no
>I'd be worried if all landlords just said fuck it and raised the prices.
They either don't rent out (raises price) or they raise the prices.
Or both, which raises the prices.
I didn't want to drive to work with a shitbox every day.
Warum hast du dich für ein Auto verschuldet? Wenn du nicht für eine (selbstständige) berufliche Tätigkeit sehr viel fahren musst und das Geld dadurch schnell wieder rausbekommst, ist es doch bescheuert, sich ein 20+ k Auto schuldenfinanziert zu kaufen...
no nazi talk please
>you need to be more like a German and not spend shit through borrowing, pleb
Is that such a german thing? I know for sure me and a friend won't do it, but still.
No.
Just avoid banks and there won't be problems
>opel
>astra
enjoy your 20k€ piece of shit
this. what a shitty car OP, wtf were you thinking.
No fucking way. I'm not stupid.
Enjoy your debt you stupid loser.
I'd rather kill myself than even have a single cent worth of debt.